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Business Finance

Top 10 Best Planning Budgeting Software of 2026

Explore the top 10 planning budgeting software tools to streamline financial planning. Find the right solution for your needs today!

Sarah Mitchell

Sarah Mitchell

Feb 11, 2026

10 tools comparedExpert reviewed
Independent evaluation · Unbiased commentary · Updated regularly
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In dynamic business environments, effective planning budgeting software is indispensable for unifying financial strategy, optimizing resource distribution, and enabling agile decision-making. With an array of robust tools—ranging from enterprise-wide platforms to mid-market solutions—selecting the right one can transform budgeting processes, enhance cross-functional collaboration, and drive long-term operational efficiency, making this curated list a key resource for leaders seeking tailored, high-performance tools.

Quick Overview

  1. 1#1: Anaplan - Cloud-based connected planning platform for enterprise-wide budgeting, forecasting, and financial planning across finance and operations.
  2. 2#2: Workday Adaptive Planning - Comprehensive cloud planning solution for collaborative budgeting, forecasting, reporting, and scenario modeling tailored for mid-market to enterprise finance teams.
  3. 3#3: Planful - Continuous planning platform that streamlines financial budgeting, forecasting, and close processes with AI-driven insights and automation.
  4. 4#4: OneStream - Unified corporate performance management platform for integrated financial planning, consolidation, reporting, and analytics.
  5. 5#5: Vena Solutions - Excel-native complete planning platform for budgeting, forecasting, and financial reporting with native Microsoft 365 integration.
  6. 6#6: Cube - Modern FP&A platform that automates budgeting, forecasting, and reporting with real-time data integration and collaborative modeling.
  7. 7#7: Prophix - Corporate performance management software for streamlined budgeting, forecasting, consolidation, and profitability analysis.
  8. 8#8: Centage - Budgeting, forecasting, and financial reporting software designed for mid-sized businesses with driver-based planning and what-if scenarios.
  9. 9#9: Jedox - Agile planning, BI, and performance management platform for integrated financial planning, consolidation, and advanced analytics.
  10. 10#10: Board - Decision-making platform combining business intelligence, planning, and predictive analytics for comprehensive budgeting and performance management.

Tools were evaluated and ranked based on critical factors including feature depth (such as forecasting, scenario modeling, and integration capabilities), user experience (intuitiveness, scalability, and support), and value delivery (alignment with diverse organizational sizes and cost-effectiveness), ensuring a comprehensive selection for varied needs.

Comparison Table

This comparison table assesses top planning budgeting software tools, featuring Anaplan, Workday Adaptive Planning, Planful, OneStream, Vena Solutions, and others, to guide readers through their options. It highlights key features, usability aspects, and practical applications to help identify the most suitable platform for organizational needs.

1Anaplan logo9.4/10

Cloud-based connected planning platform for enterprise-wide budgeting, forecasting, and financial planning across finance and operations.

Features
9.7/10
Ease
8.2/10
Value
8.9/10

Comprehensive cloud planning solution for collaborative budgeting, forecasting, reporting, and scenario modeling tailored for mid-market to enterprise finance teams.

Features
9.6/10
Ease
8.4/10
Value
8.7/10
3Planful logo8.8/10

Continuous planning platform that streamlines financial budgeting, forecasting, and close processes with AI-driven insights and automation.

Features
9.2/10
Ease
8.4/10
Value
8.1/10
4OneStream logo8.7/10

Unified corporate performance management platform for integrated financial planning, consolidation, reporting, and analytics.

Features
9.2/10
Ease
7.8/10
Value
8.0/10

Excel-native complete planning platform for budgeting, forecasting, and financial reporting with native Microsoft 365 integration.

Features
9.2/10
Ease
7.8/10
Value
8.0/10
6Cube logo8.6/10

Modern FP&A platform that automates budgeting, forecasting, and reporting with real-time data integration and collaborative modeling.

Features
9.2/10
Ease
8.4/10
Value
7.9/10
7Prophix logo8.1/10

Corporate performance management software for streamlined budgeting, forecasting, consolidation, and profitability analysis.

Features
8.4/10
Ease
7.9/10
Value
7.6/10
8Centage logo8.3/10

Budgeting, forecasting, and financial reporting software designed for mid-sized businesses with driver-based planning and what-if scenarios.

Features
8.7/10
Ease
8.2/10
Value
7.9/10
9Jedox logo8.2/10

Agile planning, BI, and performance management platform for integrated financial planning, consolidation, and advanced analytics.

Features
8.7/10
Ease
7.8/10
Value
7.5/10
10Board logo8.4/10

Decision-making platform combining business intelligence, planning, and predictive analytics for comprehensive budgeting and performance management.

