Quick Overview
- 1#1: Gusto - Full-service payroll and HR platform designed for small businesses with automated tax filing, benefits administration, and unlimited payroll runs.
- 2#2: OnPay - Affordable payroll software for small companies offering unlimited payrolls, expert support, and seamless integrations with accounting tools.
- 3#3: QuickBooks Payroll - Integrated payroll solution for small businesses that syncs with QuickBooks accounting for easy tax calculations and direct deposit.
- 4#4: Rippling - All-in-one HR, payroll, and IT platform that automates payroll for small teams with global payments and employee onboarding.
- 5#5: Patriot Software - Simple, low-cost payroll software tailored for small businesses with full-service tax filing and time tracking integration.
- 6#6: ADP Run - Scalable payroll and HR solution for small companies featuring automated compliance, benefits management, and robust reporting.
- 7#7: Paychex Flex - Comprehensive payroll service for small businesses with expert support, tax filing, and employee self-service portals.
- 8#8: BambooHR - HR-focused payroll tool for small companies that handles payroll alongside performance management and applicant tracking.
- 9#9: Square Payroll - Easy payroll integrated with Square's POS for small businesses with contractors and employees, including automatic tax withholdings.
- 10#10: Wave Payroll - Budget-friendly payroll add-on for small businesses using Wave accounting, with compliant filings in select states.
We ranked these tools based on key qualities: functionality (including tax automation and HR features), ease of use, reliability, and value, ensuring they deliver exceptional support for small businesses' unique requirements.
Comparison Table
Small businesses need reliable payroll software—this comparison table features tools like Gusto, OnPay, QuickBooks Payroll, Rippling, Patriot Software, and more, guiding you to understand key features, pricing, and usability. Explore how each option stacks up to find the best fit for your business's unique payroll needs.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | Gusto Full-service payroll and HR platform designed for small businesses with automated tax filing, benefits administration, and unlimited payroll runs. | enterprise | 9.4/10 | 9.6/10 | 9.3/10 | 9.1/10 |
| 2 | OnPay Affordable payroll software for small companies offering unlimited payrolls, expert support, and seamless integrations with accounting tools. | enterprise | 9.2/10 | 9.4/10 | 9.1/10 | 9.5/10 |
| 3 | QuickBooks Payroll Integrated payroll solution for small businesses that syncs with QuickBooks accounting for easy tax calculations and direct deposit. | enterprise | 8.7/10 | 9.2/10 | 8.5/10 | 7.8/10 |
| 4 | Rippling All-in-one HR, payroll, and IT platform that automates payroll for small teams with global payments and employee onboarding. | enterprise | 8.8/10 | 9.5/10 | 8.2/10 | 8.0/10 |
| 5 | Patriot Software Simple, low-cost payroll software tailored for small businesses with full-service tax filing and time tracking integration. | enterprise | 8.2/10 | 7.9/10 | 8.5/10 | 9.1/10 |
| 6 | ADP Run Scalable payroll and HR solution for small companies featuring automated compliance, benefits management, and robust reporting. | enterprise | 8.2/10 | 9.0/10 | 7.5/10 | 7.8/10 |
| 7 | Paychex Flex Comprehensive payroll service for small businesses with expert support, tax filing, and employee self-service portals. | enterprise | 8.1/10 | 8.8/10 | 7.6/10 | 7.2/10 |
| 8 | BambooHR HR-focused payroll tool for small companies that handles payroll alongside performance management and applicant tracking. | enterprise | 8.2/10 | 8.0/10 | 9.3/10 | 7.7/10 |
| 9 | Square Payroll Easy payroll integrated with Square's POS for small businesses with contractors and employees, including automatic tax withholdings. | enterprise | 7.8/10 | 7.2/10 | 9.2/10 | 8.1/10 |
| 10 | Wave Payroll Budget-friendly payroll add-on for small businesses using Wave accounting, with compliant filings in select states. | enterprise | 7.6/10 | 7.2/10 | 8.8/10 | 9.2/10 |
Full-service payroll and HR platform designed for small businesses with automated tax filing, benefits administration, and unlimited payroll runs.
Affordable payroll software for small companies offering unlimited payrolls, expert support, and seamless integrations with accounting tools.
