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Healthcare Medicine

Top 10 Best Healthcare Claims Adjudication Software of 2026

Explore the top 10 healthcare claims adjudication software solutions. Compare features, streamline processes, and find the best fit. Explore now!

Sarah Mitchell

Sarah Mitchell

Feb 11, 2026

10 tools comparedExpert reviewed
Independent evaluation · Unbiased commentary · Updated regularly
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Healthcare claims adjudication software is a critical component of modern payers' operations, enabling efficient processing, error reduction, and compliance. With a wide range of solutions—from core administrative platforms to AI-powered tools—choosing the right one directly impacts operational efficiency and financial success.

Quick Overview

  1. 1#1: TriZetto Facets - Market-leading core administrative processing platform for real-time claims adjudication, enrollment, and provider management in health payers.
  2. 2#2: HealthRules Payer - Modern, rules-driven claims adjudication engine with cloud-native architecture for efficient payer operations and compliance.
  3. 3#3: QNXT - Modular claims administration system offering flexible adjudication, billing, and capitation for health plans.
  4. 4#4: Edifecs ClaimXten - AI-powered claims editing and real-time adjudication solution with deep analytics for reducing denials.
  5. 5#5: Jiva - Integrated payer platform for claims adjudication, care management, and population health with strong automation features.
  6. 6#6: Availity - Cloud-based healthcare network enabling secure claims submission, adjudication status tracking, and payment acceleration.
  7. 7#7: Waystar - Revenue cycle management platform with advanced claims scrubbing, adjudication, and denial management tools.
  8. 8#8: V3Core - Configurable policy administration and claims adjudication system for health and life insurers.
  9. 9#9: OptumClaims - AI-enhanced claims processing and adjudication platform integrated with payer data analytics.
  10. 10#10: Athenahealth - Cloud-based practice management with embedded claims adjudication and revenue cycle optimization for providers.

These tools were selected and ranked based on functionality (e.g., real-time processing, automation), usability (intuitive design, integration capabilities), and value (scalability, cost-effectiveness) to address evolving industry needs like population health and compliance.

Comparison Table

This comparison table explores key healthcare claims adjudication software tools, including TriZetto Facets, HealthRules Payer, QNXT, Edifecs ClaimXten, Jiva, and more, offering insights to help readers understand their core capabilities. By examining functional differences and performance metrics, the table streamlines the process of selecting a solution tailored to specific operational needs.

Market-leading core administrative processing platform for real-time claims adjudication, enrollment, and provider management in health payers.

Features
9.8/10
Ease
7.6/10
Value
8.9/10

Modern, rules-driven claims adjudication engine with cloud-native architecture for efficient payer operations and compliance.

Features
9.5/10
Ease
8.0/10
Value
8.7/10
3QNXT logo8.7/10

Modular claims administration system offering flexible adjudication, billing, and capitation for health plans.

Features
9.2/10
Ease
7.5/10
Value
8.1/10

AI-powered claims editing and real-time adjudication solution with deep analytics for reducing denials.

Features
9.1/10
Ease
7.9/10
Value
8.4/10
5Jiva logo8.2/10

Integrated payer platform for claims adjudication, care management, and population health with strong automation features.

Features
8.7/10
Ease
7.5/10
Value
8.0/10
6Availity logo8.2/10

Cloud-based healthcare network enabling secure claims submission, adjudication status tracking, and payment acceleration.

Features
8.7/10
Ease
7.9/10
Value
7.8/10
7Waystar logo8.6/10

Revenue cycle management platform with advanced claims scrubbing, adjudication, and denial management tools.

Features
9.2/10
Ease
8.3/10
Value
8.0/10
8V3Core logo8.1/10

Configurable policy administration and claims adjudication system for health and life insurers.

Features
8.5/10
Ease
7.4/10
Value
7.8/10

AI-enhanced claims processing and adjudication platform integrated with payer data analytics.

Features
8.6/10
Ease
7.5/10
Value
7.8/10
10Athenahealth logo8.2/10

Cloud-based practice management with embedded claims adjudication and revenue cycle optimization for providers.

Features
8.8/10
Ease
7.5/10
Value
7.8/10
1
TriZetto Facets logo

TriZetto Facets

enterprise

Market-leading core administrative processing platform for real-time claims adjudication, enrollment, and provider management in health payers.

Overall Rating9.4/10
Features
9.8/10
Ease of Use
7.6/10
Value
8.9/10
Standout Feature

Configurable rules engine enabling precise, payer-specific claims pricing and adjudication logic

TriZetto Facets, developed by Cognizant, is a leading enterprise platform for healthcare payers, specializing in end-to-end claims adjudication and administration. It automates claims processing with high accuracy rates, supports complex pricing rules, and integrates seamlessly with provider networks, member enrollment, and benefits management. Widely used by major health plans, it handles massive volumes while ensuring HIPAA compliance and regulatory adherence.

