Quick Overview
- 1#1: ADP Workforce Now - Enterprise HR and payroll platform with comprehensive ACA compliance tracking, form generation, and IRS e-filing.
- 2#2: Paychex Flex - Integrated payroll and HR solution offering automated ACA reporting, 1094/1095 form creation, and direct IRS submission.
- 3#3: UKG Pro - Cloud HCM system with advanced ACA measurement, affordability tracking, and full reporting suite for compliance.
- 4#4: Paylocity - Modern payroll platform featuring ACA compliance tools, employee data aggregation, and electronic filing.
- 5#5: Dayforce - Unified HCM software with robust ACA reporting, analytics, and automated form transmission to the IRS.
- 6#6: Gusto - Small business payroll service with built-in ACA form generation and e-filing for 1095-C and 1094-C.
- 7#7: Rippling - All-in-one workforce platform automating ACA compliance reporting and IRS filings across global teams.
- 8#8: Zenefits - HR management tool providing ACA tracking, form preparation, and electronic submission services.
- 9#9: BambooHR - HR software with ACA reporting features for payroll integration and compliance form exports.
- 10#10: TaxBandits - Specialized e-filing service for ACA 1094-C and 1095-C forms with bulk upload and IRS transmission.
We evaluated these tools based on key factors: robust ACA compliance features (including form generation, IRS e-filing, and measurement capabilities), user experience, reliability, and overall value, ensuring a curated list that balances functionality and practicality for diverse organizations.
Comparison Table
This comparison table explores key features of leading Aca Reporting Software tools, including ADP Workforce Now, Paychex Flex, UKG Pro, Paylocity, Dayforce, and more. Readers will discover how each solution handles compliance, integration, and user experience to identify the best fit for their needs.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | ADP Workforce Now Enterprise HR and payroll platform with comprehensive ACA compliance tracking, form generation, and IRS e-filing. | enterprise | 9.8/10 | 9.9/10 | 8.7/10 | 9.2/10 |
| 2 | Paychex Flex Integrated payroll and HR solution offering automated ACA reporting, 1094/1095 form creation, and direct IRS submission. | enterprise | 9.1/10 | 9.4/10 | 8.7/10 | 8.9/10 |
| 3 | UKG Pro Cloud HCM system with advanced ACA measurement, affordability tracking, and full reporting suite for compliance. | enterprise | 8.7/10 | 9.2/10 | 7.9/10 | 8.1/10 |
| 4 | Paylocity Modern payroll platform featuring ACA compliance tools, employee data aggregation, and electronic filing. | enterprise | 8.7/10 | 9.2/10 | 8.5/10 | 8.0/10 |
| 5 | Dayforce Unified HCM software with robust ACA reporting, analytics, and automated form transmission to the IRS. | enterprise | 8.4/10 | 9.2/10 | 7.8/10 | 7.5/10 |
| 6 | Gusto Small business payroll service with built-in ACA form generation and e-filing for 1095-C and 1094-C. | enterprise | 8.4/10 | 8.2/10 | 9.1/10 | 8.0/10 |
| 7 | Rippling All-in-one workforce platform automating ACA compliance reporting and IRS filings across global teams. | enterprise | 8.4/10 | 9.1/10 | 8.2/10 | 7.6/10 |
| 8 | Zenefits HR management tool providing ACA tracking, form preparation, and electronic submission services. | enterprise | 8.3/10 | 8.7/10 | 8.2/10 | 7.8/10 |
| 9 | BambooHR HR software with ACA reporting features for payroll integration and compliance form exports. | enterprise | 7.8/10 | 7.5/10 | 8.9/10 | 7.7/10 |
| 10 | TaxBandits Specialized e-filing service for ACA 1094-C and 1095-C forms with bulk upload and IRS transmission. | specialized | 8.1/10 | 8.0/10 | 8.5/10 | 8.5/10 |
Enterprise HR and payroll platform with comprehensive ACA compliance tracking, form generation, and IRS e-filing.
Integrated payroll and HR solution offering automated ACA reporting, 1094/1095 form creation, and direct IRS submission.
Cloud HCM system with advanced ACA measurement, affordability tracking, and full reporting suite for compliance.
Modern payroll platform featuring ACA compliance tools, employee data aggregation, and electronic filing.
Unified HCM software with robust ACA reporting, analytics, and automated form transmission to the IRS.
