Quick Overview
- 1#1: AgencyBloc - All-in-one CRM and agency management platform tailored for life, health, and Medicare insurance agencies with enrollment, compliance, and commission tracking.
- 2#2: EZLynx - Integrated agency management system with advanced quoting, policy management, and client servicing tools for life and health insurance.
- 3#3: iPipeline - Digital distribution and agency management platform specializing in life insurance quoting, contracting, e-app processing, and compliance.
- 4#4: NowCerts - Cloud-based agency management software offering ACORD forms, payments, commissions, and workflow automation for life and health lines.
- 5#5: Ebix SmartOffice - Comprehensive CRM and agency management solution for life and health insurance with case management, illustrations, and carrier integrations.
- 6#6: HawkSoft - Robust agency management system with detailed reporting, accounting, and policy tracking suitable for life and health agencies.
- 7#7: BindHQ - Modern workflow automation platform for insurance agencies handling submissions, renewals, and client management across life and health.
- 8#8: Insureio - Agency management software designed for Medicare, life, and health brokers with quoting, enrollment, and lead management features.
- 9#9: AMS360 - Full-featured agency management system by Vertafore supporting policy administration, billing, and reporting for various insurance lines including life and health.
- 10#10: Applied Epic - Cloud-based enterprise agency management platform with policy management, document storage, and analytics adaptable to life and health operations.
Tools were selected based on feature depth (including CRM, compliance, and commission tracking), user-friendliness, reliability, and overall value, ensuring the ranking prioritizes solutions that deliver tangible results for modern insurance operations.
Comparison Table
This comparison table explores key features of leading Life And Health Agency Management Software, including popular tools like AgencyBloc, EZLynx, iPipeline, NowCerts, Ebix SmartOffice, and more, aiding users in evaluating options. It outlines functionalities, usability, and tailored capabilities to help professionals identify a solution aligned with their agency's unique needs and workflow.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | AgencyBloc All-in-one CRM and agency management platform tailored for life, health, and Medicare insurance agencies with enrollment, compliance, and commission tracking. | specialized | 9.6/10 | 9.8/10 | 8.7/10 | 9.3/10 |
| 2 | EZLynx Integrated agency management system with advanced quoting, policy management, and client servicing tools for life and health insurance. | specialized | 9.1/10 | 9.4/10 | 8.7/10 | 8.6/10 |
| 3 | iPipeline Digital distribution and agency management platform specializing in life insurance quoting, contracting, e-app processing, and compliance. | specialized | 8.8/10 | 9.2/10 | 8.5/10 | 8.3/10 |
| 4 | NowCerts Cloud-based agency management software offering ACORD forms, payments, commissions, and workflow automation for life and health lines. | specialized | 7.4/10 | 7.0/10 | 8.2/10 | 7.8/10 |
| 5 | Ebix SmartOffice Comprehensive CRM and agency management solution for life and health insurance with case management, illustrations, and carrier integrations. | enterprise | 8.2/10 | 8.7/10 | 7.4/10 | 7.9/10 |
| 6 | HawkSoft Robust agency management system with detailed reporting, accounting, and policy tracking suitable for life and health agencies. | enterprise | 8.2/10 | 8.5/10 | 7.7/10 | 8.0/10 |
| 7 | BindHQ Modern workflow automation platform for insurance agencies handling submissions, renewals, and client management across life and health. | specialized | 7.2/10 | 6.5/10 | 8.1/10 | 7.0/10 |
| 8 | Insureio Agency management software designed for Medicare, life, and health brokers with quoting, enrollment, and lead management features. | specialized | 8.2/10 | 8.4/10 | 9.0/10 | 8.3/10 |
| 9 | AMS360 Full-featured agency management system by Vertafore supporting policy administration, billing, and reporting for various insurance lines including life and health. | enterprise | 7.8/10 | 8.5/10 | 6.5/10 | 7.2/10 |
| 10 | Applied Epic Cloud-based enterprise agency management platform with policy management, document storage, and analytics adaptable to life and health operations. | enterprise | 7.8/10 | 8.2/10 | 7.0/10 | 7.4/10 |
All-in-one CRM and agency management platform tailored for life, health, and Medicare insurance agencies with enrollment, compliance, and commission tracking.
Integrated agency management system with advanced quoting, policy management, and client servicing tools for life and health insurance.
Digital distribution and agency management platform specializing in life insurance quoting, contracting, e-app processing, and compliance.
Cloud-based agency management software offering ACORD forms, payments, commissions, and workflow automation for life and health lines.
Comprehensive CRM and agency management solution for life and health insurance with case management, illustrations, and carrier integrations.
Robust agency management system with detailed reporting, accounting, and policy tracking suitable for life and health agencies.
Modern workflow automation platform for insurance agencies handling submissions, renewals, and client management across life and health.
Agency management software designed for Medicare, life, and health brokers with quoting, enrollment, and lead management features.
Full-featured agency management system by Vertafore supporting policy administration, billing, and reporting for various insurance lines including life and health.
