Quick Overview
- 1#1: Gusto - Full-service payroll software that automates employee payments, benefits administration, and tax compliance for small businesses.
- 2#2: OnPay - Affordable full-featured payroll platform offering unlimited runs, expert support, and automated tax filings for SMBs.
- 3#3: Patriot Software - Simple online payroll solution with direct deposit, new hire reporting, and multi-state tax support.
- 4#4: QuickBooks Payroll - Intuit's standalone payroll service for easy employee payments, W-2s, and 1099 filings with optional accounting integration.
- 5#5: ADP RUN - Scalable payroll software powered by ADP for small businesses with automated taxes, compliance, and HR add-ons.
- 6#6: Paychex - Robust payroll processing with expert guidance on taxes, filings, and HR management for growing businesses.
- 7#7: SurePayroll - Streamlined online payroll by Paychex designed for small businesses with guaranteed accurate tax filings.
- 8#8: Square Payroll - Easy payroll tool integrated with Square for contractors, employees, and same-day direct deposit.
- 9#9: Wave Payroll - Budget-friendly payroll service for solopreneurs and small teams with automatic tax calculations.
- 10#10: Payroll4Free - Free standalone payroll software for up to 25 U.S. employees with printing and direct deposit options.
We ranked tools based on functionality—including automation, tax handling, and HR integrations—along with ease of use, reliability, and value, prioritizing solutions that cater to diverse business sizes from solopreneurs to growing teams.
Comparison Table
This comparison table explores top standalone payroll software options, including Gusto, OnPay, Patriot Software, QuickBooks Payroll, and ADP RUN, examining features, pricing, and usability to help readers find the best fit for their business. Whether prioritizing affordability, user-friendliness, or comprehensive support, the table simplifies navigating the options to align with specific operational needs.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | Gusto Full-service payroll software that automates employee payments, benefits administration, and tax compliance for small businesses. | specialized | 9.4/10 | 9.6/10 | 9.7/10 | 9.0/10 |
| 2 | OnPay Affordable full-featured payroll platform offering unlimited runs, expert support, and automated tax filings for SMBs. | specialized | 9.3/10 | 9.2/10 | 9.6/10 | 9.1/10 |
| 3 | Patriot Software Simple online payroll solution with direct deposit, new hire reporting, and multi-state tax support. | specialized | 8.3/10 | 7.9/10 | 9.1/10 | 9.2/10 |
| 4 | QuickBooks Payroll Intuit's standalone payroll service for easy employee payments, W-2s, and 1099 filings with optional accounting integration. | enterprise | 8.6/10 | 8.9/10 | 9.1/10 | 7.8/10 |
| 5 | ADP RUN Scalable payroll software powered by ADP for small businesses with automated taxes, compliance, and HR add-ons. | enterprise | 8.5/10 | 9.0/10 | 8.2/10 | 7.8/10 |
| 6 | Paychex Robust payroll processing with expert guidance on taxes, filings, and HR management for growing businesses. | enterprise | 8.2/10 | 8.8/10 | 8.0/10 | 7.5/10 |
| 7 | SurePayroll Streamlined online payroll by Paychex designed for small businesses with guaranteed accurate tax filings. | specialized | 7.8/10 | 7.5/10 | 8.5/10 | 8.0/10 |
| 8 | Square Payroll Easy payroll tool integrated with Square for contractors, employees, and same-day direct deposit. | specialized | 7.9/10 | 7.5/10 | 9.2/10 | 8.1/10 |
| 9 | Wave Payroll Budget-friendly payroll service for solopreneurs and small teams with automatic tax calculations. | other | 7.8/10 | 7.2/10 | 8.9/10 | 9.1/10 |
| 10 | Payroll4Free Free standalone payroll software for up to 25 U.S. employees with printing and direct deposit options. | other | 7.2/10 | 6.5/10 | 7.8/10 | 9.5/10 |
Full-service payroll software that automates employee payments, benefits administration, and tax compliance for small businesses.
Affordable full-featured payroll platform offering unlimited runs, expert support, and automated tax filings for SMBs.
Simple online payroll solution with direct deposit, new hire reporting, and multi-state tax support.
