GITNUXREPORT 2026

Factoring Industry Statistics

The global factoring industry is growing rapidly, led by SMB financing needs and digital adoption.

Sarah Mitchell

Sarah Mitchell

Senior Researcher specializing in consumer behavior and market trends.

First published: Feb 13, 2026

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Key Statistics

Statistic 1

Average ROI for factoring firms 15-20% on equity per 2023 benchmarks.

Statistic 2

Global factoring industry default rate averaged 0.3% in 2022 per FCI.

Statistic 3

US factors' operating margins 12.5% in 2023, up from 10% pre-COVID.

Statistic 4

Average factoring fee 1.8% for recourse deals, 2.5% non-recourse in EU.

Statistic 5

Factoring providers' cost-to-income ratio fell to 45% with digitization.

Statistic 6

Delinquency rate on factored invoices 1.2% globally 2023.

Statistic 7

Annual turnover per factoring employee $5M in top firms 2023.

Statistic 8

Leverage ratio for factoring companies averages 8:1 assets to equity.

Statistic 9

Profit before tax margin 18% for UK factors in 2023 per UK Finance.

Statistic 10

Collection period for receivables shortened to 45 days post-factoring.

Statistic 11

Funding cost for factors 4-6% LIBOR-based in 2023 deals.

Statistic 12

EBITDA margins for fintech factors 25% vs 15% traditional in 2023.

Statistic 13

Bad debt provision 0.5% of turnover average for AAA-rated factors.

Statistic 14

Revenue growth 12% YoY for top 100 factors per FCI 2023.

Statistic 15

Net interest margin 3.2% for bank-affiliated factors 2023.

Statistic 16

Capital adequacy ratio 15% exceeding Basel III for most factors.

Statistic 17

Average deal size $150,000 up 20% from 2019 levels.

Statistic 18

Return on assets 2.8% for leading factoring portfolios 2023.

Statistic 19

Fee income 85% of total revenue for non-bank factors.

Statistic 20

Liquidity coverage ratio 200% for top EU factors 2023.

Statistic 21

Cost per funded invoice dropped 30% to $50 with automation.

Statistic 22

Portfolio yield 9.5% net of provisions for US factors.

Statistic 23

95% client repeat business rate correlates to 22% profitability boost.

Statistic 24

Overhead costs 20% of revenue down from 30% in 2018.

Statistic 25

Advance rate discounting impact: 90% advances yield 11% IRR.

Statistic 26

Non-performing loan ratio 0.8% post-COVID recovery 2023.

Statistic 27

SME clients see 15% EBITDA improvement post-factoring per World Bank.

Statistic 28

65% of factoring companies reported revenue growth over 10% in 2023 per Deloitte survey.

Statistic 29

Adoption of digital platforms in factoring rose to 72% among providers in 2023, reducing processing time by 40%.

Statistic 30

82% of SMEs using factoring reported improved cash flow within 30 days per 2023 FCI survey.

Statistic 31

Blockchain integration in factoring pilots grew 150% in 2023, with 15 major firms testing.

Statistic 32

45% of factoring deals now involve ESG-linked invoices per 2023 EY report.

Statistic 33

AI-driven risk assessment adopted by 60% of factoring firms, cutting default rates by 25%.

Statistic 34

Cross-border factoring transactions increased 18% in 2023 to €800 billion globally.

Statistic 35

70% of factoring clients demand real-time tracking apps as of 2024 surveys.

Statistic 36

Green factoring for sustainable supply chains surged 30% in Europe 2023.

Statistic 37

55% of new factoring entrants are fintechs, disrupting traditional banks per CB Insights.

Statistic 38

Mobile factoring apps downloads tripled to 5 million in 2023 globally.

Statistic 39

40% reduction in factoring fees due to automation, average now 1.5-2.5% per deal.

Statistic 40

Pandemic accelerated factoring adoption by 25% among exporters in 2020-2023.

