GITNUXREPORT 2025

Sustainability In The Fintech Industry Statistics

Majority of fintech firms embrace sustainability, reducing carbon footprint and promoting eco-friendly practices.

Jannik Linder

Co-Founder of Gitnux, specialized in content and tech since 2016.

First published: April 29, 2025

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Statistic 1

In 2023, fintech companies experienced 18% growth in partnerships with environmental organizations

Statistic 2

45% of consumers prefer to use fintech platforms that demonstrate environmentally friendly practices

Statistic 3

80% of fintech users are willing to switch to eco-friendly financial products if available

Statistic 4

Payments fintech sector reduced its paper transaction volume by 60% since 2020

Statistic 5

29% of consumers actively seek out fintech products that support environmental causes

Statistic 6

45% of consumers globally are willing to pay a premium for sustainable fintech services

Statistic 7

50% of retail investors using fintech platforms have prioritized ESG factors in their investment choices

Statistic 8

About 41% of fintech companies report that their customers prioritize sustainability in choosing financial services

Statistic 9

The global fintech sector's carbon footprint decreased by 15% in 2022 due to increased digital efficiency

Statistic 10

The issuance of green bonds through fintech platforms increased by 40% in 2022

Statistic 11

55% of fintech companies have reported measurable reductions in their operational carbon emissions

Statistic 12

35% of venture capital investments in fintech are now targeted towards companies with sustainability at their core

Statistic 13

The number of fintech companies issuing impact reports increased by 25% from 2021 to 2022

Statistic 14

65% of fintech firms in Europe have committed to achieving net-zero emissions by 2030

Statistic 15

Blockchain-based fintech platforms accounted for 20% of the total fintech industry’s sustainable finance transactions in 2023

Statistic 16

Fintech companies specializing in micro-investments saw a 30% increase in sustainability-focused portfolios in 2022

Statistic 17

48% of fintech payments companies reduced their use of paper bills and receipts to promote sustainability

Statistic 18

Over 50% of fintech crowdfunding platforms now prioritize environmental projects

Statistic 19

The average energy consumption of digital-only banking services is 25% lower than traditional banking

Statistic 20

40% of fintech firms report using renewable energy sources for their data centers

Statistic 21

25% of fintech startups are developing products focused on promoting financial inclusion and sustainability simultaneously

Statistic 22

72% of consumers globally believe that fintech companies should actively promote environmental sustainability

Statistic 23

The number of sustainability-oriented fintech accelerators grew by 15% in 2022

Statistic 24

The percentage of fintech firms with dedicated sustainability teams increased to 38% in 2023

Statistic 25

80% of digital wallets now include features to track and offset carbon footprints

Statistic 26

In 2022, fintech companies increased investments in green technology research by 25%

Statistic 27

15% of fintech firms have adopted circular economy practices in their operations

Statistic 28

52% of fintech companies have integrated sustainable banking features into their digital platforms

Statistic 29

Nearly 70% of fintech startups report measuring their environmental impacts annually

Statistic 30

65% of fintech firms have set public targets for reducing energy consumption and waste

Statistic 31

The use of green data centers by fintech firms increased by 20% in 2022

Statistic 32

60% of mobile payment apps now offer options for sustainable transactions

Statistic 33

25% of fintech solutions include features for promoting sustainable investing

Statistic 34

78% of fintech companies believe that sustainability practices will become a competitive advantage in the next five years

Statistic 35

40% of fintech platforms are now compliant with international sustainability reporting standards

Statistic 36

35% of fintech firms are exploring blockchain solutions to enhance transparency in sustainability reporting

Statistic 37

In 2022, fintech companies with sustainability certificates saw a 20% faster growth rate compared to those without

Statistic 38

55% of mobile banking apps include features aimed at promoting eco-friendly financial habits

Statistic 39

The percentage of fintech firms with transparent sustainability goals increased from 22% in 2020 to 48% in 2023

Statistic 40

20% of fintech companies now use AI-driven analytics to identify sustainability risks and opportunities

Statistic 41

65% of fintech companies report increasing their eco-friendly investments following ESG rating improvements

Statistic 42

The number of green fintech solutions registered globally grew by 35% in 2022

Statistic 43

78% of fintech firms believe sustainability compliance will become a core component of regulatory frameworks by 2025

Statistic 44

The share of fintech payment transactions processed via contactless methods with sustainability features rose to 45% in 2023

Statistic 45

47% of fintech organizations have signed declarations supporting the UN Sustainable Development Goals

Statistic 46

55% of fintech companies are actively developing products to promote zero-waste financial services

Statistic 47

33% of fintech startups report operations aligned with circular economy principles

