01 Industry overview
The electronic payment industry at a glance
Global electronic payments generated approximately $2.6 trillion in revenue in 2025, supported by 3.8 trillion transactions and $2.1 quadrillion in annual value flows.
- $2.6T[5]
- Global revenue, 2025
- 3.8T[5]
- Global transactions, 2025
- 56%[94]
- Wallet share of e-commerce, 2025
- $14.2T
- Visa payments volume, FY2025
- Market size
- The global payments industry generated approximately $2.6 trillion in revenue in 2025, from $2.1 quadrillion in annual value flows and 3.8 trillion transactions. McKinsey describes payments as banking’s largest revenue pool, accounting for roughly 41% of total banking revenue.[5]
- Forecast & CAGR
- McKinsey projects global payments revenue growth to average approximately 4% annually over the five years after 2025, below the 7% ten-year historical average. The earlier 2024 outlook projected revenue of $3.1 trillion by 2028, based on an approximately 5% annual growth rate.[5]
- Market share & regions
- Digital wallets accounted for 56% of global e-commerce transaction value and 33% of point-of-sale value in 2025. In the euro area, cards represented 57% of non-cash payment transactions in the second half of 2025, compared with 21% for credit transfers and 14% for direct debits.[94][23]
- Segmentation
- Electronic payments are segmented into card payments, credit transfers, direct debits, e-money payments and other payment services. In the euro area during the second half of 2025, card payments made up 57% of non-cash transaction count, credit transfers 21%, direct debits 14% and e-money payments 6%.[23]
- Key players & concentration
- The market remains concentrated around global card networks and large payment platforms. In the U.S. Department of Justice’s debit-network case, Visa was described as handling more than 70% of debit-card payment volume, while Mastercard held less than 25% and no other competitor exceeded a single-digit share in the alleged markets.[95]
- Trends, drivers & challenges
- Growth is being driven by cash-to-digital conversion, faster payment rails, software services and wallet adoption, while fee compression and fragmented regional networks are increasing competitive pressure. McKinsey estimates that low-cost alternative networks could put legacy fee pools of as much as $75 billion at risk, partly offset by approximately $110 billion of productivity opportunity from agentic AI.[5]
- Consumer behavior & competition
- Wallets were the leading global consumer-to-business payment method in 2025, representing 38% of combined e-commerce and point-of-sale value, or more than $13.8 trillion. Visa reported 4.9 billion payment credentials and 257.5 billion transactions processed on its networks in fiscal 2025, illustrating the scale of competition between wallets, card networks and account-to-account providers.[94]
- M&A
- Global Payments agreed in April 2025 to acquire Worldpay in a transaction valued at more than $22 billion, combining two large merchant-payment processing businesses and expanding Global Payments’ international footprint.[58]
- Regulation
- The EU Instant Payments Regulation requires euro-area payment service providers to offer receipt of instant payments from January 9, 2025, sending from October 9, 2025, and verification of payee from October 9, 2025. Instant transfers must be completed and funds made available within 10 seconds under the regulation.[23][96]
- Latest news
- The latest major industry outlook, published in September 2026, says global payments revenue reached approximately $2.6 trillion in 2025 and is entering a slower-growth phase, with projected annual revenue growth of about 4% over the following five years. Worldpay’s 2026 report also identifies digital wallets as the leading global payment method across consumer e-commerce and point-of-sale transactions.[5][94]
02 Ranking
Top 10 Companies in the Electronic Payment Industry
The leading companies in the electronic payment industry, ranked on market impact, performance, momentum, innovation and brand popularity.
Updated November 11, 2026 · Next review December 11, 2026
Mastercard leads Gitnux's 2026 electronic payment ranking with an Overall score of 9.7, with network operating in more than 220 countries and territories. Stripe is the highest-ranked online payments infrastructure at 9.6, driven by businesses generating $1.9 trillion payment volume in 2025.
Ranked by Overall score · How we score ↓
Editor's top 3 picks
Where to start, by need.
#1 Overall · Leader in card Payment Networks
Mastercard
US
Ranked #1 · 9.7 · Card Payment Networks
Why we picked it: It runs a global card payment network used across card payments at large geographic scale.
Leader in online Payments Infrastructure
Stripe
US
Ranked #2 · 9.6 · Online Payments Infrastructure
Why we picked it: It supports online payments and financial infrastructure for merchants processing high transaction volumes.
Leader in digital Wallets
PayPal
US
Ranked #4 · 9.1 · Digital Wallets
Why we picked it: It operates digital wallets and online payments across ~200 markets with broad account scale.
Pick 1 is the #1 company overall. Picks 2 and 3 are the highest-ranked companies in the top 5 that add a new segment.
Full ranking
| # | Company | Overall ↓ | Impact | Performance | Momentum | Innovation | Company snapshot |
|---|---|---|---|---|---|---|---|
| 1 | Mastercard Card Payment Networks · US | 9.7 | 9.9 | 9.7 | 9.7 | 9.3 | |
Company snapshot · Mastercard · Data as of November 11, 2026 Mastercard operates a payment network in more than 220 countries and territories.[38]
| |||||||
| 2 | Stripe Online Payments Infrastructure · US | 9.6 | 8.7 | 9.9 | 9.9 | 9.9 | |
Company snapshot · Stripe · Data as of November 11, 2026 Businesses running on Stripe generated $1.9 trillion in payment volume in 2025.[26]
| |||||||
| 3 | American Express Card Payment Networks · US | 9.6 | 9.9 | 9.5 | 9.5 | 8.6 | |
Company snapshot · American Express · Data as of November 11, 2026 American Express reported $227.2 billion in worldwide processed volume in 2025.[32]
| |||||||
| 4 | PayPal Digital Wallets · US | 9.1 | 9.8 | 8.5 | 9.5 | 7.0 | |
Company snapshot · PayPal · Data as of November 11, 2026 PayPal reported 439 million active accounts across approximately 200 markets in 2025.[32]
| |||||||
| 5 | Fiserv Merchant Acquiring & Processing · US | 8.8 | 9.7 | 8.4 | 7.4 | 8.6 | |
Company snapshot · Fiserv · Data as of November 11, 2026 Fiserv reported $21.19 billion of 2025 revenue across payment and financial technology businesses.[97]
| |||||||
| 6 | Wise Cross-border transfers and account payments · GB | 8.8 | 7.0 | 9.6 | 9.8 | 9.3 | |
Company snapshot · Wise · Data as of November 11, 2026 Wise reported that 75% of its global payments were completed in under 20 seconds in Q4 2026.[98]
| |||||||
| 7 | Adyen Global enterprise payments platform · NL | 8.7 | 7.0 | 9.5 | 9.5 | 9.3 | |
Company snapshot · Adyen · Data as of November 11, 2026 Adyen provides one platform with licensed infrastructure and access to local payment rails.[99]
| |||||||
| 8 | Global Payments Merchant acquiring and payment technology · US | 8.4 | 8.8 | 8.5 | 8.0 | 8.0 | |
Company snapshot · Global Payments · Data as of November 11, 2026 Global Payments provides payment processing and merchant acceptance solutions worldwide.[36]
| |||||||
| 9 | Nexi European merchant acquiring and payments · IT | 7.8 | 7.4 | 7.7 | 8.3 | 8.0 | |
Company snapshot · Nexi · Data as of November 11, 2026 Nexi's stated objective is to simplify digital payments for people, merchants and institutions.[100]
| |||||||
| 10 | Worldline Merchant acquiring and financial payments · FR | 7.4 | 7.9 | 7.0 | 7.0 | 8.0 | |
Company snapshot · Worldline · Data as of November 11, 2026 Worldline processed more than 47 billion transactions and served 1.2 million merchants in 2025.[101]
| |||||||
How we score
- Impact (30%): scale and weight in the market (revenue, market share, employees, market position).
