GITNUXSOFTWARE ADVICE
Finance Financial ServicesTop 10 Best Pension Administration Software of 2026
Ranking top 10 pension administration software by features and workflows for plan sponsors, with tools like PensionPro and PensionSoft.
How we ranked these tools
Core product claims cross-referenced against official documentation, changelogs, and independent technical reviews.
Analyzed video reviews and hundreds of written evaluations to capture real-world user experiences with each tool.
AI persona simulations modeled how different user types would experience each tool across common use cases and workflows.
Final rankings reviewed and approved by our editorial team with authority to override AI-generated scores based on domain expertise.
Score: Features 40% · Ease 30% · Value 30%
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PensionSoft DB Precision is the right pick for governed defined-benefit pension administration when you need traceable, repeatable benefit calculations and documented runs, whereas Cognizant Pension Suite fits better for operations teams running controlled, rules-heavy administration across multiple plan variants.
Editor’s top 3 picks
Three quick recommendations before you dive into the full comparison below — each one leads on a different dimension.
PensionSoft DB Precision
Calculation-run lineage ties pension package outputs back to the exact inputs used for eligibility and commutation results.
Built for fits when pension administrators need governed DB calculations with traceable runs across valuation and retirement cycles..
PensionPro
Editor pickWorkflow-driven case processing that keeps status history and approvals tied to administrative actions.
Built for fits when administrators need governed workflows and API-driven integrations for recurring pension case processing..
Cognizant Pension Suite
Editor pickRules-driven pension calculation and retirement workflow integration that generates auditable member outcomes from configured plan factors.
Built for fits when pension operations teams need controlled, rules-heavy administration across multiple plan variants..
Related reading
Comparison Table
PensionSoft DB Precision
vertical specialistPension administration and actuarial valuation software automating benefit calculations, workflows, and document management since 2002.
Calculation-run lineage ties pension package outputs back to the exact inputs used for eligibility and commutation results.
DB Precision focuses on DB processing tasks like benefit accruals, pension eligibility checks, and retirement package calculations that feed estimates and actual retirement outcomes. The product’s operational strength is the linkage between calculation runs and downstream administration events, which helps with data reconciliation and audit trail expectations. Integration depth is strongest when pension operations already maintain structured feeds for member, employment, and valuation inputs so the software can reconcile changes across runs.
A key tradeoff is that DB Precision fits best when configuration and plan data maintenance are owned by a pension operations team, not when plan rules must be changed ad hoc by non-admin users. It is a strong choice for annual valuation cycles and recurring benefit estimation requests where recalculation traceability and controlled governance matter more than rapid UI experimentation. It is less suitable when the requirement is to run many plan rule variants without disciplined configuration management.
- +DB-focused calculation workflows for accrual, eligibility, and benefit estimates
- +Traceable calculation-to-administration outcomes for audit trail needs
- +Supports retirement package computations including commuted and annuity forms
- +Data reconciliation workflows that track deltas between input and results
- –Requires disciplined plan data governance to avoid inconsistent outputs
- –UI workflows can feel operationally dense for non-admin staff
- –Integration effort increases when upstream data is unstructured
- –Most automation payoff depends on established recurring data feeds
Defined benefit operations teams
Annual valuation and member estimate runs
Fewer reconciliation exceptions
Pension governance leads
Audit trail for recalculation changes
Clear change accountability
Show 2 more scenarios
Payroll and HR integration owners
Employer and personnel data alignment
Reduced member data drift
Reconciles incoming employment and compensation inputs to keep member records consistent for benefit processing.
Retirement processing teams
Commutations and annuity conversions
Faster retirement case closure
Computes retirement packages from pensionable earnings inputs and outputs commuted and annuity forms.
Best for: Fits when pension administrators need governed DB calculations with traceable runs across valuation and retirement cycles.
More related reading
PensionPro
vertical specialistPensionPro manages workflows, documents, tasks, and client communication for pension third-party administrators.
Workflow-driven case processing that keeps status history and approvals tied to administrative actions.
PensionPro supports structured workflows for onboarding, eligibility determination, and benefit case execution, which fits organizations that need repeatable processing steps. It also centers on extensibility for integrations, with an automation and API surface that helps connect payroll, HR systems, and downstream reporting. Audit trail coverage supports governance needs when plan data changes must be traceable back to specific administrative actions.