Statistic 41

68% of factors now offer dynamic discounting alongside traditional factoring.

Statistic 42

Open banking APIs integrated in 50% of EU factoring platforms by 2023.

Statistic 43

Predictive analytics usage in client selection up 35% , improving approval rates to 85%.

Statistic 44

90-day factoring tenors average shortened to 60 days with digital verification.

Statistic 45

Women-led SMEs adoption of factoring doubled to 28% in 2023 per IFC study.

Statistic 46

IoT-enabled invoice verification trialed by 20% of large factors for real-time goods confirmation.

Statistic 47

Factoring for gig economy platforms grew 40%, financing 2 million freelancers in 2023.

Statistic 48

75% of factors report client retention >90% due to flexible repayment options.

Statistic 49

Crypto-collateralized factoring pilots launched by 10 firms, totaling $100M volume.

Statistic 50

Sustainability reporting mandatory for 40% of factoring deals in EU from 2024.

Statistic 51

Voice AI for invoice submission adopted by 15% of SMB clients, speeding approvals 50%.

Statistic 52

Peer-to-peer factoring platforms handled 5% of market volume in 2023.

Statistic 53

62% of factors integrated carbon footprint tracking in invoice assessments.

Statistic 54

Factoring-as-a-Service embedded in 30% of ERP systems like SAP by 2023.

Statistic 55

BlueVine, a top US factor, processed $10 billion in advances in 2023.

Statistic 56

Triumph Business Capital funded over $7 billion in 2022 across 50,000+ clients.

Statistic 57

Bibby Financial Services UK advanced £2.5 billion to 25,000 businesses in 2023.

Statistic 58

Taulia, leader in supply chain finance, managed $50 billion in working capital for Fortune 500.

Statistic 59

RTS Financial handled $4 billion in trucking invoice factoring in 2023.

Statistic 60

Factorandor in Spain provided €1.2 billion to 8,000 SMEs in 2022.

Statistic 61

eCapital advanced $3.5 billion across US operations in 2023.

Statistic 62

Praxair (now Linde) uses factoring with Greensill for $2B annual volume pre-collapse.

Statistic 63

Banco Mercantil in Venezuela dominates with 40% market share, $5B volume.

Statistic 64

Kriya in India funded INR 10,000 crore ($1.2B) for 5,000+ MSMEs in FY23.

Statistic 65

3i Infotech's factoring arm processed AUD 2B in Australia 2023.

Statistic 66

DBRS rated top factors like Wells Fargo at AA level for $20B portfolio.

Statistic 67

Fundbox disbursed $2B in SMB factoring since inception by 2023.

Statistic 68

C2FO platform connected $60B in supply chain factoring for 1M suppliers.

Statistic 69

Charter Capital funded $1B in construction factoring in 2023.

Statistic 70

Vivo Capital provided $800M in healthcare invoice factoring 2023.

Statistic 71

Alior Factor in Poland handled PLN 20B ($5B) volume 2022.

Statistic 72

Santander Factoring Iberia managed €5B cross-border in 2023.

Statistic 73

Greystone invoice finance UK advanced £1B to 10,000 firms 2023.

Statistic 74

Novicap Spain digitized €1.5B factoring for 20,000 SMEs.

Statistic 75

MCS Steel funded $500M in manufacturing sector 2023.

Statistic 76

Top 5 global factors control 35% of €3T market per FCI rankings.

Statistic 77

HSBC Supply Chain Finance platform factored $30B for APAC clients 2023.

Statistic 78

Deutsche Factor managed €10B portfolio, largest in Germany.

Statistic 79

Italian Banca Ifis factored €6B in 2023, 20% market share.

Statistic 80

US Bankcorp factored $15B commercial invoices 2023.

Statistic 81

Average factoring advance rate 85-90% across top 20 providers.

Statistic 82

CIT Group withdrew from factoring after $2B portfolio sale in 2022.