Small business payroll service with built-in ACA form generation and e-filing for 1095-C and 1094-C.
All-in-one workforce platform automating ACA compliance reporting and IRS filings across global teams.
HR management tool providing ACA tracking, form preparation, and electronic submission services.
HR software with ACA reporting features for payroll integration and compliance form exports.
Specialized e-filing service for ACA 1094-C and 1095-C forms with bulk upload and IRS transmission.
ADP Workforce Now
enterpriseEnterprise HR and payroll platform with comprehensive ACA compliance tracking, form generation, and IRS e-filing.
Integrated ACA measurement engine that automatically calculates coverage offers, affordability, and MEC/MinECR status from live payroll data
ADP Workforce Now is a comprehensive HCM platform that excels in ACA reporting by automating the generation of 1094-C and 1095-C forms, tracking employee eligibility, and ensuring compliance with Affordable Care Act requirements. It integrates seamlessly with payroll, benefits, and HR data to provide real-time monitoring of measurement periods, offers of coverage, and affordability calculations. This solution minimizes manual errors and supports electronic filing directly to the IRS, making it ideal for organizations managing complex workforce compliance.
Pros
- Automated generation and e-filing of ACA forms with high accuracy
- Real-time compliance dashboards and eligibility tracking
- Seamless integration with ADP's payroll and HR modules for data consistency
Cons
- High implementation costs and time for large-scale setups
- Pricing can be prohibitive for small businesses
- Steep learning curve for non-ADP users
Best For
Mid-to-large enterprises with complex workforces seeking an all-in-one HCM solution with robust ACA compliance automation.
Pricing
Custom enterprise pricing, typically $100-$200+ per employee per month depending on modules and employee count; requires quote.
Paychex Flex
enterpriseIntegrated payroll and HR solution offering automated ACA reporting, 1094/1095 form creation, and direct IRS submission.
Direct IRS e-filing of ACA forms with built-in validation and error-checking powered by integrated payroll data
Paychex Flex is a comprehensive cloud-based payroll and HR management platform that includes robust ACA reporting capabilities, automating the generation, validation, and e-filing of IRS Forms 1094-C and 1095-C. It tracks employee eligibility, hours of service, coverage affordability, and ALE status to ensure Affordable Care Act compliance. The software integrates seamlessly with payroll data for accurate reporting and provides dashboards for monitoring compliance risks in real-time.
Pros
- Automated e-filing of ACA forms directly with the IRS, reducing manual errors
- Deep integration with payroll and HR modules for accurate data flow
- Real-time compliance dashboards and audit-ready reports
Cons
- Pricing can be expensive for small businesses with fewer than 50 employees
- Initial setup and data migration require significant time and support
- Limited customization options for highly specialized reporting needs
Best For
Mid-sized to large employers seeking an all-in-one payroll and ACA compliance solution with strong integration and support.
Pricing
Custom quotes based on employee count and features; typically starts at $80/month base plus $4-6 per employee/month.
UKG Pro
enterpriseCloud HCM system with advanced ACA measurement, affordability tracking, and full reporting suite for compliance.
Unified ACA measurement period tracking and reporting embedded in the core HCM platform for seamless compliance without third-party tools
UKG Pro is a comprehensive cloud-based HCM platform that excels in ACA reporting by automating Form 1094/1095 generation, employee eligibility tracking, and compliance monitoring. It integrates seamlessly with payroll, benefits, and timekeeping modules to ensure accurate Affordable Care Act adherence for organizations of all sizes. With robust data aggregation and audit-ready reporting, it minimizes manual errors and supports complex employer requirements.
Pros
- Automated ACA form generation and e-filing capabilities
- Deep integration with payroll and HR systems for real-time compliance
- Scalable handling of large employee volumes with advanced analytics
Cons
- High implementation costs and timeline for setup
- Steep learning curve for non-enterprise users
- Custom pricing lacks transparency for smaller businesses
Best For
Mid-to-large enterprises with complex workforce structures needing integrated ACA compliance within a full HCM suite.
Pricing
Quote-based enterprise pricing, typically $15-30 per employee/month depending on modules and scale; minimums apply for full ACA functionality.
Paylocity
enterpriseModern payroll platform featuring ACA compliance tools, employee data aggregation, and electronic filing.
