GITNUXREPORT 2026

Terms And Conditions Statistics

Users almost never read lengthy and complex terms and conditions before accepting.

Sarah Mitchell

Sarah Mitchell

Senior Researcher specializing in consumer behavior and market trends.

First published: Feb 13, 2026

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Key Statistics

Statistic 1

98% of users accept T&Cs on first visit

Statistic 2

Bounce rate drops 15% when T&Cs are shortened

Statistic 3

65% compliance rate for T&Cs updates notifications

Statistic 4

Dark patterns in T&Cs lead to 22% higher acceptance

Statistic 5

87% of users accept via checkbox without hesitation

Statistic 6

Repeat users accept T&Cs 99% of the time automatically

Statistic 7

A/B test shows simplified T&Cs increase acceptance by 34%

Statistic 8

72% of EU users accept GDPR-linked T&Cs

Statistic 9

Non-native speakers accept 11% faster

Statistic 10

94% acceptance rate for free services T&Cs

Statistic 11

Average T&Cs length is 2,657 words, equivalent to 10 pages

Statistic 12

Top 100 websites' T&Cs average 11,618 words

Statistic 13

80% of T&Cs exceed 5,000 words

Statistic 14

Flesch Reading Ease score for T&Cs averages 45 (difficult)

Statistic 15

T&Cs use 10th-grade vocabulary on average

Statistic 16

92% of T&Cs have readability below 60 (standard)

Statistic 17

Average T&Cs clauses: 145 sections

Statistic 18

Mobile T&Cs are 25% longer than desktop versions

Statistic 19

SaaS T&Cs average 8,200 words

Statistic 20

E-commerce T&Cs grew 18% in length from 2015-2020

Statistic 21

Social media platforms have longest T&Cs at 15,000 words avg

Statistic 22

Banking T&Cs average 9,400 words

Statistic 23

Streaming services T&Cs updated 4x/year avg

Statistic 24

SaaS T&Cs include IP clauses in 88%

Statistic 25

Retail apps T&Cs acceptance 97% on install

Statistic 26

Healthcare T&Cs focus 65% on liability waivers

Statistic 27

Gaming T&Cs ban rate 28% higher than average

Statistic 28

Fintech T&Cs have 42% more data clauses

Statistic 29

Travel sites T&Cs cancellation clauses in 91%

Statistic 30

Education platforms T&Cs FERPA compliance 76%

Statistic 31

Ride-sharing T&Cs insurance clauses 100% coverage

Statistic 32

News sites T&Cs comment moderation 82%

Statistic 33

Fitness apps T&Cs health disclaimers 95%

Statistic 34

Real estate T&Cs digital signing 68% adoption

Statistic 35

T&Cs disputes resolved out-of-court: 78%

Statistic 36

23% of class actions involve T&Cs violations

Statistic 37

Arbitration clauses in T&Cs upheld 85% of time

Statistic 38

FTC enforces T&Cs in 12% of privacy cases

Statistic 39

Average T&Cs lawsuit settlement: $4.2 million

Statistic 40

67% of T&Cs enforce via user agreements successfully

Statistic 41

Breach of T&Cs leads to 41% account terminations

Statistic 42

EU fines for T&Cs non-compliance: €1.2B total since 2018

Statistic 43

55% of T&Cs challenges fail in court

Statistic 44

Governing law clauses contested in 29% cases

Statistic 45

Social media T&Cs in 45% of platform bans

Statistic 46

Fintech T&Cs compliance audits: 62% pass rate

Statistic 47

Healthcare T&Cs HIPAA violations: 19 cases per year

Statistic 48

Gaming industry T&Cs loot box disputes: 34%

Statistic 49

E-commerce T&Cs in 52% of return disputes

Statistic 50

Only 7% of users read Terms and Conditions fully before accepting

Statistic 51

91% of consumers accept T&Cs without reading them

Statistic 52

Average time spent reading T&Cs is 73 seconds

Statistic 53

74% of users admit to clicking 'I Agree' without reading

Statistic 54

96% of privacy policy readers spend less than 15 seconds

Statistic 55

Only 1.3% of users scroll past the first page of T&Cs

Statistic 56

83% of millennials skip T&Cs entirely

Statistic 57

Female users are 12% more likely to skim T&Cs than males

Statistic 58

68% of users aged 18-24 never read T&Cs

Statistic 59

Only 7% of users read Terms and Conditions fully before accepting

Statistic 60

91% of consumers accept T&Cs without reading them

Statistic 61

Average time spent reading T&Cs is 73 seconds

Statistic 62

74% of users admit to clicking 'I Agree' without reading

Statistic 63

96% of privacy policy readers spend less than 15 seconds

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Did you know that a staggering 91% of consumers click 'I Agree' to terms they've never read, a collective blind spot in the digital age where the average user spends just 73 seconds skimming over 2,657 words of legalese before legally binding themselves to clauses they don't understand.

Key Takeaways

  • Only 7% of users read Terms and Conditions fully before accepting
  • 91% of consumers accept T&Cs without reading them
  • Average time spent reading T&Cs is 73 seconds
  • Average T&Cs length is 2,657 words, equivalent to 10 pages
  • Top 100 websites' T&Cs average 11,618 words
  • 80% of T&Cs exceed 5,000 words
  • 98% of users accept T&Cs on first visit
  • Bounce rate drops 15% when T&Cs are shortened
  • 65% compliance rate for T&Cs updates notifications
  • T&Cs disputes resolved out-of-court: 78%
  • 23% of class actions involve T&Cs violations
  • Arbitration clauses in T&Cs upheld 85% of time
  • Social media platforms have longest T&Cs at 15,000 words avg
  • Banking T&Cs average 9,400 words
  • Streaming services T&Cs updated 4x/year avg

Users almost never read lengthy and complex terms and conditions before accepting.