Statistic 83

The global factoring market volume reached €3,147 billion in 2022, marking a 5.2% increase from the previous year according to FCI annual review.

Statistic 84

In 2023, the US invoice factoring market was valued at $180 billion, with a projected CAGR of 7.5% through 2028 driven by SMB supply chain financing needs.

Statistic 85

Europe's factoring turnover hit €2,100 billion in 2022, accounting for 67% of global volume per FCI data.

Statistic 86

China's factoring market grew to $450 billion in 2022, up 12% YoY, fueled by e-commerce invoice discounting.

Statistic 87

The global factoring industry is expected to reach $4.5 trillion by 2027, with a CAGR of 8.1% from 2020-2027 per Grand View Research.

Statistic 88

In 2021, Brazil's factoring volume was $300 billion, representing 15% of GDP and growing at 10% annually.

Statistic 89

UK factoring market size stood at £25 billion in 2023, with 45,000 SMEs utilizing services per UK Finance.

Statistic 90

India's invoice factoring market expanded to INR 2.5 lakh crore ($30 billion) in FY2023, CAGR 25% over 5 years.

Statistic 91

Australia’s factoring industry turnover reached AUD 15 billion in 2022, up 6% from 2021 per IFWG.

Statistic 92

Italy, the largest European factoring market, recorded €320 billion in 2022 turnover, 15% growth YoY.

Statistic 93

Global reverse factoring market projected to grow from $500 billion in 2023 to $1.2 trillion by 2030 at 13% CAGR.

Statistic 94

Spain’s factoring volume was €190 billion in 2022, comprising 12% of total credit to non-financial firms.

Statistic 95

France factoring market hit €250 billion in 2022, with 8% annual growth per SFPME.

Statistic 96

Germany's factoring turnover reached €220 billion in 2022, stabilizing after COVID recovery.

Statistic 97

Mexico's factoring industry grew to $25 billion in 2022, driven by export financing needs.

Statistic 98

Turkey factoring volume was TRY 1.2 trillion ($40 billion) in 2022, up 20% YoY per TFF.

Statistic 99

South Africa's factoring market valued at ZAR 100 billion in 2023, CAGR 9% per NFA.

Statistic 100

Canada's invoice factoring market size $20 billion CAD in 2023, growing 5.5% annually.

Statistic 101

Singapore factoring turnover SGD 10 billion in 2022, focused on trade finance.

Statistic 102

Netherlands factoring market €110 billion in 2022, 4% growth per NVF.

Statistic 103

Poland's factoring volume PLN 150 billion ($38 billion) in 2022, 15% YoY increase.

Statistic 104

Portugal factoring turnover €15 billion in 2022, supporting 20,000 SMEs.

Statistic 105

Global factoring market CAGR forecasted at 7.2% from 2023-2030, reaching $5.8 trillion.

Statistic 106

US commercial factoring segment $120 billion in 2023, 60% of total market.

Statistic 107

Asia-Pacific factoring market to grow fastest at 9.5% CAGR to 2030 per ResearchAndMarkets.

Statistic 108

75% of global factoring volume concentrated in top 10 countries in 2022 per FCI.

Statistic 109

Invoice discounting sub-segment holds 55% share of global factoring market in 2023.

Statistic 110

Middle East factoring market $50 billion in 2022, growing 11% YoY.

Statistic 111

Russia's factoring volume 2.5 trillion RUB ($27 billion) in 2022 per NAF.

Statistic 112

Global spot factoring transactions averaged 1.2 million per month in 2022.

Statistic 113

North America holds 20% of global factoring volume at $600B in 2022.

Statistic 114

EU-27 factoring market €1,800B in 2022, 57% global share.

Statistic 115

Asia excluding China $250B factoring volume 2022, 10% CAGR.

Statistic 116

Latin America factoring 8% of GDP average, led by Brazil $300B.