Cloud-based enterprise agency management platform with policy management, document storage, and analytics adaptable to life and health operations.
AgencyBloc
specializedAll-in-one CRM and agency management platform tailored for life, health, and Medicare insurance agencies with enrollment, compliance, and commission tracking.
Hierarchical Commission Intelligence with automated tracking, splitting, and payments across agency levels
AgencyBloc is a purpose-built CRM and agency management platform tailored for life and health insurance agencies, with a strong emphasis on Medicare Advantage, Medigap, and senior health products. It streamlines lead management, quoting, enrollments, commission tracking, and compliance through an integrated suite of tools. Designed for scalability, it supports hierarchical agency structures, automates workflows, and provides deep analytics to drive growth and efficiency.
Pros
- Specialized Medicare compliance and enrollment automation with direct carrier integrations
- Advanced commission tracking and hierarchical agency management for multi-level teams
- Robust reporting and analytics tailored to life/health agency KPIs
Cons
- Pricing can be steep for smaller agencies
- Initial setup and learning curve for complex hierarchies
- Limited flexibility for non-health insurance lines
Best For
Mid-sized to large life and health agencies specializing in Medicare and senior products that need scalable, compliant management tools.
Pricing
Custom quote-based pricing; typically starts at $125/user/month for core plans, scaling to enterprise levels with add-ons.
EZLynx
specializedIntegrated agency management system with advanced quoting, policy management, and client servicing tools for life and health insurance.
Advanced multi-carrier comparative rater that delivers real-time quotes for life insurance from dozens of providers in one interface
EZLynx is a robust agency management system designed for insurance agencies, including those specializing in life and health products, offering integrated quoting, rating, CRM, and policy management tools. It enables quick comparisons across multiple carriers for life insurance policies and supports health plan enrollment with automated workflows. The platform also includes client portals, mobile access, and advanced reporting to streamline agency operations and improve client service.
Pros
- Powerful multi-carrier quoting and comparative rating for life and health products
- Seamless integration of CRM, AMS, and automation tools
- Comprehensive reporting and analytics for agency insights
Cons
- Higher pricing tiers for full feature access
- Steeper learning curve for advanced customizations
- Limited flexibility in some UI elements for smaller agencies
Best For
Mid-to-large life and health insurance agencies seeking scalable, carrier-integrated quoting and management solutions.
Pricing
Custom subscription pricing starting at around $125-$200 per user/month, depending on modules and agency size; volume discounts available.
iPipeline
specializedDigital distribution and agency management platform specializing in life insurance quoting, contracting, e-app processing, and compliance.
A/D Converter for end-to-end straight-through processing from illustration to policy issue
iPipeline is a digital distribution platform specializing in life insurance, annuities, and health products, providing agency management software that automates quoting, electronic applications, case management, and compliance. It integrates with over 200 carriers via tools like QuoteConnect and eApplication, enabling straight-through processing (STP) to accelerate new business submissions. The platform also offers AgencyOS for workflow automation, reporting, and licensing management, making it a robust solution for life and health agencies focused on production efficiency.
Pros
- Extensive carrier integrations for seamless quoting and submissions
- Powerful straight-through processing reducing manual work by up to 90%
- Strong compliance, e-signature, and regulatory reporting tools
Cons
- Steep learning curve and complex initial setup
- High enterprise-level pricing not ideal for small agencies
- Limited depth in client servicing and full CRM functionalities
Best For
Mid-to-large life and health insurance agencies prioritizing new business automation and carrier connectivity.
Pricing
Custom enterprise pricing via quote; typically subscription-based starting at $5,000+ per month depending on users, carriers, and features.
NowCerts
specializedCloud-based agency management software offering ACORD forms, payments, commissions, and workflow automation for life and health lines.
Direct real-time quoting and binding from carriers within the platform, eliminating the need for separate downloadable rating software
NowCerts is a cloud-based agency management system primarily tailored for property and casualty insurance agencies, offering tools for quoting, binding, policy management, commissions, and client communication. While it supports some life and health carriers and provides core management functionalities like task automation and reporting, it lacks deep specialization in life/health-specific workflows such as annuity tracking or advanced health plan comparisons. It's suitable for mixed-line agencies but may require workarounds for dedicated life and health operations.
Pros
- Intuitive cloud platform with mobile app for on-the-go access
- Strong automation for commissions and renewals
- Broad carrier integrations including some life/health options
Cons
- Limited specialized features for life and health lines compared to P&C
- Fewer integrations with major life/health carriers
- Reporting tools not optimized for complex L&H analytics
Best For
Small to mid-sized insurance agencies handling a mix of property/casualty and life/health business that need an affordable, all-in-one management solution.
Pricing
Custom pricing starting at $49 per user per month, scaling with agency size, users, and add-ons like advanced reporting.
Ebix SmartOffice
enterpriseComprehensive CRM and agency management solution for life and health insurance with case management, illustrations, and carrier integrations.
