Top 10 Best Churches Accounting Software of 2026

Aplos is a cloud-based accounting software tailored specifically for churches and nonprofits, providing comprehensive fund accounting to track designated, restricted, and unrestricted funds effortlessly. It integrates donor management, online giving, payroll processing, budgeting, and customizable reporting to streamline church finances. With a focus on ease and compliance, Aplos helps religious organizations manage their unique financial needs without the complexity of general accounting tools.

QuickBooks Online is a cloud-based accounting software that provides robust financial management tools adaptable for churches through features like class tracking for fund accounting. It handles essential tasks such as expense tracking, invoicing, payroll, bank reconciliations, and customizable reporting to monitor tithes, offerings, and restricted funds. While not specifically built for nonprofits, it integrates with church management systems for donor tracking and supports compliance needs with proper setup.

PowerChurch Plus is a Windows-based church management software suite with integrated accounting tools designed specifically for nonprofit religious organizations. It handles fund accounting, contribution tracking, budgeting, payroll, accounts payable/receivable, and financial reporting, all tailored to church financial structures like tithes, offerings, and designated funds. Beyond accounting, it manages membership databases, attendance, events, and communication, offering a comprehensive on-premises solution for church administration.

ChurchTrac is an all-in-one cloud-based church management software with integrated accounting features designed specifically for small to medium-sized churches. It offers fund accounting, donation tracking, expense management, budgeting, financial reporting, and bank reconciliation tailored to nonprofit church needs. The platform combines accounting with membership, event, and online giving tools for streamlined operations.

Church Windows is a longstanding church management software suite with specialized accounting tools designed for nonprofit religious organizations. It provides fund-based double-entry accounting, general ledger management, accounts payable/receivable, payroll processing, and budgeting tailored to church financial needs. The software also integrates contributions tracking, donor management, and compliance reporting to streamline church operations.

Xero is a cloud-based accounting software primarily designed for small businesses, providing tools for invoicing, bank reconciliation, expense tracking, payroll, and financial reporting. For churches, it supports tracking categories to allocate expenses and income to specific funds or ministries, enabling basic fund accounting through customization. It integrates with third-party apps for donor management and online giving, but lacks native features tailored to nonprofit or church-specific needs like pledge tracking.

ParishSOFT is a web-based church management suite with dedicated accounting software tailored for Catholic parishes and dioceses, handling general ledger, accounts payable/receivable, payroll, budgeting, and financial reporting compliant with canonical requirements. It integrates seamlessly with member databases, contribution tracking, and sacramental records for a holistic view of parish finances. Designed for non-profit religious organizations, it emphasizes diocesan-level oversight and standardized reporting.

Blackbaud Financial Edge NXT is a cloud-based fund accounting solution designed specifically for nonprofits, including churches, offering comprehensive tools for general ledger, accounts payable/receivable, budgeting, and financial reporting. It excels in managing multiple funds, tracking donations and pledges, and ensuring compliance with nonprofit accounting standards like FASB. The platform integrates seamlessly with Blackbaud's ecosystem, such as Raiser's Edge NXT for donor management, providing a unified view of finances and fundraising.

Sage Intacct is a robust cloud-based financial management platform tailored for mid-market businesses and non-profits, including churches, with powerful fund accounting capabilities to track restricted and unrestricted funds, pledges, and offerings. It offers multi-dimensional tracking by fund, program, ministry, or location, along with advanced automation for AP/AR, budgeting, and financial reporting. Designed for scalability, it supports multi-entity consolidation ideal for church networks or dioceses.

Breeze ChMS is a cloud-based church management software with integrated accounting tools designed specifically for churches, focusing on tracking donations, expenses, budgets, and fund accounting. It simplifies financial management by linking contributions directly to member profiles and offering online giving integration with platforms like Stripe. While not a standalone accounting powerhouse, it provides essential reporting and QuickBooks export capabilities for streamlined church finances. Best suited for smaller congregations prioritizing ease over advanced financial complexity.