GITNUXSOFTWARE ADVICE
Business FinanceTop 10 Best Budgeting And Planning Software of 2026
Top 10 budgeting and planning software picks with editorial ranking, strengths, and tradeoffs for small teams and financial planning.
How we ranked these tools
Core product claims cross-referenced against official documentation, changelogs, and independent technical reviews.
Analyzed video reviews and hundreds of written evaluations to capture real-world user experiences with each tool.
AI persona simulations modeled how different user types would experience each tool across common use cases and workflows.
Final rankings reviewed and approved by our editorial team with authority to override AI-generated scores based on domain expertise.
Score: Features 40% · Ease 30% · Value 30%
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Pigment is the best fit overall when finance needs connected departmental planning, approvals, and scenario comparison in one controlled model, whereas Prophix is a strong budget slot choice for managed budgeting workflows with clear budget-to-actual variance, and LivePlan works best if you’re a small team needing quick rolling forecasts and plan presentation.
Editor’s top 3 picks
Three quick recommendations before you dive into the full comparison below — each one leads on a different dimension.
Pigment
Pigment's multidimensional model links assumptions, calculations, and dashboards across departments without separate spreadsheet copies.
Built for fits when finance teams need connected departmental models, collaborative approvals, and controlled scenario comparison..
SAP Analytics Cloud Planning
Editor pickData Actions and Multi Actions automate allocations, version copies, currency conversion, and chained planning steps inside governed models.
Built for fits when finance teams need SAP-native planning models, governed submissions, and connected reporting across large business structures..
IBM Planning Analytics
Editor pickTM1's multidimensional in-memory engine supports writeback, rules, feeders, and personal sandboxes.
Built for fits when finance teams need multidimensional writeback, governed contributor access, and reusable enterprise models..
Comparison Table
Pigment
enterpriseCollaborative planning software for finance, workforce, sales, and operational models.
Pigment's multidimensional model links assumptions, calculations, and dashboards across departments without separate spreadsheet copies.
Finance teams can create financial forecasting models with linked dimensions, formulas, versions, and scenario inputs. Workflow assignments, comments, approvals, role-based access, and audit trails support controlled collaboration. Dashboards present departmental results without requiring separate reporting files.
Model design requires careful dimension, formula, and permission configuration before broad rollout. A finance team coordinating revenue, staffing, and operating expenses can use Pigment to compare scenario planning assumptions and route submissions to department owners.
- +Multidimensional models connect assumptions, calculations, and reports across departments
- +Workflow approvals assign submissions and revisions to specific owners
- +APIs and native connectors support recurring ERP, CRM, HR, and warehouse imports
- +Versioning enables controlled comparisons without duplicating spreadsheet files
- –Advanced models require careful dimension and permission design
- –Complex implementations can require specialist model administrators
- –Some source systems require middleware or custom API work
- –Large model structures can increase review effort for occasional users
Corporate finance teams
Monthly forecast coordination
Faster consolidated reporting
Revenue operations teams
Pipeline-to-revenue modeling
Traceable revenue assumptions
Show 2 more scenarios
HR planning teams
Headcount cost modeling
More accurate staffing costs
HR and finance model roles, start dates, compensation, and organizational changes within shared departmental structures.
Business unit leaders
Operating expense submissions
Controlled departmental submissions
Managers enter expenses in assigned workflows while finance controls templates, permissions, formulas, and review stages.
Best for: Fits when finance teams need connected departmental models, collaborative approvals, and controlled scenario comparison.
SAP Analytics Cloud Planning
enterpriseCloud planning and analytics software for financial and operational budgets.
Data Actions and Multi Actions automate allocations, version copies, currency conversion, and chained planning steps inside governed models.
Finance organizations with SAP S/4HANA, SAP BW, or SAP Datasphere can reuse connected dimensions, hierarchies, and actuals instead of maintaining separate planning master data. SAP Analytics Cloud Planning supports driver-based planning through value driver trees, data actions, allocations, and version management, while calendar tasks assign owners and approval steps.
The tradeoff is administrative depth because model structures, data access, workflows, and scripts require SAP-specific configuration skills. A group coordinating entity submissions can combine version comparisons with variance analysis and publish management stories from the same planning model.
- +Native SAP connectivity reduces duplicate master-data mapping across S/4HANA, BW, and Datasphere.
