Quick Overview
- 1#1: Float - Automatically generates accurate cash flow forecasts by integrating with Xero and QuickBooks Online.
- 2#2: Fathom - Provides financial reporting and cash flow forecasting with deep integrations to accounting software.
- 3#3: Cash Flow Frog - Simplifies cash flow forecasting and scenario planning specifically for QuickBooks users.
- 4#4: Dryrun - Offers scenario-based cash flow forecasting and budgeting integrated with Xero and QuickBooks.
- 5#5: Pulse - Delivers real-time cash flow forecasts and financial insights for small to medium businesses.
- 6#6: Spotlight Reporting - Combines reporting, budgeting, and cash flow forecasting with multi-company support.
- 7#7: Brixx - Enables dynamic cash flow modeling and forecasting through an intuitive drag-and-drop interface.
- 8#8: Calxa - Supports budgeting, cash flow forecasting, and reporting for multi-entity businesses.
- 9#9: LivePlan - Facilitates business planning with integrated cash flow forecasting and performance tracking.
- 10#10: CashAnalytics - Provides enterprise-grade cash flow forecasting and liquidity management for treasurers.
Our rankings are based on rigorous evaluation of features, accuracy, user experience, and value, ensuring the tools listed excel in meeting diverse business needs and deliver tangible financial benefits.
Comparison Table
Effective cash flow management is vital for business success, and selecting the right cash forecast software is key to optimizing this process. This comparison table examines leading tools like Float, Fathom, Cash Flow Frog, Dryrun, Pulse, and more, breaking down their features, pricing, and best-use scenarios to help readers identify the ideal solution for their unique financial needs. By comparing capabilities such as automation, reporting, and integration, it empowers users to make informed decisions tailored to their operational goals.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | Float Automatically generates accurate cash flow forecasts by integrating with Xero and QuickBooks Online. | specialized | 9.7/10 | 9.8/10 | 9.5/10 | 9.6/10 |
| 2 | Fathom Provides financial reporting and cash flow forecasting with deep integrations to accounting software. | specialized | 9.2/10 | 9.5/10 | 9.0/10 | 8.8/10 |
| 3 | Cash Flow Frog Simplifies cash flow forecasting and scenario planning specifically for QuickBooks users. | specialized | 8.6/10 | 8.8/10 | 9.2/10 | 8.4/10 |
| 4 | Dryrun Offers scenario-based cash flow forecasting and budgeting integrated with Xero and QuickBooks. | specialized | 8.2/10 | 8.5/10 | 8.0/10 | 7.8/10 |
| 5 | Pulse Delivers real-time cash flow forecasts and financial insights for small to medium businesses. | specialized | 8.2/10 | 8.4/10 | 8.7/10 | 7.9/10 |
| 6 | Spotlight Reporting Combines reporting, budgeting, and cash flow forecasting with multi-company support. | enterprise | 7.9/10 | 8.2/10 | 7.6/10 | 7.5/10 |
| 7 | Brixx Enables dynamic cash flow modeling and forecasting through an intuitive drag-and-drop interface. | specialized | 8.2/10 | 8.7/10 | 8.0/10 | 7.6/10 |
| 8 | Calxa Supports budgeting, cash flow forecasting, and reporting for multi-entity businesses. | enterprise | 8.2/10 | 8.5/10 | 8.0/10 | 7.9/10 |
| 9 | LivePlan Facilitates business planning with integrated cash flow forecasting and performance tracking. | specialized | 8.4/10 | 9.0/10 | 8.7/10 | 7.9/10 |
| 10 | CashAnalytics Provides enterprise-grade cash flow forecasting and liquidity management for treasurers. | enterprise | 7.6/10 | 8.1/10 | 7.9/10 | 7.2/10 |
Automatically generates accurate cash flow forecasts by integrating with Xero and QuickBooks Online.
Provides financial reporting and cash flow forecasting with deep integrations to accounting software.
Simplifies cash flow forecasting and scenario planning specifically for QuickBooks users.
Offers scenario-based cash flow forecasting and budgeting integrated with Xero and QuickBooks.
Delivers real-time cash flow forecasts and financial insights for small to medium businesses.
Combines reporting, budgeting, and cash flow forecasting with multi-company support.
Enables dynamic cash flow modeling and forecasting through an intuitive drag-and-drop interface.
