Quick Overview
- 1#1: Applied Epic - Comprehensive enterprise-level agency management system for automating insurance workflows, quoting, and client management.
- 2#2: EZLynx - Integrated comparative rating, agency management, and client portal software for streamlined insurance quoting and sales.
- 3#3: Vertafore AMS360 - Powerful agency management solution with policy management, billing, and reporting for property and casualty insurance.
- 4#4: HawkSoft - Robust agency management system offering advanced reporting, automation, and integration for independent agencies.
- 5#5: AgencyBloc - CRM and commission tracking platform designed specifically for life, health, and Medicare insurance agencies.
- 6#6: NowCerts - Cloud-based insurance software for managing certificates, policies, ACORD forms, and agency billing online.
- 7#7: QQ Catalyst - Commercial lines quoting and agency management system with real-time rating and workflow automation.
- 8#8: Insly - Modern digital insurance platform for brokers with policy management, client portals, and API integrations.
- 9#9: BindHQ - Workflow automation and task management tool for insurance agencies to speed up submissions and bind faster.
- 10#10: Shape Software - Sales enablement and client management platform for insurance agents with quoting, texting, and automation features.
Tools were selected and ranked based on robust functionality, user-friendliness, reliability, and overall value, ensuring alignment with the varied demands of modern insurance agencies.
Comparison Table
Online insurance agency software streamlines operations, from client management to policy administration, serving as a vital tool for modern agency efficiency. This comparison table evaluates top solutions like Applied Epic, EZLynx, Vertafore AMS360, HawkSoft, AgencyBloc, and more, detailing their key features, usability, and practical fit. Readers will discover insights to match their workflow, scalability needs, and budget to the right software.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | Applied Epic Comprehensive enterprise-level agency management system for automating insurance workflows, quoting, and client management. | enterprise | 9.5/10 | 9.8/10 | 8.4/10 | 9.1/10 |
| 2 | EZLynx Integrated comparative rating, agency management, and client portal software for streamlined insurance quoting and sales. | enterprise | 9.1/10 | 9.4/10 | 8.7/10 | 8.9/10 |
| 3 | Vertafore AMS360 Powerful agency management solution with policy management, billing, and reporting for property and casualty insurance. | enterprise | 8.2/10 | 9.4/10 | 6.9/10 | 7.6/10 |
| 4 | HawkSoft Robust agency management system offering advanced reporting, automation, and integration for independent agencies. | enterprise | 8.7/10 | 9.2/10 | 7.8/10 | 8.3/10 |
| 5 | AgencyBloc CRM and commission tracking platform designed specifically for life, health, and Medicare insurance agencies. | specialized | 8.4/10 | 8.7/10 | 8.1/10 | 8.0/10 |
| 6 | NowCerts Cloud-based insurance software for managing certificates, policies, ACORD forms, and agency billing online. | specialized | 8.1/10 | 8.5/10 | 7.8/10 | 7.6/10 |
| 7 | QQ Catalyst Commercial lines quoting and agency management system with real-time rating and workflow automation. | specialized | 8.2/10 | 8.5/10 | 8.3/10 | 7.9/10 |
| 8 | Insly Modern digital insurance platform for brokers with policy management, client portals, and API integrations. | specialized | 8.2/10 | 8.7/10 | 8.0/10 | 7.8/10 |
| 9 | BindHQ Workflow automation and task management tool for insurance agencies to speed up submissions and bind faster. | specialized | 8.1/10 | 8.5/10 | 7.7/10 | 7.9/10 |
| 10 | Shape Software Sales enablement and client management platform for insurance agents with quoting, texting, and automation features. | specialized | 8.2/10 | 8.5/10 | 8.7/10 | 7.9/10 |
Comprehensive enterprise-level agency management system for automating insurance workflows, quoting, and client management.
Integrated comparative rating, agency management, and client portal software for streamlined insurance quoting and sales.
Powerful agency management solution with policy management, billing, and reporting for property and casualty insurance.