Statistic 117

Africa/Middle East combined $120B in 2022, growing 14%.

Statistic 118

US exporters use factoring for 30% of trade receivables $100B.

Statistic 119

Germany-France-Italy-UK-Spain top 5 EU markets 85% regional volume.

Statistic 120

India SME factoring penetration 5% of eligible invoices $50B potential.

Statistic 121

Australia-NZ factoring $20B, 2% of GDP focused on agribusiness.

Statistic 122

Eastern Europe $150B volume led by Poland-Russia-Turkey.

Statistic 123

China domestic factoring $400B, international $50B via Belt Road.

Statistic 124

UK post-Brexit cross-border factoring to EU down 10% to £5B.

Statistic 125

Mexico-Argentina-Chile top LatAm after Brazil $80B combined.

Statistic 126

Singapore-HK hubs for APAC factoring $30B international flows.

Statistic 127

South Africa leads Africa $40B, 4x Egypt-Nigeria combined.

Statistic 128

Canada trucking sector 50% of $10B factoring volume.

Statistic 129

Italy factoring 18% of GDP highest in G20 nations.

Statistic 130

Global South factoring growth 12% vs 4% developed markets.

Statistic 131

Japan factoring $200B stable 3% growth, bank-dominated.

Statistic 132

Middle East UAE-Saudi $30B oil-linked invoices dominant.

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Imagine a financial engine quietly powering the world's businesses, one invoice at a time, as evidenced by a global factoring market that roared to a staggering €3,147 billion in volume and is now on a trajectory to become a multi-trillion dollar force reshaping corporate cash flow.

Key Takeaways

  • The global factoring market volume reached €3,147 billion in 2022, marking a 5.2% increase from the previous year according to FCI annual review.
  • In 2023, the US invoice factoring market was valued at $180 billion, with a projected CAGR of 7.5% through 2028 driven by SMB supply chain financing needs.
  • Europe's factoring turnover hit €2,100 billion in 2022, accounting for 67% of global volume per FCI data.
  • 65% of factoring companies reported revenue growth over 10% in 2023 per Deloitte survey.
  • Adoption of digital platforms in factoring rose to 72% among providers in 2023, reducing processing time by 40%.
  • 82% of SMEs using factoring reported improved cash flow within 30 days per 2023 FCI survey.
  • BlueVine, a top US factor, processed $10 billion in advances in 2023.
  • Triumph Business Capital funded over $7 billion in 2022 across 50,000+ clients.
  • Bibby Financial Services UK advanced £2.5 billion to 25,000 businesses in 2023.
  • Average ROI for factoring firms 15-20% on equity per 2023 benchmarks.
  • Global factoring industry default rate averaged 0.3% in 2022 per FCI.
  • US factors' operating margins 12.5% in 2023, up from 10% pre-COVID.
  • North America holds 20% of global factoring volume at $600B in 2022.
  • EU-27 factoring market €1,800B in 2022, 57% global share.
  • Asia excluding China $250B factoring volume 2022, 10% CAGR.

The global factoring industry is growing rapidly, led by SMB financing needs and digital adoption.