- Performance (20%): recent revenue growth and operating margin; an analyst assessment where a company does not publish them.
- Momentum (20%): growth trajectory and future potential.
- Innovation (15%): R&D intensity and how technologically advanced the company is.
Popularity (brand search demand, 15%) counts toward Overall but is not published as a column. Overall leaves out what is not known.
Scale Scores are shown on a 7–10 scale with one decimal; bars start at 7.0.
Cadence Recalculated when new figures are published; next review December 11, 2026.
Independence. Rankings are editorially independent. Scores, ranks, picks and the verdict follow the method above; no company can pay to change them.
Cite this ranking
APA
David Kowalski. (2026, February 13). Top 10 companies in the electronic payment industry. In Electronic Payment Industry Statistics. Gitnux. https://gitnux.org/electronic-payment-industry-statistics/#top-companies
Value of automated clearinghouse (ACH) payments in the United States
Value of automated clearinghouse (ACH) payments in the United States grew from $52.1T in 2015 to $104.1T in 2024.
03 Trends & forecasts
Top 10 Electronic Payment Industry Trends & Forecasts 2027
What is changing in the electronic payment industry, with the evidence behind each trend and a forecast for 2027.
Forecasts were generated by an AI model from the cited evidence. They are estimates, not guarantees.
01Payments revenue growth moderates
High confidenceGlobal payments revenue reached approximately $2.6 trillion in 2025, after growing from $1.7 trillion in 2020. McKinsey projects average annual growth of about 4% over the five years after 2025, below the previous ten-year average of 7%.[5]
Forecast 2027: Global revenue should approach approximately $2.7 trillion in 2027 if the projected 4% annual growth rate holds. Volume growth will continue, but pricing, mix and slower interest-rate benefits will restrain revenue expansion.
02Digital wallets extend market leadership
High confidenceDigital wallets represented 56% of global e-commerce transaction value and 33% of point-of-sale value in 2025. They accounted for 38% of combined e-commerce and point-of-sale value, exceeding $13.8 trillion.[94][102]
Forecast 2027: Wallets should remain the leading consumer payment method in 2027, with online share likely moving above 60% and in-person share continuing to rise. Growth will come mainly from wallet-based cards, account-to-account funding and embedded loyalty or credit features.
03Account-to-account payments gain selectively
High confidenceDirect account-to-account payments represented 7% of global e-commerce value and 4% of point-of-sale value in 2025. Worldpay identifies strong competitive positions for A2A systems including Pix, PromptPay, BI-FAST and UPI, while noting limited disruption in card-heavy markets.[94]
Forecast 2027: A2A should increase its global share in 2027, particularly in markets with mature national real-time-payment infrastructure. Growth will remain uneven because cards retain stronger acceptance, rewards and consumer protection in several large economies.
04Instant payments scale rapidly
High confidenceEuro-area retail payment systems processed about 60.1 billion transactions in the second half of 2025, with instant credit transfers representing 25% of transaction count. TIPS instant-payment volume averaged 2.74 million transactions per day in 2025, up 110.8% from 2024, while value rose 179.7% to €792.8 billion.[23]
Forecast 2027: By 2027, instant payments should become a mainstream account-to-account option for retail and business use in the euro area. Banks and fintechs will increasingly build merchant checkout, payroll, treasury and request-to-pay products on these rails.
05Contactless payments keep expanding
High confidenceEuro-area contactless card payments reached 32.9 billion transactions in the second half of 2025, 11.9% more than in the second half of 2024. Their value rose 12.8% to approximately €0.9 trillion, while 93% of point-of-sale terminals accepted contactless payments.[23]
Forecast 2027: Contactless should remain the default in-person experience across developed markets in 2027. Growth will increasingly come through phones, wearables and wallets rather than physical-card tap alone.
06Cards remain resilient inside wallets
High confidenceCards accounted for 57% of euro-area non-cash payment transactions in the second half of 2025. Globally, direct card use represented 48% of point-of-sale value and 31% of e-commerce value in 2025, while Worldpay expects total card volumes to continue rising even as direct share declines slightly through 2030.[23][94]
Forecast 2027: In 2027, cards should retain the largest underlying funding base in many mature markets, but a greater proportion of transactions will be tokenized and initiated through wallets. Card networks will compete more on security, tokenization and value-added services than on physical-card visibility.
07Cross-border payments shift into workflows
Medium confidenceCross-border payments recently reached an estimated $190 trillion in volume and generated a revenue pool of more than $290 billion. McKinsey expects cross-border payment revenues to grow at about 4% annually as payments become integrated into broader financial and operational workflows.[5]
Forecast 2027: By 2027, cross-border providers should increasingly sell integrated services covering foreign exchange, compliance, reconciliation, working capital and treasury rather than standalone transfers. Revenue growth should remain positive but pricing pressure will limit margin expansion.
08Embedded payments deepen software integration
High confidenceMcKinsey describes payments value as shifting from front-end checkout screens toward software control layers, dynamic routing and agentic rails. Global Payments and Worldpay together serve more than 6 million merchant locations and enable approximately 94 billion transactions annually across more than 175 countries.[5][36]
Forecast 2027: In 2027, payment acceptance, lending, fraud tools and reconciliation should be bundled more tightly into commerce, enterprise-resource-planning and vertical-software platforms. Payment providers with distribution through software partners should gain share from standalone processors.