- +Data actions support allocations, currency conversion, copy operations, and scripted model updates.
- +Calendar tasks assign owners, deadlines, dependencies, and review steps for planning cycles.
- +Value driver trees connect operational assumptions with financial outcomes.
- –Model design and security administration demand experienced SAP planning administrators.
- –Some advanced planning scenarios require careful scripting beyond point-and-click configuration.
- –Non-SAP source integration can require additional connectors and mapping work.
- –User experience varies between optimized stories, classic stories, and planning interfaces.
SAP central finance teams
Annual operating plan consolidation
Consistent consolidated submissions
FP&A teams
Monthly forecast review
Faster assumption comparisons
Show 1 more scenario
HR finance partners
Headcount cost planning
Faster personnel cost updates
Workforce assumptions flow through linked accounts and value driver trees for finance review.
Best for: Fits when finance teams need SAP-native planning models, governed submissions, and connected reporting across large business structures.
IBM Planning Analytics
enterprisePlanning and analysis software based on multidimensional financial and operational models.
TM1's multidimensional in-memory engine supports writeback, rules, feeders, and personal sandboxes.
The TM1 engine stores dimensions, hierarchies, cubes, rules, and feeders in a model that finance administrators can extend. Planning Analytics Workspace provides books, dashboards, visualizations, and contributor workflows, while Planning Analytics for Excel supports spreadsheet-based analysis and submission. Role-based access can restrict cubes, dimensions, elements, and cells for different contributors.
The tradeoff is administrative complexity because rules, feeders, dimensional design, security, and data processes require experienced modelers. A multinational finance team can use separate sandboxes for regional assumptions, combine submissions in a shared model, and publish management reports from the same governed data structure.
- +TM1 supports multidimensional writeback with rules, feeders, and cell-level security.
- +TurboIntegrator handles scheduled and scripted data loads.
- +REST APIs expose model data and administration functions.
- +Planning Analytics for Excel preserves spreadsheet-based contributor workflows.
- –Model design depends on specialists who understand rules, feeders, and dimensional sparsity.
- –Workspace dashboards require careful design for nontechnical contributors.
- –Excel integration adds a client dependency for spreadsheet submissions.
- –Some advanced administration sits outside the browser workspace.
Corporate finance teams
Compare regional assumptions inside sandboxes
Faster assumption review
FP&A leaders
Refresh shared models from ERP extracts
Consistent executive reporting
Show 2 more scenarios
Workforce planning teams
Model departmental headcount changes
Controlled headcount decisions
Teams can test compensation assumptions and staffing changes across departments.
Data integration teams
Automate dimension and cube loads
Repeatable model refreshes
Integration teams can schedule repeatable imports through TurboIntegrator processes and REST requests.
Best for: Fits when finance teams need multidimensional writeback, governed contributor access, and reusable enterprise models.
Workday Adaptive Planning
enterpriseCloud planning software for budgets, forecasts, reporting, and workforce plans.
Adaptive Planning model lifecycle management with built-in approval workflows across planning cycles and scenarios.
Workday Adaptive Planning combines planning workflows with financial and operational modeling for budgeting, forecasting, and what-if analysis. Its workflow-driven authoring supports structured planning inputs, role-based approvals, and repeatable cycles across departments.
The integration surface is centered on Workday data and common enterprise systems through APIs and data connectors. Administrative governance features such as RBAC and audit logging support controlled planning operations at enterprise scale.
- +Workflow approvals enforce budgeting cycles without custom code
- +Scenario planning supports comparative what-if models and variance checks
- +RBAC and audit logs track planning changes across roles
- +Workday data integration reduces manual mapping during rollups
- –Complex planning models take time to configure and validate
- –Spreadsheet import works for many cases but can require formatting discipline
- –API extensibility needs careful design to avoid high maintenance
- –Advanced driver-based structures can become hard to troubleshoot
Best for: Fits when enterprise teams need governed planning workflows integrated with Workday data.
OneStream
enterpriseCorporate performance management software for planning, consolidation, reporting, and forecasting.
Matrix-style business planning that links forecast scenarios to consolidation-ready financial structures for consistent budget-to-actual comparisons.
OneStream performs financial planning and budgeting by combining corporate performance management workflows with consolidation, close, and reporting in one model. Driver-based planning and scenario management are used to generate rolling forecasts and budget-to-actual views for management reporting.
