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Financial Services Insurance

Top 10 Best Property Insurance Claims Management Software of 2026

Explore the top 10 property insurance claims management software. Compare features, benefits, and find the best fit for your needs.

Sarah Mitchell

Sarah Mitchell

Feb 11, 2026

10 tools comparedExpert reviewed
Independent evaluation · Unbiased commentary · Updated regularly
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Property insurance claims management software is essential for streamlining operations, enhancing efficiency, and ensuring seamless resolution for insurers and policyholders alike; with a diverse range of tools available, selecting the right solution is critical to meeting modern claims handling demands.

Quick Overview

  1. 1#1: Guidewire ClaimCenter - Comprehensive end-to-end claims management platform for property and casualty insurers, streamlining intake, adjudication, and payments.
  2. 2#2: Duck Creek Claims - Cloud-native claims solution optimizing property insurance workflows with automation, AI insights, and superior customer experience.
  3. 3#3: Xactimate - Industry-standard estimating software for accurate property damage assessment and claims valuation in insurance.
  4. 4#4: Symbility Property - Mobile-first platform for property claims estimating, collaboration, and repair scoping used by adjusters and contractors.
  5. 5#5: EIS Claims - Modern, configurable claims management system supporting complex property insurance claims with AI and low-code customization.
  6. 6#6: Majesco Claims - Integrated P&C claims module enabling efficient property claims processing, fraud detection, and regulatory compliance.
  7. 7#7: Sapiens ClaimsPro - Digital claims platform tailored for property and casualty lines, featuring straight-through processing and analytics.
  8. 8#8: Insuresoft Brilliant Claims - Cloud-based claims management for carriers and agencies, specializing in property insurance with seamless integrations.
  9. 9#9: ClaimVantage - Modern SaaS claims platform accelerating property claims handling through automation and mobile capabilities.
  10. 10#10: PowerClaim - Real-time collaboration tool connecting insurers, adjusters, and restorers for faster property claims resolution.

These tools were selected and ranked based on their robust feature sets, operational performance, user-friendliness, and overall value, ensuring they cater to the unique needs of property insurance providers and adjusters.

Comparison Table

This comparison table examines top Property Insurance Claims Management Software solutions, featuring Guidewire ClaimCenter, Duck Creek Claims, Xactimate, Symbility Property, EIS Claims, and more. It highlights key capabilities, usability, integration options, and business fit, aiding readers in selecting the right tool for their claims management needs.

Comprehensive end-to-end claims management platform for property and casualty insurers, streamlining intake, adjudication, and payments.

Features
9.8/10
Ease
7.6/10
Value
8.9/10

Cloud-native claims solution optimizing property insurance workflows with automation, AI insights, and superior customer experience.

Features
9.6/10
Ease
8.4/10
Value
8.9/10
3Xactimate logo8.7/10

Industry-standard estimating software for accurate property damage assessment and claims valuation in insurance.

Features
9.4/10
Ease
7.2/10
Value
8.0/10

Mobile-first platform for property claims estimating, collaboration, and repair scoping used by adjusters and contractors.

Features
9.2/10
Ease
8.0/10
Value
8.3/10
5EIS Claims logo8.2/10

Modern, configurable claims management system supporting complex property insurance claims with AI and low-code customization.

Features
8.7/10
Ease
7.6/10
Value
7.9/10

Integrated P&C claims module enabling efficient property claims processing, fraud detection, and regulatory compliance.

Features
8.7/10
Ease
7.9/10
Value
8.1/10

Digital claims platform tailored for property and casualty lines, featuring straight-through processing and analytics.

Features
8.7/10
Ease
7.4/10
Value
7.8/10

Cloud-based claims management for carriers and agencies, specializing in property insurance with seamless integrations.

Features
8.5/10
Ease
8.0/10
Value
7.8/10

Modern SaaS claims platform accelerating property claims handling through automation and mobile capabilities.

Features
8.7/10
Ease
8.1/10
Value
7.9/10
10PowerClaim logo7.9/10

Real-time collaboration tool connecting insurers, adjusters, and restorers for faster property claims resolution.

Features
8.2/10
Ease
8.5/10
Value
7.4/10
1
Guidewire ClaimCenter logo

Guidewire ClaimCenter

enterprise

Comprehensive end-to-end claims management platform for property and casualty insurers, streamlining intake, adjudication, and payments.

Overall Rating9.4/10
Features
9.8/10
Ease of Use
7.6/10
Value
8.9/10
Standout Feature

Guidewire Predict AI platform for real-time fraud detection, triage, and settlement optimization

Guidewire ClaimCenter is a leading enterprise claims management platform tailored for property and casualty insurers, including property insurance, handling the full claims lifecycle from first notice of loss (FNOL) to settlement and subrogation. It leverages AI, machine learning, and automation to accelerate processing, reduce fraud, and improve adjuster productivity while supporting complex scenarios like catastrophes and multi-line claims. The cloud-native architecture ensures scalability, seamless integrations with core systems, and real-time analytics for data-driven decisions.