Integrated payroll solution for small businesses that syncs with QuickBooks accounting for easy tax calculations and direct deposit.
All-in-one HR, payroll, and IT platform that automates payroll for small teams with global payments and employee onboarding.
Simple, low-cost payroll software tailored for small businesses with full-service tax filing and time tracking integration.
Scalable payroll and HR solution for small companies featuring automated compliance, benefits management, and robust reporting.
Comprehensive payroll service for small businesses with expert support, tax filing, and employee self-service portals.
HR-focused payroll tool for small companies that handles payroll alongside performance management and applicant tracking.
Easy payroll integrated with Square's POS for small businesses with contractors and employees, including automatic tax withholdings.
Budget-friendly payroll add-on for small businesses using Wave accounting, with compliant filings in select states.
Gusto
enterpriseFull-service payroll and HR platform designed for small businesses with automated tax filing, benefits administration, and unlimited payroll runs.
Full-service payroll that automatically handles federal, state, and local tax filings and payments
Gusto is a comprehensive payroll and HR platform designed specifically for small businesses, automating payroll processing, tax calculations, filings, and direct deposits. It also integrates benefits administration, time tracking, onboarding, and compliance tools to streamline HR operations. With a user-friendly interface, it supports unlimited payroll runs and offers robust employee self-service features.
Pros
- Automated full-service payroll including taxes and filings
- Integrated HR tools like benefits, onboarding, and performance management
- Excellent customer support with dedicated experts
Cons
- Higher costs for add-ons and premium features
- Limited advanced reporting in lower-tier plans
- Not ideal for businesses with complex international payroll needs
Best For
Small businesses with 1-100 employees seeking an all-in-one payroll and HR solution without dedicated HR staff.
Pricing
Starts at $40/month base + $6/employee/month for Simple plan; Plus at $80 + $12/employee; Premium custom pricing.
OnPay
enterpriseAffordable payroll software for small companies offering unlimited payrolls, expert support, and seamless integrations with accounting tools.
Payroll tax guarantee: OnPay assumes full responsibility for accurate, on-time tax filings and payments
OnPay is a full-service payroll software designed specifically for small businesses, providing unlimited payroll runs, automated federal, state, and local tax calculations and filings, and W-2/1099 form generation. It includes employee self-service portals, benefits administration, and seamless integrations with accounting tools like QuickBooks and Xero. The platform also offers HR tools, time-off tracking, and compliance support, making it a comprehensive solution for managing payroll end-to-end.
Pros
- Unlimited payroll runs and pay-as-you-go workers' comp
- Expert support team handles tax filings and compliance
- Seamless integrations with 100+ accounting and HR apps
Cons
- Initial setup requires detailed employee data entry
- Pricing per employee can add up for growing teams
- No native mobile app for admins (employee app available)
Best For
Small businesses with 1-100 employees seeking reliable, all-in-one payroll with automated tax handling and strong support.
Pricing
$40/month base + $6/active employee/month; all features, tax filing, and support included—no add-ons.
QuickBooks Payroll
enterpriseIntegrated payroll solution for small businesses that syncs with QuickBooks accounting for easy tax calculations and direct deposit.
Unrivaled native integration with QuickBooks, automatically syncing payroll data to accounting ledgers
QuickBooks Payroll is a comprehensive payroll solution from Intuit tailored for small businesses, handling employee payments, tax calculations, filings, and compliance automatically. It excels in seamless integration with QuickBooks Online and Desktop accounting software, unifying payroll and financial data in one platform. Key features include direct deposit, employee self-service portals, time tracking, and benefits management like health insurance and 401(k) administration.
Pros
- Seamless integration with QuickBooks for unified accounting and payroll
- Automated federal and state tax filings with accuracy guarantees
- Robust employee self-service and mobile app for approvals and payslips
Cons
- Higher pricing tiers compared to some competitors like Gusto
- Full value requires existing QuickBooks subscription
- Customer support can be slower during peak tax seasons
Best For
Small businesses already using QuickBooks accounting software that need integrated payroll processing and tax compliance.
