Quick Overview
- 1#1: LifeSpeed - Multi-carrier life insurance quoting engine delivering instant quotes and illustrations from top carriers.
- 2#2: WinFlex - Comprehensive needs analyzer and quoting software for life, health, and annuity products with advanced sales tools.
- 3#3: EbixLife - Integrated life insurance quoting, illustration, and agency management platform supporting global carriers.
- 4#4: Ensight - Cloud-based quoting and enrollment platform for life, health, and annuity insurance products.
- 5#5: Wealth-Lync - Life insurance illustration and quoting software with sales enablement and compliance features.
- 6#6: FiX - Advanced life insurance illustration and quoting tool for financial professionals and advisors.
- 7#7: AgencyBloc - CRM and quoting solution designed for life and Medicare insurance agencies with automation.
- 8#8: HawkSoft - Agency management system with integrated quoting capabilities for life and other insurance lines.
- 9#9: Applied Epic - Cloud-based insurance agency management platform featuring comparative quoting for life products.
- 10#10: Orbid - Life and annuity quoting and case management software with workflow automation.
Tools were chosen based on a balance of advanced features, intuitive usability, consistent performance, and value, ensuring they align with the demands of modern insurance sales and compliance workflows.
Comparison Table
This comparison table highlights leading life insurance quote software tools, such as LifeSpeed, WinFlex, EbixLife, Ensight, Wealth-Lync, and more, to help readers assess functionality, usability, and suitability. Whether for professionals or businesses, it simplifies identifying the right software to streamline quote generation and client management.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | LifeSpeed Multi-carrier life insurance quoting engine delivering instant quotes and illustrations from top carriers. | enterprise | 9.7/10 | 9.8/10 | 9.4/10 | 9.5/10 |
| 2 | WinFlex Comprehensive needs analyzer and quoting software for life, health, and annuity products with advanced sales tools. | enterprise | 9.1/10 | 9.4/10 | 8.8/10 | 8.9/10 |
| 3 | EbixLife Integrated life insurance quoting, illustration, and agency management platform supporting global carriers. | enterprise | 8.2/10 | 8.7/10 | 7.4/10 | 7.9/10 |
| 4 | Ensight Cloud-based quoting and enrollment platform for life, health, and annuity insurance products. | specialized | 8.6/10 | 8.7/10 | 9.1/10 | 8.2/10 |
| 5 | Wealth-Lync Life insurance illustration and quoting software with sales enablement and compliance features. | specialized | 8.1/10 | 8.3/10 | 7.7/10 | 8.0/10 |
| 6 | FiX Advanced life insurance illustration and quoting tool for financial professionals and advisors. | specialized | 8.2/10 | 8.7/10 | 8.1/10 | 7.9/10 |
| 7 | AgencyBloc CRM and quoting solution designed for life and Medicare insurance agencies with automation. | enterprise | 7.6/10 | 8.1/10 | 7.3/10 | 7.0/10 |
| 8 | HawkSoft Agency management system with integrated quoting capabilities for life and other insurance lines. | enterprise | 7.6/10 | 7.2/10 | 8.1/10 | 7.4/10 |
| 9 | Applied Epic Cloud-based insurance agency management platform featuring comparative quoting for life products. | enterprise | 7.8/10 | 8.4/10 | 6.9/10 | 7.2/10 |
| 10 | Orbid Life and annuity quoting and case management software with workflow automation. | specialized | 7.2/10 | 7.5/10 | 7.0/10 | 6.8/10 |
Multi-carrier life insurance quoting engine delivering instant quotes and illustrations from top carriers.
Comprehensive needs analyzer and quoting software for life, health, and annuity products with advanced sales tools.
Integrated life insurance quoting, illustration, and agency management platform supporting global carriers.
Cloud-based quoting and enrollment platform for life, health, and annuity insurance products.
Life insurance illustration and quoting software with sales enablement and compliance features.
Advanced life insurance illustration and quoting tool for financial professionals and advisors.
CRM and quoting solution designed for life and Medicare insurance agencies with automation.