Supports budgeting, cash flow forecasting, and reporting for multi-entity businesses.
Facilitates business planning with integrated cash flow forecasting and performance tracking.
Provides enterprise-grade cash flow forecasting and liquidity management for treasurers.
Float
specializedAutomatically generates accurate cash flow forecasts by integrating with Xero and QuickBooks Online.
AI-driven scenario simulator that instantly models multiple cash flow outcomes based on variables like delayed payments or new expenses
Float is a leading cash forecasting software that provides businesses with accurate, real-time predictions of cash inflows, outflows, and balances by integrating directly with accounting tools like Xero, QuickBooks, and Google Sheets. It leverages automation and scenario planning to eliminate manual spreadsheets, offering customizable forecast horizons up to 12 months or more. Designed for SMEs and finance teams, Float delivers actionable insights, alerts for cash shortfalls, and what-if analysis to support strategic decision-making.
Pros
- Seamless integrations with major accounting software for automatic data sync
- Powerful scenario planning and 'what-if' modeling for risk assessment
- Intuitive dashboards and real-time alerts for proactive cash management
Cons
- Advanced customization may require enterprise plans
- Limited free trial duration
- Mobile app functionality is basic compared to desktop
Best For
Finance teams at SMEs and mid-market companies needing reliable, automated cash flow forecasting without spreadsheets.
Pricing
Starts at $59/month (billed annually) for the Starter plan; Pro at $99/month and Enterprise custom pricing.
Fathom
specializedProvides financial reporting and cash flow forecasting with deep integrations to accounting software.
Unlimited driver-based what-if scenario planning for precise cash flow forecasting and variance analysis
Fathom is a cloud-based financial reporting and analytics platform designed to streamline financial insights for businesses, with strong capabilities in cash flow forecasting, budgeting, and scenario planning. It integrates directly with accounting software like Xero, QuickBooks, and MYOB to pull in real-time data, enabling automated cash flow projections based on historical trends, custom drivers, and what-if scenarios. Users benefit from customizable dashboards, KPI tracking, and collaborative reporting tools that support proactive cash management and strategic decision-making.
Pros
- Seamless integrations with major accounting platforms for accurate, real-time data syncing
- Powerful scenario planning and driver-based cash flow forecasting with unlimited what-if analyses
- Intuitive dashboards and automated reporting that save significant time for finance teams
Cons
- Pricing can be steep for very small businesses or single-entity users
- Advanced customization may require some learning curve for non-experts
- Limited built-in AI-driven predictions compared to specialized forecasting tools
Best For
Mid-sized businesses and finance teams seeking integrated cash forecasting and reporting without complex setup.
Pricing
Starts at $39/month (Essentials) for basic reporting, $79/month (Growth) for forecasting, up to $149/month (Advanced) per entity, billed annually with a free trial.
Cash Flow Frog
specializedSimplifies cash flow forecasting and scenario planning specifically for QuickBooks users.
Interactive cash flow calendar that visually maps inflows, outflows, and balances like a frog jumping through time.
Cash Flow Frog is a user-friendly cash flow forecasting software tailored for small to medium-sized businesses, integrating directly with QuickBooks Online, Xero, and FreeAgent to automate accurate cash predictions up to 12 months ahead. It provides visual dashboards, scenario planning, invoice tracking, and alerts for potential cash shortfalls, helping users optimize working capital and make informed financial decisions. The tool emphasizes simplicity, turning complex forecasts into intuitive calendars and graphs without requiring manual data entry.
Pros
- Seamless integrations with major accounting software for automated data syncing
- Intuitive visual cash flow calendar for quick insights
- Scenario planning and real-time alerts to prevent cash shortages
Cons
- Limited integrations compared to broader financial platforms
- No free plan, only a 14-day trial
- Advanced customization locked behind higher pricing tiers
Best For
Small business owners and freelancers seeking straightforward, automated cash flow forecasting without a steep learning curve.
Pricing
Essentials at $39/month (billed annually), Pro at $69/month, Enterprise custom; 14-day free trial available.
Dryrun
specializedOffers scenario-based cash flow forecasting and budgeting integrated with Xero and QuickBooks.