Pros

  • Comprehensive end-to-end claims processing with AI-powered automation and predictive analytics
  • Highly scalable and configurable for high-volume property claims and catastrophes
  • Strong ecosystem integrations, including Guidewire PolicyCenter and third-party tools

Cons

  • Complex implementation requiring significant time and expertise (often 12-24 months)
  • Steep learning curve for users due to extensive customization options
  • High cost structure prohibitive for small insurers

Best For

Large property and casualty insurers managing high-volume, complex claims including catastrophes.

Pricing

Custom enterprise pricing via quote; typically multi-year SaaS subscriptions starting at $1M+ annually plus multi-million-dollar implementation fees.

2
Duck Creek Claims logo

Duck Creek Claims

enterprise

Cloud-native claims solution optimizing property insurance workflows with automation, AI insights, and superior customer experience.

Overall Rating9.2/10
Features
9.6/10
Ease of Use
8.4/10
Value
8.9/10
Standout Feature

Exceed Claims AI for intelligent triage and automated decisioning on property claims

Duck Creek Claims is a robust, cloud-native claims management platform designed specifically for property and casualty insurers, handling the full lifecycle of property insurance claims from first notice of loss (FNOL) to settlement and subrogation. It leverages AI, automation, and configurable workflows to accelerate claims processing, reduce cycle times, and improve accuracy in property damage assessments and payouts. Integrated with Duck Creek's broader suite, it supports multi-line operations and provides real-time analytics for better decision-making.

Pros

  • Advanced AI and automation for straight-through processing and fraud detection
  • Highly configurable low-code platform with strong integration capabilities
  • Comprehensive mobile tools for field adjusters handling property claims

Cons

  • Complex initial implementation and customization requiring expertise
  • Premium pricing may not suit small insurers
  • Steep learning curve for non-technical users

Best For

Mid-to-large property and casualty insurers needing scalable, enterprise-level claims management with deep analytics.

Pricing

Quote-based SaaS pricing, typically starting at $150K+ annually based on users, modules, and deployment scale.

3
Xactimate logo

Xactimate

specialized

Industry-standard estimating software for accurate property damage assessment and claims valuation in insurance.

Overall Rating8.7/10
Features
9.4/10
Ease of Use
7.2/10
Value
8.0/10
Standout Feature

Proprietary, region-specific Price List with hyper-localized cost data that sets the benchmark for claims accuracy

Xactimate, developed by Xactware (a Verisk company), is the industry-standard software for property insurance claims estimating, allowing adjusters, contractors, and restorers to create detailed scopes of loss with line-item pricing, sketches, and photos. It features a vast, regularly updated database of material, labor, and equipment costs tailored to specific regions and markets. The platform generates professional reports that are widely accepted by insurers, streamlining claims settlement processes.

Pros

  • Comprehensive, regionally accurate pricing database updated monthly
  • Industry-standard tool universally accepted by insurers and contractors
  • Strong integration with mobile apps for on-site estimating and documentation

Cons

  • Steep learning curve requiring significant training time
  • High subscription costs that may deter small businesses
  • Interface feels dated and occasionally sluggish

Best For

Experienced insurance adjusters and restoration contractors handling high-volume property claims who prioritize accuracy and industry standardization.

Pricing

Subscription tiers start at ~$289/month for Essentials, up to $535/month for Premier; annual plans offer discounts, with additional fees for advanced tools.

Visit Xactimatexactware.com
4
Symbility Property logo

Symbility Property

specialized

Mobile-first platform for property claims estimating, collaboration, and repair scoping used by adjusters and contractors.

Overall Rating8.7/10
Features
9.2/10
Ease of Use
8.0/10
Value
8.3/10
Standout Feature

CloudSketch interactive diagramming for precise, shareable property sketches and damage annotations

Symbility Property by CoreLogic is a robust cloud-based platform tailored for property insurance claims management, enabling adjusters to create precise estimates, scope damage, and generate reports directly from mobile devices. It features a comprehensive pricing database, interactive diagramming tools like CloudSketch, and seamless integration with insurer policy systems for streamlined workflows. The software supports real-time collaboration between field adjusters, estimators, and contractors, reducing cycle times and improving claim accuracy.

