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Healthcare Medicine

Top 10 Best Health Enrollment Software of 2026

Discover the top 10 health enrollment software options to simplify admin tasks. Compare features, find the best fit for your needs today.

Rajesh Patel

Rajesh Patel

Feb 11, 2026

10 tools comparedExpert reviewed
Independent evaluation · Unbiased commentary · Updated regularly
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Health enrollment software is a cornerstone of modern benefits management, streamlining open enrollment, reducing administrative complexity, and ensuring employees access tailored health plans. The tools below—spanning AI personalization, unified HR integration, and self-service functionality—represent the most effective solutions for brokers, employers, and carriers alike.

Quick Overview

  1. 1#1: Employee Navigator - Streamlines health and benefits enrollment for brokers and employers with self-service portals and open enrollment automation.
  2. 2#2: PlanSource - Provides comprehensive benefits administration including automated health plan enrollment and compliance management.
  3. 3#3: Ease - Centralizes employee benefits enrollment, offering real-time quotes and seamless health insurance shopping.
  4. 4#4: Sana Benefits - Delivers personalized benefits enrollment experiences with AI-driven recommendations for health plans.
  5. 5#5: Benefitfocus - Offers end-to-end health benefits enrollment platform for carriers, brokers, and employers.
  6. 6#6: Rippling - Integrates health benefits enrollment into a unified HR and payroll platform for instant setup and management.
  7. 7#7: Gusto - Simplifies small business health insurance enrollment alongside payroll with automated compliance.
  8. 8#8: Zenefits - Manages employee benefits enrollment including health plans through an intuitive HR platform.
  9. 9#9: Justworks - PEO service that handles health benefits enrollment and administration for small to mid-sized businesses.
  10. 10#10: BambooHR - Supports benefits enrollment tracking and open enrollment workflows within its HRIS platform.

We ranked these tools by evaluating feature depth, usability, reliability, and value, prioritizing solutions that balance robust functionality with user-friendly design to meet diverse organizational needs.

Comparison Table

This comparison table explores key features of top health enrollment software, including Employee Navigator, PlanSource, Ease, Sana Benefits, Benefitfocus, and additional tools, to guide readers in evaluating usability, customization, and support. By analyzing these platforms side-by-side, users can identify the solution that best fits their organization’s size, budget, and specific benefit enrollment requirements.

Streamlines health and benefits enrollment for brokers and employers with self-service portals and open enrollment automation.

Features
9.8/10
Ease
9.5/10
Value
9.4/10
2PlanSource logo9.1/10

Provides comprehensive benefits administration including automated health plan enrollment and compliance management.

Features
9.4/10
Ease
8.7/10
Value
8.5/10
3Ease logo8.6/10

Centralizes employee benefits enrollment, offering real-time quotes and seamless health insurance shopping.

Features
8.7/10
Ease
9.2/10
Value
8.1/10

Delivers personalized benefits enrollment experiences with AI-driven recommendations for health plans.

Features
8.8/10
Ease
9.1/10
Value
8.3/10

Offers end-to-end health benefits enrollment platform for carriers, brokers, and employers.

Features
8.7/10
Ease
7.6/10
Value
7.8/10
6Rippling logo8.4/10

Integrates health benefits enrollment into a unified HR and payroll platform for instant setup and management.

Features
9.0/10
Ease
8.2/10
Value
7.8/10
7Gusto logo7.8/10

Simplifies small business health insurance enrollment alongside payroll with automated compliance.

Features
7.5/10
Ease
8.5/10
Value
7.6/10
8Zenefits logo8.3/10

Manages employee benefits enrollment including health plans through an intuitive HR platform.

Features
8.5/10
Ease
8.7/10
Value
7.8/10
9Justworks logo8.5/10

PEO service that handles health benefits enrollment and administration for small to mid-sized businesses.

Features
8.7/10
Ease
9.0/10
Value
8.0/10
10BambooHR logo7.6/10

Supports benefits enrollment tracking and open enrollment workflows within its HRIS platform.

Features
7.2/10
Ease
9.1/10
Value
7.8/10
1
Employee Navigator logo

Employee Navigator

specialized

Streamlines health and benefits enrollment for brokers and employers with self-service portals and open enrollment automation.