Real-time automatic syncing from accounting software to generate precise cash flow forecasts without manual data entry
Dryrun is a cash flow forecasting tool designed for small to medium-sized businesses, integrating seamlessly with accounting software like QuickBooks, Xero, and FreshBooks to automate cash predictions based on invoices, expenses, and recurring payments. It provides visual dashboards, what-if scenario modeling, and alerts for potential cash shortfalls, helping users plan ahead and avoid surprises. The platform emphasizes accuracy through real-time data syncing, making it easier to forecast short-term and long-term cash positions.
Pros
- Strong integrations with popular accounting tools for automated data syncing
- Intuitive visualizations and scenario planning for what-if analysis
- Customizable alerts and reports to proactively manage cash flow
Cons
- Limited advanced AI-driven predictions compared to top competitors
- Pricing can feel steep for solo entrepreneurs or very small teams
- Reporting customization options are somewhat basic
Best For
Small to medium-sized service-based businesses relying on invoicing software who need accurate, automated cash flow forecasts without manual spreadsheets.
Pricing
Starts at $39/month (Essentials, billed annually) for basic forecasting, up to $199/month (Enterprise) for advanced features and unlimited scenarios.
Pulse
specializedDelivers real-time cash flow forecasts and financial insights for small to medium businesses.
Dynamic scenario modeling that allows instant 'what-if' adjustments to forecasts based on real-time data changes
Pulse (hello.pulse) is a cloud-based cash flow forecasting software designed for small to medium-sized businesses, integrating directly with accounting tools like Xero, QuickBooks, and FreeAgent to pull real-time financial data. It provides visual dashboards, scenario planning, and predictive analytics to help users forecast cash positions, identify risks, and plan for growth. The tool emphasizes simplicity and automation, reducing manual data entry while offering customizable reports and alerts for cash shortages.
Pros
- Seamless integrations with major accounting software
- Intuitive drag-and-drop scenario planning
- Real-time dashboards and mobile accessibility
Cons
- Pricing can be steep for very small teams
- Limited advanced customization for complex enterprises
- Forecast accuracy heavily reliant on input data quality
Best For
Small to medium businesses needing quick, visual cash flow forecasts integrated with their existing accounting systems.
Pricing
Starts at $49/month (Starter plan) up to $199/month (Enterprise), billed annually with a free trial.
Spotlight Reporting
enterpriseCombines reporting, budgeting, and cash flow forecasting with multi-company support.
Automated cash flow forecasting pulled directly from live accounting data with multi-scenario modeling
Spotlight Reporting is a cloud-based analytics and reporting platform that integrates seamlessly with accounting software like Xero, QuickBooks, and MYOB to deliver real-time financial dashboards, KPIs, and forecasting tools. It specializes in cash flow forecasting by automating projections based on historical data, budgets, and scenario modeling, helping businesses predict liquidity and cash gaps. The software emphasizes customizable reports and visual insights, making it suitable for finance teams needing integrated financial oversight beyond basic spreadsheets.
Pros
- Seamless integrations with major accounting platforms for automated data syncing
- Robust cash flow forecasting with scenario planning and what-if analysis
- Highly customizable dashboards and reports for tailored insights
Cons
- Pricing can be steep for small businesses or startups
- Steeper learning curve for advanced forecasting customization
- Primarily reporting-focused, less specialized in ultra-detailed cash forecasting compared to dedicated tools
Best For
Mid-sized businesses using Xero or QuickBooks that need integrated real-time reporting and cash forecasting without heavy manual input.
Pricing
Custom subscription pricing starting around $300/month for basic plans (billed annually); scales with users and features—contact for quote.
Brixx
specializedEnables dynamic cash flow modeling and forecasting through an intuitive drag-and-drop interface.
Visual box-based model builder that turns financial forecasts into interactive, drag-and-drop diagrams
Brixx is a cloud-based financial modeling platform specializing in cash flow forecasting, profit & loss projections, and balance sheet planning without the need for spreadsheets. It uses a visual drag-and-drop interface to build dynamic models, enabling users to simulate scenarios, track key metrics, and generate professional reports. Ideal for businesses seeking collaborative forecasting tools, it integrates with accounting software like Xero and QuickBooks for seamless data import.