A key tradeoff is that robust configuration is required to model plan rules and align workflows to operational roles. PensionPro fits best when teams have defined processing ownership, need controlled approval steps, and must keep case status and history consistent across multiple pension workflows.
- +Configurable case workflows for complex plan processing steps
- +API and automation hooks for system-to-system integration
- +Audit trail of administrative activity for change traceability
- +Role-based workflow handling for controlled operational processing
- –Strong configuration workload before workflows match plan rules
- –Usability slows when plan variations require many rule paths
- –Integration work can shift complexity to implementation partners
- –Reporting depth depends on how cases and events are modeled
Pension operations managers
Run repeatable benefit processing workflows
Fewer process exceptions
Integration and data engineering teams
Automate member and payroll data sync
Higher reconciliation throughput
Show 2 more scenarios
Defined contribution administrators
Process retirement benefit cases
Consistent estimate outputs
Manage retirement events and benefit estimates within governed case histories.
Compliance and governance leads
Trace changes across administrative actions
Faster audit response
Rely on audit trail coverage to review who changed what during processing.
Best for: Fits when administrators need governed workflows and API-driven integrations for recurring pension case processing.
Cognizant Pension Suite
enterpriseModular cloud-native pension administration platform with enrollment, benefit calculations, case management, and FedRAMP-certified deployment options.
Rules-driven pension calculation and retirement workflow integration that generates auditable member outcomes from configured plan factors.
Cognizant Pension Suite is designed for defined benefit and defined contribution administration scenarios that require repeatable processing for benefit estimates and retirement commencement. The solution pairs a pension calculation engine with operational workflows for eligibility checks and benefit outcome generation. It also provides configuration to align with plan-specific constructs such as pensionable earnings bases and early retirement factors.
A clear tradeoff is that the suite requires deliberate setup for plan rules, processing schedules, and data reconciliation boundaries. It fits best when the organization already has structured feeder systems for payroll or human resources data and needs consistent outputs across batch runs and member events.
- +Rules-driven pension calculation supports complex plan factors and scenarios
- +Workflow coverage supports retirement processing from eligibility to outcome records
- +Configuration-focused administration reduces manual rework during routine cycles
- +Reporting outputs support operational review and reconciliation work
- –Plan rule setup requires detailed governance to avoid downstream calculation gaps
- –Onboarding tends to be heavier when data feeds are inconsistent
- –Admin screens can feel dense for small teams without dedicated ops staff
- –Extensibility depends on integration and custom interfaces for niche sources
Pension operations teams
Process recurring benefit administration cycles
Fewer manual adjustments
Defined benefit administrators
Handle eligibility and retirement commencement
Consistent retirement processing
Show 2 more scenarios
Data and integration analysts
Reconcile feeder data to member results
Clear variance tracking
Use reconciliation-focused processing boundaries between incoming data and derived benefit outputs.
Employer HR and payroll teams
Upload structured HR and payroll extracts
Reduced data entry workload
Provide structured employer data inputs that the administration workflow converts into member credited periods.
Best for: Fits when pension operations teams need controlled, rules-heavy administration across multiple plan variants.
Civica Pension Administration
enterpriseCivica provides pension administration software for public-sector pension schemes and administrators.
End-to-end retirement processing that ties configurable eligibility and commutation outcomes to regulatory reporting outputs.
Civica Pension Administration is built for pension administration workflows that span benefit setup, ongoing accrual, and retirement processing with strong controls around changes. The product supports pension regulatory reporting outputs and member facing benefit estimates tied to calculation results.
Administration can be structured around configurable rules for retirement commencement decisions and the resulting benefit forms. Civica Pension Administration also emphasizes integration with surrounding HR and payroll data flows to keep credited service and earnings inputs consistent.
- +Configurable retirement and benefits processing workflows with controlled change handling
- +Pension regulatory reporting outputs driven from calculation results
- +Integration support for HR and payroll data inputs and reconciliation cycles
- +Audit trail coverage for key administration events and updates
- –Setup requires governance for rule configuration across plan variations
- –Usability depends on trained operators for exception handling and overrides
- –API automation coverage can lag behind core UI workflows for niche tasks
- –Custom reporting often needs specialist configuration work
Best for: Fits when pension teams need configurable retirement processing, regulatory outputs, and strong auditability across multiple plan rules.