Spreadsheet import and export support common planning starts and downstream feeds, while automation and API-driven extensibility help standardize recurring adjustments across departments. Governance controls and role-based access manage who can publish plans and who can only view or comment on versions.
- +Unified planning, consolidation, and close reduces rekeying across cycles
- +Scenario planning supports what-if and sensitivity studies across versions
- +Automation surface supports repeatable calculations for structured planning moves
- +Role-based permissions support controlled publishing across planning roles
- –Planning configuration requires careful setup of dimensions and calculation logic
- –Some budgeting workflows still depend on spreadsheet round-trips for participation
Best for: Fits when finance teams need enterprise planning with strong versioning, controlled publishing, and workflow automation.
Board
enterpriseDecision-making platform for financial planning, operational planning, and analytics.
Scenario and what-if management inside the planning model, with repeatable review views tied to the same calculation logic.
Board by board.com centers budgeting and forecasting workflows around interactive planning models that link drivers to financial outputs. The core capability is scenario-based what-if analysis with repeatable management reporting built on top of its planning and analytics components.
Board also supports data loading and maintenance for recurring cycles, with model settings that help teams control calculation logic and reporting views. For teams that need more than spreadsheet budgeting, Board provides structured planning workspaces for departmental budgeting and consolidated management reporting.
- +Driver-based planning logic ties assumptions to modeled P&L outcomes
- +Scenario and what-if workflows support repeatable variance reviews
- +Model design supports structured departmental budgeting and management reporting
- +Calculation rules stay centralized inside the planning model
- –Requires model design discipline to keep forecasting cycles consistent
- –Complex model changes often need developer support and review
- –Reporting customization can take time for ad hoc questions
- –Integrations depend on data preparation for clean refreshes
Best for: Fits when finance teams need driver-driven scenarios with controlled planning logic across departments.
Prophix
enterpriseFinancial performance management software for budgeting, forecasting, reporting, and close.
Built-in budget-to-actual reporting that ties plan lines to actuals for recurring variance analysis across forecast cycles.
Prophix is budgeting and planning software built around configurable planning models that connect departmental budgets to rolling forecast and management reporting. Budget-to-actual reporting and variance analysis are designed to keep planners aligned with general ledger movements and close cycles.
The workflow layer supports structured review and approval so budget owners can collaborate without spreadsheets. Automation features and an integration surface support importing data from existing systems and exporting planning results for downstream use.
- +Configurable planning models for structured departmental budgets
- +Budget-to-actual reporting built for variance analysis
- +Workflow approvals that map to budgeting ownership roles
- +Integration support for importing and exporting planning data
- –Planning model configuration takes time before complex scenarios run
- –Advanced automation often depends on integration patterns and mappings
- –Audit trail visibility may require careful governance setup
- –Some planning views can feel heavy for ad hoc analysis
Best for: Fits when finance teams need controlled budgeting workflows with strong budget-to-actual variance reporting.
Vena
enterpriseFP&A software that combines Excel-based planning with workflow, reporting, and approvals.
Vena versioned scenario workflows keep multiple planning outcomes traceable while preserving shared calculation logic across departments.
Vena maps budgeting and planning inputs into a structured model and then uses workflow-driven planning to keep updates consistent across teams. The core experience centers on driver-based planning, scenario planning, and budget-to-actual reporting that ties forecasts back to financial statements.
Vena also supports spreadsheet import and export, which helps teams bridge legacy Excel models into a managed planning process. Integration options and a documented automation surface support pulling data from enterprise systems and pushing results back for management reporting.
- +Driver-based planning models connect assumptions to forecasts and reporting
- +Scenario planning supports what-if iterations across shared planning versions
- +Budget-to-actual reporting links plan changes to actual performance views
- +Spreadsheet import and export reduces migration friction from Excel models
- –Administration and governance require careful configuration to prevent model drift
- –Complex planning workflows can slow iteration for teams needing ad hoc edits
- –Forecast iteration depends on the configured data sources and refresh cadence
- –Some advanced automation patterns need deeper integration work than basic workflow edits
Best for: Fits when planning teams need managed, driver-based forecasting with scenario workflows and controlled budget-to-actual reporting.
LivePlan
SMBBusiness planning software for financial forecasts, budgets, and plan presentation.