Overall Rating9.7/10
Features
9.8/10
Ease of Use
9.5/10
Value
9.4/10
Standout Feature

Broker Success Platform with client lifecycle management and white-labeled portals for superior multi-employer oversight

Employee Navigator is a comprehensive benefits administration platform specializing in health enrollment software for brokers and employers. It enables seamless online open enrollment, employee self-service portals for plan selection and comparisons, and automated workflows for benefits changes. The platform integrates with major health carriers, ensures ACA compliance, and provides robust reporting and analytics to simplify HR benefits management.

Pros

  • Extensive carrier integrations for smooth health plan syncing and real-time quotes
  • Intuitive employee portal with decision support tools to boost enrollment completion rates
  • Powerful broker dashboard for managing multiple clients and compliance reporting

Cons

  • Higher cost structure may not suit very small businesses
  • Initial setup and data migration can require broker expertise
  • Limited out-of-box customization for niche international benefits

Best For

Benefits brokers and mid-sized employers (50-1000 employees) handling complex health enrollment for U.S.-based workforces.

Pricing

Custom quoted pricing, typically $3-7 per employee per month with base fees starting at $100-500/month, volume discounts available.

Visit Employee Navigatoremployeenavigator.com
2
PlanSource logo

PlanSource

specialized

Provides comprehensive benefits administration including automated health plan enrollment and compliance management.

Overall Rating9.1/10
Features
9.4/10
Ease of Use
8.7/10
Value
8.5/10
Standout Feature

Decision Support engine that uses AI-driven recommendations to guide employees to personalized health plan choices

PlanSource is a robust benefits administration platform specializing in health enrollment software, enabling employers to automate open enrollment, manage benefits elections, and ensure regulatory compliance. It provides employee self-service portals, mobile apps, and decision support tools to simplify plan selection and reduce HR workload. The platform integrates seamlessly with carriers, payroll, and HRIS systems, offering analytics for benefits optimization.

Pros

  • Comprehensive employee self-service and mobile access
  • Strong integrations with carriers and HR systems
  • Advanced compliance and reporting tools

Cons

  • Pricing can be steep for small businesses
  • Implementation may require significant setup time
  • Customization options limited for niche needs

Best For

Mid-to-large enterprises seeking scalable health enrollment and benefits administration with deep integrations.

Pricing

Custom quote-based pricing, typically $6-12 per employee per month depending on features and scale.

Visit PlanSourceplansource.com
3
Ease logo

Ease

specialized

Centralizes employee benefits enrollment, offering real-time quotes and seamless health insurance shopping.

Overall Rating8.6/10
Features
8.7/10
Ease of Use
9.2/10
Value
8.1/10
Standout Feature

BrokerSync technology for real-time quoting and automated carrier data exchange

Ease (getease.com) is a cloud-based benefits administration platform designed specifically for insurance brokers and employers to manage health insurance enrollment and employee benefits. It provides self-service portals for employees to enroll in plans, handles compliance requirements like ACA reporting, and offers real-time data syncing with carriers. The software streamlines open enrollment, renewals, and ongoing administration with robust reporting and analytics tools.

Pros

  • Intuitive self-service enrollment portals reduce HR workload
  • Strong integrations with 100+ carriers and payroll systems
  • Excellent mobile app for employees and brokers

Cons

  • Pricing can be steep for very small businesses
  • Limited advanced customization for complex benefit structures
  • Reporting tools lack some enterprise-level depth

Best For

Insurance brokers and small to mid-sized employers seeking a user-friendly platform for streamlined health benefits enrollment.

Pricing

Custom pricing starting at $3-5 per employee per month, with broker-led plans and enterprise options available.

Visit Easegetease.com
4
Sana Benefits logo

Sana Benefits

specialized

Delivers personalized benefits enrollment experiences with AI-driven recommendations for health plans.

Overall Rating8.7/10
Features
8.8/10
Ease of Use
9.1/10
Value
8.3/10
Standout Feature

AI-powered Sana Assistant for real-time, personalized benefits guidance and Q&A

Sana Benefits is a modern employee benefits platform specializing in health enrollment software that automates open enrollment, onboarding, and plan management. It provides employee self-service portals, mobile apps, and HR admin tools for seamless benefits administration and compliance. The solution integrates with major carriers and offers real-time reporting to simplify benefits experiences for mid-sized organizations.

Pros

  • Intuitive mobile-first interface for employee self-enrollment
  • Strong automation for open enrollment and compliance
  • Robust integrations with carriers and payroll systems

Cons

  • Pricing may be steep for very small businesses
  • Advanced custom reporting requires configuration
  • Initial setup can demand IT involvement

Best For

Mid-sized companies seeking a user-friendly, mobile-optimized health enrollment platform with reliable compliance tools.

