Top 10 Best Church Fund Accounting Software of 2026

Aplos is a cloud-based accounting platform tailored for churches and nonprofits, offering robust fund accounting to track designated funds, donations, and expenses with precision. It integrates donor management, online giving tools, budgeting, and customizable reporting to streamline church financial operations. Designed specifically for religious organizations, Aplos ensures compliance with nonprofit accounting standards while providing real-time insights via intuitive dashboards.

CDM+ by CDM Digital is a long-established, on-premise church management software suite with robust fund accounting at its core, designed specifically for religious organizations handling complex multi-fund finances. It offers comprehensive general ledger, accounts payable/receivable, budgeting, payroll, and contribution tracking, all integrated with membership, attendance, and event management modules. Highly customizable and scalable, it supports churches needing detailed financial reporting and donor relationship management without relying on general-purpose accounting tools.

Shelby Systems offers robust church management software with a strong emphasis on fund accounting tailored for nonprofit religious organizations. It enables tracking of unlimited funds, detailed contribution management, budgeting, payroll, and financial reporting compliant with church-specific needs like FASB standards. Additional modules integrate member database, attendance, and event management for comprehensive church operations.

PowerChurch Plus is a Windows-based desktop software suite designed specifically for churches, offering comprehensive fund accounting alongside membership, contributions, and attendance tracking. It supports multi-fund general ledger management, budgeting, accounts payable/receivable, payroll processing, and customizable financial reporting tailored to nonprofit church needs. The software emphasizes data security and on-premises control, making it suitable for organizations preferring local installation over cloud solutions.

Church Windows is a longstanding desktop-based church management software suite with robust fund accounting capabilities tailored for nonprofit religious organizations. It excels in handling multi-fund general ledgers, contributions tracking, payroll, accounts payable/receivable, and detailed financial reporting compliant with church accounting standards. While primarily Windows-only, it offers modular add-ons for comprehensive church operations beyond just accounting.

Realm by ACS Technologies is a cloud-based church management platform with integrated fund accounting software tailored for nonprofit religious organizations. It handles church-specific financial needs like multi-fund tracking, donor-restricted giving, budgeting, general ledger, accounts payable/receivable, and customizable financial reports. The system integrates seamlessly with membership management, online giving, and engagement tools for a unified view of church operations.

ParishSOFT is a comprehensive parish management software suite tailored primarily for Catholic churches, with robust fund accounting capabilities including general ledger, accounts payable/receivable, payroll, and contribution tracking. It enables detailed fund management for multiple church accounts, budgeting, financial reporting, and compliance with diocesan standards. The system also integrates family databases, sacramental records, and online giving to provide an all-in-one solution for parish operations.

ChurchTrac is an all-in-one church management software with built-in fund accounting capabilities designed specifically for small to mid-sized churches and nonprofits. It enables tracking of contributions across unlimited funds, expense management, budgeting, and customizable financial reporting compliant with church accounting standards. The platform also integrates membership database, attendance tracking, event scheduling, and online giving for streamlined church operations.

Breeze ChMS is a cloud-based church management software that provides straightforward fund accounting tools tailored for churches, including contribution tracking, fund allocation, batch deposit entry, and basic financial reporting. It integrates seamlessly with member giving and online payments, allowing churches to monitor income by fund without complex setups. While not a full-fledged accounting suite, it handles essential church fund management like pledges, expenses, and year-end reports efficiently for smaller congregations.

QuickBooks Online Nonprofit is a cloud-based accounting platform from Intuit, adapted for nonprofits including churches, using class and location tracking to manage multiple funds like tithes, missions, and building campaigns. It supports donor invoicing for pledges, expense allocation across funds, bank reconciliations, and generates standard nonprofit reports such as profit & loss by class and Form 990 schedules. While versatile for general bookkeeping, it requires custom setup to handle church-specific fund accounting effectively.