SS&C Pension Administration
enterpriseSS&C provides pension administration technology for defined benefit and defined contribution schemes.
Administration audit trail that covers both record changes and calculation runs for traceable pension outcomes.
SS&C Pension Administration processes defined benefit and defined contribution plan administration workflows, including benefit calculations, eligibility handling, and retirement processing through configurable business rules. SS&C Pension Administration integrates plan and payroll-related data feeds to support data reconciliation and ongoing maintenance of participant records.
The solution includes audit trail capabilities for administration changes and calculation runs, which helps governance teams track who changed what and when. SS&C Pension Administration also supports document and event workflows around benefit estimates and retirement commencement to keep downstream handoffs consistent.
- +End-to-end retirement processing from eligibility through commencement events
- +Configurable calculation and benefit rule handling for multiple plan designs
- +Audit trail support for administration edits and calculation activity
- +Integration-focused data feeds for plan records and payroll-related inputs
- –Workflow configuration requires governance discipline to avoid rule drift
- –Complex retirement edge cases can extend configuration and testing cycles
- –API extensibility depends on specific integration scopes and message coverage
- –Document workflow needs careful mapping to internal beneficiary processes
Best for: Fits when pension ops teams need configurable retirement workflows and strong audit trail controls across multiple plan types.
Oracle PeopleSoft
enterpriseEnterprise HCM suite with pension administration and benefits processing modules.
PeopleTools extensibility for customizing pension processing, screens, and workflow logic while preserving enterprise audit and role controls.
Oracle PeopleSoft is a pension administration fit for enterprises already standardized on Oracle Fusion and PeopleSoft ecosystem integration patterns. It supports benefit administration workflows that span eligibility, benefit accrual, and retirement processing, with configuration options for plan-specific factors and rules.
The solution’s core strength comes from its enterprise integration surface for HR and payroll data handoffs plus mature governance for managing roles and audit trails. Organizations typically use it as a system-of-record with member and employer interactions handled through connected portals and upstream processes.
- +Mature pension workflow configuration for complex plan rules
- +Strong integration patterns for HR and payroll data handoffs
- +Enterprise-grade RBAC and audit log support for administration teams
- +Scales for high transaction volumes in large member populations
- –Plan changes require careful configuration governance and testing cycles
- –Implementation effort is high when starting without existing Oracle integration
- –Deep benefit calculations need expert knowledge to tune correctly
- –Extensibility often relies on technical resources for custom automation
Best for: Fits when large enterprises need configurable pension administration with strong Oracle ecosystem governance and integration.
Workday HCM
enterpriseCloud HCM platform with pension and retirement benefits administration modules.
End-to-end benefits workflow configuration tied to Workday HR transactions to drive eligibility, processing steps, and retirement event handling.
Workday HCM integrates pension administration execution with HR-maintained person and employment records, which helps standardize eligibility inputs like employment dates and pay-linked elements.
Benefit processing relies on configurable workflows and rulesets that can be aligned to pension plan administration tasks such as processing elections and managing retirement commencement events.
Operational controls are expressed through role-based access design, change visibility for configured work, and end-to-end process tracking that supports audit trail needs during data reconciliation.
- +HR-to-pension data flow reduces manual reconciliation for eligibility and credited service inputs
- +Configurable workflows support retirement events and exception handling without custom code
- +Audit trail visibility across connected HR and benefits processes supports governance reviews
- +Employee self-service can handle pension-related requests and status visibility
- –Deep pension-specific actuarial outputs may require specialized configuration beyond standard benefits setup
- –Complex plan variants increase the risk of rule sprawl without strict governance controls
- –Testing pension calculation changes requires careful integration rehearsal across HR and payroll sources
- –Legacy pension processes may need retooling to match Workday’s transaction and workflow patterns
Best for: Fits when Workday-centered HR operations need integrated pension administration with controlled workflows and audit visibility.
Heywood
vertical specialistPension administration software for UK local government and public sector schemes.
End-to-end pension processing workflow configuration that links member events to payment commencement and reconciliation controls within the same operational model.
Heywood is pension administration software focused on end-to-end processing for occupational schemes, with configurable workflows that support both member events and financial posting. The application covers benefit calculations, payment and commencement processing, and the data reconciliation steps needed when scheme records come from multiple sources.