Pros

  • Vast, regularly updated pricing database for accurate residential and commercial estimates
  • Powerful mobile app (Symbility Go) for on-site photo documentation, sketching, and scoping
  • Strong API integrations with core insurer systems for efficient data flow

Cons

  • Steep learning curve for new users due to extensive feature set
  • Enterprise pricing can be costly for smaller agencies
  • Occasional reliance on internet connectivity limits offline functionality

Best For

Mid-to-large insurance carriers and third-party administrators handling high-volume property claims that require detailed estimating and mobile field tools.

Pricing

Quote-based enterprise pricing; typically starts at $100+ per user/month with volume discounts for carriers.

5
EIS Claims logo

EIS Claims

enterprise

Modern, configurable claims management system supporting complex property insurance claims with AI and low-code customization.

Overall Rating8.2/10
Features
8.7/10
Ease of Use
7.6/10
Value
7.9/10
Standout Feature

AI-powered Claims DNA analytics engine that predicts claim outcomes and optimizes adjuster assignments

EIS Claims is a robust claims management platform from EIS Group tailored for property and casualty insurers, automating the end-to-end claims process from first notice of loss (FNOL) to settlement and recovery. It leverages AI, analytics, and configurable workflows to enhance efficiency in property insurance claims handling, including damage assessment, fraud detection, and customer self-service portals. The solution integrates seamlessly with core policy systems, providing a unified view for adjusters and policyholders.

Pros

  • Advanced AI-driven automation for claims triage and fraud detection
  • Highly configurable workflows supporting complex property claims scenarios
  • Strong integration capabilities with EIS core systems and third-party tools

Cons

  • Steep learning curve for full customization and deployment
  • Pricing can be high for smaller insurers
  • Limited out-of-the-box mobile features compared to newer SaaS competitors

Best For

Mid-to-large property and casualty insurers seeking scalable, enterprise-grade claims management with deep customization.

Pricing

Custom enterprise pricing starting at $100K+ annually, based on modules, users, and deployment scale.

Visit EIS Claimseisgroup.com
6
Majesco Claims logo

Majesco Claims

enterprise

Integrated P&C claims module enabling efficient property claims processing, fraud detection, and regulatory compliance.

Overall Rating8.3/10
Features
8.7/10
Ease of Use
7.9/10
Value
8.1/10
Standout Feature

AI-powered Intelligent Claims Automation for straight-through processing and predictive fraud detection in property claims

Majesco Claims is a cloud-native claims management platform designed specifically for property and casualty insurers, handling the full lifecycle from first notice of loss (FNOL) to settlement. It leverages AI, automation, and analytics to streamline property claims processing, including damage assessment, fraud detection, and collaborative workflows. The solution integrates seamlessly with Majesco's policy administration system for end-to-end P&C operations.

Pros

  • Robust AI-driven triage and automation for faster property claims adjudication
  • Scalable cloud architecture with strong integration to policy and billing systems
  • Advanced analytics and reporting for claims insights and performance optimization

Cons

  • Steep learning curve due to extensive customization options
  • Premium pricing may not suit smaller insurers
  • Full potential requires integration within the Majesco ecosystem

Best For

Mid-to-large property and casualty insurers needing an integrated, AI-enhanced claims solution for high-volume operations.

Pricing

Custom enterprise subscription pricing based on users, modules, and deployment scale; typically starts at $100K+ annually for mid-sized implementations—contact for quote.

7
Sapiens ClaimsPro logo

Sapiens ClaimsPro

enterprise

Digital claims platform tailored for property and casualty lines, featuring straight-through processing and analytics.

Overall Rating8.1/10
Features
8.7/10
Ease of Use
7.4/10
Value
7.8/10
Standout Feature

AI-powered Virtual Adjuster for automated property damage assessment and estimation

Sapiens ClaimsPro is a comprehensive claims management platform tailored for property and casualty insurers, handling the full lifecycle of property insurance claims from first notice of loss (FNOL) to settlement and subrogation. It leverages automation, AI-driven analytics, and digital tools to streamline damage assessment, reserving, and payments while ensuring regulatory compliance. The solution integrates seamlessly with Sapiens' policy administration systems and third-party tools for efficient property claims processing.

Pros

  • Robust automation for FNOL, triage, and settlement workflows
  • Advanced AI/ML for fraud detection and predictive reserving in property claims
  • Strong integration with policy systems and external repair networks

Cons

  • Complex initial setup and customization requiring significant IT resources
  • Steep learning curve for non-technical claims adjusters
  • Higher costs may deter smaller insurers

Best For

Mid-to-large property insurers needing scalable, enterprise-grade claims management with deep automation and analytics.

Pricing

Quote-based enterprise pricing, including implementation fees ($100K+), annual subscriptions ($50K-$500K+ depending on volume/users), and optional professional services.