Pros

  • Exceptional auto-adjudication rates exceeding 95% for straight-through processing
  • Highly scalable for large payers with robust integration capabilities
  • Comprehensive compliance tools for HIPAA, ACA, and state regulations

Cons

  • Steep learning curve and complex initial setup
  • High implementation and customization costs
  • Limited flexibility for small-scale operations

Best For

Large health insurance payers and TPAs requiring a scalable, high-volume claims adjudication solution.

Pricing

Custom enterprise licensing based on modules, user volume, and claims processed; typically starts in the high six figures annually.

2
HealthRules Payer logo

HealthRules Payer

enterprise

Modern, rules-driven claims adjudication engine with cloud-native architecture for efficient payer operations and compliance.

Overall Rating9.2/10
Features
9.5/10
Ease of Use
8.0/10
Value
8.7/10
Standout Feature

The patented SourcePath® rules engine, enabling drag-and-drop configuration of intricate adjudication rules without programming.

HealthRules Payer by HealthEdge is a robust, enterprise-grade claims adjudication platform designed for health payers to automate and streamline the processing of medical and pharmacy claims. It features a highly configurable rules engine that enables payers to implement complex business logic without extensive coding, supporting auto-adjudication, provider reimbursement, and compliance with industry standards like HIPAA and NCQA. The platform scales to handle high-volume claims processing in real-time, integrating with core administrative systems for end-to-end payer operations.

Pros

  • Powerful, no-code rules engine for customizing adjudication logic
  • High scalability and performance for large claim volumes
  • Strong integration capabilities with EHRs, billing systems, and analytics tools

Cons

  • Steep implementation timeline and complexity for initial setup
  • Higher cost suitable mainly for mid-to-large enterprises
  • Learning curve for non-technical users managing advanced configurations

Best For

Large health insurance payers and managed care organizations requiring a flexible, high-volume claims adjudication system with deep customization.

Pricing

Custom enterprise pricing via quote; typically subscription-based starting at $500K+ annually for mid-sized deployments.

3
QNXT logo

QNXT

enterprise

Modular claims administration system offering flexible adjudication, billing, and capitation for health plans.

Overall Rating8.7/10
Features
9.2/10
Ease of Use
7.5/10
Value
8.1/10
Standout Feature

Advanced, no-code rules engine for payer-specific adjudication logic and rapid configuration changes

QNXT by Inovalon is a robust enterprise-grade claims adjudication platform tailored for health plans, TPAs, and payers in the healthcare industry. It streamlines the entire claims lifecycle, from intake and editing to auto-adjudication, pricing, and payment, supporting both real-time and batch processing. The system excels in handling high-volume claims with HIPAA-compliant workflows, advanced rules configuration, and seamless integration with EHRs, provider portals, and other core systems.

Pros

  • Highly configurable rules engine for customized adjudication logic without extensive coding
  • Scalable architecture handles millions of claims monthly with 99.99% uptime
  • Comprehensive analytics and reporting for compliance, audits, and performance insights

Cons

  • Steep learning curve and complex initial setup requiring specialized expertise
  • Outdated user interface compared to modern SaaS competitors
  • Premium pricing may not suit small practices or low-volume users

Best For

Mid-to-large health plans and payers needing high-volume, customizable claims adjudication with strong regulatory compliance.

Pricing

Enterprise licensing with custom quotes based on claims volume; typically starts at $100K+ annually for mid-sized implementations, plus setup fees.

Visit QNXTinovalon.com
4
Edifecs ClaimXten logo

Edifecs ClaimXten

enterprise

AI-powered claims editing and real-time adjudication solution with deep analytics for reducing denials.

Overall Rating8.6/10
Features
9.1/10
Ease of Use
7.9/10
Value
8.4/10
Standout Feature

AI-powered real-time fraud, waste, and abuse detection with predictive analytics

Edifecs ClaimXten is a robust healthcare claims adjudication platform designed for payers to automate and optimize the end-to-end claims processing workflow. It provides real-time editing, auditing, and adjudication using advanced rules engines compliant with EDI X12, HIPAA, and NCQA standards. The solution includes fraud detection, analytics, and integration capabilities to reduce payment errors and accelerate reimbursements.