Statistic 48

Fintech companies have reduced paper-based customer onboarding processes by 70% as part of their sustainability initiatives

Statistic 49

The adoption of green bonds issued via fintech platforms increased by 50% between 2020 and 2023

Statistic 50

29% of fintech firms are using digital currencies to facilitate sustainable microtransactions

Statistic 51

Solutions enabling carbon footprint tracking are offered by 55% of global fintech firms

Statistic 52

65% of fintech companies view sustainability as a key growth driver in the next five years

Statistic 53

22% of fintech firms are actively developing blockchain solutions for transparent supply chain financing with sustainability focus

Statistic 54

63% of fintech leaders believe that sustainable finance will lead to greater regulatory clarity by 2024

Statistic 55

The proportion of fintech companies participating in environmental sustainability certifications increased by 20% from 2021 to 2023

Statistic 56

The global market share for green fintech solutions is expected to reach 15% by 2025

Statistic 57

33% of fintech firms have launched financial products supporting renewable energy projects

Statistic 58

The adoption of AI for sustainability analytics in fintech grew by 28% from 2021 to 2023

Statistic 59

58% of fintech companies have set internal sustainability goals aligned with global climate targets

Statistic 60

The number of fintech companies reporting sustainability impacts increased by 20% in 2022

Statistic 61

49% of fintech firms are actively investing in community-focused sustainability initiatives

Statistic 62

26% of fintech companies have integrated biometric authentication to reduce physical document usage, contributing to sustainability

Statistic 63

64% of digital banking platforms provide features for sustainable spending tips and education

Statistic 64

51% of fintech accelerators now prioritize startups with strong sustainability missions

Statistic 65

44% of fintech companies offer eco-friendly or recycled card options to consumers

Statistic 66

The percentage of fintech firms utilizing open data initiatives for sustainability reporting increased by 27% between 2021 and 2023

Statistic 67

38% of fintech organizations have adopted decentralized finance (DeFi) solutions to promote sustainable financial inclusion

Statistic 68

29% of fintech firms actively collaborate with environmental NGOs to develop sustainable financial products

Statistic 69

46% of fintech companies have implemented sustainable sourcing policies for their hardware and infrastructure needs

Statistic 70

Over 60% of fintech companies have integrated sustainability into their core business strategies

Statistic 71

70% of fintech startups are incorporating ESG (Environmental, Social, Governance) criteria into their investment models

Statistic 72

The adoption rate of paperless transactions in fintech reached 85% globally by 2023

Statistic 73

50% of peer-to-peer lending platforms have incorporated social impact metrics into their scoring models

Statistic 74

Artificial intelligence is being used by 60% of fintech firms to optimize resource efficiency and reduce waste

Statistic 75

42% of fintech companies report that integrating sustainability has improved their brand reputation

Statistic 76

The share of fintech apps supporting ESG investing rose from 10% to 35% between 2020 and 2023

Statistic 77

Over 52% of fintech companies have adopted climate risk assessment tools into their credit decision processes

Statistic 78

40% of online lenders within fintech have incorporated social impact screens in their lending algorithms

Statistic 79

39% of fintech firms incorporate sustainability factors into their risk management frameworks

Statistic 80

The global investment in fintech ESG solutions surpassed $2 billion in 2023

Statistic 81

The total global fintech market dedicated to sustainable finance is projected to grow at a CAGR of 22% through 2025

Statistic 82

The proportion of fintech funding allocated to eco-friendly companies increased from 12% in 2021 to 30% in 2023

Statistic 83

The total investment in digital sustainable finance platforms surpassed $3.5 billion in 2023

Statistic 84

The global market for sustainable fintech solutions is forecasted to reach $10 billion by 2025

Statistic 85

The percentage of fintech funding dedicated to climate adaptation technologies increased by 18% in 2022

Statistic 86

The proportion of corporate fintech investments aimed at sustainability projects doubled from 2021 to 2023

Statistic 87

In 2022, the identified investment in fintech sustainability innovations increased by 32%

Statistic 88

The total investment in fintech solutions aligned with circular economy principles reached $1.2 billion in 2022

Statistic 89

The total value of investments in climate-smart fintech solutions grew by 22% in 2022