Intuit's standalone payroll service for easy employee payments, W-2s, and 1099 filings with optional accounting integration.
Scalable payroll software powered by ADP for small businesses with automated taxes, compliance, and HR add-ons.
Robust payroll processing with expert guidance on taxes, filings, and HR management for growing businesses.
Streamlined online payroll by Paychex designed for small businesses with guaranteed accurate tax filings.
Easy payroll tool integrated with Square for contractors, employees, and same-day direct deposit.
Budget-friendly payroll service for solopreneurs and small teams with automatic tax calculations.
Free standalone payroll software for up to 25 U.S. employees with printing and direct deposit options.
Gusto
specializedFull-service payroll software that automates employee payments, benefits administration, and tax compliance for small businesses.
Full-service state and federal tax handling, including automatic filings and payments
Gusto is a cloud-based payroll software designed primarily for small to medium-sized businesses, offering automated payroll processing, tax calculations, filings, and payments. It streamlines employee onboarding, time tracking, and wage compliance while integrating seamlessly with accounting tools like QuickBooks. As a standalone payroll solution, it handles multi-state payroll, direct deposits, and year-end forms with minimal manual input.
Pros
- Fully automated tax filing and payments across all states
- Intuitive interface with quick setup and mobile app access
- Robust compliance tools and error-checking for accuracy
Cons
- Per-employee pricing can become costly for larger teams
- Advanced HR features locked behind higher-tier plans
- Limited customization for complex payroll scenarios
Best For
Small to medium-sized businesses seeking hassle-free, compliant payroll without needing extensive HR integrations.
Pricing
Starts at $40/month base + $6 per employee (Simple plan); Plus at $80 + $12/employee; Premium custom quoted.
OnPay
specializedAffordable full-featured payroll platform offering unlimited runs, expert support, and automated tax filings for SMBs.
100% payroll tax accuracy guarantee with filing services and penalty protection
OnPay is a comprehensive standalone payroll software tailored for small to medium-sized businesses, offering automated payroll processing, tax calculations, and filings for all 50 states plus localities. It includes employee self-service portals, benefits administration, and seamless integrations with accounting tools like QuickBooks and Xero. With unlimited payroll runs and a focus on compliance, OnPay minimizes errors and administrative burdens for users.
Pros
- Unlimited payroll runs included in pricing
- 100% accuracy guarantee on tax filings with penalty protection
- Exceptional 24/7 customer support and easy integrations
Cons
- No native time tracking (requires add-ons or integrations)
- Per-employee pricing can scale up for larger teams
- Limited advanced HR features like recruiting or performance tracking
Best For
Small to medium-sized businesses needing reliable, compliant payroll processing without a full HR suite.
Pricing
$40 base fee + $6 per active employee per month; unlimited runs and pay-as-you-go options available.
Patriot Software
specializedSimple online payroll solution with direct deposit, new hire reporting, and multi-state tax support.
Unlimited monthly payroll runs included at no extra cost
Patriot Software offers a cloud-based stand-alone payroll solution tailored for small businesses, enabling in-house payroll processing with automated tax calculations, direct deposits, and unlimited payroll runs. It handles federal, state, and local tax filings (in Full Service plan), W-2/1099 forms, and multi-state payroll without requiring advanced expertise. The platform emphasizes simplicity and affordability, making it ideal for users seeking core payroll functionality without integrated HR or time-tracking features.
Pros
- Highly affordable with no limits on payroll runs or direct deposits
- Intuitive interface suitable for beginners
- Free setup, data migration, and responsive customer support
Cons
- Limited advanced reporting and analytics
- Few integrations with accounting or HR tools
- No built-in time tracking or employee self-service portal
Best For
Small businesses with under 50 employees needing a simple, low-cost payroll tool without complex HR needs.
Pricing
Basic plan: $17/month + $4/employee (first 10, $3 after); Full Service: $37/month + $4/employee; pay-as-you-go tax options available.
QuickBooks Payroll
enterpriseIntuit's standalone payroll service for easy employee payments, W-2s, and 1099 filings with optional accounting integration.