Financial Metrics and Performance

  • Average ROI for factoring firms 15-20% on equity per 2023 benchmarks.
  • Global factoring industry default rate averaged 0.3% in 2022 per FCI.
  • US factors' operating margins 12.5% in 2023, up from 10% pre-COVID.
  • Average factoring fee 1.8% for recourse deals, 2.5% non-recourse in EU.
  • Factoring providers' cost-to-income ratio fell to 45% with digitization.
  • Delinquency rate on factored invoices 1.2% globally 2023.
  • Annual turnover per factoring employee $5M in top firms 2023.
  • Leverage ratio for factoring companies averages 8:1 assets to equity.
  • Profit before tax margin 18% for UK factors in 2023 per UK Finance.
  • Collection period for receivables shortened to 45 days post-factoring.
  • Funding cost for factors 4-6% LIBOR-based in 2023 deals.
  • EBITDA margins for fintech factors 25% vs 15% traditional in 2023.
  • Bad debt provision 0.5% of turnover average for AAA-rated factors.
  • Revenue growth 12% YoY for top 100 factors per FCI 2023.
  • Net interest margin 3.2% for bank-affiliated factors 2023.
  • Capital adequacy ratio 15% exceeding Basel III for most factors.
  • Average deal size $150,000 up 20% from 2019 levels.
  • Return on assets 2.8% for leading factoring portfolios 2023.
  • Fee income 85% of total revenue for non-bank factors.
  • Liquidity coverage ratio 200% for top EU factors 2023.
  • Cost per funded invoice dropped 30% to $50 with automation.
  • Portfolio yield 9.5% net of provisions for US factors.
  • 95% client repeat business rate correlates to 22% profitability boost.
  • Overhead costs 20% of revenue down from 30% in 2018.
  • Advance rate discounting impact: 90% advances yield 11% IRR.
  • Non-performing loan ratio 0.8% post-COVID recovery 2023.
  • SME clients see 15% EBITDA improvement post-factoring per World Bank.

Financial Metrics and Performance Interpretation

The factoring industry paints a picture of remarkably steady, low-risk returns, where high client loyalty and smart automation fatten profit margins far more than the meager default rates might suggest.

Industry Trends and Adoption

  • 65% of factoring companies reported revenue growth over 10% in 2023 per Deloitte survey.
  • Adoption of digital platforms in factoring rose to 72% among providers in 2023, reducing processing time by 40%.
  • 82% of SMEs using factoring reported improved cash flow within 30 days per 2023 FCI survey.
  • Blockchain integration in factoring pilots grew 150% in 2023, with 15 major firms testing.
  • 45% of factoring deals now involve ESG-linked invoices per 2023 EY report.
  • AI-driven risk assessment adopted by 60% of factoring firms, cutting default rates by 25%.
  • Cross-border factoring transactions increased 18% in 2023 to €800 billion globally.
  • 70% of factoring clients demand real-time tracking apps as of 2024 surveys.
  • Green factoring for sustainable supply chains surged 30% in Europe 2023.
  • 55% of new factoring entrants are fintechs, disrupting traditional banks per CB Insights.
  • Mobile factoring apps downloads tripled to 5 million in 2023 globally.
  • 40% reduction in factoring fees due to automation, average now 1.5-2.5% per deal.
  • Pandemic accelerated factoring adoption by 25% among exporters in 2020-2023.
  • 68% of factors now offer dynamic discounting alongside traditional factoring.
  • Open banking APIs integrated in 50% of EU factoring platforms by 2023.
  • Predictive analytics usage in client selection up 35% , improving approval rates to 85%.
  • 90-day factoring tenors average shortened to 60 days with digital verification.
  • Women-led SMEs adoption of factoring doubled to 28% in 2023 per IFC study.
  • IoT-enabled invoice verification trialed by 20% of large factors for real-time goods confirmation.
  • Factoring for gig economy platforms grew 40%, financing 2 million freelancers in 2023.
  • 75% of factors report client retention >90% due to flexible repayment options.
  • Crypto-collateralized factoring pilots launched by 10 firms, totaling $100M volume.
  • Sustainability reporting mandatory for 40% of factoring deals in EU from 2024.
  • Voice AI for invoice submission adopted by 15% of SMB clients, speeding approvals 50%.
  • Peer-to-peer factoring platforms handled 5% of market volume in 2023.
  • 62% of factors integrated carbon footprint tracking in invoice assessments.
  • Factoring-as-a-Service embedded in 30% of ERP systems like SAP by 2023.

Industry Trends and Adoption Interpretation

The factoring industry is vigorously modernizing, with booming revenues and digital adoption proving it's not just your grandfather's finance tool anymore, as it now efficiently fuels everything from sustainable supply chains to the gig economy with remarkable speed and a keen eye on the future.