Robust agency management system offering advanced reporting, automation, and integration for independent agencies.
CRM and commission tracking platform designed specifically for life, health, and Medicare insurance agencies.
Cloud-based insurance software for managing certificates, policies, ACORD forms, and agency billing online.
Commercial lines quoting and agency management system with real-time rating and workflow automation.
Modern digital insurance platform for brokers with policy management, client portals, and API integrations.
Workflow automation and task management tool for insurance agencies to speed up submissions and bind faster.
Sales enablement and client management platform for insurance agents with quoting, texting, and automation features.
Applied Epic
enterpriseComprehensive enterprise-level agency management system for automating insurance workflows, quoting, and client management.
Universal carrier connectivity via the Download Center, enabling one-click policy downloads from over 500 carriers.
Applied Epic is a comprehensive cloud-based agency management system (AMS) from Applied Systems, designed specifically for property & casualty insurance agencies. It handles end-to-end operations including client management, policy quoting and issuance, billing, claims tracking, and reporting. With deep carrier integrations and mobile accessibility, it enables efficient workflows and data-driven decision-making for agencies of all sizes.
Pros
- Extensive carrier integrations for seamless quoting and downloads
- Robust automation and workflow tools reducing manual tasks
- Advanced analytics and reporting for business insights
Cons
- Steep learning curve for new users due to complexity
- High implementation and customization costs
- Pricing lacks transparency and can be expensive for smaller agencies
Best For
Mid-to-large insurance agencies needing a scalable, enterprise-grade platform with deep carrier connectivity.
Pricing
Custom quote-based pricing; typically starts at several thousand dollars per month depending on agency size, users, and modules.
EZLynx
enterpriseIntegrated comparative rating, agency management, and client portal software for streamlined insurance quoting and sales.
Real-time comparative rater connecting to 300+ carriers for instant multi-line quotes
EZLynx is a comprehensive agency management system (AMS) designed for independent insurance agencies, offering real-time comparative quoting from over 300 carriers, CRM, policy management, and marketing automation. It streamlines workflows from lead capture to renewals with integrated tools for commissions tracking, reporting, and customizable agency websites. The platform supports commercial, personal, and life/health lines, enabling agencies to automate tasks and improve efficiency.
Pros
- Extensive carrier integrations for fast comparative quoting
- Robust CRM and agency management in one platform
- Advanced reporting and analytics for business insights
Cons
- Higher pricing may not suit very small agencies
- Steep initial learning curve for full customization
- Mobile app lacks some desktop features
Best For
Mid-sized independent insurance agencies needing an all-in-one solution for quoting, management, and growth.
Pricing
Quote-based pricing starting at around $150/user/month, scaled by agency size and modules selected.
Vertafore AMS360
enterprisePowerful agency management solution with policy management, billing, and reporting for property and casualty insurance.
Automated policy download and comparison from 400+ carrier portals, streamlining endorsements and renewals
Vertafore AMS360 is a comprehensive agency management system (AMS) designed for insurance agencies, providing tools for policy administration, client relationship management, billing, accounting, and reporting across personal, commercial, and specialty lines. It automates workflows, supports carrier integrations for downloads and endorsements, and includes document management via ImageRight. With robust compliance features and customization options, it's built for scaling operations in established agencies.
Pros
- Extensive feature set covering policy management, CRM, accounting, and workflows
- Strong carrier integrations and automated policy downloads
- Advanced reporting, compliance tools, and customization for large-scale use
Cons
- Steep learning curve and outdated interface requiring extensive training
- High implementation and ongoing costs
- Reported performance lags with very large datasets
Best For
Mid-to-large insurance agencies handling complex, high-volume policies that need a scalable, feature-rich AMS.
Pricing
Custom quote-based pricing; typically $100-250 per user/month plus setup fees starting at $10,000+ depending on agency size.
HawkSoft
enterpriseRobust agency management system offering advanced reporting, automation, and integration for independent agencies.
Automated policy download and update from over 100 carriers, drastically reducing manual data entry.
