Quick Overview
- 1#1: Tax1099 - Cloud-based platform for bulk preparation, e-filing 1099 forms to the IRS, and secure recipient distribution.
- 2#2: Track1099 - Cost-effective 1099 e-filing software supporting unlimited recipients, Excel imports, and TIN matching.
- 3#3: TaxBandits - Comprehensive e-filing service for 1099s, W-2s, and payroll taxes with integrations and recipient portals.
- 4#4: ExpressTax1099 - Fast and easy 1099 form creator with bulk upload, e-filing, and mailing options for businesses.
- 5#5: eFile4Biz - Online tool for generating, e-filing, and printing 1099, W-2, and ACA forms with desktop software sync.
- 6#6: 1099Fire - Simple e-filing solution for 1099-NEC, 1099-MISC, and other information returns with Excel/CSV support.
- 7#7: QuickBooks Online - Full accounting software that tracks contractor payments and e-files 1099s via integration.
- 8#8: Gusto - Payroll platform that handles contractor payments and automatically generates and files 1099s.
- 9#9: Wave - Free accounting app with invoicing and 1099 e-filing features for freelancers and small businesses.
- 10#10: Xero - Cloud accounting system with expense tracking and 1099 preparation through partner integrations.
We evaluated tools based on features like e-filing capabilities, recipient management, and Excel/CSV integration, alongside factors such as usability, security, and value to suit diverse business sizes and needs.
Comparison Table
This comparison table examines top 1099 tax software tools, including Tax1099, Track1099, TaxBandits, ExpressTax1099, eFile4Biz, and more, to guide readers in selecting the right solution. It outlines key features such as user-friendliness, costs, and compliance support, helping users file 1099 forms efficiently.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | Tax1099 Cloud-based platform for bulk preparation, e-filing 1099 forms to the IRS, and secure recipient distribution. | specialized | 9.7/10 | 9.8/10 | 9.5/10 | 9.6/10 |
| 2 | Track1099 Cost-effective 1099 e-filing software supporting unlimited recipients, Excel imports, and TIN matching. | specialized | 9.1/10 | 9.4/10 | 8.9/10 | 9.2/10 |
| 3 | TaxBandits Comprehensive e-filing service for 1099s, W-2s, and payroll taxes with integrations and recipient portals. | specialized | 8.6/10 | 8.4/10 | 8.8/10 | 8.9/10 |
| 4 | ExpressTax1099 Fast and easy 1099 form creator with bulk upload, e-filing, and mailing options for businesses. | specialized | 8.7/10 | 8.5/10 | 9.2/10 | 9.5/10 |
| 5 | eFile4Biz Online tool for generating, e-filing, and printing 1099, W-2, and ACA forms with desktop software sync. | specialized | 7.6/10 | 7.4/10 | 8.1/10 | 7.5/10 |
| 6 | 1099Fire Simple e-filing solution for 1099-NEC, 1099-MISC, and other information returns with Excel/CSV support. | specialized | 7.8/10 | 7.4/10 | 8.6/10 | 8.9/10 |
| 7 | QuickBooks Online Full accounting software that tracks contractor payments and e-files 1099s via integration. | enterprise | 7.6/10 | 8.2/10 | 7.8/10 | 6.5/10 |
| 8 | Gusto Payroll platform that handles contractor payments and automatically generates and files 1099s. | enterprise | 7.9/10 | 8.4/10 | 9.2/10 | 6.8/10 |
| 9 | Wave Free accounting app with invoicing and 1099 e-filing features for freelancers and small businesses. | other | 7.1/10 | 6.8/10 | 8.7/10 | 8.2/10 |
| 10 | Xero Cloud accounting system with expense tracking and 1099 preparation through partner integrations. | enterprise | 6.8/10 | 6.5/10 | 8.2/10 | 5.9/10 |
Cloud-based platform for bulk preparation, e-filing 1099 forms to the IRS, and secure recipient distribution.
Cost-effective 1099 e-filing software supporting unlimited recipients, Excel imports, and TIN matching.
Comprehensive e-filing service for 1099s, W-2s, and payroll taxes with integrations and recipient portals.
Fast and easy 1099 form creator with bulk upload, e-filing, and mailing options for businesses.
Online tool for generating, e-filing, and printing 1099, W-2, and ACA forms with desktop software sync.
Simple e-filing solution for 1099-NEC, 1099-MISC, and other information returns with Excel/CSV support.
Full accounting software that tracks contractor payments and e-files 1099s via integration.
