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Top 10 Best Loyalty Scheme Software of 2026

Discover top loyalty scheme software to boost customer retention. Compare features & find the best fit for your business today.

Alexander Schmidt

Alexander Schmidt

Feb 11, 2026

10 tools comparedExpert reviewed
Independent evaluation · Unbiased commentary · Updated regularly
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In competitive markets, loyalty scheme software is a vital tool for driving customer retention, advocacy, and revenue growth. With options ranging from enterprise-grade omnichannel platforms to mobile-first solutions for brick-and-mortar businesses, choosing the right tool is key to aligning with business goals and delivering personalized experiences. Below, we highlight the top 10 tools, each designed to cater to diverse needs—from global brands to small businesses.

Quick Overview

  1. 1#1: Antavo - Enterprise-grade loyalty management platform offering omnichannel programs, gamification, and advanced personalization for global brands.
  2. 2#2: Yotpo - All-in-one ecommerce marketing platform with robust loyalty and referral programs integrated with reviews and SMS.
  3. 3#3: LoyaltyLion - Headless loyalty platform for Shopify and ecommerce brands with tiered rewards, points, and VIP experiences.
  4. 4#4: Smile.io - User-friendly loyalty rewards app for Shopify and BigCommerce stores focusing on points, referrals, and VIP tiers.
  5. 5#5: Zinrelo - Data-driven loyalty platform with 20+ engagement modules for retention, advocacy, and redemption automation.
  6. 6#6: Annex Cloud - Omnichannel customer loyalty solution with advocacy, personalization, and lifecycle marketing tools.
  7. 7#7: Kangaroo Rewards - Shopify-native loyalty program app offering points, rewards, referrals, and VIP tiers for online stores.
  8. 8#8: TapMango - Mobile-first digital punch card and loyalty app for brick-and-mortar businesses with stamps and rewards.
  9. 9#9: FiveStars - Loyalty and marketing platform for small businesses with mobile check-ins, rewards, and local marketing.
  10. 10#10: Paytronix - Comprehensive loyalty, payments, and ordering platform tailored for restaurants and convenience stores.

These tools were selected based on a focus on features (scalability, personalization, and industry relevance), user-friendliness (setup and integration ease), and value (return on investment and operational efficiency), ensuring they offer robust, reliable solutions for maximizing customer loyalty.

Comparison Table

Loyalty programs are vital for boosting customer engagement, and choosing the right software is key to success. This comparison table explores tools including Antavo, Yotpo, LoyaltyLion, Smile.io, Zinrelo, and more, examining their features, benefits, and practical use cases. Readers will learn to identify which platform aligns best with their business needs and goals.

1Antavo logo9.5/10

Enterprise-grade loyalty management platform offering omnichannel programs, gamification, and advanced personalization for global brands.

Features
9.8/10
Ease
8.5/10
Value
9.2/10
2Yotpo logo9.2/10

All-in-one ecommerce marketing platform with robust loyalty and referral programs integrated with reviews and SMS.

Features
9.4/10
Ease
8.9/10
Value
8.6/10

Headless loyalty platform for Shopify and ecommerce brands with tiered rewards, points, and VIP experiences.

Features
9.4/10
Ease
8.7/10
Value
8.9/10
4Smile.io logo8.7/10

User-friendly loyalty rewards app for Shopify and BigCommerce stores focusing on points, referrals, and VIP tiers.

Features
9.2/10
Ease
8.8/10
Value
8.4/10
5Zinrelo logo8.5/10

Data-driven loyalty platform with 20+ engagement modules for retention, advocacy, and redemption automation.

Features
9.2/10
Ease
8.0/10
Value
8.1/10

Omnichannel customer loyalty solution with advocacy, personalization, and lifecycle marketing tools.

Features
9.2/10
Ease
7.6/10
Value
8.0/10

Shopify-native loyalty program app offering points, rewards, referrals, and VIP tiers for online stores.

Features
7.9/10
Ease
9.2/10
Value
8.3/10
8TapMango logo8.2/10

Mobile-first digital punch card and loyalty app for brick-and-mortar businesses with stamps and rewards.

Features
8.5/10
Ease
9.0/10
Value
7.8/10
9FiveStars logo8.4/10

Loyalty and marketing platform for small businesses with mobile check-ins, rewards, and local marketing.

Features
8.7/10
Ease
9.0/10
Value
7.9/10
10Paytronix logo8.2/10

Comprehensive loyalty, payments, and ordering platform tailored for restaurants and convenience stores.

Features
8.7/10
Ease
7.8/10
Value
7.9/10
1
Antavo logo

Antavo

enterprise

Enterprise-grade loyalty management platform offering omnichannel programs, gamification, and advanced personalization for global brands.

