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Top 10 Best White Label Payroll Software of 2026

Discover top white label payroll software solutions to streamline admin tasks. Compare features, find the best fit for your business—get started today.

Rajesh Patel

Rajesh Patel

Feb 11, 2026

10 tools comparedExpert reviewed
Independent evaluation · Unbiased commentary · Updated regularly
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White label payroll software is a cornerstone for agencies and partners aiming to deliver tailored, branded solutions efficiently, eliminating the need for in-house system development. With a wide range of tools offering unique strengths in compliance, automation, and user experience, choosing the right platform directly impacts client satisfaction and operational success—discover the top 10 options that set the standard in this space.

Quick Overview

  1. 1#1: KeyPay - Cloud-based payroll platform designed for white-label reselling with multi-country compliance and automation features.
  2. 2#2: Rippling - All-in-one workforce management system offering white-label payroll integration for agencies and partners.
  3. 3#3: Gusto - User-friendly payroll software with embedded white-label solutions for seamless partner branding.
  4. 4#4: iSolved - Comprehensive HCM suite providing white-label payroll and HR outsourcing for resellers.
  5. 5#5: PayFabric - Flexible payroll API enabling developers to build custom white-label payroll experiences.
  6. 6#6: ADP - Robust enterprise payroll platform with extensive white-label and reseller partner programs.
  7. 7#7: Paychex - Scalable payroll and HR services supporting white-label deployments for partners.
  8. 8#8: Paycor - Cloud HCM platform with payroll features tailored for branded partner implementations.
  9. 9#9: BambooHR - Intuitive HR and payroll software offering rebranding options for partner ecosystems.
  10. 10#10: OnPay - Affordable, full-featured payroll solution with reseller white-label capabilities for small businesses.

We evaluated tools based on key factors including core features like automation and multi-country compliance, platform reliability, ease of use for both partners and end-users, and value proposition for resellers seeking competitive differentiation.

Comparison Table

Choosing the right white label payroll software is critical for streamlined operations, and this comparison table explores top tools like KeyPay, Rippling, Gusto, iSolved, PayFabric, and more to help you make an informed decision. Readers will discover key features, integration flexibility, and user experience to identify the best fit for their business requirements.

1KeyPay logo9.7/10

Cloud-based payroll platform designed for white-label reselling with multi-country compliance and automation features.

Features
9.8/10
Ease
9.4/10
Value
9.5/10
2Rippling logo9.2/10

All-in-one workforce management system offering white-label payroll integration for agencies and partners.

Features
9.6/10
Ease
8.7/10
Value
8.9/10
3Gusto logo8.5/10

User-friendly payroll software with embedded white-label solutions for seamless partner branding.

Features
9.2/10
Ease
8.8/10
Value
8.3/10
4iSolved logo8.4/10

Comprehensive HCM suite providing white-label payroll and HR outsourcing for resellers.

Features
9.1/10
Ease
7.8/10
Value
8.2/10
5PayFabric logo8.4/10

Flexible payroll API enabling developers to build custom white-label payroll experiences.

Features
9.1/10
Ease
8.0/10
Value
8.2/10
6ADP logo8.2/10

Robust enterprise payroll platform with extensive white-label and reseller partner programs.

Features
9.1/10
Ease
7.4/10
Value
7.6/10
7Paychex logo8.4/10

Scalable payroll and HR services supporting white-label deployments for partners.

Features
9.2/10
Ease
8.5/10
Value
7.8/10
8Paycor logo7.8/10

Cloud HCM platform with payroll features tailored for branded partner implementations.

Features
8.5/10
Ease
7.5/10
Value
7.2/10
9BambooHR logo4.8/10

Intuitive HR and payroll software offering rebranding options for partner ecosystems.

Features
3.2/10
Ease
8.7/10
Value
5.1/10
10OnPay logo7.8/10

Affordable, full-featured payroll solution with reseller white-label capabilities for small businesses.

Features
7.5/10
Ease
8.5/10
Value
8.8/10
1
KeyPay logo

KeyPay

enterprise

Cloud-based payroll platform designed for white-label reselling with multi-country compliance and automation features.

Overall Rating9.7/10
Features
9.8/10
Ease of Use
9.4/10
Value
9.5/10
Standout Feature

Complete white-label platform including branded mobile apps and self-service portals for employers and employees

KeyPay is a leading cloud-based payroll platform renowned for its white-label capabilities, enabling partners to fully rebrand and resell comprehensive payroll services as their own. It automates payroll processing, tax compliance, superannuation, and leave management across Australia, New Zealand, and select international markets. With robust multi-employer support and customizable portals, it empowers accountants, bookkeepers, and HR providers to scale their offerings seamlessly.