Payroll platform that handles contractor payments and automatically generates and files 1099s.
Free accounting app with invoicing and 1099 e-filing features for freelancers and small businesses.
Cloud accounting system with expense tracking and 1099 preparation through partner integrations.
Tax1099
specializedCloud-based platform for bulk preparation, e-filing 1099 forms to the IRS, and secure recipient distribution.
Integrated TIN Matching service that validates payee info in real-time during filing to eliminate IRS penalties
Tax1099 (tax1099.com) is a cloud-based IRS-authorized e-file provider specializing in 1099 forms like 1099-NEC, 1099-MISC, 1099-INT, and more, along with W-2s and other informational returns. It streamlines preparation through bulk Excel/CSV imports, QuickBooks/Xero integrations, and automated TIN matching to ensure compliance and avoid penalties. Users can e-file directly with the IRS, deliver recipient copies via mail, online portal, or email, making it a one-stop solution for efficient tax form management.
Pros
- Seamless bulk import from Excel, QuickBooks, and other accounting tools
- IRS-authorized e-filing with built-in TIN matching to prevent penalties
- Flexible recipient delivery including print/mail, online portal, and email
Cons
- Per-form pricing can add up for very high-volume filers without subscriptions
- Limited advanced reporting compared to full accounting suites
- Occasional delays in customer support during peak tax season
Best For
Small to medium businesses, accountants, and payroll providers needing reliable, compliant 1099 e-filing without complex setup.
Pricing
Pay-per-form from $0.74 (e-file only) to $4.95 (full service with print/mail); volume discounts and annual subscriptions starting at $199 for unlimited forms.
Track1099
specializedCost-effective 1099 e-filing software supporting unlimited recipients, Excel imports, and TIN matching.
Integrated TIN matching service that verifies recipient details in real-time to prevent rejection notices and penalties.
Track1099 is a cloud-based 1099 tax software designed for businesses to create, e-file, and distribute IRS forms like 1099-NEC, 1099-MISC, W-2, and 1099-INT with ease. It supports bulk uploads from Excel/CSV or integrations with QuickBooks, Xero, and other accounting tools, plus TIN matching to ensure compliance. The platform offers self-service printing or full-service mailing to recipients, handling unlimited forms without volume caps on higher plans.
Pros
- Bulk import and accounting software integrations streamline data entry
- Built-in TIN matching reduces IRS penalties
- Flexible pay-per-form or subscription pricing suits varying volumes
Cons
- Mailing services incur extra per-form fees
- Interface can feel cluttered for first-time users
- Limited advanced analytics compared to enterprise competitors
Best For
Small to mid-sized businesses and accountants handling 50-5,000 1099 forms annually who prioritize compliance and efficiency.
Pricing
Pay-per-form from $2.90 (e-file only); $4.90+ with mailing; annual plans start at $49.99 for 5 recipients, scaling to $199+ for unlimited.
TaxBandits
specializedComprehensive e-filing service for 1099s, W-2s, and payroll taxes with integrations and recipient portals.
Seamless TIN matching and instant IRS e-file approvals with real-time status tracking and recipient SMS notifications.
TaxBandits is an online e-filing platform specializing in IRS forms like 1099-NEC, 1099-MISC, W-2s, and others, enabling businesses to file directly with the IRS and distribute copies to recipients via email, SMS, or mail. It supports bulk data imports from Excel, CSV, or accounting software like QuickBooks, with built-in TIN matching to ensure accuracy and avoid rejections. The service emphasizes compliance, security, and efficiency for tax professionals and businesses handling contractor payments.
Pros
- Pay-per-form pricing with no subscription required, ideal for variable volumes
- Bulk upload and API integrations for efficient data handling
- Strong customer support with live chat and phone assistance
Cons
- Extra fees for print/mail delivery can add up
- Fewer advanced reporting tools compared to enterprise solutions
- Initial setup requires IRS e-file authorization
Best For
Small to mid-sized businesses and accountants filing 100-5,000 1099 forms annually who prioritize affordability and simplicity.
Pricing
Pay-per-form starting at $2.90 for IRS e-filing of 1099s + $0.40 recipient e-delivery; print/mail from $3.95 per form; volume discounts available.
ExpressTax1099
specializedFast and easy 1099 form creator with bulk upload, e-filing, and mailing options for businesses.
Free TIN Matching service integrated into the workflow to instantly validate payee TINs against IRS databases, reducing rejection risks.
