Top 10 Best P&C Insurance Billing Software of 2026

Guidewire BillingCenter is a leading billing and receivables management platform tailored for property and casualty (P&C) insurance carriers. It automates complex billing processes including premium invoicing, installment plans, agency bill, and direct bill, while supporting real-time adjustments for policy changes, endorsements, and cancellations. Integrated with Guidewire's PolicyCenter and ClaimCenter, it provides end-to-end policy-to-cash automation, advanced analytics, and self-service portals to enhance customer experience and optimize cash flow.

Duck Creek Billing is a cloud-native SaaS solution tailored for Property & Casualty (P&C) insurance carriers, managing the full billing lifecycle including invoicing, premium collections, payment processing, and accounts receivable. It supports complex scenarios like installment billing, direct debits, refunds, and regulatory compliance across multiple lines of business. Highly configurable and scalable, it integrates seamlessly with Duck Creek's Policy, Claims, and other modules for end-to-end operations.

EIS Nightfall Billing is a cloud-native billing platform tailored for Property & Casualty (P&C) insurance carriers, managing the full lifecycle of premiums from invoicing and payments to collections and refunds. It excels in handling complex scenarios like policy endorsements, installment billing, and premium financing while integrating seamlessly with EIS's policy administration systems. The solution emphasizes real-time processing, digital self-service portals, and analytics to enhance customer experience and operational efficiency.

Majesco Billing is a cloud-based billing solution tailored for Property & Casualty (P&C) insurers, providing end-to-end management of premiums, invoicing, payments, and accounts receivable. It integrates seamlessly with Majesco's policy administration system, supporting complex billing scenarios across multiple lines of business, regulatory compliance, and digital payment options. The platform emphasizes automation, customer self-service portals, and analytics to optimize cash flow and reduce operational costs.

Sapiens Billing is a comprehensive, enterprise-grade billing solution tailored for property and casualty (P&C) insurance carriers, managing end-to-end processes like premium invoicing, payments, collections, and accounts receivable. It integrates seamlessly with Sapiens' CoreSuite platform, supporting complex billing scenarios such as installment plans, multi-currency, and regulatory compliance. The software emphasizes digital transformation with self-service portals and automation to enhance customer experience and operational efficiency.

OneShield Dragon Billing is a robust SaaS-based billing solution tailored for Property & Casualty (P&C) insurance carriers, offering end-to-end management of premiums, invoicing, payments, and receivables. It supports complex billing scenarios including direct bill, agency bill, and installment options across multiple lines of business. Integrated with OneShield's policy administration platform, it enables real-time synchronization and configurable rules for compliance and efficiency.

Oracle Insurance Billing is an enterprise-grade platform tailored for property and casualty (P&C) insurers, managing the full billing lifecycle including policy invoicing, payment processing, collections, and adjustments. It supports complex billing scenarios such as multi-currency transactions, installment plans, and regulatory compliance. Deeply integrated with Oracle's Policy Administration and Claims systems, it enables real-time data synchronization and scalable operations for large insurers.

Insly is a cloud-based, modular insurance management platform designed primarily for P&C insurers, brokers, and MGAs, with strong billing capabilities for handling premiums, invoicing, payments, and collections. It automates complex billing processes like installment plans, direct debits, prorations, and refunds while ensuring regulatory compliance across multiple jurisdictions. The software integrates seamlessly with policy administration, claims, and accounting systems for end-to-end P&C operations.

Applied Epic is a comprehensive cloud-based agency management system (AMS) from Applied Systems, offering robust P&C insurance billing functionality integrated with policy administration, quoting, and servicing. It automates invoicing, premium billing, accounts receivable, and payment processing, supporting complex scenarios like agency bill, direct bill, and installment plans. The platform provides real-time synchronization between policies and billing data, enhancing accuracy and compliance for property & casualty insurers.

Vertafore Sagitta is a veteran agency management system designed primarily for property & casualty (P&C) insurance agencies, with comprehensive billing capabilities that automate invoicing, premium collections, direct bill reconciliation, and accounts receivable tracking. It excels in integrating with numerous carrier systems to download policy and billing data seamlessly, supporting high-volume transactions and complex billing scenarios. While it's a powerhouse for established agencies, its legacy architecture requires significant customization and training.