Pros

  • Exceptional white-labeling with fully customizable employer and employee portals
  • Advanced automation for compliance-heavy payroll in AU/NZ markets
  • Seamless integrations with 100+ accounting, HR, and rostering tools

Cons

  • Higher cost structure for smaller-scale partners
  • Steeper learning curve for non-AU/NZ compliance setups
  • Limited native support for some emerging international regulations

Best For

Accountants, payroll bureaus, and HR consultancies looking to offer branded, scalable payroll services to multiple clients.

Pricing

Custom partner pricing starts at around $4-6 per active employee/month, with tiered plans and volume discounts for white-label resellers.

Visit KeyPaykeypay.com
2
Rippling logo

Rippling

enterprise

All-in-one workforce management system offering white-label payroll integration for agencies and partners.

Overall Rating9.2/10
Features
9.6/10
Ease of Use
8.7/10
Value
8.9/10
Standout Feature

Unified payroll automation across 50+ countries with one-click global compliance

Rippling is a unified HR, payroll, IT, and finance platform that streamlines workforce management for businesses worldwide. As a white-label payroll solution, it offers robust APIs and partner programs enabling agencies to rebrand and resell its powerful payroll engine under their own name. It automates payroll processing, tax compliance, benefits administration, and onboarding, reducing manual work and errors across global teams.

Pros

  • Seamless integration of payroll with HR, IT, and finance for comprehensive workforce management
  • Strong automation for multi-state and international payroll compliance
  • Extensive API ecosystem supporting custom white-label implementations

Cons

  • Pricing scales quickly with add-ons and employee count
  • Initial setup and customization require technical expertise
  • Less intuitive for very small teams or basic white-label needs

Best For

Growing agencies and PEOs needing a scalable, feature-rich backend for branded payroll services.

Pricing

Starts at $8/user/month for core features, plus $5-10/user/month for payroll and add-ons; custom quotes for enterprises.

Visit Ripplingrippling.com
3
Gusto logo

Gusto

enterprise

User-friendly payroll software with embedded white-label solutions for seamless partner branding.

Overall Rating8.5/10
Features
9.2/10
Ease of Use
8.8/10
Value
8.3/10
Standout Feature

Embedded Payroll API for fully customizable, white-label payroll integration

Gusto offers Embedded Payroll, a white-label solution via its robust API that enables partners to integrate and rebrand comprehensive payroll, HR, and compliance features into their own platforms. It automates payroll processing, tax calculations and filings, direct deposits, benefits administration, and employee self-service tools. Designed primarily for US small to mid-sized businesses, it provides scalability and reliability without partners needing to build payroll infrastructure from scratch.

Pros

  • Comprehensive US payroll compliance and automated tax handling
  • Powerful API for seamless white-label integrations
  • Scalable with add-ons for benefits, time tracking, and HR

Cons

  • Limited to US operations only, no international support
  • Requires developer resources for full integration
  • Pricing can add up for high-volume or premium features

Best For

Accounting firms, SaaS platforms, and agencies serving US SMBs that want to offer branded payroll without in-house development.

Pricing

Custom partner pricing; typically $6-$12 per active employee/month plus base platform fees, scaled by volume and features.

Visit Gustogusto.com
4
iSolved logo

iSolved

enterprise

Comprehensive HCM suite providing white-label payroll and HR outsourcing for resellers.

Overall Rating8.4/10
Features
9.1/10
Ease of Use
7.8/10
Value
8.2/10
Standout Feature

iSolved Network partner program with API-driven white-labeling for seamless branded payroll delivery

iSolved is a cloud-based HCM platform offering robust white-label payroll solutions through its partner program, enabling resellers to brand and deliver payroll processing, tax compliance, and HR tools under their own name. It supports multi-state payroll, automated tax filings, direct deposit, and integrations with benefits and time-tracking systems. The platform scales for SMBs to enterprises, with customizable dashboards and reporting for white-label deployment.

