Top 10 Best Construction Payments Software of 2026

Procore is a comprehensive cloud-based construction management platform with advanced tools specifically designed for construction payments, including draw management, payment applications, lien waivers, and invoice processing. It automates workflows from subcontractor commitments to final payments, ensuring compliance with regulations like AIA billing and reducing payment disputes through centralized document tracking. Integrated with broader project financials, Procore provides real-time visibility into cash flow and budget adherence for construction teams.

Oracle Textura (now part of Oracle Payment Management for Construction) is a cloud-based platform that automates the entire construction payment lifecycle, from subcontractor invoicing and approvals to final disbursements. It excels in lien waiver management, regulatory compliance, and dispute resolution, integrating seamlessly with ERP systems like Oracle Primavera and Procore. Designed for large-scale projects, it reduces payment delays and administrative overhead while providing real-time visibility into cash flow and obligations.

Trimble Viewpoint is a robust construction ERP platform that excels in managing payments through its Spectrum and Vista modules, handling everything from subcontractor invoicing and approvals to AIA billing and lien waivers. It integrates seamlessly with job costing, project management, and accounting to ensure compliant, accurate payments across multi-project portfolios. Designed for mid-to-large contractors, it minimizes payment delays and disputes while supporting complex retainage and multi-state compliance requirements.

Foundation by Foundation Software is a robust construction accounting platform designed specifically for contractors, offering integrated tools for job costing, payroll, and financial management. In the realm of construction payments, it excels at handling accounts payable/receivable, progress billing, retainage management, and subcontractor payments with built-in compliance for lien waivers and certified payroll. It supports both on-premise and cloud deployments, making it suitable for streamlining payment workflows in complex construction projects.

CMiC is a comprehensive enterprise resource planning (ERP) platform designed specifically for the construction industry, offering robust payment management capabilities including accounts payable automation, subcontractor invoicing, lien waiver tracking, and compliance with AIA billing standards. It streamlines payment workflows by integrating with project cost management, retainage handling, and joint check processing to ensure accurate and timely disbursements. Ideal for complex, large-scale projects, CMiC's payments module supports end-to-end financial visibility and reduces manual errors through its unified database architecture.

Sage 300 Construction and Real Estate is a robust ERP platform designed for construction and real estate firms, offering comprehensive financial management including specialized tools for handling construction payments. It streamlines accounts payable, subcontractor payments, retainage tracking, payment applications, and compliance features like lien waivers and 1099 reporting. While not a standalone payments solution, it excels in integrating payments with job costing and project controls for mid-to-large operations.

Maxwell (usemaxwell.com) is a specialized construction payments platform designed to automate lien waivers, streamline invoicing, and ensure payment compliance across construction projects. It facilitates secure digital exchanges between general contractors, subcontractors, and suppliers, reducing paperwork and disputes. The software integrates with popular tools like Procore and QuickBooks to track payments in real-time and generate conditional/unconditional waivers effortlessly.

Autodesk Construction Cloud (ACC) is a comprehensive construction management platform with dedicated modules for handling construction payments, including payment applications, lien waivers, and invoicing. It automates AIA G702/G703 forms, tracks retainage, and ensures compliance through integration with project schedules of values and change orders. While part of a broader ecosystem for BIM collaboration and field management, its payments tools provide end-to-end visibility from submittals to final payments.

Buildertrend is a comprehensive construction management platform with robust payment features designed for home builders, remodelers, and general contractors. It streamlines invoicing through customizable templates, progress billing, and AIA forms, while enabling secure online payments via an integrated client portal. The software also manages lien waivers, retainage, change orders, and integrates with QuickBooks for seamless financial tracking in construction projects.

Knowify is a cloud-based construction management software tailored for subcontractors and specialty trade contractors, emphasizing job costing, invoicing, and payment processing. It excels in handling AIA progress billing (G702/703), retainage management, multi-tier subcontractor payments, and lien waivers to streamline cash flow. The platform integrates deeply with QuickBooks, supports mobile approvals, and provides real-time profitability insights tied to payments.