Heywood also supports operational controls for administrators handling large volumes of transactions across multiple employers and plan codes. Its integration surface is built around insurer and payroll adjacent handoffs, so HR and employer uploads can feed eligibility and payment decisions without manual rekeying.
- +Configurable member event workflows reduce manual case handling
- +Strong controls for audit trail coverage across pension administration processing
- +Calculation and commencement processing stay consistent across scheme scenarios
- +Integration paths support employer data feeds used for eligibility decisions
- –Complex configuration can increase time for initial governance setup
- –Advanced reporting requires administrator knowledge of exported reconciliation fields
- –Custom interfaces for edge cases often depend on system integrator assistance
- –Test data and sandbox depth may lag behind the breadth of production workflows
Best for: Fits when pension administrators need controlled end-to-end processing with configurable workflows and repeatable calculation outcomes.
Lumera Pension Platform
enterpriseSaaS platform managing DB, DC, hybrid, and group protection schemes with automated benefit calculations and claims processing.
Config-driven retirement estimate generation that routes members into annuity option outputs from one rule set.
Lumera Pension Platform performs pension administration workflows that span member, employer, and benefits processing with configurable rules for calculations and eligibility. Core capabilities cover benefit accruals workflows, pension estimate generation, and retirement package outputs that support multiple annuity outcomes.
The system also supports pension regulatory reporting workflows through structured data preparation and controlled exports. Lumera Pension Platform is built for integrations through an API surface for data exchange, automation hooks for operational cycles, and governance controls for controlled access.
- +API-based integrations support automated employer and member data exchanges
- +Configurable benefit and eligibility rules reduce custom code for core workflows
- +End-to-end retirement and estimate workflows support consistent outputs
- +Audit trail style change history supports operational review during reconciliations
- –Advanced workflow configuration needs deliberate governance to avoid rule drift
- –Some calculation edge cases depend on careful data mapping during onboarding
- –Complex eligibility chains can require more configuration than standard schedules
- –Throughput and batch sizing for very large employers require planning
Best for: Fits when pension teams need API-led integration and configurable benefit workflows.
FIS Recordkeeping and Plan Administration
enterpriseRetirement plan recordkeeping and administration technology supporting DC, DB, ESOP, and 403(b)/457 plan types.
Administration activity audit trail coverage tied to member and plan maintenance actions for operational reviews.
FIS Recordkeeping and Plan Administration fits pension administration teams that need full-plan maintenance across member records, plan terms, and benefit calculations. The solution centers on pension plan administration workflows like service and eligibility processing, benefit estimates, and retirement commencement processing for ongoing administrative operations.
It also supports employer-side data flows for onboarding and record updates, which helps keep participant data aligned with payroll and human resources inputs. For governance needs, it emphasizes operational controls such as audit trail coverage and role-based access patterns used by plan administrators.
- +End-to-end plan administration workflows for ongoing recordkeeping operations
- +Benefit estimate and retirement processing support for participant lifecycle events
- +Employer and participant data upload flows to reduce manual rekeying
- +Audit trail oriented operations for administrative reviews and reconciliations
- –Reporting and analytics depth can lag specialized regulatory reporting needs
- –Configuration complexity can increase for plan term variations across employers
- –Integration setup may require governance for data mapping and reconciliation
- –User experience can feel form-heavy for high-volume administrators
Best for: Fits when pension administrators need comprehensive plan processing with strong audit trails and employer data upload workflows.
Conclusion
After evaluating 10 finance financial services, PensionSoft DB Precision stands out as our overall top pick — it scored highest across our combined criteria of features, ease of use, and value, which is why it sits at #1 in the rankings above.
Use the comparison table and detailed reviews above to validate the fit against your own requirements before committing to a tool.
How to Choose the Right pension administration software
Pension administration software orchestrates pension eligibility, benefit calculations, retirement processing, and regulatory outputs across complex plan variants like defined benefit and defined contribution arrangements. This guide covers PensionSoft DB Precision, PensionPro, Cognizant Pension Suite, Civica Pension Administration, SS&C Pension Administration, Oracle PeopleSoft, Workday HCM, Heywood, Lumera Pension Platform, and FIS Recordkeeping and Plan Administration.
