GITNUXBEST LIST

Non Profit Public Sector

Top 10 Best Ngo Accounting Software of 2026

Discover the top 10 Ngo accounting software solutions to streamline finances. Compare features, find the best fit, and boost efficiency today!

Sarah Mitchell

Sarah Mitchell

Feb 11, 2026

10 tools comparedExpert reviewed
Independent evaluation · Unbiased commentary · Updated regularly
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Accurate financial management is essential for NGOs and nonprofits, as it ensures transparency, compliance, and effective stewardship of resources—cornerstones of mission success. With a spectrum of tools available, from enterprise-grade platforms to budget-friendly solutions, choosing the right Ngo accounting software can transform operations, streamline workflows, and maximize impact. Below, we showcase the leading 10 options, each designed to address unique organizational needs, from fund tracking to grant management and beyond.

Quick Overview

  1. 1#1: Aplos - Cloud-based fund accounting software designed specifically for nonprofits, churches, and NGOs with donation tracking and financial reporting.
  2. 2#2: Blackbaud Financial Edge NXT - Enterprise-level nonprofit accounting platform offering fund accounting, grant management, and integrated fundraising tools for large NGOs.
  3. 3#3: Sage Intacct - Scalable cloud ERP with nonprofit templates for fund accounting, multi-entity management, and compliance reporting tailored to NGOs.
  4. 4#4: MIP Fund Accounting - Proven fund accounting system for nonprofits featuring advanced budgeting, grant tracking, and audit-ready financial statements.
  5. 5#5: QuickBooks Online Nonprofit - User-friendly accounting software adapted for nonprofits with fund tracking, donation receipts, and 990 form support.
  6. 6#6: NetSuite for Nonprofits - Comprehensive cloud ERP solution for NGOs providing fund accounting, CRM integration, and real-time financial dashboards.
  7. 7#7: Araize FastFund Accounting - Affordable nonprofit accounting software with fund management, payroll, and QuickBooks integration for small to mid-sized NGOs.
  8. 8#8: Xero - Cloud accounting platform adaptable for NGOs with bank reconciliation, invoicing, and third-party nonprofit apps for fund tracking.
  9. 9#9: Wave Accounting - Free online accounting tool suitable for small NGOs offering invoicing, expense tracking, and basic financial reports.
  10. 10#10: Manager.io - Free, open-source desktop and cloud accounting software with customizable fund accounting for budget-conscious NGOs.

We ranked these tools by evaluating specialized features (e.g., donor management, 990 reporting), performance (scalability, reliability), user experience (intuitive design, support), and value (cost-effectiveness, integration capabilities), ensuring a comprehensive list that serves small, mid-sized, and large NGOs.

Comparison Table

Selecting the right NGO accounting software is critical for efficient financial management, with diverse tools designed to meet varying organizational needs. This comparison table outlines key options—such as Aplos, Blackbaud Financial Edge NXT, Sage Intacct, MIP Fund Accounting, and QuickBooks Online Nonprofit—to guide informed choices. Readers will discover features, strengths, and suitability for different scales or operational focus areas, simplifying the decision-making process.

1Aplos logo9.5/10

Cloud-based fund accounting software designed specifically for nonprofits, churches, and NGOs with donation tracking and financial reporting.

Features
9.7/10
Ease
9.2/10
Value
9.1/10

Enterprise-level nonprofit accounting platform offering fund accounting, grant management, and integrated fundraising tools for large NGOs.

Features
9.3/10
Ease
7.4/10
Value
8.1/10

Scalable cloud ERP with nonprofit templates for fund accounting, multi-entity management, and compliance reporting tailored to NGOs.

Features
9.2/10
Ease
7.8/10
Value
8.0/10

Proven fund accounting system for nonprofits featuring advanced budgeting, grant tracking, and audit-ready financial statements.

Features
9.2/10
Ease
7.8/10
Value
8.1/10

User-friendly accounting software adapted for nonprofits with fund tracking, donation receipts, and 990 form support.

Features
8.7/10
Ease
7.9/10
Value
7.5/10

Comprehensive cloud ERP solution for NGOs providing fund accounting, CRM integration, and real-time financial dashboards.

Features
9.3/10
Ease
6.7/10
Value
7.0/10

Affordable nonprofit accounting software with fund management, payroll, and QuickBooks integration for small to mid-sized NGOs.

Features
8.5/10
Ease
8.0/10
Value
8.1/10
8Xero logo7.8/10

Cloud accounting platform adaptable for NGOs with bank reconciliation, invoicing, and third-party nonprofit apps for fund tracking.

Features
7.5/10
Ease
9.2/10
Value
8.0/10

Free online accounting tool suitable for small NGOs offering invoicing, expense tracking, and basic financial reports.