09Agentic commerce pressures legacy fees
Medium confidenceMcKinsey estimates that autonomous-agent commerce could put as much as $75 billion of legacy payment revenue pools at risk. It also estimates approximately $110 billion of productivity opportunity from agentic AI, potentially offsetting the threatened revenue.[5]
Forecast 2027: By 2027, early commercial deployments should automate product discovery, authorization, routing and reconciliation, especially in travel, procurement and recurring commerce. The main effect will initially be lower checkout friction and new orchestration fees rather than a wholesale replacement of card networks.
10Alternative rails intensify fee compression
High confidenceMcKinsey identifies domestic instant-payment networks such as Pix and Bre-B as sources of card-margin pressure and estimates that low-cost alternative networks could put legacy fee pools of up to $75 billion at risk. The report also characterizes the industry as increasingly fragmented across contested regional networks.[5]
Forecast 2027: In 2027, merchants and platforms should route more transactions across cards, A2A, bank transfers and local schemes according to cost, authorization and risk. Acquiring and network pricing will face continued pressure, while orchestration and fraud-prevention services should capture more value.
04 Statistics
Technology & Innovation
Automation is already a stated priority (67% in 2025), while AI adoption faces implementation friction (85% of retailers report barriers in 2026).
AI in the electronic payment industry
- 67% of payment-operations professionals identify payments automation as an emerging technology or priority in 2025.[1]
- Visa reported that its employees use generative-AI tools for content generation, productivity and business automation in fiscal 2024.[2]
- 85% of retailers report barriers to implementing AI in payments, according to a 2026 payments-industry survey.[3]
- 50% of payment companies identify AI as a critical enabler of business objectives in strategic or investor-relations documents in 2026.[4]
- 28% of companies reported revenue growth from AI strategies in 2026, in a payments-industry discussion of AI adoption and returns.[5]
- Visa increased its workforce by 10% to approximately 31,600 employees in fiscal 2024 while pairing AI capabilities with payments-risk experts.[6]
Automation in the electronic payment industry
- 1.4 billion Same Day ACH payments were processed in the United States in 2025, valued at $3.9 trillion.[7]
- Cards accounted for more than three-quarters of U.S. noncash payments by number in 2024.[8]
- Electronic payments represented 83.7% of non-paper-based payment transactions globally in 2023.[9]
- The Clearing House’s EPN network grew by an average of 7.4% annually from 2021 through 2024.[10]
- Digital-wallet use among U.S. consumers grew 31% year over year to 62% in 2023.[11]
- 67% of payment-operations professionals identify payments automation as a technology priority in 2025.[1]
Digital Transformation in the financial services sector (sector benchmark)
- 26% of financial services firms reported using agentic AI in 2026, according to a global digital-transformation study.[12]
- 80% of financial services firms reported active AI use in 2026, up from 31% in 2025.[12]
- 84% of financial services firms said integrating front-, middle- and back-office systems into one platform is important in 2026.[12]
- 27% of financial services firms reported financial benefits from AI in 2026, up from 14% in 2025.[12]
- 43% of financial services firms said they will need an entirely new technology stack to succeed in the age of AI.[12]
Technology Adoption in the financial services sector (sector benchmark)
- 35% of financial institutions adopted or improved generative-AI capabilities during the 12 months covered by the 2024 survey.[13]
- 61% of financial institutions recently adopted AI or improved their AI capabilities, based on a 2024 survey across 11 markets.[13]
- 59% of finance leaders reported using AI in their finance function in 2025, according to Gartner’s survey of 183 senior finance leaders.[14]
- 54% of surveyed financial services companies had deployed AI initiatives by January 2025, up from 40% one year earlier.[15]
- About one-third of financial services companies reported using generative AI by January 2025, compared with 21% a year earlier.[15]
Cloud Computing in the financial services sector (sector benchmark)
- 33% of financial services firms were highly satisfied with cloud-related reductions in operational costs in Capgemini’s 2024 survey.[16]
- 82% of financial services firms used a hybrid- or multi-cloud strategy in LSEG’s 2025 global survey.[17]
- 43% of banking and financial services organizations were moving toward a cloud-first analytics approach in the WNS-Forrester survey.[18]
- 87% of financial services firms increased cloud investment during the two years preceding LSEG’s 2025 global survey.[17]
- 91% of financial organizations had at least one cloud platform in 2023, up from 37% in 2020.[16]
Big Data in the financial services sector (sector benchmark)
- 43% of financial services firms had adopted customer-data platforms at least partially or were scaling them, based on Capgemini’s 2024 survey.[16]
- 18% of finance firms adopted big-data analytics in the OECD’s cross-country comparison; the European data refer to 2019.[19]
- 37% of surveyed bank marketers said their bank was on the way to using data and analytics to support strategic goals in 2024.[20]
05 Statistics
Data & Analytics
Payment intelligence runs on large operating datasets, including Visa’s 233.8 billion transactions in the twelve months ended September 30, 2024.
Business intelligence in the electronic payment industry
- Visa processed 233.8 billion transactions in the twelve months ended September 30, 2024, providing a global operating dataset for payment intelligence.[21]
- 85% of surveyed retailers reported barriers to artificial-intelligence implementation in payments in 2025.[3]
- AI adoption in digital payments and e-commerce reached approximately 36% in 2024, up from about 18% in 2018.[3]
- Visa’s fiscal-2024 data-processing revenue was $17.7 billion, up 11% year over year.[21]
- Graph-based payment-flow features improved forecasting by 8.8 percentage points over traditional time-series methods in a study of 532,346 UK payment records.[22]
- 63% of surveyed payments professionals identified predictive analytics for payment performance as an artificial-intelligence use case in 2025.[3]
Data analytics in the electronic payment industry
- $4.2 billion in payment fraud was reported across the European Economic Area in 2024, up from $3.5 billion in 2023.[23]
- €1.329 billion of EEA payment-fraud losses in 2024 came from cards issued in the EU and EEA, up 29% year over year.[23]
- U.S. consumers reported more than $12.5 billion lost to fraud in 2024, a 25% increase from 2023.[24]
- €2.200 billion of EEA payment-fraud losses in 2024 came from credit transfers, up 16% year over year.[23]
- Bank transfers and payments accounted for $2.09 billion of reported U.S. fraud losses in 2024.[25]
- Showing one geographically relevant payment method reduced checkout conversion by up to 15% in Stripe’s global checkout analysis.[26]
Data Quality in the financial services sector (sector benchmark)
- Across banks supervised by the European Central Bank, 28% reported that all data used by critical functions came from golden sources in 2023.[27]
- Across U.S. banking and capital markets, 94% of respondents named data accuracy and reliability as a priority in 2024.[28]
- Across global financial services, 34% of organizations rated their data excellent for accuracy and integrity in 2024.[29]
- Across significant European banking institutions, 32% did not apply data-quality-management principles to end-user computing in 2023.[27]
- Across global financial services, 36% of organizations rated their data excellent for quantity and completeness in 2024.[29]
- Across U.S. banking and capital markets, 86% of respondents named data access and usability as a top concern in 2024.[28]
Data Governance in the financial services sector (sector benchmark)
- Across financial-services organizations surveyed globally, 82.9% had implemented governance policies specifically applying to business intelligence and analytics in 2025.[30]
- Across 35 surveyed banks, insurers, and financial-services firms in 38 countries, 54% had adopted a semantic layer for organization-wide data governance in 2025.[31]
- Across financial-services organizations surveyed globally, 57.1% identified BI-content testing as the top future investment in analytics governance in 2025.[30]
- Across global financial services, 54% of companies rated data governance at one of the two highest maturity levels in 2024.[25]
- Across financial-services organizations surveyed globally, 43.7% lacked a standardized certification process for analytics content in 2025.[30]
KPIs in the electronic payment industry
- PayPal reported 25.4 billion payment transactions in 2025, down 4% year over year.[32]
- JPMorgan Chase reported 74.646 million active digital customers in 2025, compared with 70.813 million in 2024.[33]
- JPMorgan Chase reported $1.9407 trillion in debit- and credit-card sales volume in 2025, compared with $1.8054 trillion in 2024.[33]
- Visa reported $16.1 billion in fiscal-2024 service revenue, up 9% year over year.[21]
- Visa reported $12.7 billion in fiscal-2024 international-transaction revenue, up 9% year over year.[21]
- JPMorgan Chase reported $7.0 trillion in total payments transaction volume in 2025, compared with $6.4 trillion in 2024.[33]
06 Statistics
Strategy & Growth
Cross-border growth remains the reference point, with $6.5 trillion in cross-border e-commerce payments recorded in 2024.
