Top 10 Best Diy Payroll Software of 2026

Gusto is an all-in-one payroll and HR platform tailored for small to medium-sized businesses, enabling DIY payroll processing with automated calculations, tax withholdings, and direct deposits. It handles federal, state, and local compliance, including automated filings and W-2/1099 forms, reducing manual errors significantly. Beyond payroll, it offers employee self-service portals, benefits administration, and seamless integrations with popular accounting tools like QuickBooks.

OnPay is a user-friendly DIY payroll software tailored for small to medium-sized businesses, enabling seamless payroll processing, automatic tax calculations and filings, and employee benefits management. It supports unlimited monthly payroll runs, multi-state compliance, and generates essential forms like W-2s and 1099s without additional fees. The platform integrates with popular accounting tools such as QuickBooks and Xero, making it a comprehensive solution for in-house payroll handling.

QuickBooks Payroll is an integrated payroll solution from Intuit designed for small to medium-sized businesses, seamlessly connecting with QuickBooks accounting software to handle employee payments, tax calculations, and filings. It offers automated payroll runs, direct deposit, W-2/1099 generation, and employee self-service portals for viewing pay stubs and requesting time off. As a DIY tool, it simplifies compliance with federal, state, and local taxes while providing time tracking and benefits management.

Patriot Software offers an affordable DIY payroll solution designed for small businesses, enabling users to process payroll, calculate taxes, and file forms independently. It supports unlimited payroll runs, multi-state compliance, direct deposit, and automatic generation of W-2s and 1099s. The platform emphasizes simplicity with free setup, ongoing support, and guaranteed accurate tax filings.

Wave Payroll is a DIY payroll solution designed for small businesses, enabling users to run payroll, calculate wages, withhold taxes, and file federal/state returns directly within the Wave ecosystem. It integrates seamlessly with Wave's free accounting and invoicing tools, making it ideal for solopreneurs and tiny teams handling their own payroll. Available only in select US states (about 14) and Canada, it supports both employees and contractors with direct deposit options.

Paychex Flex is a comprehensive cloud-based payroll and HR platform tailored for small to mid-sized businesses seeking a DIY payroll solution. It allows users to independently process payroll, file taxes, manage benefits, track time and attendance, and handle compliance through an intuitive self-service dashboard. While offering robust automation and integrations, it balances DIY control with optional expert support for complex needs.

ADP RUN is a cloud-based DIY payroll software tailored for small businesses, enabling users to process payroll, manage taxes, and handle basic HR tasks without needing external help. It automates wage calculations, federal and state tax filings, and offers employee self-service via a mobile app. With scalable plans, it supports businesses from solopreneurs to those with dozens of employees, backed by ADP's extensive payroll expertise.

Rippling is an all-in-one workforce management platform that unifies HR, payroll, IT, and finance operations into a single system. For DIY payroll, it enables users to run payroll autonomously with automated tax calculations, filings, and multi-state/international support directly from an employee-centric database. It streamlines onboarding, benefits administration, and compliance, reducing manual work for growing teams.

BambooHR Payroll is an add-on module to the BambooHR HR platform, designed for small to mid-sized businesses to handle US-based payroll processing in a DIY manner. It automates wage calculations, tax withholdings, direct deposits, and multi-state compliance filings directly within the intuitive HR interface. Users can run payroll, generate reports, and manage benefits deductions without needing external integrations for core HR data.

Square Payroll is a DIY payroll solution tailored for small businesses, especially those using Square's POS and payment systems. It enables users to run payroll quickly, calculate taxes automatically, and handle W-2 employees and 1099 contractors with self-filing options. The platform emphasizes simplicity and integration, making it suitable for businesses with straightforward payroll needs without advanced HR features.