Top 10 Best Church Finance Software of 2026

Aplos is a cloud-based accounting platform tailored for nonprofits and churches, offering fund accounting, donor management, online giving, budgeting, payroll, and comprehensive reporting. It simplifies financial management by automating tasks like donation tracking and expense categorization while ensuring compliance with nonprofit standards. Accessible from any device, it empowers church administrators to handle finances efficiently without needing accounting expertise.

QuickBooks Online is a versatile cloud-based accounting software widely used by churches for general financial management, including income/expense tracking, invoicing, payroll, and bank reconciliations. It supports fund accounting through customizable classes and locations, allowing churches to segment tithes, offerings, and ministry funds. While not purpose-built for religious organizations, its robust tools and integrations make it a reliable choice for non-profits with moderate complexity.

PowerChurch Plus is a comprehensive on-premise church management software tailored for small to medium-sized congregations, with strong emphasis on financial operations. It handles fund accounting, contribution tracking, budgeting, accounts payable/receivable, and payroll, all integrated with membership and attendance modules. The Windows-based application offers customizable reporting and data import/export for seamless church administration.

Servant Keeper is a veteran church management software specializing in financial tools for tracking contributions, fund accounting, payroll, and budgeting tailored to nonprofit church needs. It provides robust general ledger capabilities, automated check writing, and detailed financial reporting to help church administrators manage finances efficiently. Available in both on-premise and cloud-based versions, it emphasizes reliability for long-term use in religious organizations.

CDM+ is a comprehensive church management software suite from CDM Digital, with robust financial modules designed specifically for church accounting needs. It handles general ledger, accounts payable/receivable, payroll, contribution tracking, and budgeting, all integrated with membership and attendance tools. The on-premise deployment ensures data control, making it suitable for organizations prioritizing security and customization.

Church Windows is a longstanding on-premise church management software suite specializing in financial tools tailored for religious organizations. It provides comprehensive fund accounting, contribution tracking, accounts payable/receivable, payroll processing, and budgeting, all integrated with membership and attendance modules. Designed for Windows desktops, it emphasizes detailed reporting and compliance with nonprofit accounting standards specific to churches.

ChurchTrac is an affordable all-in-one church management software with dedicated financial tools for tracking donations, expenses, budgeting, payroll, and fund accounting. It offers online giving integration, customizable reports, and general ledger functionality tailored for small to mid-sized churches. The platform combines finance with membership, attendance, and event management for streamlined church operations.

The Master's Plan is a specialized church accounting software solution designed for nonprofit religious organizations, offering robust fund-based accounting, budgeting, payroll processing, and financial reporting. It supports donor management, online giving integration, and compliance with GAAP for nonprofits. With both cloud-hosted and on-premise options, it caters to churches seeking detailed financial oversight without general-purpose tools.

Blackbaud provides enterprise-grade church management software with robust financial tools, including contribution tracking, pledge management, general ledger accounting, budgeting, and automated reporting for faith-based organizations. It integrates seamlessly with donor CRM, online giving platforms, and fundraising modules to streamline church finances from small tithes to large capital campaigns. Designed for scalability, it supports multi-campus churches and complex fund accounting needs.

Xero is a cloud-based accounting platform designed for small businesses, offering invoicing, bank reconciliation, expense tracking, payroll, and customizable reporting. For church finance, it provides strong general bookkeeping tools and tracking categories that can approximate fund accounting for tithes, offerings, and ministries. However, it lacks native support for donation tracking, pledge management, or member giving histories, often requiring third-party integrations. It's adaptable but not purpose-built for nonprofit or church-specific needs.