HawkSoft is a robust agency management system (AMS) tailored for independent property & casualty insurance agencies, providing end-to-end tools for policy management, client tracking, billing, and reporting. It excels in automating workflows through direct carrier integrations, including automated policy downloads from over 100 carriers. The platform also includes a client portal (HawkSoft Online) and mobile access for on-the-go management, making it suitable for agencies handling commercial and personal lines.
Pros
- Extensive carrier integrations for automated policy downloads and comparative rating
- Powerful reporting and customization options for agency-specific needs
- Dedicated U.S.-based support with high customer satisfaction
Cons
- Primarily desktop-based interface with a steeper learning curve for new users
- Limited native mobile functionality compared to fully cloud-based competitors
- Pricing can be higher for small agencies with fewer users
Best For
Mid-sized independent P&C insurance agencies seeking deep automation and carrier connectivity over pure cloud simplicity.
Pricing
Custom quoted pricing typically starts at $100-150 per user/month, with volume discounts for larger agencies; includes implementation fees.
AgencyBloc
specializedCRM and commission tracking platform designed specifically for life, health, and Medicare insurance agencies.
The Enrollment Center, a one-stop hub for electronic enrollments with direct carrier integrations and e-signatures
AgencyBloc is a specialized CRM and agency management software tailored for life and health insurance agencies, particularly those focused on Medicare and senior health plans. It provides tools for client onboarding, automated enrollments, compliance tracking, commission management, and lead nurturing to streamline agency operations. The platform emphasizes HIPAA compliance and integrates with major carriers for seamless quoting and servicing.
Pros
- Highly specialized for Medicare and health insurance workflows with robust enrollment tools
- Strong compliance features including HIPAA-secure data handling and audit trails
- Excellent carrier integrations and commission automation for efficient operations
Cons
- Limited support for property & casualty (P&C) insurance lines
- Steep initial learning curve for advanced features
- Pricing can be higher compared to more generalist agency management tools
Best For
Health and life insurance agencies specializing in Medicare Advantage and supplemental plans that need tailored enrollment and compliance automation.
Pricing
Starts at $125/user/month for Essentials plan; Pro at $175/user/month; custom Enterprise pricing available.
NowCerts
specializedCloud-based insurance software for managing certificates, policies, ACORD forms, and agency billing online.
Real-time commission management with carrier-direct downloads and automated reconciliation
NowCerts is a cloud-based agency management system tailored for property and casualty insurance agencies, offering comprehensive tools for policy administration, billing, commissions, and client management. It automates workflows like invoicing, payments, and reporting while providing a client portal for self-service access. The platform supports mobile access and integrates with carriers for real-time data syncing, making it suitable for independent agencies seeking efficiency.
Pros
- Automated commission calculations and tracking
- Integrated client portal and online payments
- Strong compliance tools with ACORD form support
Cons
- Steep learning curve for new users
- Pricing can be high for small agencies
- Limited native integrations with non-insurance tools
Best For
Mid-sized property & casualty insurance agencies needing robust automation and carrier connectivity.
Pricing
Quote-based pricing starting at around $150/month for basic plans, scaling to $500+ for enterprise features based on users and modules.
QQ Catalyst
specializedCommercial lines quoting and agency management system with real-time rating and workflow automation.
Integrated comparative rater connecting directly to over 100 carriers for real-time multi-line quoting.
QQ Catalyst is a cloud-based agency management system (AMS) tailored for independent insurance agencies, offering integrated quoting, policy management, client portals, and carrier integrations. It streamlines workflows from lead capture to renewals with automation tools and mobile access. Designed to boost productivity and client retention through real-time data and comparative rating.
Pros
- Robust comparative rater with 100+ carrier integrations
- Intuitive client portal and mobile app for on-the-go access
- Strong automation for workflows and reporting
Cons
- Pricing can be steep for very small agencies
- Customization options are somewhat limited
- Occasional glitches in integrations reported by users
Best For
Mid-sized independent insurance agencies seeking a comprehensive, all-in-one platform for quoting and management.
