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Business FinanceTop 10 Best Debt Solutions Services of 2026
Compare the top 10 Debt Solutions Services providers with ranked picks and expert insights for smarter debt strategy and support.
How we ranked these tools
Core product claims cross-referenced against official documentation, changelogs, and independent technical reviews.
Analyzed video reviews and hundreds of written evaluations to capture real-world user experiences with each tool.
AI persona simulations modeled how different user types would experience each tool across common use cases and workflows.
Final rankings reviewed and approved by our editorial team with authority to override AI-generated scores based on domain expertise.
Score: Features 40% · Ease 30% · Value 30%
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Editor’s top 3 picks
Three quick recommendations before you dive into the full comparison below — each one leads on a different dimension.
Duff & Phelps
Cross-stakeholder restructuring advisory integrated with insolvency and recoveries planning
Built for corporate debt workouts needing restructuring guidance and stakeholder negotiation support.
Kroll
Editor pickInvestigations-led due diligence and identity resolution for cross-border debtor targeting
Built for enterprises needing investigative debt recovery support and high-quality debtor intelligence.
FTI Consulting
Editor pickIntegrated restructuring advisory plus litigation-grade valuation and damages analysis
Built for complex debt restructurings needing expert modeling and dispute-ready support.
Related reading
Comparison Table
This comparison table evaluates major Debt Solutions Services providers, including Duff & Phelps, Kroll, FTI Consulting, Rothschild & Co, and Moelis & Company, across key decision factors that influence engagement outcomes. Readers can compare each firm’s typical advisory roles, deal and restructuring capabilities, and the core service areas used for credit, balance sheet, and capital structure work.
Duff & Phelps
enterprise_vendorDelivers debt restructuring advisory, creditor and debtor support, and performance turnarounds for financially distressed companies.
Cross-stakeholder restructuring advisory integrated with insolvency and recoveries planning
Duff & Phelps stands out through dedicated restructuring and debt advisory expertise aligned to complex capital-structure decisions. Core debt solutions include financial restructuring advisory, creditor and stakeholder engagement, and insolvency-related strategy support. The service delivery emphasizes analytical rigor and implementation guidance across distressed and non-distressed scenarios. Strong fit appears where governance, negotiation support, and recoveries-focused planning are central to outcomes.
- +Deep restructuring advisory for complex debt and capital-structure decisions.
- +Creditor and stakeholder engagement support with formal negotiation readiness.
- +Strong analytical rigor for recovery modeling and scenario planning.
- +Implementation guidance for restructuring pathway selection.
- –Engagements often suit complex cases more than simple consumer debt needs.
- –May require strong internal client data and access for best outcomes.
- –Process can be heavier due to advisory and documentation demands.
Best for: Corporate debt workouts needing restructuring guidance and stakeholder negotiation support
More related reading
Kroll
enterprise_vendorSupports debt solutions through restructuring advisory, valuation, and insolvency services for creditors and debtors.
Investigations-led due diligence and identity resolution for cross-border debtor targeting
Kroll stands out for combining global investigations capabilities with structured debt recovery and risk intelligence workflows. The provider supports debt solutions through due diligence, asset and entity research, and case management support for complex collections environments. Kroll also helps organizations evaluate counterpart risk and compliance exposure alongside recovery strategies. Engagements often target cross-border fact development where identity resolution and evidence quality are central to outcomes.
- +Global skip-tracing and entity research for complex, cross-border debtor profiles
- +Evidence-focused case support for investigators, attorneys, and collections teams
- +Risk intelligence and due diligence to strengthen recovery strategy decisions
- +Structured workflows for case documentation and investigative consistency
- –Best-fit depends on needing investigation-grade support beyond standard collections
- –Complex engagements may require clear scope definition to avoid delays
- –Resource-heavy processes can feel heavier for straightforward domestic accounts
Best for: Enterprises needing investigative debt recovery support and high-quality debtor intelligence
FTI Consulting
enterprise_vendorProvides restructuring and turnaround consulting, including debt advisory and insolvency support for complex business finance situations.
Integrated restructuring advisory plus litigation-grade valuation and damages analysis
FTI Consulting stands out with a debt-focused advisory and restructuring bench that blends financial modeling, litigation support, and operational turnaround experience. Core capabilities include creditor and debtor advisory, capital structure analysis, and reorganization strategy for complex claims environments. The firm also supports disputes through damage analysis, expert testimony preparation, and evidence-led valuation work. Engagements are typically structured around formal process management, stakeholder communications, and actionable restructuring roadmaps.
