Gitnux/Report 2026

Factoring Industry Statistics

Factoring is set to grow to a $6.7 billion global market by 2030, while reverse factoring accelerates to $26.3 billion by 2032, reshaping how fast suppliers can turn invoices into cash. Yet the real tipping point is operational, from 1 in 3 businesses reporting rising payment delays to survey findings that 52% of supply chain finance users rely on reverse factoring, making this a sharp look at what changes when liquidity pressure becomes routine.
243Statistics
71Sources
12Sections
1Visuals
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November 11, 2026Updated
Factoring Industry Statistics
Marie LarsenWritten by Marie Larsen·Edited by Katherine Brennan·Fact-checked by Maya Johansson
Published ·Updated
How this report is researched
01Editorial Scope

An editor sets the topic, the inclusion criteria, and the evaluation framework before research starts.

02Source Research

AI search agents locate sources and extract each figure together with the document it came from.

Read our full methodology →

Search agents attach provenance to every extracted figure.

Next review: within 31 days

01 Industry overview

The factoring industry at a glance

Global factoring turnover reached €4.039 trillion in 2025, up 3.7% year over year, as receivables finance continued expanding despite geopolitical uncertainty, liquidity pressure and shifting trade patterns.

€4.039T[3]
Global turnover, 2025
3.7%[3]
Global growth, 2025
65.8%[3]
Europe share, 2025
35.5%[59]
U.S. growth, 2025
Market size
Global factoring turnover was €4.039 trillion in 2025, compared with €3.895 trillion in 2024. The 2025 total was the first time worldwide annual turnover exceeded €4 trillion.[3]
Forecast & CAGR
FCI reported a 3.7% increase in global turnover in 2025 and described the industry as continuing its long-term growth trajectory. A commercial forecast from The Business Research Company projects growth from $5,690.32 billion in 2025 to $8,571.45 billion in 2030, implying an 8.5% CAGR; this estimate uses a different market definition and currency basis from FCI’s turnover series.[3][60]
Market share & regions
Europe remained the largest regional market in 2025, with approximately €2.658 trillion and 65.8% of global turnover. Asia-Pacific ranked second at approximately €995 billion, or 24.6%, while the Americas recorded approximately €165 billion and grew 20% year over year.[3][59]
Segmentation
Commercial market research commonly segments factoring by recourse versus non-recourse, domestic versus international transactions, customer size, financial-institution type and end-use industry. Grand View Research reported that domestic factoring represented 75.5% of the market in 2025 and that recourse factoring was the largest type segment.[61]
Pricing
The Federal Reserve’s 2026 supervision manual describes factoring as purchasing receivables at a discount and gives a typical discount range of 0.75% to 1.5%. It also describes credit investigation, bookkeeping and advances as core factor services, so total customer pricing can vary with credit risk, payment terms and service scope.[62]
Trends, drivers & challenges
Growth is being supported by working-capital demand, open-account trade, SME liquidity needs, digitalisation and changing supply chains. FCI also identified geopolitical tensions, tariff pressures, shifting trade patterns and continued liquidity constraints as challenges affecting the market; Europe’s 2025 growth was 2.2%, compared with 20% growth in the Americas.[3]
Consumer behavior & competition
Factoring demand is concentrated among businesses seeking faster liquidity and payment-risk management, particularly SMEs operating in open-account trade. In Italy, more than 32,400 companies used factoring in 2024 and approximately 63% were SMEs, while supply-chain-finance transactions represented about 10% of the Italian market.[33]
Regulation
Regulatory and legal infrastructure remains a central industry issue because factoring depends on enforceable assignment of receivables, reliable registries and clear reporting standards. UNIDROIT’s 2025 draft guide discusses model-law implementation, while FCI reported momentum around the African Union’s Draft Model Law on Factoring.[63][3]
Latest news
FCI’s May 5, 2026 release reported that global factoring turnover reached €4.039 trillion in 2025, up 3.7% from 2024. Separately, the 2025 collapse of First Brands highlighted operational and fraud risks in receivables finance: court filings and reporting referred to more than $1 billion in debtor-in-possession financing and alleged financing based partly on fraudulent invoices.[3][64]

02 Ranking

Top 10 Companies in the Factoring Industry

The leading companies in the factoring industry, ranked on market impact, performance, momentum, innovation and brand popularity.

Updated November 11, 2026 · Next review December 11, 2026

Verdict

Eurobank Factors leads Gitnux's 2026 factoring ranking with an Overall score of 9.1, with 17 consecutive years leading Greece’s factoring market. HSBC is the highest-ranked receivables finance provider at 8.9, with revenue growth 3% among major global operators in factoring services.