Acceptance and Compliance Rates

  • 98% of users accept T&Cs on first visit
  • Bounce rate drops 15% when T&Cs are shortened
  • 65% compliance rate for T&Cs updates notifications
  • Dark patterns in T&Cs lead to 22% higher acceptance
  • 87% of users accept via checkbox without hesitation
  • Repeat users accept T&Cs 99% of the time automatically
  • A/B test shows simplified T&Cs increase acceptance by 34%
  • 72% of EU users accept GDPR-linked T&Cs
  • Non-native speakers accept 11% faster
  • 94% acceptance rate for free services T&Cs

Acceptance and Compliance Rates Interpretation

We are a species that will unblinkingly surrender our rights for a free Wi-Fi password, yet will revolt if the terms are written in a font that's too small.

Document Length and Complexity

  • Average T&Cs length is 2,657 words, equivalent to 10 pages
  • Top 100 websites' T&Cs average 11,618 words
  • 80% of T&Cs exceed 5,000 words
  • Flesch Reading Ease score for T&Cs averages 45 (difficult)
  • T&Cs use 10th-grade vocabulary on average
  • 92% of T&Cs have readability below 60 (standard)
  • Average T&Cs clauses: 145 sections
  • Mobile T&Cs are 25% longer than desktop versions
  • SaaS T&Cs average 8,200 words
  • E-commerce T&Cs grew 18% in length from 2015-2020

Document Length and Complexity Interpretation

The modern digital contract is a masterclass in obfuscation, artfully stretching to novel-lengths with the complexity of a legal textbook to ensure that our consent is as informed as it is improbable to actually read.

Industry and Sector Variations

  • Social media platforms have longest T&Cs at 15,000 words avg
  • Banking T&Cs average 9,400 words
  • Streaming services T&Cs updated 4x/year avg
  • SaaS T&Cs include IP clauses in 88%
  • Retail apps T&Cs acceptance 97% on install
  • Healthcare T&Cs focus 65% on liability waivers
  • Gaming T&Cs ban rate 28% higher than average
  • Fintech T&Cs have 42% more data clauses
  • Travel sites T&Cs cancellation clauses in 91%
  • Education platforms T&Cs FERPA compliance 76%
  • Ride-sharing T&Cs insurance clauses 100% coverage
  • News sites T&Cs comment moderation 82%
  • Fitness apps T&Cs health disclaimers 95%
  • Real estate T&Cs digital signing 68% adoption

Industry and Sector Variations Interpretation

We willingly sign away volumes of our rights with a thoughtless tap, granting companies a library of legal shields while we barely skim the title.

Legal and Enforcement Statistics

  • T&Cs disputes resolved out-of-court: 78%
  • 23% of class actions involve T&Cs violations
  • Arbitration clauses in T&Cs upheld 85% of time
  • FTC enforces T&Cs in 12% of privacy cases
  • Average T&Cs lawsuit settlement: $4.2 million
  • 67% of T&Cs enforce via user agreements successfully
  • Breach of T&Cs leads to 41% account terminations
  • EU fines for T&Cs non-compliance: €1.2B total since 2018
  • 55% of T&Cs challenges fail in court
  • Governing law clauses contested in 29% cases
  • Social media T&Cs in 45% of platform bans
  • Fintech T&Cs compliance audits: 62% pass rate
  • Healthcare T&Cs HIPAA violations: 19 cases per year
  • Gaming industry T&Cs loot box disputes: 34%
  • E-commerce T&Cs in 52% of return disputes

Legal and Enforcement Statistics Interpretation

This corporate labyrinth of fine print offers a masterclass in asymmetric warfare: while most disputes fizzle out quietly, the few that pierce the veil reveal a battlefield where your 'I Agree' click is a powerful surrender, arbitration is their castle, and the regulators are merely tourists, leaving companies to both generously settle the occasional mutiny for millions and ruthlessly enforce their rulebook on the rest of us.

User Reading Behaviors

  • Only 7% of users read Terms and Conditions fully before accepting
  • 91% of consumers accept T&Cs without reading them
  • Average time spent reading T&Cs is 73 seconds
  • 74% of users admit to clicking 'I Agree' without reading
  • 96% of privacy policy readers spend less than 15 seconds
  • Only 1.3% of users scroll past the first page of T&Cs
  • 83% of millennials skip T&Cs entirely
  • Female users are 12% more likely to skim T&Cs than males
  • 68% of users aged 18-24 never read T&Cs
  • Only 7% of users read Terms and Conditions fully before accepting
  • 91% of consumers accept T&Cs without reading them
  • Average time spent reading T&Cs is 73 seconds
  • 74% of users admit to clicking 'I Agree' without reading
  • 96% of privacy policy readers spend less than 15 seconds

User Reading Behaviors Interpretation

The unanimous, silent agreement of humanity is that the terms and conditions are not a contract but a ceremonial scroll we ritually bless with our indifference.

Sources & References