- +Strong forensic finance and valuation support for contentious debt cases
- +Creditor and debtor advisory backed by restructuring process experience
- +Clear capital structure and scenario modeling for decision-making
- –Engagements require robust data access and detailed case inputs
- –Less suited for purely self-serve, lightweight debt workflows
- –Complex engagements may move slower than narrowly scoped advisors
Best for: Complex debt restructurings needing expert modeling and dispute-ready support
Rothschild & Co
enterprise_vendorOffers financial restructuring advisory and debt-related restructuring support for corporates, creditors, and investors.
Cross-stakeholder restructuring advisory with capital structure strategy support
Rothschild & Co stands out for pairing advisory-led debt solutions with execution focus for complex restructurings and financing mandates. Core capabilities cover corporate debt advisory, capital structure strategy, and support across refinancing, liability management, and restructuring transactions. The firm also brings sector-aware analysis for issuers, lenders, and investors that need risk-managed outcomes under tight negotiation timelines.
- +Debt advisory depth for complex restructurings and capital structure optimization
- +Execution support for refinancing and liability management negotiations
- +Strong stakeholder management across issuers, lenders, and investors
- –Less suited for small standalone debt advisory engagements
- –Process-heavy approach may slow fast, simple refinancing needs
Best for: Complex corporate debt restructurings needing advisory and execution coordination
Moelis & Company
enterprise_vendorDelivers debt restructuring and financial advisory services for companies and stakeholders in distressed scenarios.
Liability management advisory for debt restructurings and capital structure optimization
Moelis & Company stands out through its debt-focused advisory bench and structured credit execution support. The firm advises on leveraged finance, refinancings, and capital structure optimization for corporate clients and sponsors. It also supports transactions involving recapitalizations, merger-related financing, and liability management strategies. Engagement delivery emphasizes integrated advisory teams that coordinate underwriting, investor outreach, and documentation sequencing.
- +Strong expertise in capital structure and debt refinancing advisory
- +Experience across leveraged finance and recapitalization transactions
- +Integrated deal teams coordinate credit strategy and execution tasks
- –Best fit for complex transactions, not routine capital raising
- –Delivers advisory support more than ongoing operational debt management
Best for: Large corporates and sponsors managing refinancings and liability restructuring
Moore Stephens (Restructuring and Insolvency)
enterprise_vendorProvides insolvency and corporate recovery advisory tied to debt solutions for troubled businesses across multiple jurisdictions.
Insolvency administration and creditor case management within a dedicated restructuring practice
Moore Stephens Restructuring and Insolvency stands out through its dedicated restructuring and insolvency practice, which supports debt solution work tied to formal proceedings. The team provides insolvency administration, including managing appointment processes and creditor-facing casework. It also supports pre-insolvency restructuring efforts such as turnaround planning and negotiations around company financial distress. Debt solution engagements typically benefit from coordinated insolvency, corporate advisory, and compliance-heavy execution across stakeholder groups.
- +Dedicated restructuring and insolvency practice for debt resolution work
- +Strong handling of insolvency administration and creditor communications
- +Experience supporting pre-insolvency restructuring and turnaround planning
- +Structured compliance execution across formal process requirements
- –Engagement scope can feel process-heavy for informal debt workouts
- –Creditors may need clear timelines to match case progression
- –Outcomes depend heavily on disclosed financial information quality
Best for: Companies and creditor groups needing restructuring and insolvency-led debt solutions
BDO (Restructuring and Turnaround Services)
enterprise_vendorSupports debt solutions through restructuring, turnaround, and insolvency advisory for lenders, borrowers, and management teams.
Integrated liquidity and restructuring plan development with creditor communications support
BDO’s Restructuring and Turnaround Services distinguishes itself through broad, advisory-led turnaround coverage for stressed balance sheets and distressed operations. The debt solutions scope typically spans cash flow and liquidity assessment, creditor and stakeholder communications, and restructuring plan development. Dedicated specialists support negotiations, operational diagnostics, and governance during insolvency-adjacent situations. The team is geared toward executing restructuring pathways that align financial outcomes with feasible business recovery actions.
- +Turnaround specialists support restructuring plans tied to operational realities
- +Creditor engagement and stakeholder communications are integrated into restructuring work
- +Liquidity, cash flow, and restructuring diagnostics drive actionable recommendations
- +Governance-focused support strengthens execution during stressed periods
- –Execution capacity may be workload-dependent across large, multi-jurisdiction cases
- –Less suited for purely transactional debt placements without restructuring advisory
- –Complex insolvency proceedings require deep coordination with legal counsel
Best for: Companies needing restructuring advisory and debt solutions alongside operational turnaround work
Grant Thornton (Restructuring)
enterprise_vendorDelivers restructuring and insolvency services that address debt issues through operational recovery and creditor negotiations.
