Key Takeaways
- Black homeownership rate was 44.1% in 2022, compared to 73.6% for White non-Hispanic households.
- Black homeownership gap widened to 29.5 points in 2022 from 27 in 2019.
- Under 35, Black homeownership 23% vs White 49% in 2022.
- In 2019, the median wealth for Black households in the United States was $24,100, compared to $188,200 for White households, representing a 12.7% ratio of Black to White median wealth.
- Black families hold just 13 cents for every dollar of wealth held by White families as of 2022 data from the Survey of Consumer Finances.
- The average wealth gap between Black and White households widened to $1.33 million in 2022, up from previous years.
- Median household income for Black families in 2022 was $52,860, 65% of White median $81,060.
- Black median income rose 5.6% from 2021 to 2022, but still trails White by $28,200.
- In 2019, Black households in top quintile earned median $175,000 vs overall $48,300.
- Black stock ownership rate 34% of households in 2022, vs 66% White.
- Black median retirement savings $13,000 vs White $80,000 age 45-54, 2022.
- Only 25% of Black families have stock market investments, 2021 Fed data.
- Black poverty rate 17.1% in 2022, twice the White rate of 8.6%.
- Black child poverty 27% vs White 9% in 2022.
- Black student debt median $52,000 vs White $28,000 for borrowers 2022.
Black households still lag far behind White households in wealth and homeownership, leaving the gap stubbornly wide.
Homeownership Rates
Homeownership Rates Interpretation
Household Net Worth
Household Net Worth Interpretation
Income Disparities
Income Disparities Interpretation
Investment and Savings
Investment and Savings Interpretation
Poverty and Debt Levels
Poverty and Debt Levels Interpretation
How We Rate Confidence
Every statistic is queried across four AI models (ChatGPT, Claude, Gemini, Perplexity). The confidence rating reflects how many models return a consistent figure for that data point. Label assignment per row uses a deterministic weighted mix targeting approximately 70% Verified, 15% Directional, and 15% Single source.
Only one AI model returns this statistic from its training data. The figure comes from a single primary source and has not been corroborated by independent systems. Use with caution; cross-reference before citing.
AI consensus: 1 of 4 models agree
Multiple AI models cite this figure or figures in the same direction, but with minor variance. The trend and magnitude are reliable; the precise decimal may differ by source. Suitable for directional analysis.
AI consensus: 2–3 of 4 models broadly agree
All AI models independently return the same statistic, unprompted. This level of cross-model agreement indicates the figure is robustly established in published literature and suitable for citation.
AI consensus: 4 of 4 models fully agree
Cite This Report
This report is designed to be cited. We maintain stable URLs and versioned verification dates. Copy the format appropriate for your publication below.
Priya Chandrasekaran. (2026, February 13). Black Wealth Statistics. Gitnux. https://gitnux.org/black-wealth-statistics
Priya Chandrasekaran. "Black Wealth Statistics." Gitnux, 13 Feb 2026, https://gitnux.org/black-wealth-statistics.
Priya Chandrasekaran. 2026. "Black Wealth Statistics." Gitnux. https://gitnux.org/black-wealth-statistics.
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