Automatic tax payment and filing guarantee with expert-assisted accuracy
QuickBooks Payroll is a standalone payroll solution from Intuit that enables small to medium-sized businesses to process payroll, calculate taxes, and manage employee payments efficiently without requiring full QuickBooks accounting integration. It automates federal, state, and local tax filings, direct deposits, and W-2/1099 form generation, with options for time tracking and HR tools in higher tiers. The platform emphasizes user-friendly payroll runs in minutes, backed by expert support for compliance.
Pros
- Automated tax calculations and e-filing for federal, state, and local taxes
- Intuitive interface with quick payroll setup and runs
- 24/7 expert support and same-day direct deposit option
Cons
- Pricing can add up quickly with per-employee fees
- Limited advanced HR features compared to enterprise competitors
- Best suited for US businesses with minimal international payroll support
Best For
Small to medium US businesses seeking simple, compliant payroll processing with strong automation and support.
Pricing
Starts at $45/month + $6/employee for Core; Premium $80/month + $6/employee; Elite $125/month + $6/employee (billed annually, plus potential tax filing fees).
ADP RUN
enterpriseScalable payroll software powered by ADP for small businesses with automated taxes, compliance, and HR add-ons.
Dash to Done® technology for guaranteed on-time, accurate payroll in minutes
ADP RUN is a cloud-based payroll software tailored for small to mid-sized businesses, providing end-to-end payroll processing, automated tax calculations, filings, and compliance. It supports multi-state payroll, direct deposit, and essential reporting without requiring a full HCM suite. As a stand-alone solution, it emphasizes reliability and accuracy, backed by ADP's decades of payroll expertise.
Pros
- Superior tax compliance and automated filings with accuracy guarantee
- Scalable for businesses with 1-500+ employees
- User-friendly dashboard and mobile app for on-the-go access
Cons
- Pricing can be expensive for very small businesses (under 10 employees)
- Some advanced HR integrations require higher-tier plans
- Customer support response times can vary
Best For
Small to mid-sized businesses needing dependable, compliant payroll processing with minimal setup.
Pricing
Tiered plans start at $59/month + $4-$10 per employee, with Essential, Enhanced, and Complete options scaling by features.
Paychex
enterpriseRobust payroll processing with expert guidance on taxes, filings, and HR management for growing businesses.
100% On-Time, Accurate, Worry-Free Payroll® guarantee covering penalties for errors
Paychex is a robust standalone payroll software solution that automates payroll processing, tax calculations, filings, and direct deposits for businesses of varying sizes. It provides employee self-service portals, customizable reports, and compliance tools to ensure accuracy and regulatory adherence. While it offers optional HR integrations, its core payroll engine stands alone effectively for core processing needs.
Pros
- Automated federal, state, and local tax filing with accuracy guarantees
- Comprehensive reporting and analytics dashboard
- 24/7 customer support with dedicated specialists
Cons
- Higher pricing tiers compared to basic payroll tools
- Initial setup requires significant data entry and onboarding time
- Some advanced customizations locked behind premium add-ons
Best For
Mid-sized businesses needing reliable, compliant payroll with expert support and minimal manual intervention.
Pricing
Custom quotes starting at $59/month base + $5/employee/month; scales with features and volume.
SurePayroll
specializedStreamlined online payroll by Paychex designed for small businesses with guaranteed accurate tax filings.
Guaranteed on-time payroll with automated federal, state, and local tax filing in all 50 states
SurePayroll is a cloud-based payroll solution tailored for small businesses, providing automated payroll processing, tax calculations, filing, and direct deposits. It includes employee self-service portals for viewing pay stubs, W-2s, and managing personal information. As a standalone tool, it emphasizes core payroll functionality with optional add-ons like time tracking, without requiring full HR suite integration.
Pros
- Intuitive interface suitable for non-experts
- Handles multi-state payroll and automated tax compliance
- Reliable direct deposit with next-day availability option
Cons
- Limited advanced reporting and analytics
- Additional fees for time tracking and HR add-ons
- Upsell pressure toward Paychex full-service products
Best For
Small businesses with 1-50 employees seeking simple, affordable payroll processing without complex HR features.