Cash-flow and liquidity modeling built to support lender negotiations and restructuring decision paths
Grant Thornton’s Restructuring practice stands out for combining corporate turnaround work with creditor-focused debt advisory execution. Debt solutions coverage includes distressed debt strategy, liquidity and cash-flow modeling, and negotiation support for lenders and stakeholders. The team can support formal processes through restructuring planning, governance for stakeholder communications, and options analysis across capital structures. Engagement delivery emphasizes structured documentation, practical decision frameworks, and cross-functional coordination with legal and operational advisors.
- +Strong creditor and lender negotiation support during restructuring and refinancing talks
- +Structured cash-flow and liquidity modeling for decision-making under distress
- +Clear restructuring option analysis across capital structure and stakeholder positions
- +Cross-functional coordination across finance, legal, and operational turnaround work
- –Less suited for purely technical debt trading needs without restructuring context
- –Complex stakeholder environments can slow alignment on governance and decisions
Best for: Lender-led or debtor-in-possession teams needing restructuring planning and negotiation support
Deloitte (Restructuring & Turnaround)
enterprise_vendorProvides restructuring and turnaround services focused on debt solutions, creditor alignment, and stabilizing distressed operations.
Restructuring strategy linked to liquidity stabilization and turnaround execution support
Deloitte’s Restructuring and Turnaround team brings debt-focused advisory and execution depth across distressed situations, not just financial modeling. Core capabilities include restructuring strategy, cash flow and liquidity stabilization, and creditor communications support for complex stakeholder environments. The service also covers debt capital structure assessments and operational turnaround planning that can align financing terms with recovery milestones. For debt solutions engagements, delivery typically combines dedicated restructuring specialists with broader Deloitte functional resources for legal, tax, and operational execution.
- +Dedicated restructuring specialists with strong creditor and stakeholder communication experience
- +Breadth across liquidity, cash flow, and debt structure assessments for distressed companies
- +Operational turnaround planning supports execution beyond financial restructuring
- +Cross-functional Deloitte resources strengthen legal, tax, and operational alignment
- –Complex engagement approach can feel heavy for small, time-limited situations
- –Service delivery depends on assembling multiple internal specialists for full coverage
- –Stakeholder complexity can slow decision-making during active negotiations
Best for: Large enterprises needing end-to-end restructuring and creditor-aligned debt solution delivery
EY (Restructuring)
enterprise_vendorOffers restructuring advisory and insolvency services that help manage debt obligations and recovery plans.
Restructuring teams built to run creditor negotiations and insolvency support together
EY Restructuring stands out for delivering end-to-end advisory support across distressed scenarios with deep exposure to capital structure work. Core services cover debt restructuring strategy, creditor communications, and operational and financial restructuring assistance for complex stakeholder groups. The team supports insolvency processes, negotiation planning, and value-focused turnaround workstreams that connect legal outcomes to balance sheet impacts. Delivery quality is anchored in experienced professionals who coordinate cross-functional inputs from restructuring, risk, and transaction capabilities.
- +Creditor and lender advisory built for contested restructuring dynamics
- +Strong coordination across legal, financial, and operational restructuring workstreams
- +Structured stakeholder engagement for negotiations and committee governance
- +Methodical scenario analysis that links debt options to value outcomes
- –Heavier advisory delivery can slow quick-hit, limited-scope engagements
- –Best results depend on access to complete financial and governance data
- –Engagements can require substantial internal coordination from client teams
Best for: Complex creditor negotiations and cross-functional debt restructuring advisory
How to Choose the Right Debt Solutions Services
This buyer’s guide explains how to select a Debt Solutions Services provider using concrete strengths from Duff & Phelps, Kroll, FTI Consulting, Rothschild & Co, Moelis & Company, Moore Stephens (Restructuring and Insolvency), BDO (Restructuring and Turnaround Services), Grant Thornton (Restructuring), Deloitte (Restructuring & Turnaround), and EY (Restructuring). It maps restructuring scope, evidentiary needs, and execution requirements to the providers best suited for each scenario.
What Is Debt Solutions Services?
Debt Solutions Services focus on advising or executing actions that reduce, restructure, or recover value from troubled debt positions. These services solve problems like capital structure decision-making, creditor stakeholder coordination, and insolvency-adjacent planning when distress changes negotiation leverage. Duff & Phelps illustrates this category through restructuring advisory tied to insolvency and recoveries planning, while Kroll illustrates it through investigations-led due diligence and identity resolution for cross-border debtor targeting.