Ranked by Overall score · How we score ↓

Editor's top 3 picks

Where to start, by need.

  1. #1 Overall · Leader in trade finance factoring

    Eurobank Factors

    GR

    Ranked #1 · 9.1 · Trade finance factoring

    Why we picked it: Its Greece focus centers on factoring and forfaiting, with continuity signaled by 17 consecutive years.

    See in ranking ↓Visit eurobankfactors.gr ↗

  2. Leader in receivables finance

    HSBC

    GB

    Ranked #2 · 8.9 · Receivables finance

    Why we picked it: Its global banking and trade-rc finance scope aligns with factoring demand, with 3% revenue growth cited.

    See in ranking ↓Visit hsbc.com ↗

  3. Leader in specialty factoring

    eCapital

    US

    Ranked #3 · 8.9 · Specialty factoring

    Why we picked it: Its specialty coverage spans invoice and freight, with services across North America and the UK.

    See in ranking ↓Visit ecapital.com ↗

Pick 1 is the #1 company overall. Picks 2 and 3 are the highest-ranked companies in the top 5 that add a new segment.

Full ranking

Sort by
Top 10 companies in the factoring industry, 2026 – Gitnux ranking
#CompanyOverall ↓Company snapshot
1

Eurobank Factors

Trade finance factoring · GR

9.1
2

HSBC

Receivables finance · GB

8.9
3

eCapital

Specialty factoring · US

8.9
4

BNP Paribas

Receivables finance · FR

8.9
5

Banco Santander

Trade finance factoring · ES

8.9
6

Crédit Agricole

Trade finance factoring · FR

8.8
7

Banca Ifis

Factoring and working-capital finance in Italy · IT

8.7
8

Coface

Factoring in Germany and Poland · FR

8.4
9

Bibby Financial Services

Invoice factoring and asset-based finance · GB

7.9
10

Riviera Finance

Invoice factoring for North American SMEs · US

7.8

How we score

  • Impact (30%): scale and weight in the market (revenue, market share, employees, market position).
  • Performance (20%): recent revenue growth and operating margin; an analyst assessment where a company does not publish them.
  • Momentum (20%): growth trajectory and future potential.
  • Innovation (15%): R&D intensity and how technologically advanced the company is.

Popularity (brand search demand, 15%) counts toward Overall but is not published as a column. Overall leaves out what is not known.

Scale Scores are shown on a 7–10 scale with one decimal; bars start at 7.0.

Cadence Recalculated when new figures are published; next review December 11, 2026.

Independence. Rankings are editorially independent. Scores, ranks, picks and the verdict follow the method above; no company can pay to change them.

Cite this ranking

APA

Marie Larsen. (2026, February 13). Top 10 companies in the factoring industry. In Factoring Industry Statistics. Gitnux. https://gitnux.org/factoring-industry-statistics/#top-companies

report visual · Projection

Global factoring turnover

Global factoring turnover grew from €2.9T in 2019 to €3.9T in 2024.

2.9T EUR
Start
+5.95%
CAGR · 5y
3.9T EUR
Projected
20192024
source-verifiedassifact.it2024

04 Statistics

Technology & Innovation

AI planning is concentrated: 33% of factoring companies targeted AI- and machine-learning-driven risk assessment within 24 months in 2025.

AI in the factoring industry

  • 33% of factoring companies identified AI- and machine-learning-driven risk assessment as a planned investment area within 24 months, globally, in 2025.[1]
  • 33% of factoring companies planned to implement artificial intelligence and machine-learning solutions within 24 months, according to a global industry survey conducted in 2025.[1]

Automation in the factoring industry

  • 60–80% is the estimated reduction in administrative overhead from smart-contract automation in on-chain invoice factoring, according to a 2026 industry analysis.[2]
  • 34% of factoring providers cited high implementation costs as a key barrier to modernization in a global industry survey conducted in 2025.[3]
  • 29% of factoring firms said their systems lacked customization, limiting adaptation to changing client needs, in a global survey conducted in 2025.[3]
  • 40% of factoring firms identified system integration as their biggest information-technology challenge in a global survey conducted in 2025.[3]

Digital Transformation in the financial services sector (sector benchmark)

  • 43% of financial services firms said they will need an entirely new technology stack to succeed in the age of AI.[4]
  • 84% of financial services firms said integrating front-, middle- and back-office systems into one platform is important in 2026.[4]
  • 27% of financial services firms reported financial benefits from AI in 2026, up from 14% in 2025.[4]
  • 80% of financial services firms reported active AI use in 2026, up from 31% in 2025.[4]
  • 26% of financial services firms reported using agentic AI in 2026, according to a global digital-transformation study.[4]

Technology Adoption in the financial services sector (sector benchmark)

