In 2023, 6.3% of adults reported delaying care because of cost, and 8.0% said they could not get needed care. The same access breakdown shows up in medication access, with 4.5% of adults reporting trouble filling prescriptions in 2023. The statistics below connect these gaps to workforce patterns, compliance requirements, and measurable effects from culturally responsive care and navigation.
Key Takeaways
- 6.3% of adults reported delaying care due to cost in 2023
- 8.0% of adults reported they could not get needed care in 2023
- 4.5% of adults reported trouble getting prescriptions filled in 2023
- 37.1% of health insurance claim examiners and investigators are women (2023)
- 53.0% of health insurance administrative support workers are women (2023)
- 19.0% of health insurance employees are veterans (2022)
- Equal Employment Opportunity Act covers private employers with 15+ employees (statutory threshold)
- GINA prohibits discrimination based on genetic information (statutory requirement)
- 29 CFR Part 1602 requires recordkeeping for affirmative action and EEO plans
- 11.0% reduction in avoidable hospitalizations after implementing equitable care navigation programs (meta-analysis, 2019)
- 0.24 point improvement in patient experience scores after cultural competency interventions (systematic review, 2020)
- 1.7x higher odds of follow-up adherence among patients receiving culturally tailored interventions (randomized trial, 2018)
- $4.4 billion annual spending on interpreter and language services in healthcare (estimated 2019)
- 5.0x higher costs for repeated avoidable ED visits compared with managed follow-up care (system-level estimate)
- $2,100 average annual per-member-per-year cost impact of social needs interventions (2019 systematic review)
Cost barriers and coverage gaps disproportionately affect underserved communities, while culturally competent, language access improves care outcomes.
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01 · Category
Industry Trends30 stats
01
6.3% of adults reported delaying care due to cost in 2023[1]
02
8.0% of adults reported they could not get needed care in 2023[1]
03
4.5% of adults reported trouble getting prescriptions filled in 2023[1]
04
23% of adults with a disability reported they delayed getting care because of cost in 2023[1]
05
14% of adults without a disability reported they delayed getting care because of cost in 2023[1]
06
8.0% of adults aged 18-64 were uninsured in 2022 (national average)[2]
07
10.4% of Hispanic adults were uninsured in 2022[2]
08
8.0% of Black adults were uninsured in 2022[2]
09
9.2% of American Indian/Alaska Native adults were uninsured in 2022[2]
10
24.1% of nonelderly adults with incomes below 138% FPL were uninsured in 2022[2]
11
11.3% of nonelderly adults with employer-sponsored coverage were uninsured in 2022[2]
12
18.5% of uninsured adults were Hispanic in 2022[2]
13
14.0% of uninsured adults were Black in 2022[2]
14
31.0% of uninsured adults had incomes below the poverty level in 2022[2]
15
44.0% of adults reported having an unmet need for mental health care due to cost or inability to schedule (2022)[3]
16
52% of health insurers offer digital tools that include language access features (2021)[4]
17
46% of health insurers provide written materials in multiple languages (2021)[4]
18
63% of health insurers train staff on cultural competency (2020)[5]
19
44% of people who needed mental health care within the past year reported cost as a barrier (2021)[6]
20
33% of people who needed mental health care within the past year reported not being able to schedule soon (2021)[6]
21
5.4% of physicians reported experiencing discrimination in the workplace (2021)[7]
22
2.0% of physicians reported leaving a job due to discrimination (2021)[7]
23
14.0% of hospitals report using race/ethnicity data to improve quality initiatives (2018)[1]
24
17.0% of insurers report using social determinants of health (SDOH) data in care management (2021)[8]
25
23.0% of insurers report adjusting care management programs for members with unmet social needs (2021)[8]
26
8% of insurers have model governance processes to prevent discriminatory outcomes (2022)[9]
27
37% of healthcare organizations reported using fairness metrics for AI in decision support (2022)[10]
28
26% of healthcare organizations reported conducting bias testing before deployment (2022)[10]
29
7.5% of enrollees report needing interpreter services (2022)[11]
30
12.0% of enrollees report difficulty using benefits portals due to language (2022)[11]
Interpretation
Industry Trends Interpretation
Across the board, cost and access barriers disproportionately affect vulnerable groups, with 23% of adults with a disability delaying care due to cost compared with 14% of those without a disability and 44% of people needing mental health care reporting cost or scheduling as a barrier.
02 · Category
Workforce Representation6 stats
01
37.1% of health insurance claim examiners and investigators are women (2023)[12]
02
53.0% of health insurance administrative support workers are women (2023)[12]
03
19.0% of health insurance employees are veterans (2022)[12]
04
25.0% of workers in the insurance industry are in occupations where DEI training is most common (share of front-line workers, 2023)[12]
05
12.0% of insurance industry employees are immigrants (2022)[13]
06
18.0% of insurance industry employees are foreign-born with limited English proficiency (2022)[13]
Interpretation
Workforce Representation Interpretation
Women hold majorities in two health insurance roles, with 37.1% of claim examiners and investigators and 53.0% of administrative support workers being women, while diversity beyond gender is notably lower with only 12.0% of employees being immigrants and 18.0% foreign-born with limited English proficiency.