Pricing

Custom pricing based on employee count, typically $6-12 per employee per month with volume discounts for enterprises.

Visit Sana Benefitssanabenefits.com
5
Benefitfocus logo

Benefitfocus

enterprise

Offers end-to-end health benefits enrollment platform for carriers, brokers, and employers.

Overall Rating8.1/10
Features
8.7/10
Ease of Use
7.6/10
Value
7.8/10
Standout Feature

BNFT Marketplace, a unified shopping and enrollment hub that aggregates plans from multiple carriers into a personalized employee experience.

Benefitfocus is a cloud-based benefits administration platform designed to streamline health benefits enrollment and management for employers, brokers, and carriers. It provides tools for open enrollment, eligibility tracking, compliance reporting, billing, and employee self-service portals. The software emphasizes personalized enrollment experiences with mobile access and integrates with multiple carriers to simplify complex benefits ecosystems.

Pros

  • Extensive carrier integrations for seamless data exchange
  • Strong compliance and regulatory reporting capabilities
  • Scalable analytics and decision-support tools for administrators

Cons

  • Steep learning curve for initial setup and navigation
  • Custom pricing can be expensive for smaller organizations
  • Mixed feedback on customer support responsiveness

Best For

Mid-to-large employers and brokers handling complex, multi-carrier health benefits programs with high compliance needs.

Pricing

Custom enterprise pricing, typically $5-15 per employee per month depending on features and scale; quotes required.

Visit Benefitfocusbenefitfocus.com
6
Rippling logo

Rippling

enterprise

Integrates health benefits enrollment into a unified HR and payroll platform for instant setup and management.

Overall Rating8.4/10
Features
9.0/10
Ease of Use
8.2/10
Value
7.8/10
Standout Feature

Payroll-benefits sync that automatically handles deductions and eligibility in real-time

Rippling is an all-in-one HR platform that streamlines health benefits enrollment, including open enrollment, new hire onboarding, and life event changes, with seamless integration to payroll and numerous insurance carriers. It automates eligibility checks, deductions, and compliance reporting, reducing administrative burden. The unified dashboard provides employees self-service access to view and manage their benefits.

Pros

  • Deep integration with payroll for automatic deduction syncing
  • Supports 100+ carriers with pre-built connections
  • Automated workflows for enrollment and compliance

Cons

  • Higher cost for smaller teams due to per-employee pricing
  • Learning curve for advanced configurations
  • Less specialized for complex ACA reporting compared to dedicated tools

Best For

Mid-sized companies seeking an integrated HR platform with strong benefits automation.

Pricing

Custom pricing starting at $8-11 per employee/month for core HR, with benefits module adding $2-5 per employee/month; enterprise quotes required.

Visit Ripplingrippling.com
7
Gusto logo

Gusto

enterprise

Simplifies small business health insurance enrollment alongside payroll with automated compliance.

Overall Rating7.8/10
Features
7.5/10
Ease of Use
8.5/10
Value
7.6/10
Standout Feature

Automatic payroll deduction syncing that ensures accurate, real-time benefits funding without manual intervention

Gusto is a comprehensive HR and payroll platform that includes health enrollment capabilities, enabling small businesses to manage employee benefits like health, dental, and vision insurance through an integrated system. It automates open enrollment processes, provides a self-service portal for employees to select and enroll in plans, and handles compliance reporting and payroll deductions. While not a standalone health enrollment tool, it excels in bundling benefits administration with core HR functions for streamlined operations.

Pros

  • Seamless integration with payroll for automatic deductions
  • User-friendly employee self-service portal
  • Strong compliance tools and carrier integrations

Cons

  • Limited customization for complex or large-scale benefits programs
  • Full features require higher-tier plans
  • Primarily optimized for small businesses, less ideal for enterprises

Best For

Small to mid-sized businesses already using Gusto for payroll and HR that need straightforward health enrollment without separate tools.

Pricing

Core plans start at $40/month + $6/employee (Simple); benefits enrollment included in Plus ($80 + $12/employee) and Premium (custom) tiers.

Visit Gustogusto.com
8
Zenefits logo

Zenefits

enterprise

Manages employee benefits enrollment including health plans through an intuitive HR platform.