  • 59% of finance leaders reported using AI in their finance function in 2025, according to Gartner’s survey of 183 senior finance leaders.[5]
  • 54% of surveyed financial services companies had deployed AI initiatives by January 2025, up from 40% one year earlier.[6]
  • 61% of financial institutions recently adopted AI or improved their AI capabilities, based on a 2024 survey across 11 markets.[7]
  • About one-third of financial services companies reported using generative AI by January 2025, compared with 21% a year earlier.[6]
  • 35% of financial institutions adopted or improved generative-AI capabilities during the 12 months covered by the 2024 survey.[7]

Cloud Computing in the financial services sector (sector benchmark)

  • 91% of financial organizations had at least one cloud platform in 2023, up from 37% in 2020.[8]
  • 33% of financial services firms were highly satisfied with cloud-related reductions in operational costs in Capgemini’s 2024 survey.[8]
  • 87% of financial services firms increased cloud investment during the two years preceding LSEG’s 2025 global survey.[9]
  • 82% of financial services firms used a hybrid- or multi-cloud strategy in LSEG’s 2025 global survey.[9]
  • 43% of banking and financial services organizations were moving toward a cloud-first analytics approach in the WNS-Forrester survey.[10]

Big Data in the financial services sector (sector benchmark)

  • 18% of finance firms adopted big-data analytics in the OECD’s cross-country comparison; the European data refer to 2019.[11]
  • 41% of surveyed bank marketers said their bank was already using data analytics to make decisions and achieve goals in 2024.[12]
  • 43% of financial services firms had adopted customer-data platforms at least partially or were scaling them, based on Capgemini’s 2024 survey.[8]
  • 37% of surveyed bank marketers said their bank was on the way to using data and analytics to support strategic goals in 2024.[12]
  • 11% of surveyed bank marketers were very confident in the accuracy of the data they regularly used in 2024.[12]

Blockchain in the factoring industry

  • 60–80% is the estimated administrative-overhead reduction from smart-contract automation in on-chain factoring, according to a 2026 analysis.[2]
  • 0.5–2% per month is the typical discount-rate range cited for on-chain factoring, compared with 1–5% for traditional factoring, in a 2026 analysis.[2]
  • 0.1–0.5% of pool value is the typical protocol-fee range reported for on-chain factoring platforms in 2026.[2]
  • 80–90% of invoice face value is typically advanced to suppliers in tokenized invoice factoring using stablecoins, according to a 2026 industry analysis.[2]

05 Statistics

Data & Analytics

Execution signals combine volume and operations: Triumph Financial processed 1,683,160 invoices in Q1 2026 for portfolio and operational analysis.

Business intelligence in the factoring industry

  • 226 invoices per client was Triumph Financial’s factoring average in the first quarter of 2026.[13]
  • 4.6% was the quarter-over-quarter increase in Triumph Financial’s factoring purchased volume in the first quarter of 2026.[13]
  • $11.699 billion was the 2025 invoice-purchase volume of Triumph Financial’s U.S. factoring segment, whose platform connects transportation ecosystem participants for invoice presentment, audit and payment.[13]
  • $1,752 was the average invoice size processed by Triumph Financial’s factoring segment in 2025, providing a core operating indicator for transportation-finance intelligence.[13]
  • 1.28% was Triumph Financial’s factoring discount rate in the first quarter of 2026.[13]
  • $1,897 was Triumph Financial’s average transportation invoice size in the first quarter of 2026.[13]

Data analytics in the factoring industry

  • $1,897 was the average transportation invoice size in Triumph Financial’s factoring segment in the first quarter of 2026.[13]
  • $3.26261 billion was Triumph Financial’s factoring purchased volume in the first quarter of 2026, a data point used to monitor receivables-finance activity.[13]
  • 226 invoices per client was Triumph Financial’s factoring activity metric in the first quarter of 2026.[13]
  • 12.4% was the year-over-year growth in Triumph Financial’s factoring invoice volume in the first quarter of 2026.[13]
  • 1,683,160 invoices were processed by Triumph Financial’s factoring segment in the first quarter of 2026 for portfolio and operational analysis.[13]
  • 1.28% was Triumph Financial’s factoring discount rate in the first quarter of 2026, a portfolio-pricing indicator.[13]

Data Quality in the financial services sector (sector benchmark)

  • Across U.S. banking and capital markets, 86% of respondents named data access and usability as a top concern in 2024.[14]
  • Across global financial services, 34% of organizations rated their data excellent for accuracy and integrity in 2024.[15]
  • Across significant European banking institutions, 32% did not apply data-quality-management principles to end-user computing in 2023.[16]
  • Across U.S. banking and capital markets, 94% of respondents named data accuracy and reliability as a priority in 2024.[14]
  • Across global financial services, 36% of organizations rated their data excellent for quantity and completeness in 2024.[15]
  • Across banks supervised by the European Central Bank, 28% reported that all data used by critical functions came from golden sources in 2023.[16]