Features
9.1/10
Ease
7.6/10
Value
8.0/10
1
Anaplan logo

Anaplan

enterprise

Cloud-based connected planning platform for enterprise-wide budgeting, forecasting, and financial planning across finance and operations.

Overall Rating9.4/10
Features
9.7/10
Ease of Use
8.2/10
Value
8.9/10
Standout Feature

Hyperblock™ in-memory engine for atomic, real-time recalculation of massive multidimensional models

Anaplan is a cloud-native connected planning platform that empowers organizations to build dynamic models for budgeting, forecasting, and performance management across finance, sales, supply chain, and HR functions. Leveraging its patented in-memory Hyperblock™ engine, it handles massive multidimensional datasets with real-time calculations and scenario planning. Users can create custom, no-code applications for collaborative planning, breaking down silos and enabling agile decision-making at enterprise scale.

Pros

  • Scalable Hyperblock engine delivers lightning-fast performance on complex, large-scale models
  • Connected planning integrates finance, sales, and operations for holistic visibility
  • No-code/low-code interface allows flexible, custom app building without IT dependency

Cons

  • Steep learning curve for non-technical users and model builders
  • High implementation costs and time for full deployment
  • Pricing is opaque and enterprise-focused, less ideal for SMBs

Best For

Large enterprises seeking integrated, real-time planning across multiple business functions.

Pricing

Custom subscription pricing starting at ~$50K/year for basic setups, scaling with users, workspaces, and data volume; typically quoted per organization.

Visit Anaplananaplan.com
2
Workday Adaptive Planning logo

Workday Adaptive Planning

enterprise

Comprehensive cloud planning solution for collaborative budgeting, forecasting, reporting, and scenario modeling tailored for mid-market to enterprise finance teams.

Overall Rating9.2/10
Features
9.6/10
Ease of Use
8.4/10
Value
8.7/10
Standout Feature

Native integration with Workday Financials and HCM for continuous, cross-functional planning without data silos

Workday Adaptive Planning is a cloud-based enterprise planning platform that streamlines budgeting, forecasting, modeling, and reporting for finance teams. It supports collaborative planning across departments, driver-based modeling, and real-time scenario analysis. Deeply integrated with Workday's HCM and Financial Management suites, it enables unified financial and operational planning with AI-driven insights.

Pros

  • Seamless integration with Workday ecosystem for unified data across finance, HR, and operations
  • Excel-like interface with OfficeConnect for familiar, flexible modeling and reporting
  • Advanced AI-powered forecasting and real-time collaboration for agile planning

Cons

  • High enterprise-level pricing unsuitable for small businesses
  • Steep learning curve and lengthy implementation for complex setups
  • Limited customization without professional services

Best For

Mid-to-large enterprises already using Workday or seeking integrated, scalable planning across multiple business functions.

Pricing

Custom subscription pricing based on users and modules; typically starts at $100,000+ annually for enterprises.

3
Planful logo

Planful

enterprise

Continuous planning platform that streamlines financial budgeting, forecasting, and close processes with AI-driven insights and automation.

Overall Rating8.8/10
Features
9.2/10
Ease of Use
8.4/10
Value
8.1/10
Standout Feature

Predictive Planning with AI-driven signal detection for accurate, continuous forecasting beyond traditional spreadsheets

Planful is a comprehensive cloud-based Financial Performance Platform designed for enterprise FP&A teams, offering tools for budgeting, forecasting, financial close, consolidation, and reporting. It enables continuous planning with real-time collaboration and AI-driven predictive analytics to enhance decision-making. The platform integrates seamlessly with ERP systems like NetSuite, SAP, and Oracle, streamlining financial processes for mid-to-large organizations.

Pros

  • Powerful AI-powered predictive planning and forecasting capabilities
  • Seamless integration with major ERP and CRM systems
  • Scalable for enterprise-level complexity with strong reporting and analytics

Cons

  • High implementation costs and time for full deployment
  • Pricing can be steep for smaller mid-market companies
  • Steeper learning curve for advanced customizations

Best For

Mid-sized to large enterprises seeking a unified, scalable FP&A platform for complex budgeting and forecasting needs.

Pricing

Custom quote-based pricing; typically starts at $50,000+ annually for basic enterprise plans, scaling with users, modules, and add-ons.

Visit Planfulplanful.com
4
OneStream logo

OneStream

enterprise

Unified corporate performance management platform for integrated financial planning, consolidation, reporting, and analytics.

Overall Rating8.7/10
Features
9.2/10
Ease of Use
7.8/10
Value
8.0/10
Standout Feature

MarketRate™ Planning Engine for predictive, driver-based planning and continuous forecasting

OneStream is a unified Corporate Performance Management (CPM) platform that integrates financial consolidation, planning, budgeting, reporting, and analytics into a single solution. It excels in driver-based planning, rolling forecasts, scenario modeling, and predictive analytics via its MarketRate™ engine, enabling continuous planning for complex enterprises. By leveraging a hyperblock architecture and extensibility rules, it supports custom workflows without extensive coding.