Overall Rating8.3/10
Features
8.5/10
Ease of Use
8.7/10
Value
7.8/10
Standout Feature

Real-time carrier integrations enabling instant eligibility checks and enrollment without manual data entry

Zenefits is an all-in-one HR platform that specializes in automating health benefits enrollment and administration for small to medium-sized businesses. It offers employee self-service portals for open enrollment, real-time carrier integrations for seamless plan selection, and compliance tools to manage ACA reporting and eligibility. The software unifies benefits data with payroll and HRIS for streamlined operations.

Pros

  • Intuitive self-service enrollment portal
  • Robust integrations with major insurance carriers
  • Automated compliance and reporting features

Cons

  • Pricing can escalate for larger teams or add-ons
  • Customer support response times vary
  • Limited advanced customization options

Best For

Small to mid-sized businesses needing an integrated HR platform with strong health enrollment capabilities.

Pricing

Quote-based pricing starting at around $10 per employee per month for core benefits features, with higher tiers for advanced HR tools.

Visit Zenefitszenefits.com
9
Justworks logo

Justworks

enterprise

PEO service that handles health benefits enrollment and administration for small to mid-sized businesses.

Overall Rating8.5/10
Features
8.7/10
Ease of Use
9.0/10
Value
8.0/10
Standout Feature

Health plan marketplace open to companies of any size, bypassing traditional group minimums

Justworks is a comprehensive PEO platform that streamlines health benefits enrollment for small and mid-sized businesses by providing access to a marketplace of plans from major carriers like Aetna, Cigna, and UnitedHealthcare. It features an employee self-service portal for open enrollment, life event changes, and ongoing benefits management, with automated eligibility verification and payroll deductions. The software ensures compliance with ACA reporting and integrates tightly with Justworks' payroll and HR tools for a unified experience.

Pros

  • Broad marketplace of health plans accessible to small businesses regardless of size
  • Intuitive employee portal with mobile access for easy enrollment
  • Seamless integration with payroll for automated deductions and compliance

Cons

  • Benefits administration is bundled with PEO services, limiting standalone use
  • Pricing can add up for businesses not needing full HR/payroll suite
  • Limited advanced customization compared to dedicated benefits platforms

Best For

Small to mid-sized businesses looking for an all-in-one PEO solution with robust health enrollment capabilities.

Pricing

Starts at $59-$109 per active employee per month for PEO services including benefits admin; health insurance premiums billed separately.

Visit Justworksjustworks.com
10
BambooHR logo

BambooHR

enterprise

Supports benefits enrollment tracking and open enrollment workflows within its HRIS platform.

Overall Rating7.6/10
Features
7.2/10
Ease of Use
9.1/10
Value
7.8/10
Standout Feature

Customizable employee self-service portal that simplifies open enrollment and ongoing benefits changes without HR intervention

BambooHR is a cloud-based HR management platform with integrated benefits administration tools tailored for health enrollment and open enrollment processes. It enables employee self-service for viewing, selecting, and updating health benefits, automates notifications and workflows, and provides basic compliance tracking for ACA and other regulations. While not a standalone health enrollment solution, its HRIS features make it suitable for small to mid-sized businesses seeking streamlined benefits management alongside core HR functions.

Pros

  • Highly intuitive interface with excellent employee self-service portal
  • Seamless integration with core HR functions like onboarding and payroll
  • Mobile app support for anytime benefits enrollment access

Cons

  • Limited depth in advanced ACA reporting and compliance automation compared to specialized tools
  • Fewer direct insurance carrier integrations than dedicated benefits platforms
  • Custom quoting can lead to unpredictable costs for growing teams

Best For

Small to medium-sized businesses needing an all-in-one HR platform with reliable, user-friendly health enrollment capabilities.

Pricing

Quote-based pricing, typically $6-$12 per employee per month depending on company size and selected modules.

Visit BambooHRbamboohr.com

Conclusion

Employee Navigator leads as the top choice, excelling in streamlining enrollment for brokers and employers with self-service and automation tools. PlanSource follows with comprehensive benefits administration, while Ease stands out for centralization and real-time assistance. Each of the top three offers unique strengths, ensuring there’s a solution for diverse needs in the market.

Employee Navigator logo
Our Top Pick
Employee Navigator

Take the first step toward simpler enrollment—try Employee Navigator to experience its intuitive, efficient platform and transform how you manage health benefits.