Key Players and Competition

  • BlueVine, a top US factor, processed $10 billion in advances in 2023.
  • Triumph Business Capital funded over $7 billion in 2022 across 50,000+ clients.
  • Bibby Financial Services UK advanced £2.5 billion to 25,000 businesses in 2023.
  • Taulia, leader in supply chain finance, managed $50 billion in working capital for Fortune 500.
  • RTS Financial handled $4 billion in trucking invoice factoring in 2023.
  • Factorandor in Spain provided €1.2 billion to 8,000 SMEs in 2022.
  • eCapital advanced $3.5 billion across US operations in 2023.
  • Praxair (now Linde) uses factoring with Greensill for $2B annual volume pre-collapse.
  • Banco Mercantil in Venezuela dominates with 40% market share, $5B volume.
  • Kriya in India funded INR 10,000 crore ($1.2B) for 5,000+ MSMEs in FY23.
  • 3i Infotech's factoring arm processed AUD 2B in Australia 2023.
  • DBRS rated top factors like Wells Fargo at AA level for $20B portfolio.
  • Fundbox disbursed $2B in SMB factoring since inception by 2023.
  • C2FO platform connected $60B in supply chain factoring for 1M suppliers.
  • Charter Capital funded $1B in construction factoring in 2023.
  • Vivo Capital provided $800M in healthcare invoice factoring 2023.
  • Alior Factor in Poland handled PLN 20B ($5B) volume 2022.
  • Santander Factoring Iberia managed €5B cross-border in 2023.
  • Greystone invoice finance UK advanced £1B to 10,000 firms 2023.
  • Novicap Spain digitized €1.5B factoring for 20,000 SMEs.
  • MCS Steel funded $500M in manufacturing sector 2023.
  • Top 5 global factors control 35% of €3T market per FCI rankings.
  • HSBC Supply Chain Finance platform factored $30B for APAC clients 2023.
  • Deutsche Factor managed €10B portfolio, largest in Germany.
  • Italian Banca Ifis factored €6B in 2023, 20% market share.
  • US Bankcorp factored $15B commercial invoices 2023.
  • Average factoring advance rate 85-90% across top 20 providers.
  • CIT Group withdrew from factoring after $2B portfolio sale in 2022.

Key Players and Competition Interpretation

The staggering sums advanced by these factoring giants reveal an industry not merely lending money, but single-handedly greasing the global economic engine for millions of businesses, from corner shops to Fortune 500 titans.