ExpressTax1099 is a web-based platform specializing in the electronic filing of 1099 forms, including 1099-NEC, 1099-MISC, 1099-INT, and others, along with W-2s and 1096 transmittals directly to the IRS. It offers tools for bulk data import from Excel, QuickBooks, and other accounting software, TIN matching to prevent penalties, and options for printing and mailing recipient copies. The service emphasizes affordability and compliance for businesses handling informational tax returns.
Pros
- Highly affordable pay-per-form pricing with no subscription required for low volumes
- Seamless bulk import and TIN matching to ensure accuracy and avoid IRS penalties
- 24/7 customer support via chat, phone, and email with quick response times
Cons
- Limited advanced integrations compared to enterprise-level competitors
- No dedicated mobile app, relying solely on web interface
- Some premium features like unlimited storage require higher-tier plans
Best For
Small to medium-sized businesses and accountants needing cost-effective, straightforward 1099 e-filing without complex payroll needs.
Pricing
Pay-per-form starting at $0.87 per 1099 recipient (volume discounts apply); free for up to 5 forms annually; printing and mailing extra at $2-4 per form.
eFile4Biz
specializedOnline tool for generating, e-filing, and printing 1099, W-2, and ACA forms with desktop software sync.
Bulk upload wizard with direct QuickBooks integration for seamless data import and validation
eFile4Biz is a cloud-based e-filing service specializing in IRS 1099 forms like 1099-NEC, 1099-MISC, 1099-INT, and others, along with W-2s and 1096 transmittals. It allows users to upload data in bulk via Excel, CSV, or integrations with QuickBooks and other accounting tools, then handles electronic submission to the IRS and states with official acknowledgments. The platform also offers recipient delivery options via email or USPS mail, TIN matching, and support for corrections.
Pros
- Straightforward bulk import from Excel/CSV/QuickBooks
- Reliable IRS e-filing with fast acknowledgments
- TIN matching to prevent rejections
Cons
- Per-form pricing scales with volume without flat-rate options
- Limited advanced analytics or reporting tools
- No free trial for full e-filing process
Best For
Small to mid-sized businesses handling 50-500 1099 forms annually that prioritize simplicity over extensive integrations.
Pricing
Starts at $2.90 per return for 1-10 forms, dropping to $0.75 for 1,000+; extra $1.50-$4 per mailed recipient copy.
1099Fire
specializedSimple e-filing solution for 1099-NEC, 1099-MISC, and other information returns with Excel/CSV support.
One-click bulk Excel import that auto-maps and validates recipient data for rapid form population.
1099Fire is a web-based 1099 tax software that enables businesses to generate, e-file, and distribute IRS 1099 forms such as 1099-NEC, 1099-MISC, 1099-INT, and more. It supports bulk data imports from Excel, CSV, or accounting software like QuickBooks, along with TIN matching and state filing options. The platform handles corrections, amendments, and provides recipient copy mailing services for streamlined year-end compliance.
Pros
- Affordable pay-per-form or subscription pricing
- Simple bulk import from spreadsheets and QuickBooks
- Reliable IRS and state e-filing with TIN validation
Cons
- Limited integrations with advanced accounting systems
- Customer support primarily email-based with slower response times
- Basic reporting lacks customization for enterprises
Best For
Small to medium businesses with 10-500 1099 forms annually seeking a no-frills, cost-effective filing solution.
Pricing
Pay-per-form from $2.49 (1099-NEC) or subscriptions starting at $59/year for up to 25 forms, scaling to $299/year for 500 forms; volume discounts available.
QuickBooks Online
enterpriseFull accounting software that tracks contractor payments and e-files 1099s via integration.
Automatic population of 1099 forms from categorized vendor expenses and payments tracked in QuickBooks
QuickBooks Online is a cloud-based accounting software that includes 1099 tax form generation and e-filing capabilities for businesses paying independent contractors. It automatically tracks vendor payments from expense records to simplify 1099-NEC and 1099-MISC preparation. Users can review, correct, print, and e-file forms directly with the IRS and many states, all integrated within its full accounting suite.
Pros
- Seamless integration with expense tracking for accurate 1099 data
- Direct e-filing with IRS and state agencies included
- Supports bulk processing for multiple vendors and forms
Cons
- Expensive subscription model if only used for 1099s
- Full 1099 features require Plus plan ($90+/month) or higher
- Overkill for businesses not needing comprehensive accounting
Best For
Small to medium businesses already using QuickBooks for bookkeeping who want integrated 1099 filing without switching tools.
Pricing
1099 features available in Plus ($90/month) and higher plans; lower tiers like Simple Start ($30/month) lack full functionality; annual discounts available.