Overall Rating9.5/10
Features
9.8/10
Ease of Use
8.5/10
Value
9.2/10
Standout Feature

Composable loyalty engine with headless API architecture for limitless customization without vendor lock-in

Antavo is a leading enterprise-grade loyalty management platform that empowers brands to create, launch, and scale highly personalized loyalty programs across multiple channels. It supports advanced mechanics like points, tiers, gamification, VIP experiences, and Web3 integrations such as NFTs for rewards. With its API-first, headless architecture, Antavo enables seamless customization and integration with e-commerce, CRM, and POS systems to drive customer retention and lifetime value.

Pros

  • Unmatched flexibility with composable, API-first architecture for custom programs
  • Advanced gamification, personalization, and Web3 capabilities
  • Robust analytics, A/B testing, and omnichannel support for enterprise scale

Cons

  • Steep learning curve for non-technical users setting up complex programs
  • Custom pricing can be prohibitive for SMBs
  • Requires developer resources for full customization

Best For

Large enterprises and brands needing a scalable, fully customizable loyalty platform to engage high-value customers across digital and physical touchpoints.

Pricing

Custom enterprise pricing, typically starting at $50,000+ annually based on program scope, user volume, and integrations.

Visit Antavoantavo.com
2
Yotpo logo

Yotpo

enterprise

All-in-one ecommerce marketing platform with robust loyalty and referral programs integrated with reviews and SMS.

Overall Rating9.2/10
Features
9.4/10
Ease of Use
8.9/10
Value
8.6/10
Standout Feature

Seamless synergy between loyalty points, customer reviews, and referrals, rewarding authentic UGC to amplify engagement and trust.

Yotpo is an e-commerce marketing platform with a powerful Loyalty & Referrals module that helps businesses build customizable loyalty programs. Customers earn points through purchases, reviews, referrals, and social actions, redeemable for discounts, free products, or VIP perks. It features tiered programs, gamification, and seamless integrations with platforms like Shopify, BigCommerce, and Magento, driving retention and repeat sales.

Pros

  • Comprehensive point-based rewards and VIP tiers with gamification elements
  • Strong integrations with e-commerce platforms and built-in fraud detection for referrals
  • Advanced analytics for customer segmentation and campaign performance

Cons

  • Higher pricing tiers can be expensive for small businesses
  • Full potential requires bundling with other Yotpo modules like reviews or SMS
  • Limited customization for non-e-commerce industries

Best For

Mid-to-large e-commerce stores seeking an integrated loyalty solution to boost customer retention and referrals.

Pricing

Starts at $199/month for Essentials plan (up to 500 orders/mo), scales to $399+/month for Pro/Enterprise based on volume; custom quotes available.

Visit Yotpoyotpo.com
3
LoyaltyLion logo

LoyaltyLion

specialized

Headless loyalty platform for Shopify and ecommerce brands with tiered rewards, points, and VIP experiences.

Overall Rating9.1/10
Features
9.4/10
Ease of Use
8.7/10
Value
8.9/10
Standout Feature

Integrated advocacy suite with referrals, reviews, and UGC rewards that turns loyal customers into promoters

LoyaltyLion is a robust loyalty management platform tailored for e-commerce brands, particularly those on Shopify, enabling the creation of customizable points-based programs, VIP tiers, and referral systems to boost customer retention and lifetime value. It offers seamless integrations with tools like Klaviyo, Gorgias, and BigCommerce, along with advanced analytics for tracking engagement and ROI. The platform supports gamified experiences, custom rewards, and headless implementations for modern storefronts.

Pros

  • Deep e-commerce integrations especially with Shopify
  • Powerful analytics and customer segmentation
  • Scalable for high-volume brands with enterprise support

Cons

  • Pricing tied to annual revenue can get expensive
  • Advanced customizations may require developer help
  • Steeper learning curve for non-technical users

Best For

Mid-to-enterprise e-commerce brands with $1M+ annual revenue seeking sophisticated, data-driven loyalty programs.

Pricing

Revenue-based: Growth ($199/mo up to $1M revenue), Pro ($599/mo up to $5M), Enterprise (custom); 30-day free trial.

Visit LoyaltyLionloyaltylion.com
4
Smile.io logo

Smile.io

specialized

User-friendly loyalty rewards app for Shopify and BigCommerce stores focusing on points, referrals, and VIP tiers.

Overall Rating8.7/10
Features
9.2/10
Ease of Use
8.8/10
Value
8.4/10
Standout Feature

Advanced referral engine that rewards both referrers and referees with points, driving viral customer acquisition

Smile.io is a leading loyalty platform tailored for e-commerce businesses, allowing merchants to build customizable rewards programs where customers earn points for actions like purchases, referrals, reviews, and social shares. These points can be redeemed for discounts, free shipping, or exclusive perks, with features like VIP tiers and referral campaigns to boost retention and lifetime value. It integrates seamlessly with Shopify, BigCommerce, and other platforms, providing analytics to track program performance.