Pros

  • Powerful configurable rules engine for precise claim editing
  • Real-time adjudication and AI-driven fraud analytics
  • Seamless integration with EDI, FHIR, and payer systems

Cons

  • Steep learning curve and complex initial configuration
  • Lengthy implementation timelines for large deployments
  • Premium pricing may not suit smaller organizations

Best For

Large health plans and payers processing high claim volumes that require enterprise-scale compliance and automation.

Pricing

Custom enterprise licensing; subscription-based starting at $500K+ annually depending on volume and modules.

5
Jiva logo

Jiva

enterprise

Integrated payer platform for claims adjudication, care management, and population health with strong automation features.

Overall Rating8.2/10
Features
8.7/10
Ease of Use
7.5/10
Value
8.0/10
Standout Feature

Integrated clinical and claims adjudication for holistic payer operations

Jiva by Zeomega is a comprehensive healthcare platform with robust claims adjudication capabilities tailored for payers and health plans. It automates the entire claims lifecycle, from editing and adjudication to payment and reporting, using advanced rule engines and AI-driven analytics. The solution integrates seamlessly with care management and population health tools, ensuring compliance with HIPAA and other regulations while minimizing manual intervention.

Pros

  • Powerful configurable rules engine for accurate adjudication
  • Seamless integration with Zeomega's care management suite
  • Real-time processing and strong compliance reporting

Cons

  • Steep learning curve and complex setup
  • Enterprise-focused pricing limits accessibility for smaller payers
  • Customization requires significant IT involvement

Best For

Mid-to-large health plans and payers needing integrated claims adjudication with care management.

Pricing

Custom enterprise licensing; subscription-based starting at $100K+ annually depending on volume and modules.

Visit Jivazeomega.com
6
Availity logo

Availity

enterprise

Cloud-based healthcare network enabling secure claims submission, adjudication status tracking, and payment acceleration.

Overall Rating8.2/10
Features
8.7/10
Ease of Use
7.9/10
Value
7.8/10
Standout Feature

The largest U.S. provider-payer network enabling single-sign-on access to adjudication data from virtually all major payers.

Availity is a comprehensive health information network platform that connects healthcare providers with payers for streamlined claims submission, status tracking, eligibility verification, and electronic remittance advice (ERA). It functions as a clearinghouse facilitating the claims adjudication process by enabling real-time data exchange and automation of administrative workflows. Integrated with major EHR and practice management systems, Availity helps reduce denials and speed up reimbursements through its vast network covering over 3,000 payers.

Pros

  • Extensive network connecting 2M+ providers to all major payers for broad claims adjudication coverage
  • Real-time eligibility checks and claims status updates to minimize denials
  • Strong API integrations with EHRs and PMS for seamless workflow automation

Cons

  • Steep learning curve for the portal interface, especially for smaller practices
  • Transaction-based fees can add up for high-volume users
  • Occasional delays or issues dependent on payer-side adjudication systems

Best For

Mid-to-large healthcare providers and billing companies needing robust multi-payer connectivity for efficient claims adjudication tracking.

Pricing

Subscription-based with per-transaction fees (e.g., $0.20-$0.50 per claim); volume discounts available; custom quotes required.

Visit Availityavaility.com
7
Waystar logo

Waystar

enterprise

Revenue cycle management platform with advanced claims scrubbing, adjudication, and denial management tools.

Overall Rating8.6/10
Features
9.2/10
Ease of Use
8.3/10
Value
8.0/10
Standout Feature

AI-driven Claims Accelerator that guarantees up to 99% clean claims submission rates

Waystar is a comprehensive revenue cycle management (RCM) platform designed for healthcare providers, focusing on claims processing, submission, and optimization to support efficient adjudication. It features advanced claims scrubbing, real-time eligibility verification, denial prevention, and payment acceleration through AI-driven insights and extensive payer integrations. The software helps organizations achieve high clean claims rates, reduce denials, and streamline reimbursements across hospitals and physician practices.

Pros

  • Extensive integrations with EHRs and over 4,000 payers
  • AI-powered denial prediction and automated workflows
  • Advanced analytics for revenue cycle performance

Cons

  • Enterprise-level pricing inaccessible for small practices
  • Lengthy implementation and onboarding process
  • Steep learning curve for non-technical users

Best For

Mid-to-large healthcare providers and health systems needing scalable RCM for high-volume claims adjudication.

Pricing

Custom enterprise subscription pricing starting at $50K+ annually, based on claims volume, modules, and implementation fees.

Visit Waystarwaystar.com
8
V3Core logo

V3Core

enterprise

Configurable policy administration and claims adjudication system for health and life insurers.