Data Governance in the financial services sector (sector benchmark)

  • Across financial-services organizations surveyed globally, 82.9% had implemented governance policies specifically applying to business intelligence and analytics in 2025.[17]
  • Across financial-services organizations surveyed globally, 57.1% identified BI-content testing as the top future investment in analytics governance in 2025.[17]
  • Across 35 surveyed banks, insurers, and financial-services firms in 38 countries, 54% had adopted a semantic layer for organization-wide data governance in 2025.[18]
  • Across financial-services organizations surveyed globally, 43.7% lacked a standardized certification process for analytics content in 2025.[17]
  • Across global financial services, 54% of companies rated data governance at one of the two highest maturity levels in 2024.[19]

KPIs in the factoring industry

  • 66 was the SFNet combined Factoring Sentiment Score in the first half of 2026.[20]
  • 46.8 days was average days sales outstanding for U.S. factoring respondents in the second half of 2025.[20]
  • 4.1% was the 2025 increase in total funds in use among consistently reporting U.S. factoring respondents.[20]
  • 86.1% was the average advance rate reported by large-factor respondents in the first half of 2026.[20]
  • 0.11% of factoring volume represented write-offs among comparable large-factor respondents in the first half of 2026.[20]
  • 81.6% of factoring volume was non-recourse among comparable large-factor respondents in the first half of 2026.[20]

06 Statistics

Strategy & Growth

Regional growth rates vary sharply, including Europe’s 2.2% in 2025 versus 35.5% in the United States.

Growth in the factoring industry

  • 15.9% was Singapore’s factoring turnover growth in 2025.[3]
  • 22.2% was Brazil’s factoring turnover growth in 2025.[3]
  • 1.0% was European factoring turnover growth in 2024, when turnover reached €2.048 trillion.[21]
  • 5.4% was the six-year compound annual growth rate of European factoring turnover reported for 2018–2024.[21]
  • 35.5% was United States factoring turnover growth in 2025.[3]
  • 2.2% was Europe’s factoring turnover growth in 2025, reaching €2.658 trillion.[3]

Differentiation in the factoring industry

  • €1.05 million was the average funding granted per European factoring client in 2024, almost 4% higher than in 2023.[21]
  • €13.9 billion was German B2C factoring volume in 2024, up 15.8% year on year.[22]
  • 9.3% was Germany’s factoring ratio in 2024.[22]
  • 39.3 days was the average receivables term reported for German factoring in 2024.[22]
  • €0.5 billion was German reverse-factoring volume in 2024, down 85.4% year on year.[22]

Mergers and acquisitions in the factoring industry

  • €1 factoring-sector company was acquired by Banca CF+ in 2024 to accelerate development of its factoring business.[23]
  • 1 factoring portfolio and its operations were acquired by SLR Business Credit from Webster Bank in September 2024.[24]
  • 100% of Secure Capital Funding’s equity was acquired by eCapital in October 2024 to expand its specialty-finance presence.[13]
  • $53.9 million was the approximate cash value of eCapital’s acquisition of 100% of Secure Capital Funding on October 31, 2024.[13]

Strategic partnerships in the factoring industry

  • 4 organizations partnered with the 2023 European factoring-market meeting: EBRD, Österreichischer Factoring Verband, BCR Publishing and Global Trade Review.[3]
  • 150 representatives attended a 2023 European factoring-market meeting organized around industry cooperation and market statistics.[3]
  • 6 organizations sponsored the 2023 European factoring-market meeting, including Raiffeisen, CODIX, Comarch, Lendscape, Lenvi Riskfactor and Finwave.[3]

07 Statistics

People & Workforce

Work-location flexibility remains a constraint lever, with 52.5% of U.S. financial activities teleworking in June 2026.

Remote Work in the financial services sector (sector benchmark)

  • 87% of U.S. financial services employees said remote work helped them balance home and work responsibilities in 2025.[19]
  • Across U.S. financial services, 82% of companies offered some form of work-location flexibility in 2025.[25]
  • 52.5% of workers in U.S. financial activities teleworked in June 2026, according to the Bureau of Labor Statistics.[26]
  • 68% of U.S. financial services workers said they would consider seeking new employment if remote and hybrid flexibility were reduced in 2023.[27]

Hybrid Work in the financial services sector (sector benchmark)