Pricing
Core: $50/mo + $6/active employee; Premium: $80/mo + $9/employee; Elite: $125/mo + $11/employee (billed annually; add-ons extra)
Rippling
enterpriseAll-in-one HR, payroll, and IT platform that automates payroll for small teams with global payments and employee onboarding.
Unified policy engine that automatically syncs HR policies across payroll, apps, and devices based on employee roles
Rippling is an all-in-one workforce management platform that seamlessly integrates payroll, HR, IT, and benefits administration for small to mid-sized companies. It automates payroll processing across 100+ countries, handles employee onboarding, time-off requests, and device management through a unified employee portal. Designed to replace multiple point solutions, it enables admins to manage the entire employee lifecycle from a single dashboard.
Pros
- Comprehensive all-in-one platform combining payroll, HR, and IT
- Supports global payroll in 100+ countries with multi-currency
- Strong automation for onboarding, offboarding, and compliance
Cons
- Higher pricing that may not suit very small teams under 20 employees
- Steep learning curve due to extensive features
- Custom quotes make budgeting unpredictable
Best For
Growing small companies (20-200 employees) needing integrated HR, payroll, and IT management without multiple vendors.
Pricing
Quote-based starting at $8/user/month for HR core + $5-8/user/month for payroll; scales with add-ons like benefits and IT.
Patriot Software
enterpriseSimple, low-cost payroll software tailored for small businesses with full-service tax filing and time tracking integration.
100% tax filing guarantee, covering penalties if errors occur due to their service
Patriot Software offers affordable, cloud-based payroll solutions designed specifically for small businesses, including payroll processing, automatic tax calculations and filings, direct deposit, and 1099 support. It provides two main plans: Basic Payroll for DIY users and Full Service Payroll where experts handle filings. Additional HR tools like onboarding and ACA reporting are available as add-ons, making it a straightforward option for compliance-focused small companies.
Pros
- Highly affordable pricing with no hidden fees
- Excellent U.S.-based customer support available via phone
- 100% accuracy guarantee on tax filings and payments
Cons
- Limited integrations with accounting or time-tracking software
- Basic reporting capabilities without advanced analytics
- No native mobile app for employees
Best For
Small businesses with 1-50 employees seeking simple, cost-effective payroll processing and tax compliance without needing advanced HR features.
Pricing
Basic Payroll: $17 base + $4/employee/month (with promotions); Full Service: $37 base + $4/employee/month; HR add-ons extra.
ADP Run
enterpriseScalable payroll and HR solution for small companies featuring automated compliance, benefits management, and robust reporting.
Payroll accuracy guarantee, ensuring on-time, error-free processing and direct tax filings handled by ADP experts
ADP RUN is a robust payroll and HR software designed specifically for small businesses with 1-50 employees, handling everything from payroll processing and tax filings to benefits administration and compliance. It offers automated payroll runs, time tracking, employee self-service portals, and integrations with popular accounting tools like QuickBooks. Scalable and backed by ADP's decades of expertise, it ensures accuracy and regulatory compliance across multiple states.
Pros
- Comprehensive compliance and tax filing with accuracy guarantee
- Scalable from solopreneurs to growing teams with strong HR tools
- Extensive integrations and dedicated US-based support
Cons
- Higher pricing compared to simpler competitors like Gusto
- Steeper learning curve during initial setup
- Overkill features for very basic payroll needs
Best For
Small businesses with 10-50 employees needing reliable, full-service payroll, HR, and compliance without managing taxes manually.
Pricing
Essential: $59/mo + $4/employee; Enhanced: $99/mo + $10/employee; Complete: $148/mo + $13/employee (billed annually; custom quotes available).
Paychex Flex
enterpriseComprehensive payroll service for small businesses with expert support, tax filing, and employee self-service portals.
Advanced tax compliance and automated filing powered by Paychex's proprietary expertise
Paychex Flex is a robust, cloud-based payroll and HR management platform designed for small to mid-sized businesses, offering automated payroll processing, tax compliance, benefits administration, time tracking, and employee self-service portals. It integrates HR functions like onboarding, performance management, and recruiting into a single system, ensuring scalability as companies grow. With strong emphasis on regulatory compliance and accuracy, it's backed by Paychex's decades of payroll expertise.