Overall Rating8.1/10
Features
8.5/10
Ease of Use
7.4/10
Value
7.8/10
Standout Feature

Seamless integration of policy administration, claims adjudication, and real-time analytics in a single configurable platform

V3Core from Vitech is a comprehensive core administration platform tailored for insurance carriers, with strong capabilities in healthcare claims adjudication through automated processing, rules-based engines, and integration with provider systems. It handles claim intake, validation, pricing, adjudication, and payment while supporting compliance with healthcare regulations like HIPAA. The solution excels in high-volume environments, offering real-time analytics and fraud detection to streamline operations for health insurers.

Pros

  • Advanced rules-based adjudication engine for accurate claim processing
  • Scalable architecture suitable for enterprise-level healthcare claims volumes
  • Robust integrations with EHRs, provider portals, and regulatory reporting tools

Cons

  • Complex implementation requiring significant customization and expertise
  • Higher cost structure geared toward large insurers rather than smaller providers
  • Interface can feel dated compared to modern cloud-native healthcare platforms

Best For

Mid-to-large health insurance carriers needing an integrated policy administration and claims adjudication system.

Pricing

Enterprise licensing with custom pricing; annual subscriptions typically range from $500K+ based on volume and modules.

Visit V3Corevitechinc.com
9
OptumClaims logo

OptumClaims

enterprise

AI-enhanced claims processing and adjudication platform integrated with payer data analytics.

Overall Rating8.1/10
Features
8.6/10
Ease of Use
7.5/10
Value
7.8/10
Standout Feature

Prospective claims editing with AI-powered denial prediction to prevent errors before submission

OptumClaims, from Optum (optum.com), is an enterprise-grade healthcare claims adjudication platform that automates the processing, editing, and adjudication of medical claims for payers and providers. It leverages advanced rules engines, AI-driven analytics, and real-time validation to reduce denials, ensure regulatory compliance, and accelerate reimbursements. The solution integrates with EHRs, practice management systems, and payer portals to streamline end-to-end claims workflows.

Pros

  • Powerful AI and rules-based editing reduces claim denials by up to 50%
  • Seamless integration with major EHRs and payer systems
  • Comprehensive analytics for performance insights and compliance reporting

Cons

  • Complex setup and steep learning curve for smaller teams
  • Enterprise pricing lacks transparency and can be costly
  • Limited flexibility for highly customized workflows

Best For

Large payers, health systems, and clearinghouses handling high-volume claims adjudication.

Pricing

Custom enterprise pricing via quote; typically starts at $50K+ annually based on volume, with per-claim fees.

10
Athenahealth logo

Athenahealth

enterprise

Cloud-based practice management with embedded claims adjudication and revenue cycle optimization for providers.

Overall Rating8.2/10
Features
8.8/10
Ease of Use
7.5/10
Value
7.8/10
Standout Feature

AI-powered predictive denial analytics that proactively identifies and prevents claim rejections before submission

Athenahealth is a cloud-based healthcare platform offering integrated electronic health records (EHR), practice management, and revenue cycle management (RCM) solutions tailored for ambulatory practices. Its athenaCollector module specializes in healthcare claims adjudication by automating claims scrubbing, submission, eligibility verification, denial management, and payment posting to minimize errors and accelerate reimbursements. The system leverages AI-driven analytics for predictive denial prevention and seamless payer connectivity.

Pros

  • Comprehensive automation for claims scrubbing and denial management reduces errors by up to 50%
  • Seamless EHR-RCM integration streamlines workflows for providers
  • Real-time payer connectivity and eligibility checks speed up adjudication

Cons

  • High implementation costs and long onboarding period
  • Interface can feel cluttered and requires training for full utilization
  • Customer support response times vary, with some users reporting delays

Best For

Mid-sized ambulatory practices and specialty groups needing an integrated EHR and claims adjudication solution.

Pricing

Custom subscription pricing starting at $400-$700 per provider per month, plus implementation fees based on practice size.

Visit Athenahealthathenahealth.com

Conclusion

The array of healthcare claims adjudication tools reviewed showcases strong performers, with the top three standing out for their unique strengths. Leading is TriZetto Facets, the market leader, celebrated for its robust real-time processing across claims, enrollment, and provider management.紧接其后, HealthRules Payer impresses with its cloud-native, rules-driven engine for efficient operations, and QNXT shines with its modular design, offering flexible adjudication, billing, and capitation solutions to suit varied needs. Each tool caters to distinct requirements, ensuring a suitable fit for diverse healthcare setups.

TriZetto Facets logo
Our Top Pick
TriZetto Facets

For those aiming to maximize efficiency and accuracy, exploring TriZetto Facets as your top choice can be a pivotal step toward elevating your claims adjudication processes.