Features
6.2/10
Ease
9.3/10
Value
9.5/10
10Manager.io logo7.2/10

Free, open-source desktop and cloud accounting software with customizable fund accounting for budget-conscious NGOs.

Features
6.5/10
Ease
8.4/10
Value
9.6/10
1
Aplos logo

Aplos

specialized

Cloud-based fund accounting software designed specifically for nonprofits, churches, and NGOs with donation tracking and financial reporting.

Overall Rating9.5/10
Features
9.7/10
Ease of Use
9.2/10
Value
9.1/10
Standout Feature

True nonprofit fund accounting with unlimited funds, classes, and restrictions tracking, eliminating the need for complex spreadsheets or workarounds in general ledgers.

Aplos is a cloud-based accounting software tailored specifically for nonprofits, churches, and NGOs, offering fund accounting, donor management, and financial reporting designed to meet 501(c)(3) compliance needs. It streamlines donation tracking, budgeting, payroll, and online giving integrations, allowing organizations to manage multiple funds effortlessly. With robust automation and customizable dashboards, Aplos helps NGOs focus on their mission rather than manual bookkeeping.

Pros

  • Specialized fund accounting supports unlimited funds and classes for precise nonprofit tracking
  • Integrated donor database with CRM-like features and automated thank-you emails
  • Comprehensive reporting suite including Form 990 preparation and grant tracking

Cons

  • Higher pricing tiers can be costly for very small NGOs with limited budgets
  • Steeper learning curve for users new to fund accounting concepts
  • Limited native support for multi-currency transactions outside the US

Best For

Mid-sized NGOs and churches seeking an all-in-one solution for fund accounting, donor management, and compliance reporting without needing multiple tools.

Pricing

Starts at $59/month (Essentials) for basic accounting, $99/month (Standard) adds donor tools, $199/month (Advanced) includes payroll; custom enterprise pricing available.

Visit Aplosaplos.com
2
Blackbaud Financial Edge NXT logo

Blackbaud Financial Edge NXT

enterprise

Enterprise-level nonprofit accounting platform offering fund accounting, grant management, and integrated fundraising tools for large NGOs.

Overall Rating8.7/10
Features
9.3/10
Ease of Use
7.4/10
Value
8.1/10
Standout Feature

Sophisticated multi-dimensional fund accounting with unlimited segmentation for precise grant and donor tracking

Blackbaud Financial Edge NXT is a cloud-based financial management platform tailored for nonprofit organizations, offering robust fund accounting, general ledger, budgeting, accounts payable/receivable, and grant management. It excels in handling complex nonprofit financial needs like restricted fund tracking and multi-entity consolidations. Seamless integration with Blackbaud's Raiser's Edge NXT enhances fundraising and donor management workflows.

Pros

  • Advanced fund accounting for restricted/unrestricted funds and compliance
  • Powerful reporting and dashboards with real-time analytics
  • Strong integrations with CRM and fundraising tools

Cons

  • Steep learning curve requiring extensive training
  • High pricing not ideal for small NGOs
  • Customization can be limited without developer support

Best For

Mid-to-large nonprofits needing integrated fund accounting and fundraising capabilities.

Pricing

Quote-based subscription starting at $5,000+ monthly for mid-sized orgs, plus implementation fees.

3
Sage Intacct logo

Sage Intacct

enterprise

Scalable cloud ERP with nonprofit templates for fund accounting, multi-entity management, and compliance reporting tailored to NGOs.

Overall Rating8.7/10
Features
9.2/10
Ease of Use
7.8/10
Value
8.0/10
Standout Feature

Multi-dimensional data model for simultaneous tracking and reporting across unlimited dimensions like funds, grants, programs, and locations.

Sage Intacct is a robust cloud-based financial management platform tailored for mid-sized to large organizations, including NGOs, with specialized modules for fund accounting, grant management, and donor tracking. It enables nonprofits to manage complex financial structures across multiple entities, funds, and programs while ensuring compliance with standards like FASB and GAAP. The software provides real-time dashboards, advanced reporting, and seamless integrations with CRM systems like Salesforce.

Pros

  • Superior fund accounting and multi-dimensional tracking for grants and programs
  • Real-time financial reporting and customizable dashboards
  • Scalable for multi-entity NGOs with strong compliance tools

Cons

  • Steep learning curve and complex setup requiring training
  • High cost may not suit smaller NGOs
  • Implementation often needs consultants

Best For

Mid-to-large NGOs with complex multi-fund operations and growth ambitions.

Pricing

Custom quote-based pricing, typically starting at $15,000-$30,000 annually depending on modules, users, and entities.

Visit Sage Intacctsageintacct.com
4
MIP Fund Accounting logo

MIP Fund Accounting

enterprise

Proven fund accounting system for nonprofits featuring advanced budgeting, grant tracking, and audit-ready financial statements.