Pros
- Intuitive visual drag-and-drop builder simplifies complex forecasting
- Robust scenario planning and what-if analysis capabilities
- Real-time collaboration and polished investor-ready reports
Cons
- Higher pricing may deter very small startups
- Limited native integrations compared to enterprise tools
- Initial learning curve for non-finance users despite visual interface
Best For
Mid-sized businesses and finance teams needing visual, collaborative cash flow forecasting and scenario modeling.
Pricing
Starts at $79/user/month for Teams plan (billed annually), with Pro at $99/user/month and custom Enterprise; 14-day free trial available.
Calxa
enterpriseSupports budgeting, cash flow forecasting, and reporting for multi-entity businesses.
Driver-based forecasting that links budgets to key business drivers for dynamic, accurate cash predictions
Calxa is a cloud-based cash flow forecasting and budgeting software tailored for small to medium-sized businesses. It integrates seamlessly with accounting platforms like Xero, QuickBooks Online, and MYOB to import real-time transaction data for precise cash flow predictions. Users can build budgets, run what-if scenarios, and generate detailed reports to support financial decision-making.
Pros
- Strong integrations with Xero, QuickBooks, and MYOB for real-time data syncing
- Driver-based forecasting and scenario modeling tools
- Customizable dashboards and detailed reporting capabilities
Cons
- Higher pricing tiers needed for advanced features
- Limited native mobile app support
- Steeper initial setup for complex budgets
Best For
Small to medium-sized businesses relying on Xero or QuickBooks for accurate, automated cash flow forecasting and budgeting.
Pricing
Starts at $69 AUD/month (Essentials), $129 AUD/month (Pro), with custom Enterprise pricing; 14-day free trial available.
LivePlan
specializedFacilitates business planning with integrated cash flow forecasting and performance tracking.
Driver-based forecasting that automatically generates cash flow projections from revenue and expense drivers
LivePlan is a comprehensive business planning software that excels in financial forecasting, including detailed cash flow projections integrated with P&L and balance sheets. It enables users to build rolling forecasts, perform scenario analysis, and track actual performance against plans in real-time via interactive dashboards. Primarily designed for startups and small businesses, it simplifies complex financial modeling without requiring advanced accounting knowledge.
Pros
- Intuitive driver-based forecasting linking sales assumptions directly to cash flow
- Real-time dashboards for monitoring actuals vs. forecasts
- Seamless integrations with QuickBooks, Xero, and Google Sheets
Cons
- Higher pricing may not suit very small or solo operations
- Limited customization for advanced financial modeling needs
- Export and reporting features could be more flexible
Best For
Startups and small business owners who need an all-in-one platform for business planning and ongoing cash flow forecasting.
Pricing
Starts at $20/user/month (billed annually) for Standard plan; Premium at $40/user/month; free 30-day trial available.
CashAnalytics
enterpriseProvides enterprise-grade cash flow forecasting and liquidity management for treasurers.
Driver-based forecasting that links operational metrics directly to cash flows for predictive accuracy
CashAnalytics is a cloud-based cash forecasting platform designed for finance teams to automate and enhance cash flow predictions using historical data, ERP integrations, and machine learning algorithms. It provides tools for scenario planning, variance analysis, and real-time cash visibility to help businesses optimize liquidity management. The software supports Excel uploads and bank feeds, making it accessible for mid-market companies seeking accurate forecasts without complex setups.
Pros
- Automated forecasting with ML-driven accuracy
- Seamless integrations with ERPs and Excel
- Intuitive dashboards for scenario modeling
Cons
- Limited advanced AI for very complex scenarios
- Reporting customization could be deeper
- Pricing escalates quickly for larger teams
Best For
Mid-sized businesses and treasury teams needing straightforward, reliable cash forecasting tools with minimal setup.
Pricing
Starts at $499/month for basic plans (up to 5 users), with enterprise tiers from $1,500+/month based on users and features.
Conclusion
The reviewed cash forecast tools offer strong solutions for managing liquidity, with Float leading as the top choice, excelling in automated accuracy and integration flexibility. Fathom stands out for deep accounting software connections and comprehensive reporting, while Cash Flow Frog caters perfectly to QuickBooks users with simplified scenario planning. Each tool addresses unique needs, but Float remains the clear top pick for most businesses.
Begin your cash flow management journey with Float to use intuitive, integrated forecasting—your business's liquidity success starts here.
Tools Reviewed
All tools were independently evaluated for this comparison