Pros

  • Unified platform reduces tool silos and integration costs
  • Advanced planning with driver-based models and AI-driven insights
  • Highly extensible with low-code business rules for customization

Cons

  • Steep learning curve and complex initial setup
  • High implementation time and costs for full deployment
  • Pricing prohibitive for small to mid-sized businesses

Best For

Large enterprises with complex financial operations needing integrated planning, consolidation, and reporting.

Pricing

Quote-based enterprise licensing, typically $200,000+ annually based on modules, users, and deployment size.

Visit OneStreamonestream.com
5
Vena Solutions logo

Vena Solutions

enterprise

Excel-native complete planning platform for budgeting, forecasting, and financial reporting with native Microsoft 365 integration.

Overall Rating8.5/10
Features
9.2/10
Ease of Use
7.8/10
Value
8.0/10
Standout Feature

Excel-native interface that delivers spreadsheet familiarity with built-in governance, validation, and multi-dimensional modeling

Vena Solutions is a cloud-based Corporate Performance Management (CPM) platform designed for financial planning, budgeting, forecasting, and reporting, with a native integration into Microsoft Excel as its front-end interface. It enables finance teams to build and manage complex planning models using familiar spreadsheets while providing enterprise-grade automation, workflow controls, and data consolidation. Vena supports scenario planning, driver-based modeling, and seamless connectivity with ERP systems, Power BI, and other Microsoft tools for comprehensive FP&A processes.

Pros

  • Deep native Excel integration for spreadsheet flexibility with enterprise security
  • Robust FP&A capabilities including advanced forecasting and workflow automation
  • Strong compatibility with Microsoft ecosystem like Power BI and Office 365

Cons

  • Steep initial setup and configuration complexity for custom models
  • Higher cost structure less suitable for small businesses
  • Relies heavily on user Excel proficiency, limiting accessibility for non-experts

Best For

Mid-to-large enterprises with Excel-experienced finance teams needing scalable planning integrated with Microsoft tools.

Pricing

Custom quote-based pricing, typically starting at $50,000+ annually for mid-sized deployments, scaling with users, modules, and add-ons.

Visit Vena Solutionsvenasolutions.com
6
Cube logo

Cube

specialized

Modern FP&A platform that automates budgeting, forecasting, and reporting with real-time data integration and collaborative modeling.

Overall Rating8.6/10
Features
9.2/10
Ease of Use
8.4/10
Value
7.9/10
Standout Feature

Bi-directional sync with spreadsheets, allowing live data updates and edits directly in Excel or Google Sheets

Cube is a spreadsheet-native FP&A platform designed for collaborative financial planning, budgeting, and forecasting. It integrates seamlessly with tools like Google Sheets and Excel, pulling in real-time data from ERPs, HR systems, and CRMs to enable dynamic modeling without leaving familiar interfaces. The software supports scenario analysis, reporting, and variance tracking, making it ideal for finance teams seeking scalability beyond traditional spreadsheets.

Pros

  • Spreadsheet-native interface reduces learning curve for Excel/Google Sheets users
  • Real-time data integrations and bi-directional syncing for accurate planning
  • Robust scenario modeling and collaborative workflows for teams

Cons

  • Pricing is enterprise-focused and can be expensive for SMBs
  • Advanced customizations may require developer support
  • Reporting dashboards are functional but less polished than dedicated BI tools

Best For

Mid-market finance teams at growing companies who want powerful planning without abandoning spreadsheets.

Pricing

Custom pricing via sales contact; typically starts at $1,500/month for Starter plans, scaling to $3,000+/month for Growth and Enterprise tiers based on usage and users.

Visit Cubecube.com
7
Prophix logo

Prophix

enterprise

Corporate performance management software for streamlined budgeting, forecasting, consolidation, and profitability analysis.

Overall Rating8.1/10
Features
8.4/10
Ease of Use
7.9/10
Value
7.6/10
Standout Feature

Patented Workflow engine that fully automates approvals, tasks, and collaboration across the planning cycle

Prophix is a cloud-based Corporate Performance Management (CPM) platform specializing in budgeting, forecasting, planning, financial consolidation, and reporting. It enables finance teams to create driver-based budgets, run what-if scenarios, and automate workflows for greater accuracy and efficiency. With seamless ERP integrations and real-time dashboards, Prophix helps mid-market organizations align financial planning with strategic goals.

Pros

  • Robust driver-based planning and scenario modeling
  • Strong financial consolidation and reporting capabilities
  • Excellent workflow automation for process efficiency

Cons

  • Pricing can be steep for smaller organizations
  • Steeper learning curve for advanced customizations
  • Limited built-in AI-driven predictive analytics compared to top competitors

Best For

Mid-sized enterprises seeking an integrated CPM solution for comprehensive budgeting, forecasting, and consolidation.