The standout differences show up in how teams preserve calculation traceability, how workflow status history is tied to administrative actions, and how automation and API integrations move member and employer data into the administration cycle. PensionSoft DB Precision emphasizes calculation-run lineage from inputs to outputs, while PensionPro centers governed, workflow-driven case processing with API and automation hooks.
Pension administration software for eligibility, calculations, and retirement processing
Pension administration software manages pension administration workflows that take in member and plan inputs, apply plan rules and retirement factors, and generate benefit and retirement outputs with audit trail controls. Systems like PensionSoft DB Precision tie calculation results back to the exact inputs used for eligibility and commutation outcomes to support traceable administration decisions.
Many deployments also connect operational workflows to retirement commencement steps and regulatory reporting deliverables using configurable process controls. Civica Pension Administration is built around configurable retirement and benefits processing workflows that drive pension regulatory reporting outputs from calculation results.
Pension administration capabilities that determine accuracy, auditability, and automation throughput
Workflow state history must connect administrative actions to each pension case stage so approvals, exceptions, and overrides do not become undocumented knowledge. Systems that treat retirement processing and regulatory output generation as downstream artifacts of configured rules reduce the risk of rule drift across plan variants.
Calculation-run lineage tied to eligibility and commutation inputs
PensionSoft DB Precision ties pension package outputs back to the exact inputs used for eligibility and commutation results so audit trails follow calculation decisions rather than post hoc explanations.
Workflow-driven case processing with status history and approvals
PensionPro keeps status history and approvals tied to administrative actions so the pension administration record shows which workflow step produced which outcome.
Rules-driven pension calculation linked to retirement workflow integration
Cognizant Pension Suite connects rules-driven pension calculation and retirement workflow integration so member outcomes roll forward from configured plan factors into auditable retirement processing steps.
Retirement processing tied to regulatory reporting outputs
Civica Pension Administration drives pension regulatory reporting outputs from configurable retirement and benefits processing workflows using controlled change handling for rule configuration.
End-to-end retirement workflow audit trail across record changes and calculation runs
SS&C Pension Administration provides administration audit trail coverage that spans record changes and calculation runs so operational review can verify both what changed and which calculations produced the results.
Enterprise extensibility and workflow customization inside an established audit and role framework
Oracle PeopleSoft uses PeopleTools extensibility to customize pension processing screens and workflow logic while preserving enterprise audit and role controls in Oracle ecosystems.
Decision framework for pension administration tool selection by workflow governance and integration surface
The second choice is how rule configuration and retirement factors are governed across plan variants. PensionPro, Cognizant Pension Suite, and SS&C Pension Administration require governance discipline to prevent rule drift, while Oracle PeopleSoft shifts complexity into PeopleTools customization and testing cycles for plan changes.
Select the system of record for administrative truth
Choose PensionPro if the organization needs workflow case processing where status history and approvals remain tied to administrative actions for recurring pension case stages. Choose PensionSoft DB Precision if the organization needs calculation-run lineage so pension package outputs can be traced back to the exact eligibility and commutation inputs used.
Map retirement processing to downstream regulatory deliverables
Choose Civica Pension Administration if pension teams need retirement and benefits processing workflows that drive pension regulatory reporting outputs from calculation results. Choose SS&C Pension Administration if operational review must verify both record changes and calculation runs through a retirement processing audit trail.
Decide where rule complexity is managed
Choose Cognizant Pension Suite if the organization needs rules-driven pension calculation that integrates with retirement workflow steps across multiple plan variants. Choose Oracle PeopleSoft if pension rule complexity is handled through PeopleTools extensibility for screens and workflow logic plus controlled governance and testing cycles for plan changes.
Align integration philosophy with the upstream HR system
Choose Workday HCM if eligibility and credited service inputs are primarily driven by Workday HR transactions and the workflow configuration must remain tied to those HR events. Choose Lumera Pension Platform if integration must be API-led so employer and member data exchange automation routes members into annuity option outputs from one rule set.
Stress-test configuration workload against plan variance volume
Choose PensionPro if plan rules can be expressed through configurable case workflows but plan variations are manageable so rule path sprawl does not slow usability. Choose Heywood if controlled end-to-end member event workflows must cover payment commencement and reconciliation controls within one operational model without expanding beyond admin expertise for advanced reporting exports.
Who should use each pension administration approach and why
The tools also differ in operational density and configuration workload. Some systems make retirement processing central, while others make workflow status history or HR event mapping the core path for eligibility through commencement.
