Top 10 Best Payroll Checks Software of 2026

QuickBooks Payroll is a robust, Intuit-powered solution deeply integrated with QuickBooks accounting software, enabling small to medium-sized businesses to process payroll efficiently, including check printing, direct deposits, and tax compliance. It automates calculations for wages, deductions, taxes, and filings, while providing tools for W-2s, 1099s, and employee self-service portals. As a top-tier payroll checks software, it supports customizable check printing on standard stock or via Intuit's mailing service for hassle-free distribution.

Gusto is an all-in-one payroll, HR, and benefits platform designed primarily for small to medium-sized businesses, offering robust payroll processing including check printing, signing, and mailing services. It automates payroll runs, tax calculations, filings, and compliance, with options for both direct deposit and physical checks. Beyond basic checks, it integrates time tracking, employee self-service, and benefits administration for a streamlined experience.

ADP Run is a robust payroll management platform from ADP tailored for small to medium-sized businesses, offering end-to-end payroll processing including wage calculations, deductions, and direct printing of payroll checks. It supports MICR-encoded checks for secure bank processing, along with options for direct deposit and tax filing automation. The software integrates HR tools, time tracking, and compliance features to streamline operations beyond just check printing.

Paychex is a comprehensive payroll processing platform that excels in managing payroll checks, including secure printing with MICR encoding for bank compatibility. It automates wage calculations, tax withholdings, direct deposits, and check issuance, while integrating HR and benefits administration. Designed for scalability, it handles multi-state payroll and ensures regulatory compliance through expert support.

Patriot Software offers an affordable in-house payroll solution that includes robust payroll checks printing capabilities, allowing businesses to generate MICR-compliant checks using standard laser printers and their secure check stock. It handles payroll processing, direct deposit, tax calculations, and multi-state filings alongside check printing for small to medium-sized businesses. The software emphasizes simplicity and cost savings, making it suitable for companies managing their own payroll without full-service outsourcing.

OnPay is a full-service payroll software designed for small to medium-sized businesses, offering automated payroll processing, tax calculations, and filing. It supports payroll checks through printable checks on blank stock or pre-printed options, alongside direct deposit and paycards. The platform also includes HR tools, benefits management, and integrations with accounting software like QuickBooks.

VersaCheck is a desktop check printing software designed for businesses to create, print, and mail professional payroll checks, stubs, and business forms on blank stock paper using any standard printer. It integrates with accounting tools like QuickBooks and Quicken, ensuring MICR encoding for bank compliance and fraud prevention. The software supports various check formats, including payroll with detailed wage and deduction stubs, making it suitable for in-house payroll processing.

Checkeeper is a cloud-based platform specializing in on-demand check printing, including secure payroll checks that can be produced using any standard printer and blank stock paper. It integrates with accounting software like QuickBooks, Xero, and others, allowing users to import payroll data and generate MICR-compliant checks instantly. The service emphasizes security features such as positive pay support and fraud prevention, serving as a cost-effective alternative to pre-printed checks for businesses handling payroll disbursements.

SurePayroll, powered by Paychex, is an online payroll platform tailored for small businesses, providing comprehensive payroll processing including wage calculations, tax filings, direct deposits, and professional payroll check printing. It enables users to print checks on plain paper with built-in MICR encoding for secure bank processing, eliminating the need for expensive pre-printed checks. The software streamlines payroll runs with automated compliance features and integrates seamlessly with popular accounting tools like QuickBooks.

Payroll4Free is a web-based payroll software designed for small businesses, offering free payroll processing including wage calculations, tax withholdings, and check printing on plain paper for up to 25 employees. It supports direct deposit, W-2/1099 form generation, and basic state/federal tax filing. While cost-effective and straightforward, it features a dated interface and lacks advanced HR tools or extensive integrations.