Overall Rating8.6/10
Features
9.2/10
Ease of Use
7.8/10
Value
8.1/10
Standout Feature

Advanced allocation engine for handling complex, multi-level fund restrictions and grant requirements unique to nonprofits

MIP Fund Accounting, offered by Community Brands, is a robust financial management platform designed specifically for nonprofits, NGOs, and government organizations. It provides advanced fund accounting to track restricted and unrestricted funds, manage grants throughout their lifecycle, handle budgeting, payroll, and procurement. The software ensures compliance with standards like FASB and GASB through customizable reporting and analytics.

Pros

  • Comprehensive fund accounting with multi-dimensional tracking
  • Powerful reporting and grant management tools
  • Scalable for growing organizations with strong compliance features

Cons

  • Steep learning curve and complex initial setup
  • Higher cost suitable for mid-to-large organizations only
  • Limited native mobile accessibility

Best For

Mid-sized to large NGOs requiring sophisticated fund accounting, grant tracking, and regulatory compliance.

Pricing

Quote-based pricing, typically starting at $10,000+ annually based on users, modules, and deployment (cloud or on-premise).

Visit MIP Fund Accountingcommunitybrands.com
5
QuickBooks Online Nonprofit logo

QuickBooks Online Nonprofit

enterprise

User-friendly accounting software adapted for nonprofits with fund tracking, donation receipts, and 990 form support.

Overall Rating8.1/10
Features
8.7/10
Ease of Use
7.9/10
Value
7.5/10
Standout Feature

Class and location tracking for multi-fund accounting in a single file

QuickBooks Online Nonprofit is a cloud-based accounting platform tailored for nonprofits, enabling fund accounting, donor and grant tracking, and compliance reporting like Form 990. It supports multiple funds through class and location tracking, automates bank reconciliations, and integrates with CRM tools for streamlined operations. Ideal for organizations needing robust financial management without fully specialized nonprofit software.

Pros

  • Powerful fund accounting via class and location tracking
  • Strong automation for bank feeds and invoicing
  • Excellent integrations with nonprofit CRMs and apps

Cons

  • Steep learning curve for nonprofit-specific setup
  • Higher pricing for advanced features
  • Limited native fundraising tools compared to dedicated platforms

Best For

Mid-sized nonprofits with accounting expertise needing scalable financial tracking and integrations.

Pricing

Starts at $75/month for Plus (billed annually), up to $200/month for Advanced; nonprofit discounts often available.

6
NetSuite for Nonprofits logo

NetSuite for Nonprofits

enterprise

Comprehensive cloud ERP solution for NGOs providing fund accounting, CRM integration, and real-time financial dashboards.

Overall Rating8.1/10
Features
9.3/10
Ease of Use
6.7/10
Value
7.0/10
Standout Feature

Advanced Fund Accounting with real-time restriction and allocation tracking across multiple entities

NetSuite for Nonprofits is a comprehensive cloud-based ERP platform tailored for nonprofit organizations, offering fund accounting, grant lifecycle management, donor relationship tracking, and program management. It provides real-time visibility into restricted funds, multi-entity consolidation, and compliance reporting to meet standards like FASB and IFRS for NGOs. The solution integrates financials, CRM, and operations to streamline nonprofit workflows and support scalable growth.

Pros

  • Robust fund accounting with restriction tracking and multi-currency support
  • Integrated grant management and donor CRM for end-to-end nonprofit operations
  • Advanced analytics and customizable dashboards for compliance and reporting

Cons

  • Steep learning curve and lengthy implementation process
  • High cost makes it less accessible for small NGOs
  • Overly complex for basic accounting needs

Best For

Mid-to-large NGOs with complex multi-fund operations, international presence, and enterprise-scale requirements.

Pricing

Custom subscription pricing starting at around $10,000-$20,000 annually, based on users, modules, and organization size; quotes required.

7
Araize FastFund Accounting logo

Araize FastFund Accounting

specialized

Affordable nonprofit accounting software with fund management, payroll, and QuickBooks integration for small to mid-sized NGOs.

Overall Rating8.2/10
Features
8.5/10
Ease of Use
8.0/10
Value
8.1/10
Standout Feature

Unlimited fund accounting with automatic tracking of donor restrictions and grant compliance.

Araize FastFund Accounting is a cloud-based nonprofit accounting software tailored for NGOs and nonprofits, specializing in fund accounting to track restricted and unrestricted funds. It offers grant management, donor tracking, budgeting, and customizable reporting compliant with FASB and GAAP standards. The platform integrates CRM-like features for fundraising and provides real-time financial insights accessible from any device.