Agency management system with integrated quoting capabilities for life and other insurance lines.
Cloud-based insurance agency management platform featuring comparative quoting for life products.
Life and annuity quoting and case management software with workflow automation.
LifeSpeed
enterpriseMulti-carrier life insurance quoting engine delivering instant quotes and illustrations from top carriers.
Instant householding and multi-carrier quoting engine delivering results in seconds from 100+ carriers
LifeSpeed by iPipeline is a premier cloud-based life insurance quoting and sales enablement platform designed for agents, advisors, and carriers. It delivers instant multi-carrier quotes from over 100 carriers, advanced needs analysis tools, customizable illustrations, and seamless eApplications. The software streamlines the entire sales process with integrated underwriting decisioning, compliance checks, and CRM connectivity, enabling faster policy placements and improved client experiences.
Pros
- Lightning-fast multi-carrier quoting from 100+ carriers
- Comprehensive tools including needs analyzers, illustrations, and eApps
- Robust integrations with CRMs and carrier systems for seamless workflows
Cons
- Steep initial learning curve for advanced features
- Pricing can be high for solo agents or small firms
- Customization options require vendor support for complex setups
Best For
High-volume independent agencies and advisors seeking efficient multi-carrier quoting and end-to-end sales automation.
Pricing
Subscription-based with tiered plans starting at around $50/user/month; enterprise pricing custom-quoted based on volume and features.
WinFlex
enterpriseComprehensive needs analyzer and quoting software for life, health, and annuity products with advanced sales tools.
FlexQuote engine delivering real-time, side-by-side quotes from dozens of carriers in seconds
WinFlex, from InsurTech Solutions, is a comprehensive life insurance quote software designed for agents and brokers, offering instant multi-carrier quoting for term, whole, universal, and other life products. It streamlines the sales process with e-applications, electronic signatures, needs analysis tools, and automated underwriting workflows. The platform supports both desktop and cloud deployments, ensuring scalability for agencies of varying sizes.
Pros
- Broad integration with over 50 life insurance carriers for rapid comparative quoting
- Robust e-application and straight-through processing capabilities
- Advanced needs analysis and product recommendation engine
Cons
- Initial setup and carrier onboarding can be time-consuming
- Higher cost for smaller agencies with limited volume
- Some advanced customizations require additional development
Best For
Mid-sized to large independent agencies and brokers seeking a scalable, multi-carrier quoting platform with full enrollment capabilities.
Pricing
Subscription-based; starts at around $100/user/month for cloud version, with custom enterprise pricing upon request.
EbixLife
enterpriseIntegrated life insurance quoting, illustration, and agency management platform supporting global carriers.
Ebix's proprietary rating engine that supports complex product illustrations across 100+ carriers with real-time accuracy
EbixLife, from ebix.com, is a comprehensive enterprise-grade life insurance software platform designed for carriers, agents, and agencies to generate accurate quotes, manage policies, and streamline underwriting processes. It supports multi-carrier quoting, needs-based sales illustrations, and seamless integration with CRM and agency management systems. The solution excels in handling complex life insurance products like term, whole, and universal life with advanced rating engines and regulatory compliance tools.
Pros
- Robust multi-carrier quoting engine for fast, accurate comparisons
- Deep integration capabilities with existing insurance ecosystems like SmartOffice
- Advanced analytics and reporting for underwriting and sales optimization
Cons
- Steep learning curve due to enterprise-level complexity
- Custom pricing can be opaque and expensive for smaller agencies
- User interface feels dated compared to modern SaaS competitors
Best For
Large insurance carriers and agencies requiring scalable, high-volume life insurance quoting with enterprise integrations.
Pricing
Custom enterprise licensing; typically starts at $5,000+/month based on users and modules, with per-quote or per-policy fees.
Ensight
specializedCloud-based quoting and enrollment platform for life, health, and annuity insurance products.