03 · Category
Regulatory & Compliance8 stats
01
Equal Employment Opportunity Act covers private employers with 15+ employees (statutory threshold)[14]
02
GINA prohibits discrimination based on genetic information (statutory requirement)[14]
03
29 CFR Part 1602 requires recordkeeping for affirmative action and EEO plans[15]
04
42 CFR Part 438 requires managed care organizations to meet nondiscrimination standards (CMS regulation)[16]
05
45 CFR Part 92 includes civil rights provisions for federally funded programs (Section 1557 regulations)[16]
06
45 CFR Part 46 includes protections of human subjects (equity-relevant research oversight)[16]
07
USCIS requires that federal contractors conduct EEO and nondiscrimination plans under OFCCP rules (federal compliance)[17]
08
OFCCP enforces Section 503 and requires written affirmative action programs for covered federal contractors (statutory scope)[17]
Interpretation
Regulatory & Compliance Interpretation
The health insurance industry is shaped by a tightly layered compliance landscape, with eight distinct laws and regulations requiring nondiscrimination and recordkeeping across everything from genetic privacy and managed care nondiscrimination to affirmative action programs enforced by the OFCCP for covered federal contractors.
More related reading
04 · Category
Performance Metrics22 stats
01
11.0% reduction in avoidable hospitalizations after implementing equitable care navigation programs (meta-analysis, 2019)[18]
02
0.24 point improvement in patient experience scores after cultural competency interventions (systematic review, 2020)[9]
03
1.7x higher odds of follow-up adherence among patients receiving culturally tailored interventions (randomized trial, 2018)[19]
04
8.2 fewer days to appointment scheduling with interpreter and navigation services (quasi-experimental, 2021)[20]
05
15.0% lower readmission rates for intervention groups in equity-focused care models (systematic review, 2020)[9]
06
22% reduction in disparities in HbA1c control among underserved patients with community health worker programs (review, 2019)[21]
07
0.31 standardized mean difference improvement in blood pressure outcomes with culturally tailored interventions (meta-analysis, 2020)[22]
08
13% increase in colorectal cancer screening rates after patient navigation programs (meta-analysis, 2020)[9]
09
10% increase in screening completion for underserved populations with mailed reminders and navigation (RCT meta, 2018)[23]
10
25% reduction in missed appointments after reminder systems tailored for language and disability access needs (2019)[24]
11
9% increase in HEDIS adherence for statins among members in equity-focused interventions (2020)[25]
12
4.2% reduction in disparities in mammography rates with reminder outreach plus transportation assistance (2017)[9]
13
6.0% lower claim denials for members in equity-focused review workflows (payer internal analytics, 2022)[4]
14
3.8% increase in approval rates for prior authorization requests after standardizing criteria for protected classes (2021)[1]
15
0.5x difference in time-to-response for interpreter requests after workflow automation (2020)[20]
16
10% improvement in care plan completion rates for members with disabilities via accommodation checklists (2021)[5]
17
1.9x higher odds of reaching goals in depression treatment for patients receiving culturally responsive services (2016-2020 meta)[26]
18
15% increase in follow-up visit completion within 30 days after discharge for underserved cohorts (2019)[9]
19
22% reduction in avoidable emergency department visits for members enrolled in community paramedicine plus social support (2020)[18]
20
9.4% improvement in risk-adjusted breast cancer survival proxy for patients with navigation support (observational study, 2020)[27]
21
0.6% increase in medication adherence (proportion of days covered) in equity-focused member outreach programs (2021)[9]
22
14% reduction in delayed imaging among low-income patients with prioritized scheduling (2018)[9]
Interpretation
Performance Metrics Interpretation
Across these studies, equity-focused navigation and culturally responsive care are consistently linked to measurable outcomes, such as a 15.0% lower readmission rate and a 22% drop in avoidable emergency department visits, showing that targeted support can improve both patient health and system performance at the same time.
05 · Category
Cost Analysis10 stats
01
$4.4 billion annual spending on interpreter and language services in healthcare (estimated 2019)[5]
02
5.0x higher costs for repeated avoidable ED visits compared with managed follow-up care (system-level estimate)[9]
03
$2,100average annual per-member-per-year cost impact of social needs interventions (2019 systematic review)[28]
04
$1,500average annual savings per member from care navigation programs (2018-2020 evidence synthesis)[18]
05
$3,200average annual savings from reducing readmissions with equity-focused interventions (meta-analysis, 2019)[9]
06
$900average annual cost of compliance activities for civil rights and language access programs (estimate, 2020)[29]
07
$250average cost per call for interpreting services when used for member appeals (health plan estimate, 2021)[9]
08
8.0% administrative cost reduction for plans adopting bias-aware prior authorization processes (2022)[4]
09
$15.6 billion cost of health disparities due to preventable factors (2015 estimate)[9]
10
$2,500average annual medical cost difference between groups experiencing discrimination-related stressors (observational estimate)[9]
Interpretation
Cost Analysis Interpretation
With $4.4 billion spent annually on interpreter and language services and evidence showing equity-focused actions can drive savings like $3,200 per member for reduced readmissions and $1,500 from care navigation, the data point to both a major ongoing investment and clear financial upside from building bias-aware, language-accessible, and socially informed care.
Reference
Cite This Report
This report is designed to be cited. We maintain stable URLs and versioned verification dates. Copy the format appropriate for your publication below.
APA
Margot Villeneuve. (2026, February 13). Diversity Equity And Inclusion In The Health Insurance Industry Statistics. Gitnux. https://gitnux.org/diversity-equity-and-inclusion-in-the-health-insurance-industry-statistics
MLA
Margot Villeneuve. "Diversity Equity And Inclusion In The Health Insurance Industry Statistics." Gitnux, 13 Feb 2026, https://gitnux.org/diversity-equity-and-inclusion-in-the-health-insurance-industry-statistics.
Chicago
Margot Villeneuve. 2026. "Diversity Equity And Inclusion In The Health Insurance Industry Statistics." Gitnux. https://gitnux.org/diversity-equity-and-inclusion-in-the-health-insurance-industry-statistics.
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