Growth in the electronic payment industry
- More than $320 trillion in annual cross-border payment transaction volume was projected for 2032.[3]
- $6.5 trillion in cross-border e-commerce payments was recorded in 2024.[3]
- $2.4 trillion was the global payments revenue pool in 2023.[5]
- Global payments revenue grew at an average annual rate of 7% from 2019 through 2024.[5]
- $1.8 quadrillion in value was handled by the global payments industry in 2023.[5]
- The European Union’s instant-payment transactions were projected to rise from around 3 billion to almost 30 billion by 2028.[5]
Differentiation in the electronic payment industry
- 30% was the approximate share of retail payment volumes attributed to bank-centric providers in the 2024 Payments Association analysis.[3]
- 2.1 payment cards per euro-area inhabitant was the average at the end of the second half of 2024.[23]
- 636,000 merchants were targeted for expanded payment acceptance through the Safaricom–Mastercard partnership in Kenya.[34]
- €39 was the average value of a euro-area card transaction in the second half of 2024.[23]
- 12.7% was the compound annual growth rate of Kenya’s M-PESA-driven mobile-wallet payment acceptance market from 2020 to 2024.[34]
- 66% of Discover Global Network cardholders said they would revisit a merchant if their preferred payment type were accepted.[35]
Mergers and acquisitions in the electronic payment industry
- $24.25 billion was the total value of Global Payments’ announced Worldpay acquisition including anticipated tax assets in 2025.[36]
- $6.6 billion was the value of FIS’s sale of its 45% Worldpay stake in 2025.[37]
- $22.7 billion was Global Payments’ announced net purchase price for Worldpay in 2025.[36]
- $12 billion was FIS’s net purchase price for Global Payments’ Issuer Solutions business after anticipated tax assets in 2025.[37]
- $13.5 billion was the enterprise value of FIS’s announced acquisition of Global Payments’ Issuer Solutions business in 2025.[37]
- $2.75 billion was the equity value of Nuvei’s announced acquisition of Payoneer in 2026.[32]
Strategic partnerships in the electronic payment industry
- 9 countries were covered by the Mastercard–Amazon Payment Services partnership announced for the Middle East and Africa in 2024.[38]
- Millions of merchants and hundreds of millions of consumers were expected to participate in Mastercard and PayPal’s agentic-commerce partnership announced in 2025.[38]
- 2.4 million customers were expected to be served by the combined Nuvei–Payoneer company under the 2026 acquisition agreement.[32]
- Approximately $3 billion in annual revenue was expected for the combined Nuvei–Payoneer company under the 2026 acquisition agreement.[32]
- More than $500 billion in annual payment volume was expected for the combined Nuvei–Payoneer company under the 2026 acquisition agreement.[32]
- More than 200 countries and territories were covered by Mastercard’s network when it announced its Payrails partnership in 2025.[38]
07 Statistics
People & Workforce
Staffing and skills change with AI-era execution, with Visa workforce at approximately 31,600 employees at the end of fiscal 2024.
Hiring in the electronic payment industry
- 864 employees were added by Adyen during 2023, including 313 full-time employees in the last two quarters.[39]
- 31,600 employees worked at Visa at the end of fiscal 2024, up 10% from approximately 28,800 in fiscal 2023.[6]
- Mastercard used an always-on recruitment model in 2024 to maintain talent pipelines for cybersecurity, data analytics and artificial intelligence.[40]
- 36 employers were included in a payments and fintech job-market panel covering 4,187 active roles in October 2026.[41]
- 47.0% of 4,187 active fintech roles tracked in October 2026 listed payments as a required skill.[41]
Employee retention in the electronic payment industry
- 5% was Mastercard’s rolling 12-month voluntary workforce turnover at the end of 2024.[40]
- 91% of Visa employees said they would recommend Visa as a great place to work in the latest employee-engagement survey reported for 2024.[2]
- Payments-processing fintechs were described as shifting from aggressive hiring toward retention-focused talent strategies between Q1 2024 and Q1 2025.[42]
- 5% was Mastercard’s reported voluntary attrition rate as of December 31, 2024.[33]
- 5% was Visa’s rolling 12-month voluntary workforce turnover at September 30, 2024.[6]
Remote Work in the financial services sector (sector benchmark)
- 68% of U.S. financial services workers said they would consider seeking new employment if remote and hybrid flexibility were reduced in 2023.[43]
- Across U.S. financial services, 82% of companies offered some form of work-location flexibility in 2025.[44]
- 87% of U.S. financial services employees said remote work helped them balance home and work responsibilities in 2025.[25]
- 52.5% of workers in U.S. financial activities teleworked in June 2026, according to the Bureau of Labor Statistics.[45]
Hybrid Work in the financial services sector (sector benchmark)
- 52% of financial services companies used a structured hybrid model in early 2024, up from 41% in March 2023.[46]
- 2.58 days was the average weekly in-office requirement among financial services companies using structured hybrid work in 2024.[46]
- 39% of financial services companies offered corporate employees full flexibility over work location in 2024.[46]
- 54% of U.S. employees with remote-capable jobs worked in a hybrid arrangement in 2025.[47]
- 82% of U.S. financial services firms offered some form of work-location flexibility in July 2025.[44]
Upskilling in the electronic payment industry
- 33% of companies provided protected time for AI experimentation and practice as an upskilling method in 2026.[48]
- Mastercard used personalized coaching, succession planning and leadership-development programming across career levels in 2024.[33]
- Cybersecurity, data analytics and artificial intelligence were Mastercard’s priority skill areas for talent development and recruitment in 2024.[40]
- 39% of UK businesses cited upskilling teams as a priority for 2026 in research on AI investment and talent.[49]
- Mastercard’s global early-career programs included internships, a Launch program and an MBA program in 2024.[40]
Employee Engagement in the financial services sector (sector benchmark)
- 20% of employees worldwide were engaged at work in 2025, according to Gallup’s World Poll.[47]
- 12% of employees in Europe were engaged at work in 2025.[47]
- 31% of employees in the United States and Canada were engaged at work in 2025.[47]
- 16% of employees worldwide were actively disengaged at work in 2025.[47]
08 Statistics
Customer & Sales
Instant-payment experience ties to customer behavior, including 82% of U.S. consumers saying immediate notifications are important for instant payments in 2024.