Seamless one-click quoting from 20+ carriers directly in the platform, bypassing carrier portals
Ensight (ensight.io) is a specialized life insurance quoting platform tailored for independent agents and agencies, enabling instant quotes from over 20 top carriers without needing multiple logins. It combines point-of-sale quoting with built-in CRM, automated follow-ups, and application management to streamline the entire sales process. The software emphasizes speed, compliance, and client retention through tools like needs analyzers and digital enrollment.
Pros
- Instant multi-carrier quoting for rapid comparisons
- Integrated CRM with automation for lead nurturing
- User-friendly interface with mobile accessibility
Cons
- Primarily focused on life insurance, limited multi-line support
- Advanced features locked behind higher pricing tiers
- Fewer integrations with third-party tools than competitors
Best For
Independent life insurance agents and small to mid-sized agencies prioritizing fast quoting and simple client management.
Pricing
Starts at $99/user/month for core quoting and CRM; scales to $199+/user/month for enterprise features with custom quotes available.
Wealth-Lync
specializedLife insurance illustration and quoting software with sales enablement and compliance features.
Direct CRM-to-quote integration that auto-populates client data for faster, error-free quoting
Wealth-Lync is an all-in-one CRM platform tailored for financial advisors, featuring integrated life insurance quoting tools that enable quick comparisons across multiple carriers. It streamlines the quoting process by pulling client data directly from the CRM, reducing manual entry and enhancing accuracy. Beyond quoting, it offers client portals, compliance tracking, and wealth management features for a holistic advisor workflow.
Pros
- Seamless integration of quoting with CRM for efficient workflows
- Supports quoting from 20+ life insurance carriers
- Robust client management and portal features
Cons
- Steeper learning curve due to extensive CRM functionalities
- Fewer advanced customization options compared to dedicated quoters
- Occasional delays in quote processing during peak times
Best For
Financial advisors seeking an integrated CRM with reliable life insurance quoting for managing long-term client relationships.
Pricing
Subscription starts at $149/user/month, with enterprise plans custom-priced based on features and users.
FiX
specializedAdvanced life insurance illustration and quoting tool for financial professionals and advisors.
Real-time multi-carrier rate comparisons with automated underwriting guidelines for instant accurate quotes
FiX (fixnational.com) is a robust life insurance quoting platform designed for agents and brokers, enabling rapid comparisons across dozens of top carriers for term, whole, universal, and indexed universal life products. It includes advanced needs analysis tools, customizable illustrations, and seamless e-application integration to streamline the sales process from quote to close. The software emphasizes accuracy and speed, with real-time underwriting updates and agency management features.
Pros
- Extensive carrier network with 50+ life insurers for comprehensive quoting
- Powerful needs-based selling tools and illustration customization
- Strong customer support and frequent product updates
Cons
- Interface can feel cluttered for new users
- Pricing is mid-to-high tier without a free trial option
- Limited advanced API integrations compared to top competitors
Best For
Independent life insurance agents and small agencies seeking a reliable multi-carrier rater with strong illustration capabilities.
Pricing
Subscription-based at $75-$150 per user/month depending on features and volume; custom enterprise pricing available.
AgencyBloc
enterpriseCRM and quoting solution designed for life and Medicare insurance agencies with automation.
Seamless 'Quote & Enroll' workflow that combines multi-carrier life quotes with instant eApplications
AgencyBloc is an all-in-one CRM and agency management platform tailored for insurance agencies, with built-in life insurance quoting capabilities alongside Medicare and annuity products. It enables agents to generate quotes from multiple carriers directly within the CRM workflow, streamlining lead management, sales tracking, and compliance. The software emphasizes automation for enrollments, reporting, and HIPAA-compliant data handling, making it suitable for agencies handling senior market insurance.
Pros
- Integrated quoting with CRM reduces workflow friction
- Strong compliance and reporting tools for life insurance agencies
- Dedicated support for Medicare and life product lines
Cons
- Pricing scales quickly for smaller agencies
- Quoting carrier network not as extensive as specialized engines
- Learning curve for full feature set
Best For
Mid-sized life insurance agencies needing CRM integration with quoting and compliance tools.