Scenario comparison built around plan inputs so users can test changes and review forecast deltas across key statements.
LivePlan turns business inputs into monthly financial projections, including profit and loss, balance sheet, and cash flow outputs. It uses guided workflows for building budgets and updating forecasts, with scenario comparisons to see how changes ripple through results.
Reporting centers on budget-to-actual variance views and management-ready summary pages based on the underlying plan assumptions. Spreadsheet import and export support helps move data in and out when models must interoperate with other tools.
- +Guided model setup reduces blank-page forecasting work
- +Budget-to-actual reporting ties actuals to the original plan
- +Scenario planning supports what-if comparisons without rebuilds
- +Spreadsheet import and export supports model handoffs
- –Lacks a configurable data schema for complex multi-entity planning
- –Automation depth is limited to in-app workflows rather than API-driven pipelines
- –Scenario logic is less granular than driver-based planning engines
- –Governance controls for multi-user workflows are basic
Best for: Fits when small teams need fast rolling updates and variance reporting without building a custom planning model.
Float
vertical specialistResource planning and forecasting software for project budgets, capacity, and schedules.
Assumption-driven cash forecasting connects headcount and spend inputs to rolling forecast outputs.
Float is a budgeting and planning tool focused on linking headcount and finance data to short-term cash planning and forecast updates. It supports budget-to-actual reporting workflows and rolling forecast cycles aimed at improving forecast accuracy for teams that need frequent refreshes.
Float also provides scenario modeling so users can test staffing and operating assumptions across time periods. Spreadsheet import and export work is supported for moving data in and out of standard finance tooling.
- +Rolling forecast updates tie assumptions to cash visibility
- +Budget-to-actual reporting supports month-end management reporting
- +Scenario what-if analysis helps compare staffing and spend paths
- +Spreadsheet import and export eases transition from spreadsheets
- –General ledger integration coverage is limited versus full FP&A suites
- –Zero-based budgeting workflows require careful setup of assumptions
- –Multi-entity consolidation features are not as deep as enterprise tools
- –RBAC and audit log granularity may be insufficient for some governance models
Best for: Fits when finance teams need frequent rolling forecasts driven by staffing and operating assumptions.
Conclusion
After evaluating 10 business finance, Pigment stands out as our overall top pick — it scored highest across our combined criteria of features, ease of use, and value, which is why it sits at #1 in the rankings above.
Use the comparison table and detailed reviews above to validate the fit against your own requirements before committing to a tool.
How to Choose the Right budgeting and planning software
Budgeting and planning software coordinates how departmental inputs become forecasted financial statements, with mechanisms for scenario comparison, approvals, and budget-to-actual variance reporting. This buyer's guide covers Pigment, SAP Analytics Cloud Planning, IBM Planning Analytics, Workday Adaptive Planning, OneStream, Board, Prophix, Vena, LivePlan, and Float so teams can match workflow and model behavior to finance operating rhythms.
The tools vary by how they structure multidimensional models, how automation and workflow approvals run inside the planning lifecycle, and how much integration effort is required to keep reporting aligned. Pigment emphasizes multidimensional model linking across departments, while SAP Analytics Cloud Planning uses Data Actions and Multi Actions to automate allocations, currency conversion, and chained planning steps.
Budgeting and planning software for financial forecasting, scenarios, and governed budget-to-actual reporting
Budgeting and planning software turns structured assumptions into forecasted revenue, profit and loss, balance sheet, and cash flow outputs using planning models that support versioning and scenario review. Core capabilities include budget-to-actual reporting tied to the planned structure and workflow-driven submissions so finance can enforce budgeting cycles and variance checks instead of relying on spreadsheet handoffs.
Pigment stands out for multidimensional modeling that links assumptions, calculations, and dashboards across departments without separate spreadsheet copies. SAP Analytics Cloud Planning differentiates through Data Actions and Multi Actions that run allocations, currency conversion, version copies, and chained planning steps inside governed models, reducing manual rework when models change.
Budgeting and planning features that change model behavior
Budgeting and planning software affects forecasting accuracy through how it structures assumptions, calculations, and reporting outputs inside the same planning workspace. The strongest tools reduce rekeying by keeping scenario logic, approvals, and budget-to-actual reporting tied to the same underlying model elements.
