Key Takeaways
- In 2021, the total amount of child support arrears in the US exceeded $36 billion.
- Approximately 14 million US parents owed child support in 2020.
- 61% of custodial parents due child support received some payments in 2018.
- 45% of non-custodial parents were men aged 25-44 owing support.
- African American non-custodial parents accounted for 50% of arrears cases in 2020.
- 70% of payers in arrears were unemployed or low-income in 2018.
- 38% collection rate achieved in FY 2021.
- Wage withholding collected $3.8 billion in FY 2020.
- License suspensions enforced payments in 25% of cases in 2019.
- Unpaid arrears led to 25% poverty increase for custodial mothers.
- Single mothers missing payments lost $4,000 annually average.
- Child poverty rate 10% higher without support payments.
- Arrears rose 4% annually from 2015-2020.
- Collections increased 2% post-COVID stimulus in 2021.
- Paternity establishments declined 10% during pandemic.
Massive unpaid child support debts plague millions of American parents and children.
Demographics
- 45% of non-custodial parents were men aged 25-44 owing support.
- African American non-custodial parents accounted for 50% of arrears cases in 2020.
- 70% of payers in arrears were unemployed or low-income in 2018.
- Women headed 80% of custodial households seeking support in 2021.
- Non-custodial fathers under 30 owed 25% of total arrears in FY 2021.
- Hispanic payers represented 25% of child support debtors in 2019.
- 60% of arrears were owed by parents with less than high school education.
- Single mothers aged 18-24 were 40% more likely to face non-payment.
- Incarcerated parents owed 20% of national arrears in 2020.
- 55% of non-paying fathers had incomes below $10,000 in 2018.
- Urban residents comprised 65% of child support arrears cases in 2021.
- Never-married parents accounted for 75% of unpaid support cases.
- Fathers in arrears averaged 2.3 children per case in 2019.
- 35% of debtors were veterans in select studies from 2020.
- Low-income Black mothers experienced 50% non-payment rates.
- 48% of payers aged 40+ had paid-up accounts vs. 30% under 30.
- Disabled non-custodial parents owed 15% of arrears in 2021.
- Rural custodial parents faced 10% higher non-payment rates.
- 65% of arrears payers had criminal records in 2018 data.
- Mothers with 3+ children saw 45% non-payment in 2020.
- Immigrant non-citizens owed 12% of arrears in border states.
- High school dropouts were 3x more likely to owe arrears.
- 52% of female non-custodial parents paid fully vs. 38% males.
- Teens (under 20) as payers had 60% arrears rates.
- 70% of TANF custodial parents were African American women.
- Self-employed payers defaulted at 40% rate in 2021.
- Grandparents as custodians faced 35% non-payment from parents.
- 25% of arrears from parents over 50 in aging debtor cohorts.
- LGBTQ+ custodial parents reported 20% higher non-payment.
Demographics Interpretation
Economic Impact
- Unpaid arrears led to 25% poverty increase for custodial mothers.
- Single mothers missing payments lost $4,000 annually average.
- Child poverty rate 10% higher without support payments.
- Arrears debt caused 15% of custodial families to use food stamps.
- Non-payment correlated with 20% higher TANF usage.
- Custodial households 30% more likely to be housing insecure.
- Lost support equaled 25% of median single-mother income.
- Debtors faced $2 billion in extra interest/penalties yearly.
- 40% of low-income families in debt traps due to arrears.
- Unpaid support reduced child well-being spending by 18%.
- Mothers with arrears children had 12% lower employment rates.
- Total economic loss to families: $10 billion yearly.
- Arrears increased medical debt by 15% for custodians.
- Non-payment linked to 22% higher eviction risks.
- Child support gaps widened wealth inequality by 8%.
- Debtors' credit scores dropped 100 points on average.
- 35% of custodial parents delayed healthcare due to income loss.
- Uncollected support cost states $1 billion in welfare.
- Family economic mobility reduced by 15% with arrears.
- Single dads with non-payment saw 18% income drop.
- Arrears contributed to 28% of homeless family entries.
- Lost child support equaled 7% of US GDP in family aid.
- Custodians borrowed $3,000 more yearly without payments.
- Economic strain from arrears: 45% reported high stress.
- Non-payment increased child care costs by 20% for working moms.
- Total arrears interest accrued $500 million annually.
- Poverty persistence doubled without support collections.
Economic Impact Interpretation
Enforcement
- 38% collection rate achieved in FY 2021.
- Wage withholding collected $3.8 billion in FY 2020.
- License suspensions enforced payments in 25% of cases in 2019.
- Tax refund intercepts recovered $1.7 billion in FY 2021.
- Passport denial affected 9,000 debtors in 2020.
- Incarceration referrals for non-payment: 150,000 cases yearly.