End-to-end payroll-to-ACA automation that eliminates manual data reconciliation
Paylocity is a comprehensive cloud-based HCM platform offering robust ACA reporting tools integrated within its payroll and HR suite. It automates employee categorization for full-time status, measurement periods, affordability calculations, and safe harbor tracking to ensure Affordable Care Act compliance. The software generates IRS Forms 1094-C and 1095-C, supports e-filing, and provides audit-ready reports with real-time data synchronization from payroll.
Pros
- Seamless integration with payroll and HR data for accurate ACA compliance
- Automated form generation and direct IRS e-filing capabilities
- Real-time eligibility tracking and compliance dashboards
Cons
- Pricing can be steep for small businesses
- Advanced customization requires specialist support
- Occasional updates needed for latest IRS changes
Best For
Mid-sized to large employers seeking an integrated HCM solution with reliable ACA reporting.
Pricing
Quote-based pricing, typically $25-$40 per employee per month for full HCM suite including ACA tools.
Dayforce
enterpriseUnified HCM software with robust ACA reporting, analytics, and automated form transmission to the IRS.
Direct IRS e-filing with built-in AIR validation and intelligent error correction for hassle-free ACA submissions
Dayforce, from Ceridian, is a comprehensive HCM platform with robust ACA reporting capabilities, automating the creation, validation, and e-filing of Forms 1094-C and 1095-C directly to the IRS via the AIR system. It leverages integrated payroll and HR data for accurate affordability calculations, measurement periods, and compliance tracking. This makes it suitable for organizations needing seamless ACA compliance within a broader workforce management solution.
Pros
- Seamless integration with payroll and HR data for accurate ACA calculations
- Automated e-filing and error resolution with IRS AIR system compliance
- Real-time compliance dashboards and audit-ready reporting
Cons
- High cost may not suit small businesses focused solely on ACA
- Complex interface due to full HCM suite, requiring training
- Customization can be time-intensive for unique employer scenarios
Best For
Mid-to-large enterprises needing integrated HCM with reliable ACA reporting and compliance automation.
Pricing
Custom enterprise pricing based on employee count and modules; typically starts at $10+ per employee per month.
Gusto
enterpriseSmall business payroll service with built-in ACA form generation and e-filing for 1095-C and 1094-C.
Automated ACA form generation and e-filing powered directly by real-time payroll and benefits data
Gusto is a comprehensive payroll and HR platform that includes robust ACA reporting capabilities, automating the generation of Forms 1094-C and 1095-C based on payroll and benefits data. It tracks employee eligibility, offers measurement codes, and supports direct e-filing with the IRS or exports for third-party submission. Designed for small to mid-sized businesses, Gusto ensures ACA compliance while integrating seamlessly with its broader suite of HR tools. The platform also provides audit-ready reports and alerts for potential compliance issues.
Pros
- Seamless integration with payroll data eliminates manual entry
- Direct e-filing and export options for ACA forms
- Strong customer support and compliance alerts
Cons
- Pricing scales quickly with employee count
- Less advanced customization for complex ACA scenarios
- Not a standalone ACA tool, requiring full payroll subscription
Best For
Small to medium-sized businesses seeking an all-in-one payroll and ACA compliance solution without needing deep specialization.
Pricing
Starts at $40/month + $6/employee (Simple); $80/month + $12/employee (Plus, includes ACA reporting); Premium custom pricing.
Rippling
enterpriseAll-in-one workforce platform automating ACA compliance reporting and IRS filings across global teams.
Unified data synchronization across HR, payroll, and benefits for error-free ACA form generation without manual imports
Rippling is an all-in-one HR, payroll, and IT platform that includes robust ACA reporting capabilities, automating the generation of Forms 1094-C and 1095-C for IRS compliance. It pulls data directly from payroll, benefits enrollment, and employee records to ensure accuracy and reduce manual errors. The software supports full-service e-filing with the IRS and state agencies, along with real-time eligibility tracking and audit-ready reporting.
Pros
- Seamless integration with payroll and benefits for accurate, automated ACA data collection
- Full e-filing capabilities with IRS and 1099 support
- Real-time compliance dashboards and audit trails
Cons
- Higher pricing makes it less ideal for companies needing only ACA reporting
- Steeper learning curve for users new to its comprehensive platform
- Limited flexibility for highly customized ACA scenarios outside standard payroll flows
Best For
Mid-sized businesses seeking an integrated HR and payroll solution with reliable ACA compliance built-in.