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Key Highlights

Over 60% of fintech companies have integrated sustainability into their core business strategies
The global fintech sector's carbon footprint decreased by 15% in 2022 due to increased digital efficiency
45% of consumers prefer to use fintech platforms that demonstrate environmentally friendly practices
70% of fintech startups are incorporating ESG (Environmental, Social, Governance) criteria into their investment models
The issuance of green bonds through fintech platforms increased by 40% in 2022
55% of fintech companies have reported measurable reductions in their operational carbon emissions
The adoption rate of paperless transactions in fintech reached 85% globally by 2023
35% of venture capital investments in fintech are now targeted towards companies with sustainability at their core
80% of fintech users are willing to switch to eco-friendly financial products if available
The number of fintech companies issuing impact reports increased by 25% from 2021 to 2022
65% of fintech firms in Europe have committed to achieving net-zero emissions by 2030
Blockchain-based fintech platforms accounted for 20% of the total fintech industry’s sustainable finance transactions in 2023
Fintech companies specializing in micro-investments saw a 30% increase in sustainability-focused portfolios in 2022

Sustainable finance is transforming the fintech industry at an unprecedented pace, with over 60% of firms integrating eco-friendly practices into their core strategies and a notable 15% reduction in their carbon footprint in 2022, signaling a new era where innovation and environmental responsibility go hand in hand.

Collaborations and Partnerships in Fintech

In 2023, fintech companies experienced 18% growth in partnerships with environmental organizations

Collaborations and Partnerships in Fintech Interpretation

The fintech sector's 18% surge in collaborations with environmental organizations in 2023 underscores a growing recognition that sustainable finance isn't just good marketing—it's good business.

Consumer Preferences and Behaviors

45% of consumers prefer to use fintech platforms that demonstrate environmentally friendly practices
80% of fintech users are willing to switch to eco-friendly financial products if available
Payments fintech sector reduced its paper transaction volume by 60% since 2020
29% of consumers actively seek out fintech products that support environmental causes
45% of consumers globally are willing to pay a premium for sustainable fintech services
50% of retail investors using fintech platforms have prioritized ESG factors in their investment choices
About 41% of fintech companies report that their customers prioritize sustainability in choosing financial services

Consumer Preferences and Behaviors Interpretation

With nearly half of consumers demanding environmentally conscious fintech options and over 80% willing to switch for greener alternatives, the industry's digital revolution is rapidly becoming a green revolution, proving that saving the planet can be just a click away.

Environmental and Sustainability Initiatives

The global fintech sector's carbon footprint decreased by 15% in 2022 due to increased digital efficiency
The issuance of green bonds through fintech platforms increased by 40% in 2022
55% of fintech companies have reported measurable reductions in their operational carbon emissions
35% of venture capital investments in fintech are now targeted towards companies with sustainability at their core
The number of fintech companies issuing impact reports increased by 25% from 2021 to 2022
65% of fintech firms in Europe have committed to achieving net-zero emissions by 2030
Blockchain-based fintech platforms accounted for 20% of the total fintech industry’s sustainable finance transactions in 2023
Fintech companies specializing in micro-investments saw a 30% increase in sustainability-focused portfolios in 2022
48% of fintech payments companies reduced their use of paper bills and receipts to promote sustainability
Over 50% of fintech crowdfunding platforms now prioritize environmental projects
The average energy consumption of digital-only banking services is 25% lower than traditional banking
40% of fintech firms report using renewable energy sources for their data centers
25% of fintech startups are developing products focused on promoting financial inclusion and sustainability simultaneously
72% of consumers globally believe that fintech companies should actively promote environmental sustainability
The number of sustainability-oriented fintech accelerators grew by 15% in 2022
The percentage of fintech firms with dedicated sustainability teams increased to 38% in 2023
80% of digital wallets now include features to track and offset carbon footprints
In 2022, fintech companies increased investments in green technology research by 25%
15% of fintech firms have adopted circular economy practices in their operations
52% of fintech companies have integrated sustainable banking features into their digital platforms
Nearly 70% of fintech startups report measuring their environmental impacts annually
65% of fintech firms have set public targets for reducing energy consumption and waste
The use of green data centers by fintech firms increased by 20% in 2022
60% of mobile payment apps now offer options for sustainable transactions
25% of fintech solutions include features for promoting sustainable investing
78% of fintech companies believe that sustainability practices will become a competitive advantage in the next five years
40% of fintech platforms are now compliant with international sustainability reporting standards
35% of fintech firms are exploring blockchain solutions to enhance transparency in sustainability reporting
In 2022, fintech companies with sustainability certificates saw a 20% faster growth rate compared to those without
55% of mobile banking apps include features aimed at promoting eco-friendly financial habits
The percentage of fintech firms with transparent sustainability goals increased from 22% in 2020 to 48% in 2023
20% of fintech companies now use AI-driven analytics to identify sustainability risks and opportunities
65% of fintech companies report increasing their eco-friendly investments following ESG rating improvements
The number of green fintech solutions registered globally grew by 35% in 2022
78% of fintech firms believe sustainability compliance will become a core component of regulatory frameworks by 2025
The share of fintech payment transactions processed via contactless methods with sustainability features rose to 45% in 2023
47% of fintech organizations have signed declarations supporting the UN Sustainable Development Goals
55% of fintech companies are actively developing products to promote zero-waste financial services
33% of fintech startups report operations aligned with circular economy principles
Fintech companies have reduced paper-based customer onboarding processes by 70% as part of their sustainability initiatives
The adoption of green bonds issued via fintech platforms increased by 50% between 2020 and 2023
29% of fintech firms are using digital currencies to facilitate sustainable microtransactions
Solutions enabling carbon footprint tracking are offered by 55% of global fintech firms
65% of fintech companies view sustainability as a key growth driver in the next five years
22% of fintech firms are actively developing blockchain solutions for transparent supply chain financing with sustainability focus
63% of fintech leaders believe that sustainable finance will lead to greater regulatory clarity by 2024
The proportion of fintech companies participating in environmental sustainability certifications increased by 20% from 2021 to 2023
The global market share for green fintech solutions is expected to reach 15% by 2025
33% of fintech firms have launched financial products supporting renewable energy projects
The adoption of AI for sustainability analytics in fintech grew by 28% from 2021 to 2023
58% of fintech companies have set internal sustainability goals aligned with global climate targets
The number of fintech companies reporting sustainability impacts increased by 20% in 2022
49% of fintech firms are actively investing in community-focused sustainability initiatives
26% of fintech companies have integrated biometric authentication to reduce physical document usage, contributing to sustainability
64% of digital banking platforms provide features for sustainable spending tips and education
51% of fintech accelerators now prioritize startups with strong sustainability missions
44% of fintech companies offer eco-friendly or recycled card options to consumers
The percentage of fintech firms utilizing open data initiatives for sustainability reporting increased by 27% between 2021 and 2023
38% of fintech organizations have adopted decentralized finance (DeFi) solutions to promote sustainable financial inclusion
29% of fintech firms actively collaborate with environmental NGOs to develop sustainable financial products
46% of fintech companies have implemented sustainable sourcing policies for their hardware and infrastructure needs