Pros

  • Seamless integrations with Shopify and other e-commerce platforms
  • Highly customizable rewards, points, and VIP tiers
  • Robust analytics and referral tools for customer growth

Cons

  • Pricing scales quickly for high-volume stores on Pro/Enterprise plans
  • Limited support for non-e-commerce or B2B loyalty programs
  • Advanced customizations may require developer help

Best For

E-commerce brands on Shopify or similar platforms seeking to implement scalable, points-based loyalty programs to increase repeat purchases.

Pricing

Free plan for basic programs; Plus at $49/month (up to 500 orders), Pro at $599/month (up to 25k orders), Enterprise custom pricing.

5
Zinrelo logo

Zinrelo

enterprise

Data-driven loyalty platform with 20+ engagement modules for retention, advocacy, and redemption automation.

Overall Rating8.5/10
Features
9.2/10
Ease of Use
8.0/10
Value
8.1/10
Standout Feature

AI-powered 360-degree customer profiles for hyper-personalized rewards and recommendations

Zinrelo is an AI-powered loyalty management platform that enables businesses to create personalized loyalty programs across e-commerce, retail, and omnichannel environments. It allows customers to earn points through over 50 actions, including purchases, referrals, reviews, and social shares, while offering gamification, tiered rewards, and redemption options. The platform leverages data analytics for customer segmentation and personalized campaigns to drive retention and increase customer lifetime value.

Pros

  • Over 50 ways to earn and redeem points for comprehensive engagement
  • AI-driven personalization and 360-degree customer profiles
  • Seamless integrations with Shopify, Magento, BigCommerce, and more

Cons

  • Pricing can be steep for small businesses
  • Steeper learning curve for advanced analytics features
  • Limited customization in UI design compared to competitors

Best For

Mid-sized e-commerce and retail businesses seeking data-driven, personalized loyalty programs to boost retention.

Pricing

Custom enterprise pricing starting at around $599/month, based on customer base size and features; free demo available.

Visit Zinrelozinrelo.com
6
Annex Cloud logo

Annex Cloud

enterprise

Omnichannel customer loyalty solution with advocacy, personalization, and lifecycle marketing tools.

Overall Rating8.4/10
Features
9.2/10
Ease of Use
7.6/10
Value
8.0/10
Standout Feature

Unified Loyalty Experience Manager combining loyalty programs, advocacy, reviews, and UGC with AI-driven personalization

Annex Cloud is a comprehensive loyalty management platform that enables brands to design, launch, and optimize customer loyalty programs, referral campaigns, reviews, and user-generated content initiatives. It supports points-based rewards, VIP tiers, personalized experiences, and omnichannel engagement across online, mobile, and in-store channels. The software leverages data analytics and AI to drive customer retention, advocacy, and lifetime value for enterprise-level businesses.

Pros

  • Robust feature set including loyalty, referrals, reviews, and UGC in one platform
  • Scalable for enterprises with strong integrations (Shopify, Salesforce, etc.)
  • Proven results with major brands like Sony and Under Armour

Cons

  • Complex setup and steep learning curve for non-technical users
  • Opaque custom pricing lacks transparency for smaller businesses
  • Overkill and costly for SMBs without enterprise needs

Best For

Mid-to-large enterprises and established brands needing scalable, omnichannel loyalty solutions.

Pricing

Custom enterprise pricing via quote; typically starts at $5,000+ per month based on scale and features.

Visit Annex Cloudannexcloud.com
7
Kangaroo Rewards logo

Kangaroo Rewards

specialized

Shopify-native loyalty program app offering points, rewards, referrals, and VIP tiers for online stores.

Overall Rating8.1/10
Features
7.9/10
Ease of Use
9.2/10
Value
8.3/10
Standout Feature

Frictionless QR code-based digital punch cards that customers access instantly via any smartphone camera without app downloads

Kangaroo Rewards is a loyalty platform designed for local brick-and-mortar businesses like cafes, gyms, and salons, offering digital stamp cards, points-based rewards, and VIP tiers without requiring customers to download an app. Customers scan QR codes to track stamps and redeem rewards contactlessly via their phones. The software includes marketing automation tools for SMS/email campaigns and customer data analytics to drive repeat visits and higher spend.

Pros

  • Intuitive setup with no hardware or app required for customers
  • Effective digital stamp cards that boost repeat business
  • Built-in SMS/email marketing for personalized engagement

Cons

  • Limited advanced analytics and reporting compared to enterprise tools
  • Customization options for rewards and branding are somewhat basic
  • Pricing structure scales per location, which can add up for multi-site businesses

Best For

Small to medium local businesses such as coffee shops, fitness studios, and salons seeking a simple, mobile-first loyalty program to increase customer retention.