Pros

  • Robust fund accounting for multiple restricted funds
  • Integrated grant and donor management tools
  • Strong customizable reporting and dashboards

Cons

  • Limited integrations with third-party tools like payroll providers
  • Steeper learning curve for complex multi-entity setups
  • Pricing can escalate for larger organizations

Best For

Small to mid-sized NGOs seeking specialized nonprofit fund accounting with built-in fundraising capabilities.

Pricing

Starts at $295/month for basic plans (up to 5 users), with Standard ($595/month) and Premium ($995+/month) tiers; custom enterprise pricing available.

8
Xero logo

Xero

enterprise

Cloud accounting platform adaptable for NGOs with bank reconciliation, invoicing, and third-party nonprofit apps for fund tracking.

Overall Rating7.8/10
Features
7.5/10
Ease of Use
9.2/10
Value
8.0/10
Standout Feature

Unlimited users across all plans, ideal for collaborative NGO teams.

Xero is a cloud-based accounting software primarily designed for small to medium-sized businesses, offering invoicing, bank reconciliation, expense tracking, payroll, and financial reporting. For NGOs, it provides a user-friendly platform for core accounting tasks with multi-currency support and project tracking that can adapt to basic grant management. While it lacks native fund accounting or donor management, its extensive app marketplace allows integrations for non-profit-specific needs like compliance reporting.

Pros

  • Intuitive, modern interface with mobile app access
  • Unlimited users at no extra cost
  • Strong bank feeds and automation for reconciliations

Cons

  • No built-in fund accounting or grant tracking
  • Limited native non-profit reporting (e.g., Form 990 requires add-ons)
  • Advanced features locked behind higher pricing tiers

Best For

Small NGOs with basic accounting needs seeking an easy-to-use, cloud-based solution that scales with integrations.

Pricing

Early ($15/month), Growing ($42/month), Established ($78/month) per organization; billed annually with discounts.

Visit Xeroxero.com
9
Wave Accounting logo

Wave Accounting

other

Free online accounting tool suitable for small NGOs offering invoicing, expense tracking, and basic financial reports.

Overall Rating7.1/10
Features
6.2/10
Ease of Use
9.3/10
Value
9.5/10
Standout Feature

100% free core accounting software with no limits on users, invoices, or transactions

Wave Accounting is a cloud-based platform providing free invoicing, accounting, and expense tracking primarily designed for small businesses and freelancers. It enables users to manage income, expenses, generate basic financial reports, and handle payroll or payments via add-ons. For NGOs, it offers simple bookkeeping but lacks specialized nonprofit features like fund accounting or grant tracking.

Pros

  • Completely free core accounting and unlimited invoicing
  • Intuitive interface with mobile app for easy access
  • Quick setup and automatic bank reconciliation

Cons

  • No dedicated nonprofit features like fund accounting or donor management
  • Transaction fees for payments and payroll add-ons
  • Limited reporting customization for NGO compliance needs

Best For

Very small NGOs or volunteer-run nonprofits with basic bookkeeping requirements and tight budgets.

Pricing

Free for accounting, invoicing, and reports; 2.9% + 30¢ per credit card transaction; payroll starts at $20/month + per-employee fees.

10
Manager.io logo

Manager.io

other

Free, open-source desktop and cloud accounting software with customizable fund accounting for budget-conscious NGOs.

Overall Rating7.2/10
Features
6.5/10
Ease of Use
8.4/10
Value
9.6/10
Standout Feature

Unlimited free use with full customization via open-source code and drag-and-drop form builder

Manager.io is a versatile, open-source accounting software offering invoicing, expense tracking, bank reconciliation, inventory management, and customizable reporting for small businesses and organizations. It supports both desktop (free forever) and cloud deployments, with multi-currency and offline capabilities. For NGOs, it handles basic financials well but requires custom setups for nonprofit-specific needs like fund tracking.

Pros

  • Free desktop version with no limits on users or transactions
  • Highly customizable reports, fields, and workflows
  • Offline access and multi-currency support

Cons

  • No built-in fund accounting or grant/donor management for NGOs
  • Cloud hosting requires paid subscription
  • Limited pre-built nonprofit compliance templates

Best For

Small NGOs or nonprofits with straightforward accounting needs seeking a no-cost, customizable alternative to pricier specialized tools.

Pricing

Free desktop edition forever; Cloud starts at $19/month for 1 business (scales up).

Conclusion

After reviewing the best tools for NGO accounting, Aplos emerges as the top choice, offering tailored fund tracking and reporting that align closely with nonprofit needs. Blackbaud Financial Edge NXT remains a standout for enterprise-level operations, while Sage Intacct excels with its scalability and compliance-focused features, making it a strong fit for complex organizations. Each option addresses unique requirements, ensuring there’s a compelling pick for every group’s goals.

Aplos logo
Our Top Pick
Aplos

Take the first step toward efficient financial management by trying Aplos—its intuitive design and dedicated features can help your NGO focus on impact, not admin.