Customer experience in the electronic payment industry
- 82% of U.S. consumers said immediate notifications were important for instant payments in 2024.[50]
- 85% of consumers said a negative payment experience makes them less likely to interact with a business again in 2024.[51]
- 74% of financial institutions said faster-payment technologies improve customer experience in a 2024 global survey.[52]
- 79% of small businesses had a favorable impression of digital wallets in the United States in 2024.[53]
- Consumers using instant payments reported 8% higher satisfaction with their financial institutions in the United States in 2024.[50]
Customer retention in the electronic payment industry
- Cash App reported monthly transacting actives in all 50 U.S. states and nearly every county in December 2024.[32]
- PayPal payment transactions per active account reached 60.6 on a trailing-twelve-month basis in the fourth quarter of 2024.[54]
- Payment transactions per PayPal active account rose 3% to 60.6 in the fourth quarter of 2024.[54]
- PayPal had 434 million active accounts across approximately 200 markets at December 31, 2024.[32]
- 44% of financial institutions said faster payments help win new business from existing customers in 2024.[52]
Customer acquisition in the electronic payment industry
- 92% of U.S. consumers preferred at least one digital or electronic payment method for payouts or incentives in 2024.[55]
- 60% of financial institutions said faster payments help attract new customers in a 2024 survey.[52]
- 42% of U.S. consumers said they would abandon a purchase if their preferred payment method was unavailable in 2024.[56]
- 39% of U.S. social-media users used PayPal for a social-commerce purchase during the year ending March 2024.[56]
Customer loyalty in the electronic payment industry
- 63% of U.S. consumers strongly agreed that their preferred payment method was the most significant checkout factor in 2024.[56]
- More than one-third of consumers across surveyed countries used digital banks in addition to their primary banks in 2024.[57]
- 85% of U.S. adults aged 18–29 had used a major payment app in 2022.[58]
- 42% of consumers across the United States, United Kingdom and Australia would obtain financial services from a nontraditional provider such as a social platform or technology brand in 2024.[57]
- 53% of U.S. consumers surveyed in 2023 said they used digital wallets more often than traditional payment methods.[59]
Lead generation in the electronic payment industry
- 16.4% of U.S. social-media users used Apple Pay for a social-commerce purchase during the year ending March 2024.[56]
- 60% of financial institutions identified faster payments as a way to attract new customers in 2024.[52]
- 85% of payments-solution buyers used LinkedIn at least weekly for information in a global 2024 survey.[60]
- 80% of U.S. social-media users had seen someone reviewing or recommending financial products on social media by March 2024.[56]
- 9.6% of U.S. social-media users used Google Pay for a social-commerce purchase during the year ending March 2024.[56]
09 Statistics
Marketing & Brand
Marketing in the electronic payment industry
- 85% of payments-solution buyers used LinkedIn weekly or more often for information in a global 2024 survey.[60]
- 60% of financial institutions said faster payments help attract new customers in 2024.[52]
- Around 80% of U.S. social-media users had encountered financial-product reviews or recommendations by March 2024, supporting influencer marketing for payment brands.[56]
- Cash App used referrals, advertising, partnerships and social-media campaigns to expand its network, enhance its brand and improve retention in 2024.[32]
- 59% of financial institutions said faster payments maintain or improve competitive position in 2024.[52]
Digital marketing in the electronic payment industry
- 46% of U.S. consumers used payments through text, QR code or a social-media app in 2024, up from 34% in 2023.[61]
- 73% of consumers had paid through a website or browser on a phone or computer by 2023, compared with 46% in 2019.[59]
- 80% of U.S. social-media users had seen financial-product reviews or recommendations on social media by March 2024.[56]
- 23% of U.S. consumers used a mobile wallet for an in-store purchase in 2024, up from 17% in 2023.[61]
Branding in the electronic payment industry
- 80% of U.S. social-media users had seen financial-product reviews or recommendations by March 2024, giving payment brands broad awareness exposure.[56]
- 42% of consumers across the United States, United Kingdom and Australia would obtain financial services from a social-media platform, retailer or technology brand in 2024.[57]
- More than one-third of consumers across surveyed countries used digital banks alongside primary banks in 2024.[57]
- 79% of small businesses in the United States held a favorable impression of digital wallets in 2024.[53]
- PayPal operated across approximately 200 markets with 434 million active accounts at December 31, 2024.[32]
Influencer Marketing in the financial services sector (sector benchmark)
- 37% of banking executives in a survey of 102 finance respondents recognized influencer marketing as a potent tool for authentic consumer connections in 2023.[63]
- 23% of financial-services marketers reported dedicated but flat budgets for creator or influencer marketing in 2026.[64]
- 60% of financial-services marketers reported dedicated and growing budgets for creator or influencer marketing in 2026.[64]
- 5% of financial-services marketers reported dedicated but shrinking budgets for creator or influencer marketing in 2026.[64]
- 7% of financial-services marketers reported folding creator or influencer marketing into other channels rather than maintaining a dedicated budget in 2026.[64]
10 Statistics
Operations & Execution
Operational throughput and card mechanics are measurable, including 257.5 billion transactions processed by Visa worldwide in fiscal 2025.