Multidimensional model connectivity and controlled reuse
Pigment links assumptions, calculations, and dashboards across departments in a single multidimensional model so teams avoid separate spreadsheet copies and manual reconciliation. IBM Planning Analytics uses TM1 rules, feeders, and cell-level security to support writeback into governed multidimensional models.
In-model automation for allocations, conversions, and chained steps
SAP Analytics Cloud Planning uses Data Actions and Multi Actions to automate allocations, currency conversion, version copies, and chained planning steps inside governed models. OneStream provides scenario planning with controlled publishing that keeps versions and consolidation-ready structures aligned for consistent budget-to-actual comparisons.
Governed workflow approvals across planning cycles and scenarios
Workday Adaptive Planning manages model lifecycle with built-in approval workflows across planning cycles and scenarios to enforce budgeting discipline without custom code. Pigment workflow approvals assign submissions and revisions to specific owners so each planning cycle has traceable responsibility by dimension slice.
Scenario and what-if management tied to repeatable logic
Board manages scenario and what-if review views inside the planning model using the same calculation logic across iterations. Vena keeps versioned scenario workflows traceable while preserving shared calculation logic across departments so scenario comparisons do not fork the underlying logic.
Budget-to-actual reporting designed for variance analysis
Prophix ties plan lines to actuals for recurring budget-to-actual reporting so variance analysis stays consistent across forecast cycles. Float connects headcount and spend assumptions to rolling forecast outputs and supports month-end management reporting with budget-to-actual visibility.
Extensibility and automated data loads for ongoing forecast throughput
IBM Planning Analytics uses TurboIntegrator for scheduled and scripted data loads that support repeatable pipelines into TM1 cubes. Pigment’s multidimensional model reduces the need for spreadsheet round-trips by keeping dashboards and calculations linked to the same dataset.
Choose planning behavior by workflow governance and data movement
Planning tool selection should start with how approvals and scenario versions are supposed to behave during a cycle. The next step is selecting how the system moves data and applies transformations so the model stays consistent from draft through variance checks.
Decide where planning logic runs: inside governed model steps or via external scripting
If planning logic must execute as governed steps with allocations, currency conversion, and chained operations, SAP Analytics Cloud Planning’s Data Actions and Multi Actions fit because they run inside the model. If governance depends on rules, feeders, and controlled writeback to specific cells, IBM Planning Analytics fits because TM1 supports rules, feeders, cell-level security, and personal sandboxes.
Pick an approval model that matches who can revise submissions
If approvals must assign revisions to specific owners across dimension slices, Pigment’s workflow approvals match because submissions and revisions map to responsible users. If approvals must follow planning cycle and scenario model lifecycle management, Workday Adaptive Planning fits because it ships with built-in approval workflows tied to planning cycles.
Choose scenario management that prevents logic drift across iterations
If scenario and what-if iterations must keep the same calculation logic in repeatable review views, Board matches because it ties review views to the same model logic. If scenario outcomes must stay traceable across multiple versions while preserving shared calculation logic, Vena fits because its versioned scenario workflows avoid forking the logic.
Evaluate how the tool supports budget-to-actual variance workflows
If variance analysis must be tightly built around plan lines linked to actuals for recurring cycles, Prophix fits because budget-to-actual reporting is designed for variance analysis. If budget-to-actual comparisons must align with a consolidation-ready financial structure, OneStream fits because unified planning and consolidation reduces rekeying across close.
Select the planning model depth that matches model admin capacity
If model administration can support complex dimension and permission design, Pigment’s advanced multidimensional models work well but require model administration discipline. If the organization has planning administrators who can design security and model scripts, SAP Analytics Cloud Planning supports complex planning scenarios through careful scripting beyond point-and-click configuration.
Confirm forecast cadence requirements for rolling updates and ad hoc participation
If frequent rolling forecast updates must connect staffing and spend assumptions to cash visibility, Float fits because rolling forecast updates tie assumptions to cash outputs. If ad hoc edits are a core requirement and teams need heavier iteration speed, Vena can slow iteration for teams that need unrestricted edits and may require more governance to prevent model drift.
Who budgeting and planning software should fit
Different teams need different planning mechanics, because some organizations prioritize connected departmental modeling while others prioritize governed workflow cycles and scenario approvals. The tools below map to real operational needs that show up during budget cycles and month-end variance reporting.