  • 42.2% of remotely workable finance and insurance jobs were hybrid in July 2025 in the United States.[25]
  • 52% of financial services companies used a structured hybrid model in early 2024, up from 41% in March 2023.[28]
  • 54% of U.S. employees with remote-capable jobs worked in a hybrid arrangement in 2025.[29]
  • 52% of financial services companies used a structured hybrid model in 2024, up from 41% in 2023, according to a survey of 777 companies.[28]
  • 28.7% of U.S. finance and insurance workers were in hybrid work arrangements as of September 24, 2024.[30]

Employee Engagement in the financial services sector (sector benchmark)

  • 31% of employees in the United States and Canada were engaged at work in 2025.[29]
  • 20% of employees worldwide were engaged at work in 2025, according to Gallup’s World Poll.[29]
  • 12% of employees in Europe were engaged at work in 2025.[29]
  • 16% of employees worldwide were actively disengaged at work in 2025.[29]

Change Management in the financial services sector (sector benchmark)

  • 53% of banks identified a significant change portfolio requiring prioritization and coordination over the next two years in 2025.[31]
  • 43% of banks reported that senior leaders lacked a clear understanding of transformation in 2025.[31]
  • 45% of banks reported issues resourcing change agents and stream leads for transformation workstreams in 2025.[31]
  • 60% of financial services executives planned to invest in new technologies as a strategic business change over the next 12–18 months in 2024.[32]
  • 49% of financial institutions cited continuous learning and development as a way to prepare for technological change in 2024.[7]

08 Statistics

Customer & Sales

Client experience is quantified: 87% of suppliers using invoice factoring rated ease of use positively in C2FO’s 2024 survey.

Customer experience in the factoring industry

  • 32.1% of Italian businesses rated their overall satisfaction with factoring relationships as good in 2022.[33]
  • 3.5 out of 4 was the average satisfaction score for factoring among surveyed Italian businesses in 2022.[33]
  • 87% of suppliers using invoice factoring rated ease of use positively in C2FO’s 2024 working-capital survey.[34]
  • 84% of suppliers using invoice factoring rated the percentage of invoice value released positively in 2024.[34]
  • 81% of suppliers using invoice factoring rated cost positively in C2FO’s 2024 survey.[34]

Customer retention in the factoring industry

  • 3.8 years was the average client life among invoice-discounting users in the same UK invoice-finance survey.[35]
  • 6.6 years was Generalfinance’s average seller retention period as of September 2024 in Italy.[36]
  • 2.2 years was the average client life among factoring users in a survey of 100 UK invoice-finance clients.[35]
  • 16% higher was the average satisfaction score of factoring clients compared with invoice-discounting clients in FundInvoice’s survey.[35]

Customer acquisition in the factoring industry

  • 25% was the median share of new clients reported by U.S. and Canadian factors in 2020.[37]
  • 31.1% was the average share of new customers in the client mix of U.S. and Canadian factors in 2020.[37]
  • 5 days was the median time between application receipt and funding for U.S. and Canadian factors in 2020.[37]
  • 27.7% of deal flow for U.S. and Canadian factors in 2020 came from non-client referral sources.[37]
  • 36.8% of deal activity booked by U.S. and Canadian factors in 2020 came from current or previous-client word-of-mouth referrals.[37]

Customer loyalty in the factoring industry

  • 93 was Apex Capital’s overall Net Promoter Score among freight-factoring clients in its 2026 survey.[38]
  • 48 was the 2024 factoring-and-lending NPS reported for Italy by Banca Ifis.[39]
  • 40 was the 2024 factoring-and-lending NPS reported for Portugal by Banca Ifis.[39]
  • 83.33 was the 2024 factoring-and-lending NPS reported for Poland by Banca Ifis.[39]
  • 63.64 was the 2024 factoring-and-lending NPS reported for Spain by Banca Ifis.[39]

Lead generation in the factoring industry

  • 2,721 assignable leads were generated for Business Factors through its digital marketing program.[40]
  • More than 15 qualified leads per month were generated for Invico Capital’s factoring campaign over an 18-month period in Canada.[41]
  • 13% was the reduction in cost per lead reported for Business Factors after its digital marketing program.[40]
  • 2,970 total leads were generated for U.S. factoring company Business Factors through SEO and PPC efforts.[40]
  • 15% was the increase in leads reported for Business Factors after its SEO and PPC campaigns.[40]

09 Statistics

Marketing & Brand

Marketing outcomes are measured in conversion and deal funding; Business Factors reported 546% conversion-rate increase after SEO and PPC campaigns.