Process optimization in the electronic payment industry
- Mastercard switched transactions grew 10% worldwide in 2025.[32]
- Visa data-processing revenue reached $19.993 billion in fiscal 2025, increasing 13% from fiscal 2024.[32]
- Mastercard cross-border volume grew 18% on a U.S.-dollar basis in 2025.[32]
- 257.5 billion transactions were processed by Visa worldwide in fiscal 2025, up 10% year over year.[32]
- Credit card payments were the fastest-growing major U.S. payment type by number during the 2021–2024 period.[8]
Operational efficiency in the electronic payment industry
- Fiserv’s Financial Solutions segment had a 42.2% GAAP operating margin in the fourth quarter of 2025.[32]
- Fiserv’s adjusted operating margin was 37.4% for full-year 2025.[32]
- Visa’s non-GAAP operating expenses increased 11% in fiscal 2025.[32]
- Mastercard operating expenses increased 10% in 2025.[32]
- Visa reported $16.0 billion of GAAP operating expenses in fiscal 2025, up 30% year over year.[32]
Quality management in the electronic payment industry
- Fraud losses represented 17.6 basis points of transaction value for U.S. covered debit-card issuers in 2023.[8]
- Cardholders absorbed 21.8% of fraudulent-transaction losses reported by U.S. covered debit-card issuers in 2023.[8]
- Issuers absorbed 28.3% of fraudulent-transaction losses reported by U.S. covered debit-card issuers in 2023.[8]
- Mastercard reported that Ethoca prevented $1 billion in fraud during 2025.[38]
- Card-not-present fraud accounted for 54.3% of overall U.S. covered debit-card fraud losses in 2023.[8]
Supply chain in the electronic payment industry
- 3.62 billion chip payment cards were shipped worldwide in 2024.[65]
- 92% of cards shipped globally in 2024 were contactless-enabled.[66]
- 472.2 million magnetic-stripe-only payment cards were shipped worldwide in 2024.[65]
- 2.5 billion payment cards and payment-chip modules were shipped by Smart Payment Association members and advisers in 2024.[66]
- Payment-card manufacturers shipped 4.10 billion cards worldwide in 2024.[65]
Outsourcing / Offshoring in the financial services sector (sector benchmark)
- Across surveyed finance organizations, 64% were implementing or evaluating offshoring or nearshoring for finance operations in 2026, while 36% planned to remain fully U.S.-based.[67]
- Among significant European banks, 27% of critical ICT contracts were outsourced to external providers located outside the European Union in the 2024 analysis.[27]
- Among significant European banks, 67% of outsourcing contracts were sub-outsourced to external service providers in the 2024 analysis.[27]
- Among U.S. banks surveyed, 57% had considered outsourcing information technology departments in 2024, the highest share among listed departments.[68]
- Across surveyed finance organizations, 17% were evaluating nearshore locations for future operations in 2026, compared with 13% evaluating offshore locations.[67]
11 Statistics
Finance & Pricing
Reported economics and fee pressure show up in disclosed results, including Mastercard net income of $14.968 billion for 2025.
Pricing strategy in the electronic payment industry
- American Express had a weighted-average U.S. merchant-discount rate of 2.29% in 2022.[69]
- Merchant discount rates generally ranged from 1% to 4% for small and medium-size U.S. merchants.[70]
- Discover had a weighted-average U.S. merchant-discount rate of 2.16% in 2022.[69]
- U.S. credit-card interchange rates generally ranged from 2% to 3% of transaction value in 2025.[71]
- The average U.S. debit-card interchange rate was 0.73% in 2022.[69]
Cost reduction in the electronic payment industry
- U.S. acquirers and merchants paid 64.9% of debit-card network fees in 2023.[8]
- The average U.S. debit interchange fee for exempt issuers declined from 0.72% of transaction value in 2011 to 0.68% in 2023.[72]
- The issuer share of U.S. debit-card fraud losses declined from 59.8% in 2011 to 28.3% in 2023.[8]
- U.S. merchants paid more than $224 billion in interchange, network and processor fees in 2023.[73]
- The merchant share of U.S. debit-card fraud losses increased from 38.3% in 2011 to 49.9% in 2023.[8]
Profitability in the electronic payment industry
- Mastercard reported $14.968 billion in net income for 2025.[32]
- Visa reported $17.5 billion in fiscal-2025 service revenue.[32]
- Visa reported $20.0 billion in fiscal-2025 data-processing revenue.[32]
- Visa reported $14.2 billion in fiscal-2025 international-transaction revenue.[32]
- Fiserv’s adjusted earnings per share were $8.64 for full-year 2025.[32]
Financial planning in the electronic payment industry
- Mastercard reported $1.143 billion of depreciation and amortization expense in 2025.[32]
- Mastercard reported $2.098 billion of customer-incentive amortization expense in 2025.[32]
- Visa’s fiscal-2025 client incentives totaled $15.8 billion.[32]
- Mastercard reported $597 million of share-based compensation expense in 2025.[32]
- Visa’s fiscal-2025 effective GAAP income-tax rate was 17.1%.[32]
12 Statistics
Product & Service
Product adoption shows up in merchant and checkout telemetry, including Stripe experiments where adding a relevant payment method increased average revenue by 12%.
Product development in the electronic payment industry
- 220 payments-industry mergers and acquisitions worth $48 billion were completed globally in 2024.[74]
- Stripe testing found that showing at least one additional relevant payment method increased merchants’ average revenue by 12%.[26]
- Payments revenue grew 4% globally in 2024, down from 12% growth in 2023.[5]
- Visa processed 233.8 billion transactions worldwide in the twelve months ended September 30, 2024, up 10% year over year.[21]
- $2.7 billion of 2024 payments venture funding went to digital-wallet and neobank startups globally.[74]
Product lifecycle in the electronic payment industry
- ACH payments represented 74% of U.S. noncash payment value in 2024.[8]
- 236.6 billion noncash payments were made in the United States in 2024, up 31.9 billion from 2021.[8]
- U.S. debit-card payments reached 120.6 billion in 2024, increasing by 13.8 billion from 2021.[8]
- U.S. credit-card payments reached 67.1 billion in 2024, increasing by 16.2 billion from 2021.[8]
- Cards represented 79% of U.S. noncash payment volume by number in 2024.[8]
After-sales in the electronic payment industry
- 92% of U.S. merchants accepted digital-wallet payments in 2026, up 4 percentage points from 2024.[53]
- 61% of U.S. merchants used at least one default tip, donation or surcharge screen on payment hardware in 2026.[53]
- 439 million PayPal active accounts were recorded worldwide at December 31, 2025, up 1% from 2024.[32]
- U.S. merchant-services satisfaction scored 692 out of 1,000 for credit-card processing and 694 for debit-card processing in 2024.[53]
- PayPal’s payment transactions per active account were 57.7 in 2025, compared with 60.6 in 2024.[32]
Value proposition in the electronic payment industry
- Stripe experiments found that adding a relevant payment method increased average checkout conversion by 7.4%.[26]
- $1.79 trillion of PayPal total payment volume was processed in 2025, up 7% from 2024.[32]
- PayPal operated across approximately 200 markets worldwide at December 31, 2025.[75]
- Digital payments represented 50% of North American e-commerce transaction value in 2024.[76]
- 12% of PayPal’s 2025 total payment volume was cross-border payment volume.[32]
13 Statistics
Sustainability & Ethics
Sustainability reporting includes emissions reductions, with Mastercard reporting a 7% year-over-year reduction in Scope 1, 2 and 3 emissions in 2024.