Market Size and Growth

  • The global factoring market volume reached €3,147 billion in 2022, marking a 5.2% increase from the previous year according to FCI annual review.
  • In 2023, the US invoice factoring market was valued at $180 billion, with a projected CAGR of 7.5% through 2028 driven by SMB supply chain financing needs.
  • Europe's factoring turnover hit €2,100 billion in 2022, accounting for 67% of global volume per FCI data.
  • China's factoring market grew to $450 billion in 2022, up 12% YoY, fueled by e-commerce invoice discounting.
  • The global factoring industry is expected to reach $4.5 trillion by 2027, with a CAGR of 8.1% from 2020-2027 per Grand View Research.
  • In 2021, Brazil's factoring volume was $300 billion, representing 15% of GDP and growing at 10% annually.
  • UK factoring market size stood at £25 billion in 2023, with 45,000 SMEs utilizing services per UK Finance.
  • India's invoice factoring market expanded to INR 2.5 lakh crore ($30 billion) in FY2023, CAGR 25% over 5 years.
  • Australia’s factoring industry turnover reached AUD 15 billion in 2022, up 6% from 2021 per IFWG.
  • Italy, the largest European factoring market, recorded €320 billion in 2022 turnover, 15% growth YoY.
  • Global reverse factoring market projected to grow from $500 billion in 2023 to $1.2 trillion by 2030 at 13% CAGR.
  • Spain’s factoring volume was €190 billion in 2022, comprising 12% of total credit to non-financial firms.
  • France factoring market hit €250 billion in 2022, with 8% annual growth per SFPME.
  • Germany's factoring turnover reached €220 billion in 2022, stabilizing after COVID recovery.
  • Mexico's factoring industry grew to $25 billion in 2022, driven by export financing needs.
  • Turkey factoring volume was TRY 1.2 trillion ($40 billion) in 2022, up 20% YoY per TFF.
  • South Africa's factoring market valued at ZAR 100 billion in 2023, CAGR 9% per NFA.
  • Canada's invoice factoring market size $20 billion CAD in 2023, growing 5.5% annually.
  • Singapore factoring turnover SGD 10 billion in 2022, focused on trade finance.
  • Netherlands factoring market €110 billion in 2022, 4% growth per NVF.
  • Poland's factoring volume PLN 150 billion ($38 billion) in 2022, 15% YoY increase.
  • Portugal factoring turnover €15 billion in 2022, supporting 20,000 SMEs.
  • Global factoring market CAGR forecasted at 7.2% from 2023-2030, reaching $5.8 trillion.
  • US commercial factoring segment $120 billion in 2023, 60% of total market.
  • Asia-Pacific factoring market to grow fastest at 9.5% CAGR to 2030 per ResearchAndMarkets.
  • 75% of global factoring volume concentrated in top 10 countries in 2022 per FCI.
  • Invoice discounting sub-segment holds 55% share of global factoring market in 2023.
  • Middle East factoring market $50 billion in 2022, growing 11% YoY.
  • Russia's factoring volume 2.5 trillion RUB ($27 billion) in 2022 per NAF.
  • Global spot factoring transactions averaged 1.2 million per month in 2022.

Market Size and Growth Interpretation

While clinging to the solemn vow of “Thou shalt not pay thy invoices on time,” the global economy is quite literally banking on the $3 trillion-and-growing factoring industry to keep the lifeblood of cash flowing to businesses from São Paulo to Shanghai.

Regional and Global Insights

  • North America holds 20% of global factoring volume at $600B in 2022.
  • EU-27 factoring market €1,800B in 2022, 57% global share.
  • Asia excluding China $250B factoring volume 2022, 10% CAGR.
  • Latin America factoring 8% of GDP average, led by Brazil $300B.
  • Africa/Middle East combined $120B in 2022, growing 14%.
  • US exporters use factoring for 30% of trade receivables $100B.
  • Germany-France-Italy-UK-Spain top 5 EU markets 85% regional volume.
  • India SME factoring penetration 5% of eligible invoices $50B potential.
  • Australia-NZ factoring $20B, 2% of GDP focused on agribusiness.
  • Eastern Europe $150B volume led by Poland-Russia-Turkey.
  • China domestic factoring $400B, international $50B via Belt Road.
  • UK post-Brexit cross-border factoring to EU down 10% to £5B.
  • Mexico-Argentina-Chile top LatAm after Brazil $80B combined.
  • Singapore-HK hubs for APAC factoring $30B international flows.
  • South Africa leads Africa $40B, 4x Egypt-Nigeria combined.
  • Canada trucking sector 50% of $10B factoring volume.
  • Italy factoring 18% of GDP highest in G20 nations.
  • Global South factoring growth 12% vs 4% developed markets.
  • Japan factoring $200B stable 3% growth, bank-dominated.
  • Middle East UAE-Saudi $30B oil-linked invoices dominant.

Regional and Global Insights Interpretation

While Europe reigns supreme with over half the world’s factoring throne, the real plot twist is a feisty underdog story, as the Global South’s growth races ahead at triple the pace of developed markets, proving that money moves fastest when it’s chasing the invoice, not the legacy.

Sources & References