Gusto
enterprisePayroll platform that handles contractor payments and automatically generates and files 1099s.
Full integration of contractor payments and 1099 filings within a comprehensive payroll platform
Gusto is an all-in-one payroll and HR platform that supports 1099 contractors by enabling easy payments, payment tracking, and automated generation of 1099-NEC and 1099-MISC forms. It handles federal and multi-state e-filing directly with the IRS and state agencies, integrating seamlessly with its W-2 payroll features. While powerful for businesses with mixed workforces, it's not a standalone 1099 tool, making it broader in scope than dedicated tax filers.
Pros
- Automatic federal and state 1099 e-filing
- Seamless integration with payroll for employees and contractors
- Intuitive interface with strong mobile app support
Cons
- Expensive for businesses only needing 1099 functionality
- Subscription-based pricing with per-contractor fees
- Less customization for advanced 1099 reporting compared to specialized tools
Best For
Small to medium businesses with both W-2 employees and 1099 contractors seeking an integrated payroll solution.
Pricing
Plans start at $40/month base + $6 per person/month (employees or contractors); 1099 e-filing is $6 per form or included for paid contractors.
Wave
otherFree accounting app with invoicing and 1099 e-filing features for freelancers and small businesses.
Automatic 1099 form population directly from contractor payments tracked in Wave Payroll
Wave is a free cloud-based accounting platform primarily designed for small businesses and freelancers, offering invoicing, expense tracking, and basic financial reporting. For 1099 tax software needs, it provides integrated 1099-NEC and 1099-MISC form generation and e-filing through its Payroll add-on, automatically tracking payments to contractors. While not a dedicated 1099 solution, it streamlines compliance for users already managing finances within the Wave ecosystem.
Pros
- Completely free core accounting tools integrate seamlessly with 1099 features
- Intuitive interface simplifies contractor payment tracking and form generation
- Unlimited 1099 e-filings included with Payroll subscription for paid contractors
Cons
- 1099 functionality is tied to the paid Payroll service, limiting standalone use
- Lacks advanced bulk import options or support for high-volume filers compared to specialized tools
- No robust state-specific filing automation beyond federal requirements
Best For
Small businesses and solopreneurs already using Wave for invoicing and accounting who need simple, integrated 1099 filing for a handful of contractors.
Pricing
Accounting and invoicing are free; Payroll Pro starts at $20/month + $6/active employee (includes 1099 e-filing); standalone 1099 filing available for $5.99/form.
Xero
enterpriseCloud accounting system with expense tracking and 1099 preparation through partner integrations.
Seamless 1099 contractor expense tracking tied directly to accounts payable and payroll workflows
Xero is a comprehensive cloud-based accounting software that includes capabilities for managing 1099 contractors through its payroll and accounts payable features. It enables tracking payments to independent contractors, generating 1099-NEC and 1099-MISC forms, and supports e-filing via integrations or add-ons. While powerful for full business accounting, its 1099 tools are secondary to its broader invoicing, banking, and reporting functions, making it suitable but not specialized for tax form filing.
Pros
- Integrated contractor payment tracking within full accounting suite
- Unlimited 1099 e-filing available with Payroll add-on
- Cloud-based access with strong mobile app support
Cons
- Overpriced for users needing only 1099 functionality
- 1099 features require setup and higher-tier plans or add-ons
- Not as intuitive for tax pros compared to dedicated 1099 software
Best For
Small businesses already using Xero for accounting who need occasional 1099 form generation and filing.
Pricing
Starts at $15/user/month (Early plan); 1099 features require Payroll add-on ($10+/month) or higher plans up to $125/user/month (Ultimate), billed annually for discounts.
Conclusion
Selecting the best 1099 tax software depends on priorities like functionality, cost, and additional capabilities, and the top tools offer distinct strengths. Leading the category, Tax1099 stands out with its cloud-based platform for efficient bulk preparation, secure IRS e-filing, and seamless recipient distribution. Track1099 shines as a budget-friendly option with unlimited recipients and TIN matching, while TaxBandits impresses with its comprehensiveness, handling 1099s, W-2s, and payroll taxes alongside integrations. Together, the top three cover a range of needs, ensuring flexibility for different users.
Take the next step by trying Tax1099 for its robust bulk processing, or explore Track1099 or TaxBandits based on your specific requirements—each tool streamlines 1099 filing and helps maintain compliance with ease.
Tools Reviewed
All tools were independently evaluated for this comparison