DB-focused pension administrators that must prove calculation decisions end-to-end
PensionSoft DB Precision fits teams that need governed defined benefit administration where calculation runs can be traced from eligibility and commutation inputs to pension package outputs for audit trail needs.
Operations teams running complex pension case pipelines with repeatable approvals
PensionPro fits teams that process pension cases through configurable workflow steps where status history and approvals remain tied to administrative actions for recurring processing cycles.
Pension operations teams handling rules-heavy retirement across multiple plan variants
Cognizant Pension Suite fits teams that need rules-driven pension calculation plus retirement workflow integration so configured plan factors generate auditable member outcomes across scenarios.
Pension teams that must connect retirement outcomes directly into regulatory reporting outputs
Civica Pension Administration fits teams that require configurable retirement processing that drives pension regulatory reporting outputs from calculation results with controlled change handling for rule configuration.
Large enterprises standardizing on Oracle governance patterns for configurable pension workflows
Oracle PeopleSoft fits enterprises that want extensibility via PeopleTools for pension processing customization while preserving enterprise audit and role controls and leveraging Oracle HR and payroll integration patterns.
Common pension administration implementation pitfalls and concrete mitigation checks
The most costly mistakes involve choosing a tool without validating the traceability path from inputs to outcomes, or without testing workflow configuration against real plan variant volume and edge cases for retirement events.
Treating rule configuration as a one-time setup instead of a governance control
PensionSoft DB Precision and Cognizant Pension Suite both depend on disciplined plan data and plan rule setup, so governance must prevent inconsistent inputs and rule gaps that propagate into eligibility and retirement outcomes.
Optimizing for workflow convenience while underestimating the configuration workload needed for many plan variants
PensionPro can require strong configuration workload before workflow rules match plan rules, and usability can slow when plan variations require many rule paths.
Assuming retirement processing audit trails cover only calculation changes
SS&C Pension Administration provides audit trail coverage across both record changes and calculation runs, so implementation should validate audit trace completeness for retirement edge cases rather than only core calculation steps.
Under-scoping the operational exception model for trained operators
Civica Pension Administration and Heywood both rely on trained operator exception handling and overrides, so teams should validate reconciliation controls and override workflows against actual operational scenarios before go-live.
Over-extending PeopleTools customizations without a testing and release discipline
Oracle PeopleSoft requires careful configuration governance and testing cycles for plan changes, so release discipline must cover workflow logic changes and screen customizations that affect pension processing outcomes.
How We Selected and Ranked These Tools
We evaluated PensionSoft DB Precision, PensionPro, Cognizant Pension Suite, Civica Pension Administration, SS&C Pension Administration, Oracle PeopleSoft, Workday HCM, Heywood, Lumera Pension Platform, and FIS Recordkeeping and Plan Administration using feature fit for eligibility, calculation, and retirement processing, plus ease of safe administration for operators. We weighted features at 40% because the pension workflow must connect configured plan factors to retirement outcomes and downstream outputs.
Ease and value each received 30% weight because retirement processing requires operational usability for exception handling and governance to prevent rule drift. PensionSoft DB Precision ranked highest because its calculation-run lineage ties pension package outputs back to the exact inputs used for eligibility and commutation results, which supports traceable administration decisions rather than indirect audit explanations.
Frequently Asked Questions About pension administration software
How do PensionPro and Cognizant Pension Suite differ in handling configurable workflows across retirement events?
Which tool provides calculation-run lineage tied to pension package outputs for eligibility and commutation results?
Which system is most suited for pension teams that need API-led integration and controlled access governance?
When does data reconciliation become a core workflow requirement instead of a background task?
What breaks if audit trail coverage needs to include both record changes and calculation runs?
How does Workday HCM connect HR transactions to pension administration case processing?
Which platform is built for extensibility without losing enterprise governance controls in role and audit patterns?
How do Civica Pension Administration and Heywood handle retirement processing outputs that must align with regulatory reporting needs?
What integration pattern is most important when scheme records originate from multiple sources and require repeatable reconciliation controls?
How should teams choose between employer data upload workflows and broader plan maintenance coverage for day-to-day operations?
Tools reviewed
Primary sources checked during evaluation.
Referenced in the comparison table and product reviews above.
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