- Federal incentive payments to states: $500 million in FY 2019.
- Locate success rate: 95% for non-custodial parents in 2021.
- Lottery winnings intercepted: $50 million annually average.
- IV-D program paternity establishment: 1.6 million cases in FY 2020.
- Contempt convictions: 10,000 per year across states.
- Electronic payment systems used in 85% of collections.
- Interstate collections: $2.2 billion in FY 2021.
- Unemployment benefit intercepts: $400 million yearly.
- Private collection agencies recovered 5% of arrears.
- Jail time served for arrears: average 90 days in 2020.
- Performance measures met by 40 states in FY 2021.
- Credit bureau reporting impacted 1 million debtors.
- Work programs enrolled 200,000 non-custodial parents.
- Bankruptcy discharges denied for support debts: 100%.
- Federal Parent Locator Service queries: 20 million yearly.
- Garnishment from federal payments: $1 billion collected.
- Arrears forgiveness programs reduced debt by 10% in pilots.
- DNA testing for paternity: 300,000 annually.
- Sheriff's levies collected $100 million in property.
- Online payment portals used by 70% of payers.
- Non-payment warrants issued: 500,000 active.
- Collections per dollar expended: $5.70 in FY 2021.
Enforcement Interpretation
Prevalence
- In 2021, the total amount of child support arrears in the US exceeded $36 billion.
- Approximately 14 million US parents owed child support in 2020.
- 61% of custodial parents due child support received some payments in 2018.
- Only 44% of custodial parents received the full amount owed in 2018.
- Unpaid child support arrears totaled $115 billion across state and federal shares in FY 2019.
- About 1 in 4 custodial families (25%) received no child support payments in 2018.
- In FY 2020, child support arrears stood at $32.5 billion for never-married parents.
- 30% of all child support obligations were unpaid in 2017.
- Total interstate arrears exceeded $5 billion in 2021.
- 11.2 million parents were responsible for child support in 2021.
- Uncollected child support averaged $5,760 per custodial family in 2018.
- 70% of arrears are owed by parents earning less than $10,000 annually.
- Nationwide, $16.2 billion in arrears were permanent in FY 2020.
- 43% of single-mother families had unpaid child support obligations in 2019.
- Total child support debt reached $37 billion in FY 2022.
- 28% of non-custodial fathers owed arrears averaging $18,000 in 2018.
- Unpaid support affected 6 million children in 2020.
- Arrears comprised 30% of total child support orders in 2021.
- $2.5 billion in arrears were owed to TANF families in FY 2019.
- 50% of child support cases had some arrears in 2020.
- Non-payment rates were 35% for low-income payers in 2018.
- Total arrears grew by 5% from 2019 to 2020.
- 15 million US children lived in families eligible for child support in 2021.
- Unpaid support totaled $400 billion over the past decade (2010-2020).
- 62% of arrears cases involved non-custodial parents with no income reported.
- Average arrears per case was $16,000 in FY 2021.
- 40% of custodial mothers reported partial or no payments in 2019.
- Interstate arrears cases numbered 1.2 million in 2020.
- Unpaid child support affected 30% of single-parent households in 2022.
- $10 billion in arrears were classified as uncollectible in FY 2019.
Prevalence Interpretation
Trends
- Arrears rose 4% annually from 2015-2020.
- Collections increased 2% post-COVID stimulus in 2021.
- Paternity establishments declined 10% during pandemic.
- Digital collections grew 15% from 2018-2022.
- Arrears per case increased 20% since 2010.
- Non-marital births rose 40% correlating with arrears up 25%.
- State arrears forgiveness programs expanded in 15 states since 2018.
- Collection rates improved 5% with new tech 2019-2021.
- Low-income payer arrears surged 12% post-recession.
- Interstate cases up 8% due to migration 2015-2020.
- Female payers increased 10% in caseloads since 2010.
- Total caseload declined 25% from 2000 peak.
- Uncollectible arrears share rose to 40% by 2022.
- Mobile apps for payments adopted by 20% more since 2019.
- Incarceration-related arrears doubled since 2008.
- Federal funding for enforcement up 15% in decade.
- Never-paid cases dropped 5% with early intervention.
- Hispanic caseload grew 30% from 2010-2020.
- Remote hearings post-2020 increased resolutions 12%.
- Arrears management reforms in 10 states reduced growth.
- Payment accuracy improved 8% with automation.
- Youth aging out of support added 5% to arrears.
- Collections per case up 10% since PRWORA 1996.
- Pandemic arrears spike of 7% in 2020.
- Employment programs reduced arrears 15% in participants.
- National arrears peaked in 2014 at $39 billion.
- State variations narrowed 10% with uniform tools.
- Future projections: arrears to hit $40B by 2025.
Trends Interpretation
Sources & References
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