Sustainability in the electronic payment industry
- Visa’s Scope 1 and 2 market-based emissions fell 19% year over year in fiscal 2024.[77]
- 19 million micro and small businesses were reached through Mastercard Strive between 2021 and 2024.[38]
- Mastercard reported a 7% year-over-year reduction in Scope 1, 2 and 3 emissions in 2024 while net revenue grew 12%.[38]
- 65 million micro, small and medium enterprises were connected to the digital economy by Mastercard from 2020 through 2024.[38]
- Mastercard reduced combined Scope 1, 2 and 3 market-based emissions by 46% from its 2016 baseline in 2024.[38]
ESG in the electronic payment industry
- 100% of Mastercard employees and board members received anti-corruption training in 2024.[38]
- 92% of Mastercard’s directors were independent in 2024.[38]
- 67% of Mastercard board members had non-U.S. citizenship or international experience in 2024.[38]
- 92% of Mastercard board members had sustainability experience in 2024.[38]
- 73% was Visa’s reported total board diversity in fiscal 2024.[77]
Ethics in the electronic payment industry
- 93.1% of CGI new employees received ethics training in fiscal 2024.[78]
- 100% of CGI operational sites underwent an internal audit or risk assessment concerning business ethics issues in fiscal 2024.[78]
- 98.8% of CGI employees reconfirmed their Code of Ethics acknowledgement in fiscal 2024.[78]
- 90.5% of CGI new employees received anti-corruption training in fiscal 2024.[78]
- 100% of eligible Visa employees, contingent workers and contractors completed required compliance training in fiscal 2024.[77]
CSR in the electronic payment industry
- 65 million MSMEs were connected to the digital economy by Mastercard between 2020 and 2024.[38]
- 133,000 employee volunteer hours were recorded by Mastercard in 2025.[38]
- 279,000 students were educated through Mastercard’s Kids4Tech and Girls4Tech programs in 2025.[38]
- Almost 1 million digital payment cards had been issued to cocoa and coffee farmers in Côte d’Ivoire through a Visa partnership by 2024.[77]
- More than $47.9 billion in fraud losses were prevented over three years by one Mastercard AI-powered cybersecurity solution by 2024.[38]
Circular economy in the electronic payment industry
- 638.0 million recycled-PVC payment cards are forecast to be shipped globally in 2026, up from 177.5 million in 2021.[79]
- 230 million recycled-PVC payment cards were forecast for 2022 in an ABI Research market projection.[80]
- 1.105 billion payment cards using sustainable materials were forecast for 2027 in an ABI Research projection.[80]
- 350 million payment cards using sustainable materials were forecast for 2022 in an ABI Research projection.[80]
- Just under 40% of payment cards shipped globally used sustainable materials in 2024.[81]
Carbon footprint in the electronic payment industry
- 25 metric tonnes of market-based Scope 2 emissions were reported by Visa in fiscal 2024.[77]
- 2,962 metric tonnes of Scope 1 emissions were reported by Mastercard in 2024.[38]
- 613,162 metric tonnes of Scope 3 emissions were reported by Visa in fiscal 2024.[77]
- 467,786 metric tonnes of combined market-based Scope 1, 2 and 3 emissions were reported by Mastercard in 2024.[38]
- 49,044 metric tonnes of location-based Scope 2 emissions were reported by Mastercard in 2024.[38]
14 Statistics
Risk, Compliance & Legal
Fraud and regulatory controls are quantified, including €4.2 billion in fraudulent payment transactions across the EEA in 2024.
Compliance in the electronic payment industry
- €4.2 billion in fraudulent payment transactions were reported across the EEA payment industry in 2024.[23]
- €1.3 billion in fraudulent card transactions were reported across the EEA in 2024.[23]
- €2.5 billion in fraudulent credit transfers were reported across the EEA in 2024.[23]
- 833 serious AML/CFT deficiencies were reported by European competent authorities and the ECB to EuReCA between October 2024 and September 2025.[82]
- 0.002% was the approximate EEA payment fraud rate by transaction value in 2024.[23]
Risk Management in the financial services sector (sector benchmark)
- Among surveyed U.S. financial institutions with more than $5 billion in assets, 90% used an enterprise risk management program in 2025.[83]
- The U.S. banking regulatory and risk-management concern index fell to 88 in 2025, from 99 in 2024 and 117 in 2023.[84]
- Globally, 47% of banking and capital-markets firms ranked third-party risk-management compliance as their greatest regulatory barrier in 2026.[85]
- Globally, 42% of banking and capital-markets firms ranked data localisation as their No. 2 regulatory barrier in 2026.[85]
- Across surveyed U.S. financial institutions, 76% used an enterprise risk management program in 2025.[83]
Cybersecurity in the financial services sector (sector benchmark)
- Across financial-services respondents in 20 countries, 81% were investing in generative-AI-specific security tools in 2025.[86]
- Globally, 68% of banking and capital-markets firms identified AI-powered malware as a top AI attack scenario over the coming 12 months in 2026.[85]
- Globally, 57% of banking and capital-markets firms identified deepfake social engineering as a top AI attack scenario over the coming 12 months in 2026.[85]
- Globally, 64% of banks planned to increase cyber investment in response to heightened global uncertainty and emerging threats in 2026.[85]
- Globally, 55% of banking and capital-markets firms identified AI-powered supply-chain attacks as a top AI attack scenario over the coming 12 months in 2026.[85]
Data Privacy in the financial services sector (sector benchmark)
- Across financial-services respondents, 44% cited limited in-house privacy or artificial-intelligence expertise as a barrier in 2026.[87]
- Across financial-services respondents, 82% reported board-level privacy review in 2026.[87]
- Financial-services firms ranked first among 17 sectors on the Global Privacy Index, with a score of 64% in 2026.[87]
- Among EU- and UK-headquartered financial firms, the privacy-maturity score was 56% in 2026.[87]
- Across financial-services respondents, 79% viewed privacy as a competitive differentiator in 2026.[87]
Crisis Management in the financial services sector (sector benchmark)
- Among general counsels in financial services, banking and insurance, 60% reported involvement in framing internal and external crisis communications in 2024.[88]
- Among general counsels in financial services, banking and insurance, 71% reported involvement in business-continuity or financial-contingency planning in 2024.[88]
- Among general counsels in financial services, banking and insurance, 61% reported involvement in monitoring and analysing crisis red flags beyond legal issues in 2024.[88]
- Among general counsels in financial services, banking and insurance, 68% reported active involvement in organisational crisis-management strategies in 2024.[88]
Governance in the electronic payment industry
- 13 executives served on Mastercard’s Management Committee in 2024.[38]
- 98% was Visa’s average board and committee meeting attendance in fiscal 2024.[77]
- Visa had 11 directors, including 10 independent directors, in fiscal 2024.[77]
- 22% of Mastercard Management Committee members were located in non-U.S. offices in 2024.[38]
- 100% of Visa’s board committees were independent in fiscal 2024.[77]
15 Statistics
Globalization & Expansion
Cross-border payments scale is explicit, including $2.5 trillion in crypto and stablecoin cross-border payments recorded in 2024.