Pricing
Custom quotes starting at ~$500/month for small agencies, scaling to $2,000+/month for enterprises with per-user options around $99/user/month.
HawkSoft
enterpriseAgency management system with integrated quoting capabilities for life and other insurance lines.
Seamless integration of life quoting with full agency workflow and e-signature tools like eDocs
HawkSoft is a comprehensive agency management system (AMS) for independent insurance agencies, providing quoting capabilities for life insurance through carrier integrations and tools like its comparative rater extensions. It enables agents to generate life quotes, manage policies, track renewals, and handle client servicing within a unified cloud-based platform. While primarily strong in property and casualty lines, its life insurance quoting supports annuities and term/permanent products via partnerships with major carriers.
Pros
- Integrated AMS reduces need for multiple tools
- Reliable carrier integrations for life quoting
- Excellent mobile app for on-the-go access
Cons
- Life quoting not as advanced as specialized tools
- Pricing can be steep for smaller agencies
- Customization requires training
Best For
Multi-line independent agencies needing an all-in-one system for life insurance quoting alongside P&C management.
Pricing
Subscription-based at approximately $75-150 per user/month, depending on modules and agency size; custom quotes required.
Applied Epic
enterpriseCloud-based insurance agency management platform featuring comparative quoting for life products.
Unified multi-line quoting and management platform with deep carrier API integrations for streamlined life insurance workflows
Applied Epic is a cloud-based agency management system (AMS) from Applied Systems that includes integrated quoting tools for life insurance alongside property & casualty, health, and other lines. It facilitates carrier-connected quoting, policy issuance, client servicing, and workflow automation in a single platform. While powerful for full agency operations, its life insurance quoting is robust but relies on carrier integrations rather than standalone advanced illustration engines.
Pros
- Seamless multi-carrier integrations for accurate life quotes
- Comprehensive workflow automation from quote to renewal
- Scalable for mid-to-large agencies with strong reporting tools
Cons
- Steep learning curve due to extensive feature set
- High cost not ideal for small agencies or quote-only needs
- Less specialized for complex life illustrations compared to dedicated tools
Best For
Mid-sized to large insurance agencies seeking an all-in-one platform that combines life insurance quoting with full agency management.
Pricing
Custom enterprise pricing, typically starting at $100-200 per user/month with implementation fees; volume discounts for larger agencies.
Orbid
specializedLife and annuity quoting and case management software with workflow automation.
Orbid 360 multi-line quoting engine that delivers instant comparisons across life, annuity, and Medicare products in one interface
Orbid is a SaaS platform tailored for insurance agents, offering a multi-line quoting engine for life insurance, annuities, Medicare supplements, and more from over 50 carriers. It enables instant quotes, electronic applications (eApps), and basic CRM functionality to streamline the sales process from lead to enrollment. The software emphasizes speed and carrier connectivity, making it suitable for independent agencies handling diverse product lines.
Pros
- Broad carrier integrations for quick multi-line quoting
- Seamless eApp submission and tracking
- User-friendly dashboard for sales management
Cons
- Higher pricing for smaller agencies
- Limited advanced analytics compared to top competitors
- Occasional integration delays with certain carriers
Best For
Independent insurance agents focused on life insurance and annuities who need efficient multi-carrier quoting without complex enterprise features.
Pricing
Starts at $99/user/month for basic quoting, with agency tiers up to $199/user/month including CRM and advanced tools; custom enterprise pricing available.
Conclusion
The reviewed tools offer a strong range of solutions, with LifeSpeed leading as the top choice for its instant multi-carrier quotes and seamless illustration capabilities. WinFlex stands out as a comprehensive option with advanced needs analysis and sales tools, while EbixLife excels with global integration and agency management features. Selecting the right tool depends on specific priorities, but each provides value for streamlining life insurance quoting processes.
Don’t miss out on optimizing your workflow—try LifeSpeed today to unlock its instant quotes, robust illustrations, and multi-carrier access, designed to elevate your client engagement and efficiency.
Tools Reviewed
All tools were independently evaluated for this comparison