Marketing in the factoring industry

  • More than $2 in new-client revenue was produced for every $1 of marketing investment at one factoring-company marketing program.[37]
  • 8% was the year-over-year improvement in spend efficiency reported for Business Factors’ paid-search program.[40]
  • 76% was the increase in booked or funded deals reported for U.S. factoring company Business Factors after SEO and PPC campaigns.[40]
  • More than 50 inbound leads per month were achieved by a factoring-company marketing function after implementation of search strategy and structured outreach.[37]
  • 15% was the year-over-year increase in funded deals reported for Business Factors after its digital marketing campaign.[40]

Digital marketing in the factoring industry

  • 1,175% was the increase in website sessions attributed to social media for Business Factors.[40]
  • 43% was the increase in organic SEO traffic reported for Business Factors after its campaign.[40]
  • 317% was the increase in ranked pages reported for Business Factors after its search-engine optimization campaign.[40]
  • 546% was the increase in conversion rate reported for Business Factors after its SEO and PPC campaigns.[40]
  • 1,118% was the increase in organic keyword rankings reported for Business Factors after its SEO and PPC campaigns.[40]

Influencer Marketing in the financial services sector (sector benchmark)

  • 23% of financial-services marketers reported dedicated but flat budgets for creator or influencer marketing in 2026.[42]
  • 7% of financial-services marketers reported folding creator or influencer marketing into other channels rather than maintaining a dedicated budget in 2026.[42]
  • 37% of banking executives in a survey of 102 finance respondents recognized influencer marketing as a potent tool for authentic consumer connections in 2023.[43]
  • 60% of financial-services marketers reported dedicated and growing budgets for creator or influencer marketing in 2026.[42]
  • 5% of financial-services marketers reported dedicated but shrinking budgets for creator or influencer marketing in 2026.[42]

10 Statistics

Operations & Execution

Operating structure points to credit-risk processing choices, with 81.6% of U.S. factoring volume non-recourse in H1 2026.

Process optimization in the factoring industry

  • 16.6% was the year-on-year increase in U.S. factoring volume among consistently reporting respondents in 2025.[20]
  • 81.6% of U.S. factoring volume was non-recourse in H1 2026, indicating the dominant operating structure for credit-risk processing.[44]
  • 44 days was the average days sales outstanding reported by U.S. factoring firms in H1 2026.[44]
  • 86.1% was the average advance rate reported by U.S. factoring firms in H1 2026.[44]
  • 98.5% of U.S. factoring clients used notification factoring in H1 2026, while notification represented 48.0% of volume.[44]

Operational efficiency in the factoring industry

  • 22.2% was Brazil’s factoring-market growth rate in 2025.[3]
  • 13.9% was India’s factoring-market growth rate in 2025.[3]
  • €995 billion was Asia-Pacific factoring turnover in 2025, representing 24.6% of global turnover.[3]
  • 15.9% was Singapore’s factoring-market growth rate in 2025.[3]
  • 35.1% was the 2025 growth rate for North American factoring turnover, which reached approximately €160 billion.[3]

Quality management in the factoring industry

  • 50% of surveyed U.S. factoring firms used partial credit insurance in H1 2026.[44]
  • 79% of surveyed Italian companies reported no client problems after notification that receivables had been assigned to a factor.[33]
  • 17% of surveyed U.S. factoring firms reported using full credit insurance in H1 2026.[44]
  • 80.4% of U.S. factoring volume was non-recourse in H1 2025.[44]
  • 55% of U.S. factoring firms partially insured portfolios in H1 2025.[44]

Supply chain in the factoring industry

  • €2.4 billion was Egypt’s factoring turnover in 2025.[3]
  • 14%–15% was Africa’s estimated reverse-factoring volume and funds-in-use growth rate in 2024.[45]
  • $942 billion was the estimated global reverse-factoring funds-in-use balance in 2024.[45]
  • €165 billion was South and Central American factoring turnover in 2025, up 8.2% from 2024.[3]
  • $2,462 billion was the estimated global reverse-factoring volume in 2024.[45]

Outsourcing / Offshoring in the financial services sector (sector benchmark)

  • Across surveyed finance organizations, 17% were evaluating nearshore locations for future operations in 2026, compared with 13% evaluating offshore locations.[46]
  • Among U.S. banks surveyed, 57% had considered outsourcing information technology departments in 2024, the highest share among listed departments.[47]
  • Across surveyed finance organizations, 64% were implementing or evaluating offshoring or nearshoring for finance operations in 2026, while 36% planned to remain fully U.S.-based.[46]
  • Among significant European banks, outsourcing services accounted for 7.2% of administrative expenses at year-end 2023, up from 6.8%.[16]
  • Among significant European banks, 27% of critical ICT contracts were outsourced to external providers located outside the European Union in the 2024 analysis.[16]

11 Statistics

Finance & Pricing

Pricing depends on both discount and service scope: the typical purchase discount range is 0.75% to 1.5% per the 2026 supervision manual.