FP&A teams building cross-department assumptions and dashboards
Pigment works for teams that must connect departmental assumptions, calculations, and dashboards in a single multidimensional model. The value shows up when approvals and dashboards reference the same underlying planning structure.
Finance teams running SAP-native planning with governed submissions
SAP Analytics Cloud Planning fits when SAP connectivity must reduce duplicate master-data mapping across S/4HANA, BW, and Datasphere. Data Actions and Multi Actions help automate allocations, currency conversion, and chained planning steps.
Enterprises consolidating planning and close with consistent budget-to-actual structure
OneStream fits when planning must produce consolidation-ready outputs that support consistent budget-to-actual comparisons. Its unified planning and consolidation reduces rekeying across cycles.
Organizations that require strict planning-cycle governance integrated with HR data
Workday Adaptive Planning fits when planning workflows must integrate with Workday data and enforce budgeting cycles through built-in approvals. It also supports scenario planning and variance checks within the planning lifecycle.
Small teams that need fast rolling updates without building a complex planning model
LivePlan fits teams that want guided model setup and scenario comparison based on plan inputs. The tradeoff is limited schema configurability for complex multi-entity planning.
Common buying mistakes that break budgeting cycles
Budgeting and planning projects fail when model design discipline and governance effort are underestimated. Another failure mode is selecting scenario and variance workflows that do not match the organization’s month-end reporting habits.
Selecting a multidimensional platform without planning model admin coverage
Pigment advanced models require careful dimension and permission design, and complex implementations can require specialist model administrators. IBM Planning Analytics depends on specialists who understand rules, feeders, and dimensional sparsity.
Assuming spreadsheet import flexibility covers all participation workflows
Workday Adaptive Planning supports spreadsheet import for many cases but requires formatting discipline for consistent results. Board and Vena can require developer support for complex model changes, which can slow participation if iteration expectations exceed governance capacity.
Treating scenario comparisons as a reporting feature instead of a logic governance requirement
Board manages scenario and what-if workflows using repeatable review views tied to the same calculation logic. Vena preserves shared calculation logic across versioned scenario workflows, and teams that let logic drift will lose traceable comparisons.
Overlooking budget-to-actual alignment between plan structures and actuals mapping
Prophix builds budget-to-actual reporting to support recurring variance analysis across forecast cycles. OneStream keeps planning scenarios linked to consolidation-ready financial structures so budget-to-actual comparisons remain consistent.
How We Selected and Ranked These Tools
We evaluated budgeting and planning software using feature completeness, operational fit, and the day-to-day effort required to keep planning models governed across cycles. Feature depth carried the biggest weight because connected modeling, workflow behavior, and scenario logic drive budget-to-actual reporting quality.
Ease and value followed because model setup and ongoing administration effort show up directly during planning cycle iteration. Pigment ranked highest because multidimensional model linking connects assumptions, calculations, and dashboards across departments without separate spreadsheet copies, and workflow approvals assign submissions and revisions to specific owners for controlled planning throughput.
Frequently Asked Questions About budgeting and planning software
How do planning tools handle scenario planning and what-if analysis for budgets and forecasts?
Which platform supports API-driven automation for recurring planning cycles and data loading?
When a finance team needs budget-to-actual reporting, which tools tie plan lines to actual outcomes?
How does workflow-driven approval work when multiple departments submit updates to the same plan?
What tradeoff appears when choosing a multidimensional engine versus a spreadsheet-centric planning approach?
Which solutions are designed for SAP-centered environments that need connectivity to SAP systems for planning data?
How do data migration and spreadsheet interoperability typically work when legacy models must move into a managed planning process?
What security controls matter most when planning requires contributor access limits and protected publishing paths?
Where does headcount-driven cash planning fall short if the goal is full consolidation-ready management reporting?
Tools reviewed
Primary sources checked during evaluation.
Referenced in the comparison table and product reviews above.
- Business FinanceTop 10 Best Planning Budgeting And Forecasting Software of 2026
- Business FinanceTop 10 Best Cloud Based Budgeting Software of 2026
- Business FinanceTop 10 Best Business Financial Planning Software of 2026
- Supply Chain In IndustryTop 10 Best Sales And Operations Planning Software of 2026
- Business FinanceTop 10 Best Project Management Tracking Software of 2026
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