Pricing

Starts at $59/month per location (Grow plan) with unlimited stamps and basic marketing; Pro at $149/month adds advanced segmentation; Enterprise custom pricing.

8
TapMango logo

TapMango

specialized

Mobile-first digital punch card and loyalty app for brick-and-mortar businesses with stamps and rewards.

Overall Rating8.2/10
Features
8.5/10
Ease of Use
9.0/10
Value
7.8/10
Standout Feature

Tap-to-earn NFC/QR check-in system that works seamlessly without physical cards or staff input

TapMango is a mobile-first loyalty program software designed for brick-and-mortar businesses like cafes, salons, and retail stores, enabling customers to earn and redeem rewards via a simple tap-to-earn system using QR codes or NFC on their smartphones. It eliminates the need for physical loyalty cards by allowing instant point accumulation through check-ins at the point of sale. The platform provides customizable rewards programs, customer analytics, and automated marketing tools to boost repeat visits and engagement.

Pros

  • Intuitive tap-to-earn via mobile app reduces friction for customers
  • Strong analytics and marketing automation for customer retention
  • Quick setup with minimal hardware requirements

Cons

  • Limited integrations with advanced POS systems
  • Pricing scales up quickly for multi-location businesses
  • Customization options can feel basic compared to enterprise solutions

Best For

Small to medium-sized local businesses seeking an affordable, easy-to-implement digital loyalty program without complex POS integrations.

Pricing

Starts free for up to 100 customers; Pro plan at $99/month per location, with Enterprise custom pricing.

Visit TapMangotapmango.com
9
FiveStars logo

FiveStars

specialized

Loyalty and marketing platform for small businesses with mobile check-ins, rewards, and local marketing.

Overall Rating8.4/10
Features
8.7/10
Ease of Use
9.0/10
Value
7.9/10
Standout Feature

The 5-Star Network, connecting users to rewards across thousands of partner businesses for viral customer acquisition.

FiveStars is a comprehensive loyalty and marketing platform designed for local businesses, enabling them to create personalized rewards programs, automate marketing campaigns, and integrate with POS systems for seamless transactions. It provides customer insights through data analytics, supports online ordering and payments, and leverages a large network of partner businesses for cross-promotions. Ideal for brick-and-mortar operations like restaurants and retail, it focuses on driving repeat visits and customer retention.

Pros

  • Seamless POS integrations and mobile app for customers
  • Powerful customer segmentation and automated marketing tools
  • Extensive analytics for actionable insights

Cons

  • Pricing scales quickly with multiple locations
  • Limited customization for advanced loyalty rules
  • Primarily US-focused with less international support

Best For

Small to medium local businesses such as restaurants and retailers seeking easy-to-implement loyalty programs to boost repeat customers.

Pricing

Custom pricing starting at ~$300/month per location, with tiers scaling based on features and volume; enterprise plans available.

Visit FiveStarsfivestars.com
10
Paytronix logo

Paytronix

enterprise

Comprehensive loyalty, payments, and ordering platform tailored for restaurants and convenience stores.

Overall Rating8.2/10
Features
8.7/10
Ease of Use
7.8/10
Value
7.9/10
Standout Feature

AI-driven Guest Engagement platform that delivers hyper-personalized offers in real-time across all channels

Paytronix is a robust loyalty management platform tailored for the restaurant and hospitality industry, offering tools to build personalized rewards programs, mobile apps, and customer engagement campaigns. It integrates seamlessly with POS systems, online ordering, and CRM features to drive repeat visits and higher spend through data analytics and targeted promotions. The software emphasizes omnichannel experiences, enabling guests to earn and redeem rewards across in-store, online, and delivery channels.

Pros

  • Deep integration with major POS and ordering systems for restaurants
  • AI-powered personalization for targeted rewards and campaigns
  • Strong analytics dashboard for customer insights and ROI tracking

Cons

  • Limited applicability outside the restaurant sector
  • Complex setup and customization for smaller operations
  • Pricing lacks transparency and can be high for independents

Best For

Mid-sized to large restaurant chains seeking an integrated loyalty solution with online ordering capabilities.

Pricing

Custom enterprise pricing, typically starting at $5,000+ monthly based on locations, transactions, and features; contact for quote.

Visit Paytronixpaytronix.com

Conclusion

The top loyalty scheme software reviewed cater to diverse business needs, with Antavo leading as the top choice for its enterprise-grade omnichannel and personalization capabilities. Yotpo stands out for integrated ecommerce marketing, while LoyaltyLion excels in Shopify and tiered reward systems, making each a strong pick depending on specific requirements.

Antavo logo
Our Top Pick
Antavo

Don’t miss out on maximizing customer loyalty—try Antavo’s robust platform to create tailored, engaging programs that drive long-term success for your brand.