Pros

  • Comprehensive payroll with built-in HCM tools like benefits and time tracking
  • Strong white-label customization and partner ecosystem for resellers
  • Automated compliance and multi-state support reduces errors

Cons

  • Steep learning curve for full customization in white-label setups
  • Pricing can be higher for smaller client bases
  • Limited out-of-box mobile app customization for branded experiences

Best For

Payroll resellers and PEOs seeking a scalable, full-suite HCM payroll platform to white-label for mid-sized businesses.

Pricing

Custom quotes starting at ~$25-50 per employee/month, depending on modules, volume, and white-label features; contact sales for details.

Visit iSolvedisolvedhcm.com
5
PayFabric logo

PayFabric

specialized

Flexible payroll API enabling developers to build custom white-label payroll experiences.

Overall Rating8.4/10
Features
9.1/10
Ease of Use
8.0/10
Value
8.2/10
Standout Feature

API-first white-label engine with instant multi-tenant scalability for global payroll deployment

PayFabric is a white-label payroll software platform tailored for payroll service providers, resellers, and agencies to deliver fully branded payroll solutions to their clients. It offers an API-first architecture with multi-country payroll processing, automated compliance, multi-currency support, and seamless integrations for global scalability. The platform emphasizes rapid deployment, enabling businesses to launch customized payroll services in weeks rather than months without extensive development.

Pros

  • Fully customizable white-label interface and multi-tenant architecture for branding
  • Robust API integrations and global payroll support across multiple countries and currencies
  • Quick setup and deployment with automated compliance features

Cons

  • Pricing lacks transparency and requires custom quotes
  • Limited public user reviews and case studies available
  • Advanced integrations may need technical expertise

Best For

Payroll resellers and managed service providers seeking a scalable, white-label platform for international client payroll without building from scratch.

Pricing

Custom enterprise pricing based on payroll volume, supported countries, and features; contact sales for tailored quotes starting at mid-to-high tier levels.

Visit PayFabricpayfabric.com
6
ADP logo

ADP

enterprise

Robust enterprise payroll platform with extensive white-label and reseller partner programs.

Overall Rating8.2/10
Features
9.1/10
Ease of Use
7.4/10
Value
7.6/10
Standout Feature

Global payroll compliance engine handling multi-country regulations automatically

ADP provides enterprise-grade payroll and HR management software through its platforms like Workforce Now and RUN Powered by ADP, enabling comprehensive payroll processing, tax compliance, benefits administration, and employee self-service. As a white-label solution, it supports reseller programs and APIs for partners to brand and integrate ADP's backend into their own offerings. It excels in scalability for high-volume payroll but requires significant customization for full white-label deployment.

Pros

  • Robust compliance and tax filing automation across 140+ countries
  • Extensive API integrations for seamless white-label embedding
  • Scalable for enterprises with advanced analytics and reporting

Cons

  • High implementation costs and custom pricing
  • Steep learning curve for setup and customization
  • Limited out-of-the-box white-label branding flexibility compared to niche providers

Best For

Enterprise resellers and HR agencies serving large businesses that need reliable, compliant payroll under their own brand.

Pricing

Custom quote-based pricing, typically $15–$50+ per employee/month depending on features and volume; minimums apply for white-label partnerships.

Visit ADPadp.com
7
Paychex logo

Paychex

enterprise

Scalable payroll and HR services supporting white-label deployments for partners.

Overall Rating8.4/10
Features
9.2/10
Ease of Use
8.5/10
Value
7.8/10
Standout Feature

Automated, guaranteed multi-state payroll compliance with real-time error checking and filing

Paychex provides a robust white-label payroll solution through its partner and reseller programs, allowing accountants, PEOs, and advisors to rebrand the platform as their own for client-facing payroll services. It automates payroll processing, tax calculations, filings, and compliance across all 50 states, with seamless integration into HR, benefits, and time-tracking modules. The Paychex Flex platform ensures scalability for businesses of varying sizes while maintaining high security and data accuracy standards.

Pros

  • Industry-leading compliance and multi-state tax support
  • Comprehensive integrations with HRMS and accounting software
  • Dedicated partner support and training resources

Cons

  • Higher pricing tiers compared to smaller white-label alternatives
  • Limited deep customization for unique branding needs
  • Onboarding process can be lengthy for new partners

Best For

Accountants, PEOs, and advisory firms looking to offer branded, enterprise-grade payroll services to mid-market clients.

Pricing

Custom partner pricing, typically $4-$6 per employee per month plus base fees starting at $50-$100, scaled by volume and services.

Visit Paychexpaychex.com
8
Paycor logo

Paycor

enterprise

Cloud HCM platform with payroll features tailored for branded partner implementations.