Key Capabilities to Look For
The right capabilities determine whether a provider can move from analysis to creditor-ready execution under distressed timelines.
Cross-stakeholder restructuring advisory with insolvency and recoveries planning
Duff & Phelps is built for cross-stakeholder restructuring advisory integrated with insolvency and recoveries planning, which is critical when multiple stakeholder positions must be aligned to a recoveries pathway. EY (Restructuring) also emphasizes creditor negotiations and insolvency support delivered together, which supports decision-making under contested restructuring dynamics.
Investigations-led due diligence and identity resolution for cross-border debt recovery
Kroll excels at investigations-led due diligence and identity resolution, including global entity research and skip-tracing style workflows for complex cross-border debtor profiles. This capability matters when recovery efforts depend on evidence quality and dependable debtor targeting rather than standard domestic collections workflows.
Litigation-grade valuation and damages analysis for contentious debt cases
FTI Consulting integrates restructuring advisory with litigation-grade valuation and damages analysis, which supports disputes where valuation becomes evidence. FTI’s approach also combines financial modeling and reorganization strategy for complex claims environments, which helps teams defend decisions when creditors challenge assumptions.
Capital structure strategy and liability management execution support
Moelis & Company stands out for liability management advisory and capital structure optimization tied to debt restructurings and refinancings. Rothschild & Co pairs debt advisory depth with execution support for refinancing and liability management negotiations, which helps shorten the gap between negotiated terms and transactional delivery.
Insolvency administration and creditor case management within a dedicated practice
Moore Stephens (Restructuring and Insolvency) provides insolvency administration and creditor-facing casework tied to formal proceedings, which matters when debt solutions require operational management of appointments and creditor case progression. This capability also supports pre-insolvency restructuring and turnaround planning with structured compliance execution across formal process requirements.
Liquidity and cash-flow modeling to support lender negotiations and governance
Grant Thornton (Restructuring) builds cash-flow and liquidity modeling designed to support lender negotiations and restructuring decision paths. BDO (Restructuring and Turnaround Services) strengthens the same decision loop by integrating liquidity and restructuring plan development with creditor communications support.
How to Choose the Right Debt Solutions Services
Selecting the right provider depends on whether the debt problem is primarily capital-structure advisory, investigation-led recovery, insolvency-led execution, or litigation-ready dispute support.
Match the scope to the provider’s core delivery model
For complex corporate debt workouts centered on governance and recoveries planning, Duff & Phelps is a strong match because it integrates restructuring advisory with insolvency and recoveries planning. For enterprises needing evidence-focused debtor intelligence for cross-border recovery, Kroll is the better fit because it brings investigations-led due diligence and identity resolution into structured case documentation workflows.
Choose the right depth for negotiation and stakeholder alignment
When the engagement requires capital structure strategy and refinancing or liability management negotiation execution, Rothschild & Co and Moelis & Company both emphasize execution support alongside advisory work. When creditor alignment must run through formal insolvency and committee governance, EY (Restructuring) and Moore Stephens (Restructuring and Insolvency) focus on creditor negotiations and insolvency support delivered alongside structured stakeholder engagement.
Assess evidence, modeling, and dispute readiness needs
If disputes are likely to turn on valuation and damages, FTI Consulting is built for litigation-grade valuation and expert evidence support within the restructuring workflow. If the main challenge is decision modeling for negotiations, Grant Thornton (Restructuring) uses structured cash-flow and liquidity modeling to support lender negotiation paths.
Confirm execution support aligns with turnaround and operational stabilization needs
When debt solutions must connect to turnaround execution, Deloitte (Restructuring & Turnaround) links restructuring strategy to liquidity stabilization and turnaround execution support. BDO (Restructuring and Turnaround Services) also ties restructuring plans to operational realities through liquidity and cash-flow diagnostics and governance-focused support during stressed periods.
Validate feasibility through data access and process readiness
Providers like FTI Consulting and EY (Restructuring) rely on robust client data access for scenario analysis and structured stakeholder engagement, so internal teams must be ready to provide detailed case inputs and governance materials. Moore Stephens (Restructuring and Insolvency) and BDO (Restructuring and Turnaround Services) can feel process-heavy when informal workouts are the goal, so the chosen engagement should fit formal proceedings or insolvency-adjacent complexity.
Who Needs Debt Solutions Services?
Debt Solutions Services buyers include corporate actors and creditor or debtor teams that need restructuring guidance, investigation-grade recovery support, insolvency-led administration, or negotiation-focused cash-flow modeling.