Pricing
Custom quotes starting at $8 per employee per month for core HR, with payroll and ACA features adding $11+ per employee per month.
Zenefits
enterpriseHR management tool providing ACA tracking, form preparation, and electronic submission services.
End-to-end ACA automation tied directly to payroll and benefits data for high accuracy
Zenefits is an all-in-one HR platform that provides ACA reporting capabilities as part of its compliance suite, automating the generation of IRS Forms 1094-C and 1095-C. It tracks employee eligibility, hours worked, and coverage offers to ensure accurate reporting, with direct e-filing to the IRS and SSA. Integrated with payroll and benefits administration, it minimizes manual data entry and helps businesses stay compliant with Affordable Care Act requirements.
Pros
- Seamless integration with payroll and benefits for accurate ACA data
- Automated form generation and e-filing to IRS/SSA
- Real-time compliance tracking and alerts
Cons
- Pricing scales with full HR suite, less ideal for ACA-only needs
- Occasional complexities in setup for non-HR users
- Customer support response times can vary
Best For
Mid-sized businesses seeking an integrated HR platform with reliable ACA reporting.
Pricing
Starts at $8 per employee/month for Essentials plan (ACA included); higher tiers up to $12+/employee/month for advanced features.
BambooHR
enterpriseHR software with ACA reporting features for payroll integration and compliance form exports.
Automated tracking and reporting of ACA measurement stable periods directly tied to live employee data
BambooHR is a cloud-based HRIS platform that provides ACA reporting tools to help businesses comply with Affordable Care Act mandates. It automates tracking of full-time employees, measurement periods, offers of coverage, and generates required 1094-C and 1095-C forms directly from employee data. While not a standalone ACA solution, it integrates reporting seamlessly within its broader HR management suite for SMBs.
Pros
- Intuitive interface simplifies ACA form generation and compliance tracking
- Seamless integration with employee records and payroll data
- Reliable automation for measurement periods and full-time status monitoring
Cons
- Lacks depth in advanced ACA compliance for very large or complex organizations
- Requires full HR platform subscription, increasing overall cost
- Limited customization options for specialized reporting needs
Best For
Small to medium-sized businesses needing ACA reporting integrated into everyday HR workflows.
Pricing
Custom quotes starting at ~$6-12 per employee/month for core HR plans; ACA reporting included in standard tiers without separate add-on fees.
TaxBandits
specializedSpecialized e-filing service for ACA 1094-C and 1095-C forms with bulk upload and IRS transmission.
Bulk upload and validation tools that auto-populate and error-check ACA forms from spreadsheets for fast compliance.
TaxBandits is an online e-filing platform designed for businesses to handle IRS forms, including ACA reporting via Forms 1094-C and 1095-C. It streamlines preparation, electronic filing with the IRS, and distribution of recipient copies through online portals, email, or mail. The software supports bulk data imports from spreadsheets or accounting tools, corrections, and status tracking for compliance.
Pros
- Affordable pay-per-form pricing ideal for variable volumes
- Intuitive interface with bulk upload and Excel import for quick ACA form population
- Reliable direct IRS e-filing with recipient delivery options (online, print, mail)
Cons
- Limited integrations with advanced HR/payroll systems compared to enterprise tools
- Support response times can lag during peak tax seasons
- No free trial for high-volume users and basic reporting analytics
Best For
Small to medium-sized businesses seeking a simple, cost-effective solution for ACA form e-filing without needing full-suite payroll features.
Pricing
Pay-per-form model; 1095-C e-file ~$5.40/form, recipient online access $1.50, print/mail $4+, with volume discounts available.
Conclusion
Navigating ACA reporting software becomes more manageable with the tools in this list, where ADP Workforce Now leads as the top choice, offering robust compliance tracking and end-to-end form generation. Close contenders Paychex Flex and UKG Pro stand out with their integrated solutions, making them strong alternatives for varying needs. This curated guide underscores the importance of reliable software in ensuring ACA compliance.
Begin your journey toward seamless compliance by trying ADP Workforce Now, the top-ranked tool that simplifies ACA reporting and keeps businesses on the right track.
Tools Reviewed
All tools were independently evaluated for this comparison