Pricing

Custom quote-based pricing, typically starting at $15,000-$30,000 annually depending on users, modules, and deployment.

Visit Prophixprophix.com
8
Centage logo

Centage

specialized

Budgeting, forecasting, and financial reporting software designed for mid-sized businesses with driver-based planning and what-if scenarios.

Overall Rating8.3/10
Features
8.7/10
Ease of Use
8.2/10
Value
7.9/10
Standout Feature

Driver-based planning with visual Office Planner dashboards for collaborative, real-time scenario modeling

Centage is a cloud-based FP&A platform designed for mid-market companies, offering tools for budgeting, forecasting, reporting, and analytics. It features pre-built planning models and driver-based planning that replace spreadsheets with scalable, visual workflows. The software supports rolling forecasts, scenario planning, and seamless integrations with accounting systems like QuickBooks and NetSuite.

Pros

  • Intuitive Excel-like interface reduces learning curve
  • Powerful driver-based modeling and rolling forecasts
  • Strong integrations with ERP and accounting tools

Cons

  • Pricing is quote-based and can be steep for small teams
  • Advanced customizations often need professional services
  • Reporting lacks some advanced BI features of enterprise rivals

Best For

Mid-market finance teams seeking scalable budgeting and forecasting without complex IT setups.

Pricing

Custom quote-based pricing, typically starting at $1,500/month for core plans, scaling with users and modules.

Visit Centagecentage.com
9
Jedox logo

Jedox

enterprise

Agile planning, BI, and performance management platform for integrated financial planning, consolidation, and advanced analytics.

Overall Rating8.2/10
Features
8.7/10
Ease of Use
7.8/10
Value
7.5/10
Standout Feature

Native Excel add-in with embedded OLAP for spreadsheet-style planning at enterprise scale

Jedox is an integrated business planning and performance management platform specializing in budgeting, forecasting, and financial consolidation. It combines a high-performance in-memory OLAP database with a native Microsoft Excel add-in, enabling users to build complex planning models using familiar spreadsheet tools. The software supports end-to-end processes including data integration, reporting, and analytics, with flexible cloud or on-premise deployment options.

Pros

  • Seamless Excel integration for intuitive modeling
  • High-performance OLAP engine for large-scale planning
  • Strong support for integrated financial planning and consolidation

Cons

  • Steep learning curve for non-technical users
  • Complex initial setup and implementation
  • Pricing can be opaque and enterprise-focused

Best For

Mid-to-large enterprises with Excel-savvy finance teams needing scalable, high-performance planning across departments.

Pricing

Quote-based enterprise pricing; typically starts at $50,000+ annually depending on users, data volume, and deployment.

Visit Jedoxjedox.com
10
Board logo

Board

enterprise

Decision-making platform combining business intelligence, planning, and predictive analytics for comprehensive budgeting and performance management.

Overall Rating8.4/10
Features
9.1/10
Ease of Use
7.6/10
Value
8.0/10
Standout Feature

Unified Intelligence Platform enabling seamless planning, analysis, and simulation on a single multidimensional model without ETL processes

Board (board.com) is a unified decision-making platform specializing in corporate performance management, combining business intelligence, planning, budgeting, forecasting, and predictive analytics into one environment. It enables users to build multidimensional models for what-if simulations, collaborative planning, and real-time reporting without data silos. Ideal for finance teams, it integrates seamlessly with Excel and ERP systems for streamlined budgeting processes.

Pros

  • Unified BI and CPM platform eliminates data silos
  • Powerful what-if scenario modeling and AI-driven automation
  • Deep Excel integration and scalability for enterprises

Cons

  • Steep learning curve for complex model building
  • Enterprise pricing not ideal for small businesses
  • Limited out-of-the-box templates requiring customization

Best For

Mid-to-large enterprises seeking an integrated solution for advanced financial planning, budgeting, and cross-functional forecasting.

Pricing

Custom enterprise pricing via quote; typically starts at $50,000+ annually based on users, modules, and deployment.

Visit Boardboard.com

Conclusion

The reviewed planning and budgeting tools cater to diverse needs, with Anaplan emerging as the top choice, praised for its cloud-based, enterprise-wide connected planning capabilities. Workday Adaptive Planning excels in collaborative, scenario-driven processes for mid-market to enterprise teams, while Planful stands out with continuous planning and AI-driven insights, each offering unique strengths. Whether prioritizing integration, collaboration, or automation, these tools deliver robust solutions.

Anaplan logo
Our Top Pick
Anaplan

Take the next step to enhance your financial planning—try Anaplan, the top-ranked platform, to streamline your processes, or explore Workday Adaptive Planning or Planful to find the tool that aligns with your specific needs.