Globalization in the electronic payment industry
- $2.5 trillion in crypto and stablecoin cross-border payments was recorded in 2024.[89]
- Cross-border payments outside the European Economic Area reached €4.17 trillion in Ireland in 2025.[90]
- Nearly $1 quadrillion in traditional and crypto cross-border payments was recorded globally in 2024.[89]
- The United Kingdom accounted for 65.9% of the value of Ireland’s cross-border payments outside the EEA in 2025.[90]
- Global cross-border payment flows grew at approximately 9% annually, according to Visa.[77]
Cultural adaptation in the electronic payment industry
- 67% of adults in East Asia and Pacific made a digital merchant payment in 2024.[91]
- 42% of adults in Latin America and the Caribbean made a digital merchant payment in 2024.[91]
- 51% of adults in Europe and Central Asia made a digital merchant payment in 2024.[91]
- 18% of adults in Sub-Saharan Africa made a digital merchant payment in 2024.[91]
- 15% of adults in the Middle East and North Africa used a mobile phone or card weekly for an in-store purchase in 2024.[91]
Supplier management in the electronic payment industry
- 0.9% of total U.S. employment was supported by the payments industry in 2024.[92]
- $354 billion was the U.S. payments industry’s total contribution to GDP in 2024.[92]
- $210 billion in labor income was supported by the U.S. payments industry in 2024.[92]
- 2.0 million full- and part-time jobs were supported by the U.S. payments industry in 2024, including supplier and induced effects.[92]
- 2.6 additional jobs were supported elsewhere in the U.S. economy for every direct payments-industry job in 2024.[92]
Stakeholder management in the electronic payment industry
- 29.5 billion contactless card payments were initiated at physical electronic funds transfer terminals in the euro area in the second half of 2024.[23]
- 3.6 trillion payment transactions were processed worldwide in 2024.[5]
- 750.0 million payment cards were in circulation in the euro area at the end of the second half of 2024.[23]
- 95.5% of total transaction value in Ireland’s payments statistics came from credit transfers in 2025.[90]
- $2.0 quadrillion in value flows was handled by the global payments industry in 2024.[5]
Distribution channels in the electronic payment industry
- $3.7 trillion in payment volume would be covered by the combined Global Payments and Worldpay business under the announced 2025 transaction.[36]
- More than 4,000 merchants and businesses were supported by Amazon Payment Services across the Middle East in 2024.[38]
- More than 175 countries would be covered by the combined Global Payments and Worldpay business under the announced 2025 transaction.[36]
- 165 countries were served by Verifone’s omni-commerce platform in the 2025 PayPal partnership.[93]
- Approximately 94 billion transactions would be enabled by the combined Global Payments and Worldpay business under the announced 2025 transaction.[36]
Key questions about the Electronic Payment Industry
How big is the global electronic payments market?
What is the expected growth rate after 2025?
Which companies lead the electronic payment industry?
What technology shifts are most visible in 2025–2026?
How is the industry structured around major players and networks?
How does instant payments regulation affect provider requirements?
Cite This Report
This report is designed to be cited. We maintain stable URLs and versioned verification dates. Copy the format appropriate for your publication below.
David Kowalski. (2026, February 13). Electronic Payment Industry Statistics. Gitnux. https://gitnux.org/electronic-payment-industry-statistics
David Kowalski. "Electronic Payment Industry Statistics." Gitnux, 13 Feb 2026, https://gitnux.org/electronic-payment-industry-statistics.
David Kowalski. 2026. "Electronic Payment Industry Statistics." Gitnux. https://gitnux.org/electronic-payment-industry-statistics.
Sources & references
102 sources cited across this report
- 8291912.fs1.hubspotusercontent-na1.net
fintel.io
thepaymentsassociation.org
dr.evidentinsights.com
mckinsey.com
s29.q4cdn.com
nacha.org
federalreserve.gov
aciworldwide.com
theclearinghouse.org
frbservices.org
broadridge.com
finastra.com
gartner.com
spglobal.com
capgemini.com
lseg.com
wns.com
oecd.org
bankingjournal.aba.com
investor.visa.com
arxiv.org
ecb.europa.eu
ftc.gov
kpmg.com
stripe.com
deloitte.com
riverbed.com
- wiiisdom.com
assets.contentstack.io
sec.gov
- financialfilings.com
- epayworldwide.com
investors.globalpayments.com
fisglobal.com
mastercard.com
efinancialcareers.com
- finjobsly.com
- teampcn.com
eaglehillconsulting.com
cresa.com
bls.gov
journalofaccountancy.com
gallup.com
techradar.com
itpro.com
- fedpaymentsimprovement.org
digitaltransactions.net
- arizent.brightspotcdn.com
jdpower.com
investor.pypl.com
businesswire.com
emarketer.com
marqeta.com
apnews.com
time.com
- thefcs.org
- primax.us
tvtechnology.com
insight-hs.vericast.com
- brand-news.it
nilsonreport.com
- smartpaymentassociation.com
grantthornton.com
assets.wipfli.com
- electronicpaymentscoalition.org
occ.gov
philadelphiafed.org
kansascityfed.org
marketing.cmspi.com
paymentsdive.com
d18rn0p25nwr6d.cloudfront.net
- hkdca.com
cgi.com
abiresearch.com
infineon.com
juniperresearch.com
- wisbusiness.com
wolterskluwer.com
pwc.com
cpl.thalesgroup.com
trustarc.com
- fticommunications.com
elibrary.imf.org
centralbank.ie
documents1.worldbank.org
electran.org
- newsroom.paypal-corp.com
wp-contentful-test-static-content.worldpay.com
justice.gov
investors.fiserv.com
owners.wise.com
investors.adyen.com
nexigroup.com
investors.worldline.com
Social media in the electronic payment industry