Pricing
Starts at $20/month base fee + $5 per employee per pay period; premium plans up to $40 base + $6/employee.
Square Payroll
specializedEasy payroll tool integrated with Square for contractors, employees, and same-day direct deposit.
One-click payroll processing that completes in under 90 seconds, including all tax withholdings and filings
Square Payroll is a streamlined, cloud-based payroll solution tailored for small businesses, enabling quick payroll processing, automatic tax calculations, and direct deposit payments for employees and contractors. It handles federal, state, and local tax filings, year-end forms like W-2s and 1099s, and integrates seamlessly with Square's ecosystem for time tracking and payments. As a standalone tool, it offers simplicity without requiring Square POS, though it shines brightest for US-based users with basic payroll needs.
Pros
- Intuitive interface with payroll runs in minutes
- Automatic tax compliance and filings across supported states
- Flexible payments for employees and contractors via direct deposit
Cons
- US-only availability with no international support
- Limited advanced reporting and HR tools compared to enterprise solutions
- Per-employee pricing scales costs for growing teams
Best For
Small US businesses with simple payroll needs, hourly workers, and minimal administrative overhead who prioritize speed and ease.
Pricing
Core plan at $6 per active employee + $6 per contractor monthly; Plus plan at $35 base + $6 per person monthly, plus $5 per state with employees.
Wave Payroll
otherBudget-friendly payroll service for solopreneurs and small teams with automatic tax calculations.
Seamless, automatic integration with Wave's free accounting platform for real-time payroll-to-books syncing
Wave Payroll is a cloud-based payroll solution from Wave Apps, designed for small businesses to handle employee payments, tax calculations, withholdings, and direct deposits automatically. It supports payroll runs on any schedule and includes tools for managing contractors, with seamless data syncing to Wave's free accounting software. Available primarily in select US states (CA, FL, IL, NY, TX, WA) and Canada, it focuses on simplicity and compliance in supported regions without requiring accounting expertise.
Pros
- Highly affordable per-employee pricing
- Intuitive interface with quick setup
- Automatic tax calculations, filings, and payments in supported areas
Cons
- Geographically limited to specific US states and Canada
- No native multi-state or international payroll support
- Lacks advanced features like full HR, benefits administration, or time tracking
Best For
Small businesses and solopreneurs in supported US states or Canada needing straightforward, low-cost payroll for a handful of employees or contractors.
Pricing
Starts at $20/month + $6/active employee (US Essentials); $40/month + $6/employee for Pro (includes contractors); free payroll for contractors in Canada.
Payroll4Free
otherFree standalone payroll software for up to 25 U.S. employees with printing and direct deposit options.
100% free payroll processing including taxes and forms for small teams
Payroll4Free is a web-based payroll solution that provides free payroll processing for small businesses with up to 25 employees. It automates salary calculations, tax withholdings, direct deposits, and generates essential forms like W-2s and 1099s. The service also supports federal and state tax filings, making it a straightforward option for basic payroll needs without ongoing costs.
Pros
- Completely free for businesses with 25 or fewer employees
- Handles tax calculations, filings, and direct deposits automatically
- Simple setup and generates W-2s/1099s at no extra cost
Cons
- Limited to 25 employees; charges apply beyond that
- Lacks advanced features like benefits management or time tracking
- Basic interface with occasional reports of slow customer support
Best For
Very small businesses or startups with 25 or fewer employees seeking a no-cost, basic payroll solution.
Pricing
Free for up to 25 employees; $20 per additional employee per month for larger teams.
Conclusion
The reviewed payroll tools vary in features—from full-service automation to affordability and simplicity— catering to diverse business needs. At the top is Gusto, a standout for its comprehensive offerings, while OnPay impresses with its budget-friendly, unlimited-run structure, and Patriot Software shines for its straightforward design and multi-state support, making them strong alternatives for different priorities.
Don’t miss out on streamlining your payroll: explore Gusto to unlock effortless payments, benefits management, and compliance, crafted to simplify your small business operations.
Tools Reviewed
All tools were independently evaluated for this comparison