Corporate debt workouts needing restructuring guidance and stakeholder negotiation support
Duff & Phelps is the best match for corporate debt workouts that require restructuring guidance plus stakeholder negotiation support integrated with insolvency and recoveries planning. Deloitte (Restructuring & Turnaround) also fits large enterprises that need end-to-end restructuring that stabilizes liquidity and aligns creditor communications with turnaround execution.
Enterprises needing investigative debt recovery support and high-quality debtor intelligence
Kroll is designed for this scenario because it delivers global identity resolution and investigations-led due diligence for complex cross-border debtor targeting. This is especially relevant when recovery outcomes depend on evidence quality and structured case documentation consistency.
Complex debt restructurings needing expert modeling and dispute-ready support
FTI Consulting is built for complex debt restructurings that require expert modeling and dispute-ready support through litigation-grade valuation and damages analysis. This helps creditor and debtor teams manage contentious claims environments with evidence-led valuation work.
Lender-led or debtor-in-possession teams needing restructuring planning and negotiation support
Grant Thornton (Restructuring) is tailored to lender-led or debtor-in-possession teams because its cash-flow and liquidity modeling directly supports lender negotiations and restructuring decision paths. EY (Restructuring) also fits when creditor negotiations must run alongside cross-functional insolvency support and committee-style stakeholder engagement.
Common Mistakes to Avoid
Common missteps come from choosing a provider whose delivery depth does not match the evidence, process, or execution intensity of the debt situation.
Hiring an advisory-first firm for a simple consumer-style debt need
Duff & Phelps often fits complex corporate capital-structure decisions and stakeholder negotiations rather than simple consumer debt needs. Grant Thornton (Restructuring) also centers on restructuring context like liquidity modeling and governance decisions, not technical debt trading without restructuring workstreams.
Under-scoping investigations and evidence work for cross-border debtor targeting
Kroll provides structured workflows for investigative case documentation and identity resolution, so failing to scope those needs leads to delays when evidence quality is central. Teams that assume standard collections workflows can miss what Kroll’s due diligence and evidence-focused case support is designed to deliver.
Expecting lightweight execution when formal processes and compliance requirements are driving outcomes
Moore Stephens (Restructuring and Insolvency) is strong in insolvency administration and creditor case management within a dedicated practice, so informal debt workout expectations create friction. BDO (Restructuring and Turnaround Services) integrates structured compliance execution across formal process requirements, which is not the best match for purely transactional debt placements.
Choosing a firm without dispute-ready valuation support for contentious claims
FTI Consulting is specialized for litigation-grade valuation and damages analysis inside restructuring advisory, so disputes that require evidence-led valuation need FTI’s model and expert testimony preparation orientation. EY (Restructuring) also emphasizes methodical scenario analysis tied to creditor negotiations, but it still depends on complete financial and governance data from client teams.
How We Selected and Ranked These Providers
we evaluated every service provider on three sub-dimensions. Capabilities carried the most weight at 0.4, ease of use carried 0.3, and value carried 0.3. The overall rating is the weighted average computed as overall = 0.40 × features + 0.30 × ease of use + 0.30 × value. Duff & Phelps separated from lower-ranked providers by combining cross-stakeholder restructuring advisory with insolvency and recoveries planning in a way that strengthened capabilities and supported implementation guidance alongside complex stakeholder engagement.
Frequently Asked Questions About Debt Solutions Services
How do Duff & Phelps, FTI Consulting, and Rothschild & Co differ for complex corporate debt restructurings?
Which provider is best suited for investigative debtor intelligence in cross-border collections cases?
When should an organization choose Moore Stephens versus a broader advisory team like Deloitte or BDO?
Which firms handle debt disputes with valuation and damages support rather than only restructuring planning?
How do Grant Thornton and EY approach cash-flow and liquidity modeling for lender negotiations?
What onboarding inputs do restructuring advisory teams typically require for a debt solution engagement?
Which providers are strongest for liability management and refinancing execution in addition to advisory work?
How do creditor communications responsibilities differ across providers like BDO, Deloitte, and EY?
What common problems can each provider help address when initial restructuring attempts stall?
Which provider is a strong fit when the debt solution scope spans pre-insolvency turnaround work and formal proceedings?
Conclusion
After evaluating 10 business finance, Duff & Phelps stands out as our overall top pick — it scored highest across our combined criteria of features, ease of use, and value, which is why it sits at #1 in the rankings above.
Use the comparison table and detailed reviews above to validate the fit against your own requirements before committing to a tool.
Tools reviewed
Primary sources checked during evaluation.
Referenced in the comparison table and product reviews above.
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