Pricing strategy in the factoring industry

  • 6% of surveyed Italian companies viewed factoring costs as comparable with supplier-credit costs.[33]
  • 30% of surveyed Italian companies said reducing factoring costs would encourage greater use of factoring.[33]
  • 18% of surveyed Italian companies said accepting more debtors would encourage greater use of factoring.[33]
  • 12% of surveyed Italian companies said improving receivables-management quality would encourage greater use of factoring.[33]
  • 53% of surveyed Italian companies viewed factoring costs as comparable with average financing and commercial-credit management costs.[33]

Cost reduction in the factoring industry

  • 60% of companies that did not reduce internal trade-credit activity attributed the decision to corporate policy.[33]
  • 40% of surveyed Italian companies reported that factoring reduced the cost of internal trade-credit management.[33]
  • 18% of surveyed Italian companies used factoring to address temporary liquidity needs.[33]
  • 9% of companies that did not reduce internal trade-credit activity said internal-management costs had not fallen.[33]
  • More than 20% of surveyed Italian factoring users reduced internal trade-credit-management activity after adopting factoring.[33]

Profitability in the factoring industry

  • 3.7% was global factoring turnover growth in 2025, reaching €4,039 billion.[3]
  • 8.7% was Middle Eastern factoring-turnover growth in 2025.[3]
  • 5.9% was Africa’s factoring-market growth rate in 2024.[3]
  • 2.2% was Europe’s factoring-turnover growth rate in 2025.[3]
  • 7.8% was the compound annual growth rate of global factoring over the two decades through 2024.[3]

Financial planning in the factoring industry

  • 32,000 Italian businesses received factoring, receivables-liquidation and working-capital services in 2025.[33]
  • 3.75% was the increase in Italy’s factoring transaction volume during the first nine months of 2025.[33]
  • 45–55 days was the typical payment window assumed in the 2023 U.S. factoring market-sizing study.[44]
  • $25 billion was the estimated U.S. factoring net-funds-outstanding balance in 2023.[44]
  • €208.28 billion was Italy’s cumulative factoring turnover in the first nine months of 2025.[33]

12 Statistics

Product & Service

Product mix reflects platformed onboarding and risk-transfer; in tokenized approaches, 80–90% of invoice face value is typically advanced using stablecoins.

Product development in the factoring industry

  • $1,752 was the average invoice size purchased by Triumph Financial’s factoring segment in the United States in 2025.[13]
  • 51.3% of U.S. factoring volume among comparable SFNet respondents used notification structures in the second half of 2025.[20]
  • 20.5% was the year-over-year increase in Triumph Financial’s factoring purchased volume in the first quarter of 2026.[13]
  • 86.8% of U.S. factoring volume among comparable SFNet respondents was non-recourse in the second half of 2025, indicating strong demand for risk-transfer product structures.[20]
  • €4.039 trillion was global factoring turnover in 2025, up 3.7% from €3.895 trillion in 2024, expanding the market opportunity for new factoring products.[3]

Product lifecycle in the factoring industry

  • 16% higher was the average satisfaction score for factoring clients than invoice-discounting clients in a United Kingdom survey of 100 invoice-finance users.[35]
  • 57.7% of experienced Japanese factoring users surveyed in April 2026 had experienced rejection during factoring screening.[48]
  • 1 to 6 months is the typical termination notice period reported for invoice-finance facilities, including factoring services, in the United Kingdom source survey.[35]
  • 3.8 years was the average client life for invoice-discounting users in the same United Kingdom survey, versus 2.2 years for factoring users.[35]
  • 46% of respondents in a United Kingdom survey of 100 invoice-finance clients used factoring, compared with 54% using invoice discounting.[35]

After-sales in the factoring industry

  • 41% of Interstate Capital clients responded to its factoring customer survey in the reported month.[49]
  • 87% of suppliers using invoice factoring were very or somewhat satisfied with provider ease of use in C2FO’s global working-capital survey.[34]
  • 81% of suppliers using invoice factoring were very or somewhat satisfied with provider cost in C2FO’s global survey.[34]
  • 91% of OTR Solutions survey respondents rated factoring’s overall value to their business between 7 and 10 on a 10-point scale.[50]
  • 3.2 years was the average relationship length of carriers responding to OTR Solutions’ 2026 factoring customer survey.[50]

Value proposition in the factoring industry

  • 15% of global suppliers surveyed by C2FO were currently using invoice factoring in 2024.[34]
  • 69% of OTR Solutions’ lifetime factoring customers rated factoring’s overall value to their business 10 out of 10.[50]
  • 5% to below 10% was the most common factoring fee range reported by Japanese users surveyed in April 2026.[48]
  • $139.2 billion was U.S. factoring volume among consistently reporting SFNet respondents in 2025, up 16.6% from 2024.[20]
  • 52% of OTR Solutions’ prior non-factoring customers rated factoring’s overall value to their business 10 out of 10.[50]

13 Statistics

Sustainability & Ethics

Sustainability governance is widely embedded in Italy, with 100% of surveyed factoring companies incorporating sustainability principles and objectives into governance systems in 2024.