Pros
- Comprehensive all-in-one payroll, HR, and benefits solution
- Excellent compliance tools and tax filing automation
- Reliable customer support with dedicated specialists
Cons
- Higher pricing that may strain very small budgets
- Steeper learning curve for non-HR experts
- Limited customization for niche small business needs
Best For
Small companies (10-100 employees) seeking a scalable, integrated payroll and HR platform with strong compliance support.
Pricing
Quote-based; typically starts at $59-$89/month base + $5 per employee/month for core payroll, with add-ons increasing costs.
BambooHR
enterpriseHR-focused payroll tool for small companies that handles payroll alongside performance management and applicant tracking.
Deep integration between HRIS and payroll for real-time employee data syncing
BambooHR is a cloud-based HR management platform that includes integrated payroll processing, designed primarily for small to medium-sized businesses. It handles payroll runs, tax calculations and filings, direct deposits, and benefits administration alongside core HR functions like employee records, onboarding, time tracking, and performance management. The software emphasizes simplicity and automation to reduce administrative burdens for growing teams.
Pros
- Intuitive interface with mobile app access
- Seamless integration of HR data with payroll
- Strong automation for compliance and reporting
Cons
- Payroll availability limited to US only
- Per-employee pricing can become expensive as team grows
- Less robust for complex payroll needs compared to dedicated solutions
Best For
Small companies (10-100 employees) wanting an all-in-one HRIS with reliable payroll integration.
Pricing
Custom quote; core HR starts at ~$6/employee/month, payroll add-on ~$4-6/employee/month, plus setup fees.
Square Payroll
enterpriseEasy payroll integrated with Square's POS for small businesses with contractors and employees, including automatic tax withholdings.
Instant payroll runs directly from the Square Dashboard with automatic integration to sales and tip data
Square Payroll is a streamlined, cloud-based payroll solution from Square, tailored for small businesses, especially those already using Square's POS and payment systems. It automates payroll processing, tax calculations, filings, and direct deposits for employees and contractors across multiple states. The service emphasizes simplicity, allowing users to run unlimited payruns in minutes without complex setups.
Pros
- Seamless integration with Square POS and payments ecosystem
- Quick setup and one-click payroll processing
- Automatic federal, state, and local tax handling and filings
Cons
- Limited advanced HR tools like benefits administration or time tracking
- Primarily suited for US businesses only
- Per-employee fees can add up for growing teams
Best For
Small retail, restaurant, or service businesses already using Square for payments that need simple, integrated payroll without complexity.
Pricing
$35 base fee per month + $6 per active team member per month, with no long-term contracts.
Wave Payroll
enterpriseBudget-friendly payroll add-on for small businesses using Wave accounting, with compliant filings in select states.
Free, unlimited integration with Wave's award-winning accounting software
Wave Payroll is a cloud-based payroll solution from Wave Apps, designed for small businesses and integrated seamlessly with their free accounting software. It automates payroll calculations, tax withholdings, direct deposits, and compliance filings for W-2 employees and 1099 contractors. Available only in select U.S. states and Canada, it emphasizes simplicity and low cost for basic payroll needs.
Pros
- Very affordable pricing model
- Intuitive interface with quick setup
- Seamless integration with Wave Accounting
Cons
- Limited availability in only select U.S. states and Canada
- Lacks advanced HR features like benefits management
- Support limited to email and chat, no phone option
Best For
Solopreneurs and very small businesses (1-10 employees) in supported regions needing basic, budget-friendly payroll tied to accounting.
Pricing
US: $20/month base + $6/active employee; Canada: $25 CAD/month + $8 CAD/active employee (no long-term contracts).
Conclusion
After reviewing 10 top small company payroll tools, the leading choice is Gusto, a full-service platform with automated tax filing, benefits support, and unlimited payroll runs that stands out for its comprehensive features. While OnPay and QuickBooks Payroll follow closely, offering affordability, integrations, and easy tax calculations respectively, they cater to different needs—making Gusto the clear top pick. Each tool in the list brings unique strengths, but Gusto’s all-in-one approach and reliability make it the optimal solution for most small businesses.
Don’t miss out on streamlining your payroll process—start with Gusto today and experience the ease of automated, stress-free payroll management.
Tools Reviewed
All tools were independently evaluated for this comparison