Pricing
Custom quotes based on agency size; typically $100-$200 per user/month with tiered plans.
Insly
specializedModern digital insurance platform for brokers with policy management, client portals, and API integrations.
Fully customizable white-label client portal for omnichannel self-service quoting, policy access, and claims submission
Insly is a cloud-based insurance management platform tailored for brokers and agencies, handling the full policy lifecycle from quoting and binding to renewals, claims, and billing. It features customizable white-label client portals, multi-line support across personal and commercial insurance, and seamless integrations with over 100 carriers. The software emphasizes automation, reporting, and compliance tools to streamline operations for insurance intermediaries.
Pros
- Comprehensive all-in-one solution for policy management and CRM
- Robust white-label client portals with self-service options
- Strong integrations with carriers and accounting systems
Cons
- Pricing is quote-based and can be expensive for small agencies
- Steeper learning curve for advanced customizations
- Primarily optimized for European markets with some regional limitations
Best For
Mid-sized insurance brokerages needing a scalable, feature-rich platform for digital policy administration and client engagement.
Pricing
Custom quote-based pricing starting around €99/user/month, scaling with users, policies, and modules.
BindHQ
specializedWorkflow automation and task management tool for insurance agencies to speed up submissions and bind faster.
One-click multi-carrier quoting and binding engine that significantly reduces turnaround times
BindHQ is a cloud-based agency management platform tailored for insurance brokers and agencies, specializing in commercial property and casualty lines. It automates quoting, binding, policy issuance, and client servicing through seamless carrier integrations and workflow tools. The software enhances agency efficiency with client portals, reporting dashboards, and compliance features, making it suitable for streamlining operations in a competitive market.
Pros
- Extensive carrier integrations for quick multi-line quoting and binding
- Robust automation for workflows, renewals, and endorsements
- User-friendly client portal that improves self-service and retention
Cons
- Limited advanced customization compared to enterprise-level competitors
- Steeper learning curve for non-technical users
- Pricing lacks full transparency without a demo
Best For
Small to mid-sized commercial insurance agencies seeking efficient quoting and binding automation without needing highly complex enterprise features.
Pricing
Custom subscription pricing starting around $99/user/month, with agency-wide plans based on volume; free demo required for quotes.
Shape Software
specializedSales enablement and client management platform for insurance agents with quoting, texting, and automation features.
Shape Automations for intelligent, insurance-specific workflow triggers that guide leads through the sales pipeline
Shape Software is a cloud-based CRM platform tailored for insurance agencies, focusing on lead nurturing, client management, and sales automation. It offers tools for policy tracking, automated workflows, client portals, and integrations with carriers and quoting engines. The software emphasizes mobility with a responsive app, helping agencies streamline operations from prospecting to renewals.
Pros
- Intuitive interface with mobile app support
- Robust automation for workflows and renewals
- Strong integrations with insurance carriers and tools like AMS360
Cons
- Higher pricing may not suit very small agencies
- Limited advanced customization options
- Reporting features could be more flexible
Best For
Small to mid-sized independent insurance agencies seeking an user-friendly CRM to manage client lifecycles and automate sales processes.
Pricing
Starts at $99/user/month for Essentials plan; Pro and Enterprise tiers range from $149-$299/user/month with custom quoting.
Conclusion
The top 10 tools vary in focus—from enterprise management to specialized workflows, with the top three leading for their exceptional capabilities. Applied Epic claims the top spot as a comprehensive enterprise system, streamlining quoting, client management, and workflows. EZLynx and Vertafore AMS360 follow as strong alternatives: EZLynx excels in integrated comparative rating, while Vertafore AMS360 offers robust property and casualty management, each tailored to different agency needs.
Take the next step in enhancing your agency’s efficiency by trying the leading tool, Applied Epic, to unlock streamlined operations and growth.
Tools Reviewed
All tools were independently evaluated for this comparison