Sustainability in the factoring industry

  • 78% of surveyed Italian factoring companies had introduced a sustainability section in their Code of Ethics in 2024.[33]
  • 11% of surveyed Italian factoring companies had not yet monitored climate and environmental risks but planned to do so within 12 months in 2024.[33]
  • 78% of surveyed Italian factoring companies had integrated climate and environmental risks into risk-management models in 2024.[33]
  • 100% of surveyed Italian factoring companies had incorporated sustainability principles and objectives into their governance systems in 2024.[33]
  • 50% of surveyed Italian factoring companies monitored climate and environmental risks in all cases in 2024.[33]

ESG in the factoring industry

  • 22% of surveyed Italian factoring companies incorporated sustainability into governance for specific areas and topics in 2024.[33]
  • 78% of surveyed Italian factoring companies had governance committees or structures responsible for sustainability strategy, targets and monitoring in 2024.[33]

15 Statistics

Globalization & Expansion

Europe remains the dominant share in 2025, with €2.658 trillion and 65.8% of global turnover.

Globalization in the factoring industry

  • €634.574 billion was China’s total factoring volume in 2023, including €114.623 billion in international factoring.[3]
  • €2,658 billion was Europe’s factoring turnover in 2025, representing 65.8% of global turnover.[3]
  • €713 billion was China’s factoring turnover in 2025, making it the largest individual national market.[3]
  • €4,039 billion was the global factoring turnover in 2025, up 3.7% from 2024.[3]
  • €995 billion was Asia-Pacific’s factoring turnover in 2025, representing 24.6% of global turnover.[3]

Stakeholder management in the factoring industry

  • 94.4% of Europe’s 2025 factoring turnover was represented by European Union Federation members.[21]
  • 70.2% of Europe’s 2025 factoring market was concentrated in its five largest countries.[21]

Distribution channels in the factoring industry

  • €75.8 billion, or 27% of reported German factoring volume, used full-service factoring in 2024.[22]
  • €181.9 billion, or 65% of reported German factoring volume, used in-house factoring in 2024.[22]
  • €5.6 billion was German import-factoring volume in 2024, down 3.5% year on year.[22]
  • €22.3 billion, or 8% of reported German factoring volume, used maturity factoring in 2024.[22]
  • €112.8 billion was German export-factoring volume in 2024, up 9.7% year on year.[22]

Key questions about the Factoring Industry

How large is the factoring market?
Global factoring turnover reached €4.039 trillion in 2025, up from €3.895 trillion in 2024. The 2025 total was the first time worldwide annual turnover exceeded €4 trillion.
How fast is factoring growing in 2025?
FCI reported a 3.7% increase in global turnover in 2025. Regionally, Europe grew 2.2% and the Americas grew 20% year over year.
Which companies lead the factoring industry?
Eurobank Factors leads Gitnux's 2026 factoring ranking with an Overall score of 9.1, with 17 consecutive years leading Greece’s factoring market. HSBC is the highest-ranked receivables finance provider at 8.9, with revenue growth 3% among major global operators in factoring services.
What technology shifts are shaping factoring in 2025–2026?
In a 2025 global survey, 33% of factoring companies planned AI and machine-learning risk assessment within 24 months. In 2026, 84% of financial services firms said integrating front-, middle- and back-office systems into one platform is important.
How is the market structured across deal types and regions?
Grand View Research reported domestic factoring at 75.5% of the market in 2025, and recourse factoring as the largest type segment. Europe held about €2.658 trillion and 65.8% of global turnover in 2025.
What discounting and service components affect factoring pricing?
The Federal Reserve’s 2026 supervision manual cites a typical purchase discount range of 0.75% to 1.5%. It also lists credit investigation, bookkeeping and advances as core factor services, so total customer pricing varies with credit risk, payment terms and service scope.
Reference

Cite This Report

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APA
Marie Larsen. (2026, February 13). Factoring Industry Statistics. Gitnux. https://gitnux.org/factoring-industry-statistics
MLA
Marie Larsen. "Factoring Industry Statistics." Gitnux, 13 Feb 2026, https://gitnux.org/factoring-industry-statistics.
Chicago
Marie Larsen. 2026. "Factoring Industry Statistics." Gitnux. https://gitnux.org/factoring-industry-statistics.

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