Overall Rating7.8/10
Features
8.5/10
Ease of Use
7.5/10
Value
7.2/10
Standout Feature

Embedded Intelligence API for AI-powered payroll insights and predictive compliance

Paycor is a comprehensive HCM platform offering robust payroll processing, tax compliance, and HR tools that can be leveraged for white-label solutions via its API and partner ecosystem. It enables resellers to integrate and rebrand payroll functionalities for seamless client experiences, handling everything from automated payroll runs to benefits administration and reporting. While not a pure white-label product, its scalable backend supports custom integrations for accounting firms and consultancies looking to offer branded payroll services.

Pros

  • Powerful compliance automation for multi-state taxes and filings
  • Flexible API ecosystem for custom white-label integrations
  • Scalable payroll handling for SMBs to enterprises

Cons

  • Limited out-of-the-box white-label UI customization
  • Pricing is quote-based and can escalate with add-ons
  • Initial setup requires technical expertise for rebranding

Best For

Accounting firms or HR consultancies wanting a reliable, API-driven payroll backend to rebrand for mid-sized clients.

Pricing

Custom quotes starting at ~$99/month base + $5-10 per employee/month, with enterprise tiers for white-label partners.

Visit Paycorpaycor.com
9
BambooHR logo

BambooHR

enterprise

Intuitive HR and payroll software offering rebranding options for partner ecosystems.

Overall Rating4.8/10
Features
3.2/10
Ease of Use
8.7/10
Value
5.1/10
Standout Feature

All-in-one HRIS with seamless payroll integration, reducing the need for multiple vendors

BambooHR is a comprehensive cloud-based HRIS platform that includes payroll processing capabilities, primarily targeted at small to medium-sized businesses in the US. It handles employee onboarding, performance management, time tracking, and payroll with tax filing, but lacks native white-labeling features for resellers to rebrand as their own product. While it integrates well with other tools, customization for white-label use is limited to basic API access without full branding removal or custom domains.

Pros

  • Intuitive interface with strong HR-payroll integration
  • Reliable US payroll compliance and processing
  • Excellent mobile app for employee self-service

Cons

  • No true white-label or reseller branding options
  • Limited international payroll support
  • Custom pricing lacks transparency and can escalate quickly

Best For

US-based SMBs needing an easy-to-use HR platform with built-in payroll, but not resellers requiring white-label customization.

Pricing

Quote-based; core HR starts at ~$6-10/user/month, payroll add-on ~$4-6/user/month plus per-employee fees.

Visit BambooHRbamboohr.com
10
OnPay logo

OnPay

specialized

Affordable, full-featured payroll solution with reseller white-label capabilities for small businesses.

Overall Rating7.8/10
Features
7.5/10
Ease of Use
8.5/10
Value
8.8/10
Standout Feature

Unlimited payroll runs per month at no additional cost, ideal for businesses with frequent pay cycles.

OnPay offers a white-label payroll solution tailored for accountants, bookkeepers, and service providers to rebrand and resell payroll services under their own name. It handles full-service payroll processing, automated tax filing and payments, HR tools, and benefits administration for US businesses. The platform supports unlimited payroll runs and seamless integrations with accounting software like QuickBooks.

Pros

  • Affordable pricing with unlimited payroll runs
  • User-friendly interface for quick setup
  • Strong customer support and 100% accuracy guarantee

Cons

  • Limited to US payroll only, no international support
  • Fewer advanced customization options for white-labeling compared to enterprise solutions
  • Modest integration library relative to larger competitors

Best For

Small to mid-sized accounting firms and bookkeepers serving US SMBs who need an easy-to-white-label payroll add-on service.

Pricing

Custom partner pricing starts at $40/month base + $6 per active employee/month, with discounts for high volume and white-label branding included.

Visit OnPayonpay.com

Conclusion

The white-label payroll landscape is defined by strong performers, with KeyPay leading as the top choice, offering specialized cloud-based reselling, multi-country compliance, and automation. Rippling follows as a versatile all-in-one system, perfect for agencies seeking seamless integration, while Gusto stands out for its user-friendly design and embedded branding, ideal for partners prioritizing ease of use. Together, these three set the standard for quality and adaptability.

KeyPay logo
Our Top Pick
KeyPay

No matter your needs—whether compliance, integration, or simplicity—KeyPay remains the top pick. Start exploring its robust features to elevate your reselling or partnership offerings today.