8
Insuresoft Brilliant Claims logo

Insuresoft Brilliant Claims

enterprise

Cloud-based claims management for carriers and agencies, specializing in property insurance with seamless integrations.

Overall Rating8.2/10
Features
8.5/10
Ease of Use
8.0/10
Value
7.8/10
Standout Feature

Seamless Xactimate integration for real-time property damage line-item estimating directly within the claims workflow

Insuresoft Brilliant Claims is a cloud-based claims management software tailored for property and casualty insurers, handling the full claims lifecycle from first notice of loss (FNOL) to settlement and subrogation. It offers tools for adjusters including mobile apps, automated workflows, and integrations with estimation software like Xactimate for accurate property damage assessments. The platform emphasizes efficiency in property claims processing, vendor management, and fraud detection through configurable rules and analytics.

Pros

  • Comprehensive end-to-end claims workflow automation
  • Strong integrations with Xactimate and other industry tools for property estimation
  • Mobile-first design for field adjusters handling property claims

Cons

  • Pricing can be steep for smaller insurers
  • Steep learning curve for advanced customizations
  • Limited out-of-the-box AI-driven fraud detection compared to top competitors

Best For

Mid-sized property and casualty insurers seeking scalable claims management with robust property-specific estimation integrations.

Pricing

Custom enterprise pricing; typically modular subscription starting at $100-200 per user/month, depending on volume and features.

9
ClaimVantage logo

ClaimVantage

enterprise

Modern SaaS claims platform accelerating property claims handling through automation and mobile capabilities.

Overall Rating8.3/10
Features
8.7/10
Ease of Use
8.1/10
Value
7.9/10
Standout Feature

AI Estimator for instant, photo-based property damage assessments and reserving

ClaimVantage is a cloud-based claims management platform tailored for property and casualty insurers, automating the entire claims lifecycle from first notice of loss (FNOL) to settlement. It leverages AI, machine learning, and mobile tools to enhance adjuster productivity, reduce cycle times, and improve accuracy in property claims handling. The software offers robust features like photo-based estimating, fraud detection, and customizable workflows to support efficient property insurance claims processing.

Pros

  • AI-powered automation for faster claims adjudication and fraud detection
  • Mobile app enables field adjusters to capture photos and estimate damages on-site
  • Scalable platform with strong analytics and reporting for property claims insights

Cons

  • Pricing can be high for smaller insurers with low claims volume
  • Customization requires technical expertise despite low-code options
  • Limited native support for non-P&C lines outside property insurance

Best For

Mid-sized property insurers seeking a modern, AI-enhanced platform to streamline claims operations without heavy IT involvement.

Pricing

Custom enterprise pricing based on claims volume and users; typically starts at $50,000+ annually with per-claim or subscription models—contact for demo.

Visit ClaimVantageclaimvantage.com
10
PowerClaim logo

PowerClaim

specialized

Real-time collaboration tool connecting insurers, adjusters, and restorers for faster property claims resolution.

Overall Rating7.9/10
Features
8.2/10
Ease of Use
8.5/10
Value
7.4/10
Standout Feature

ScopeMaster AI, which automatically generates detailed Xactimate line items directly from uploaded damage photos and videos.

PowerClaim is a cloud-based property insurance claims management software tailored for adjusters, contractors, and restoration professionals. It streamlines the claims process with mobile photo/video capture, AI-driven damage assessment via ScopeMaster, and seamless Xactimate integration for rapid estimate generation. Users can collaborate in real-time, track claim progress, and share professional reports with insurers and clients.

Pros

  • Intuitive mobile app for instant on-site documentation and uploads
  • Strong Xactimate integration and AI ScopeMaster for quick scoping
  • Real-time collaboration and customizable report templates

Cons

  • Limited advanced analytics and reporting compared to enterprise tools
  • Pricing scales quickly for teams with high claim volumes
  • Occasional mobile sync delays in poor network conditions

Best For

Independent adjusters and small-to-medium restoration companies needing fast, mobile-first claims processing.

Pricing

Subscription starts at $99/user/month; volume-based per-claim options and custom enterprise pricing available.

Visit PowerClaimpowerclaim.net

Conclusion

The reviewed software ranges from end-to-end management platforms to industry-specific estimating tools, with Guidewire ClaimCenter leading as the top choice for its streamlined handling of property claims intake, adjudication, and payments. Duck Creek Claims and Xactimate follow closely, offering cloud-native automation and industry-standard damage assessment to address distinct operational needs. Together, they set a benchmark for efficiency in the field.

Guidewire ClaimCenter logo
Our Top Pick
Guidewire ClaimCenter

Explore Guidewire ClaimCenter to start transforming your property claims processes, or consider Duck Creek Claims or Xactimate based on your specific requirements for customization or estimating accuracy.