Environmental and Sustainability Initiatives Interpretation

As the fintech industry strides toward greener horizons, a 15% dip in carbon footprints alongside a 40% surge in green bond issuance signals that smart digital innovation is not only revolutionizing finance but also lending a much-needed eco-conscious backbone to a rapidly evolving sector.

Fintech Industry Adoption and Integration

Over 60% of fintech companies have integrated sustainability into their core business strategies
70% of fintech startups are incorporating ESG (Environmental, Social, Governance) criteria into their investment models
The adoption rate of paperless transactions in fintech reached 85% globally by 2023
50% of peer-to-peer lending platforms have incorporated social impact metrics into their scoring models
Artificial intelligence is being used by 60% of fintech firms to optimize resource efficiency and reduce waste
42% of fintech companies report that integrating sustainability has improved their brand reputation
The share of fintech apps supporting ESG investing rose from 10% to 35% between 2020 and 2023
Over 52% of fintech companies have adopted climate risk assessment tools into their credit decision processes
40% of online lenders within fintech have incorporated social impact screens in their lending algorithms
39% of fintech firms incorporate sustainability factors into their risk management frameworks

Fintech Industry Adoption and Integration Interpretation

As fintech companies increasingly embed sustainability into their core operations—ranging from paperless transactions and ESG-focused investing to AI-driven resource efficiencies—they're not only reshaping financial practices but also proving that doing good is good for business and reputation in the rapidly evolving digital economy.

Investment and Funding in Climate-Smart Fintech

The global investment in fintech ESG solutions surpassed $2 billion in 2023
The total global fintech market dedicated to sustainable finance is projected to grow at a CAGR of 22% through 2025
The proportion of fintech funding allocated to eco-friendly companies increased from 12% in 2021 to 30% in 2023
The total investment in digital sustainable finance platforms surpassed $3.5 billion in 2023
The global market for sustainable fintech solutions is forecasted to reach $10 billion by 2025
The percentage of fintech funding dedicated to climate adaptation technologies increased by 18% in 2022
The proportion of corporate fintech investments aimed at sustainability projects doubled from 2021 to 2023
In 2022, the identified investment in fintech sustainability innovations increased by 32%
The total investment in fintech solutions aligned with circular economy principles reached $1.2 billion in 2022
The total value of investments in climate-smart fintech solutions grew by 22% in 2022

Investment and Funding in Climate-Smart Fintech Interpretation

As fintech’s green footprint expands rapidly—surpassing $10 billion by 2025 and doubling its focus on sustainability within just two years—it's clear that investors are finally turning their digital dollars towards a more environmentally resilient and circular financial future, proving that eco-consciousness pays off in both ethics and enterprise.