Top 10 Best Premium Audit Software of 2026

Duck Creek Premium Audit is a cloud-native solution within the Duck Creek OnDemand suite, designed to automate and optimize the premium audit process for property and casualty insurers. It manages the full audit lifecycle, including scheduling, data collection via self-service portals, validation, exposure verification, premium adjustments, and invoicing integration with policy administration systems. Leveraging AI and analytics, it detects anomalies, ensures regulatory compliance, and supports both physical and virtual audits to minimize disputes and improve accuracy.

Guidewire BillingCenter is a cloud-native billing and receivables management platform tailored for property and casualty insurance carriers. It supports premium audit processes by automating audit result integration, premium adjustments, refund processing, and invoicing workflows. While primarily a billing solution, it excels in handling audit-driven billing changes within the broader Guidewire InsuranceSuite ecosystem.

Sapiens CoreSuite is a comprehensive core insurance platform with specialized premium audit capabilities for property and casualty insurers, automating the verification of insured exposures like payroll and sales to ensure accurate premium calculations. It streamlines the entire audit lifecycle, from scheduling and data collection via digital portals to generating audit reports and adjusting policies. Integrated within a low-code P&C suite, it supports both physical and remote audits while providing analytics for compliance and risk management.

Majesco P&C Core Suite is a cloud-native, comprehensive platform for property and casualty insurers that includes advanced premium audit capabilities to verify policyholder exposures and adjust premiums accurately. It supports both physical and virtual audits, automates workflows for audit scheduling, data collection, and premium reconciliation, and integrates seamlessly with policy administration and billing systems. Designed for scalability, it helps insurers reduce manual errors, ensure regulatory compliance, and optimize revenue recovery through data-driven insights.

OneShield Platform is a comprehensive, low-code SaaS solution designed for property and casualty insurance carriers, providing end-to-end policy administration, billing, claims management, and premium audit capabilities. It enables automated premium audit workflows, exposure verification, and premium reconciliation through configurable modules that integrate seamlessly with core insurance operations. While not a standalone audit tool, it excels in enterprise-scale environments requiring robust, customizable audit processes alongside full-suite functionality.

Applied Epic is a comprehensive insurance agency management system from Applied Systems that includes integrated premium audit capabilities for verifying and adjusting workers' compensation and other policy premiums based on actual exposure. It streamlines audit workflows by automating data collection from policy systems, carrier endorsements, and third-party sources, while generating audit bills and reports. Primarily designed for insurance agencies, it ensures compliance and accuracy within a unified platform rather than as a standalone premium audit tool.

EZLynx is a comprehensive insurance agency management platform that includes premium audit capabilities to help agencies track, schedule, and process audits for policy premium adjustments. It integrates audit workflows with quoting, policy management, and client communications, allowing for efficient data collection from policyholders and carriers. While not a standalone premium audit tool, it supports electronic audits, exposure verification, and reporting within a unified system.

AuditQuest by Verisource Inc. is a specialized premium audit software solution tailored for insurance carriers handling workers' compensation and general liability policies. It automates the premium audit process through mobile-enabled field audits, electronic worksheets, and seamless integration with policy administration systems. The platform emphasizes accuracy in payroll verification, exposure classification, and compliance reporting to ensure precise premium calculations.

AuditLink by The Premium Company is a specialized premium audit software designed for insurance carriers to automate and streamline the premium audit process from inception to settlement. It supports physical, remote, and self-service audits through a policyholder portal, with features for data collection, validation, premium recalculation, and integration with policy administration systems like AMS360 and QQ. The platform emphasizes compliance, error reduction, and efficient workflow management for workers' compensation, general liability, and other auditable lines.

HAWKSoft is a comprehensive cloud-based insurance agency management system that includes premium audit functionalities to help agencies verify exposure data, calculate premiums, and issue audit billings or refunds efficiently. It integrates audit workflows with policy management, accounting, and reporting, supporting both in-house and outsourced audits for property & casualty lines. While not a standalone premium audit tool, it provides solid automation for agencies handling audits as part of broader operations.