Over 300 direct carrier integrations enabling automated policy downloads and real-time quoting
Ebix SmartOffice is a robust agency management system tailored for insurance agencies, with strong capabilities in life and health insurance management. It provides end-to-end functionality including client CRM, policy tracking, automated quoting, commission management, and compliance tools. The platform emphasizes carrier integrations and workflow automation to streamline operations for life and health producers.
Pros
- Extensive integrations with over 300 carriers for seamless quoting and downloads
- Advanced reporting and analytics for commission and sales tracking
- Customizable workflows and document management
Cons
- Steep learning curve and complex initial setup
- User interface feels dated compared to modern competitors
- Pricing can be high for smaller agencies
Best For
Mid-sized to large life and health insurance agencies needing deep carrier connectivity and robust back-office automation.
Pricing
Quote-based pricing, typically $75-$200 per user per month depending on modules, users, and customizations.
HawkSoft
enterpriseRobust agency management system with detailed reporting, accounting, and policy tracking suitable for life and health agencies.
Automated comparative rater and direct carrier downloads for life and annuity products, reducing manual data entry significantly
HawkSoft is a robust agency management system primarily designed for independent insurance agencies, with strong support for life, health, and annuity lines through policy management, commission tracking, and client relationship tools. It excels in automating workflows, integrating with carriers for policy downloads and endorsements, and providing customizable reporting to handle mixed-book agencies efficiently. While versatile across P&C and L&H, it offers specialized modules for life and health quoting, renewals, and servicing to streamline operations for mid-sized agencies.
Pros
- Extensive carrier integrations for automated policy transactions
- Powerful commission and reporting tools tailored for L&H products
- Reliable customer support and ongoing training resources
Cons
- Interface can feel outdated compared to modern cloud-native platforms
- Steeper learning curve for new users
- Pricing is quote-based and can be higher for smaller agencies
Best For
Mid-sized independent agencies managing a mix of P&C and Life & Health business that prioritize automation and carrier connectivity.
Pricing
Custom quote-based pricing, typically $50-100 per user per month depending on modules and agency size; includes implementation fees.
BindHQ
specializedModern workflow automation platform for insurance agencies handling submissions, renewals, and client management across life and health.
Bind Marketplace for rapid quoting and binding with integrated carriers
BindHQ is an all-in-one agency management system with CRM, policy management, and carrier integration capabilities, primarily designed for property & casualty insurance but adaptable for life and health agencies. It streamlines client tracking, quoting, binding, and commission management through a cloud-based platform. While not specialized for life illustrations or health underwriting, it provides solid general management tools for smaller agencies.
Pros
- Intuitive, modern interface with mobile access
- Strong CRM and commission tracking
- Automated workflows for policy management
Cons
- Limited specialized tools for life illustrations or Medicare quoting
- Fewer integrations with life/health carriers compared to P&C
- Customization can require setup time
Best For
Small to mid-sized life and health agencies seeking affordable, general-purpose CRM and policy administration without deep specialization.
Pricing
Custom quotes starting around $99/user/month, with tiers based on users, features, and agency size.
Insureio
specializedAgency management software designed for Medicare, life, and health brokers with quoting, enrollment, and lead management features.
Automated Enrollment Center with real-time carrier quoting and e-signatures
Insureio is a cloud-based agency management system designed specifically for life and health insurance agencies, offering tools for CRM, policy quoting, enrollments, and carrier integrations. It automates workflows like commission tracking, client communications, and compliance reporting to streamline operations. With mobile access and a user-friendly interface, it supports agents in managing leads, renewals, and Medicare Advantage plans efficiently.
Pros
- Intuitive interface with minimal learning curve
- Strong carrier integrations for life, health, and Medicare products
- Affordable pricing with scalable plans
Cons
- Limited advanced customization for enterprise-scale agencies
- Reporting tools lack depth compared to top competitors
- Occasional delays in carrier data syncing
Best For
Small to mid-sized life and health insurance agencies seeking an easy-to-use, all-in-one platform for daily operations and client management.
Pricing
Starts at $99/user/month for basic plans, with premium tiers up to $250/user/month; custom enterprise pricing available.
AMS360
enterpriseFull-featured agency management system by Vertafore supporting policy administration, billing, and reporting for various insurance lines including life and health.
Automated Download Center for real-time policy data from hundreds of life/health carriers
AMS360 by Vertafore is a comprehensive agency management system that supports life and health insurance agencies with policy administration, client relationship management, billing, and claims tracking. It excels in multi-line support, allowing seamless handling of life, health, annuities, and benefits alongside P&C lines. The platform emphasizes automation, carrier integrations, and robust reporting to streamline agency workflows.
Pros
- Extensive integrations with over 400 carriers for automated policy downloads
- Powerful reporting and analytics tools for life/health metrics
- Customizable workflows and document management
Cons
- Outdated, clunky user interface requiring significant training
- High implementation and ongoing costs
- Limited mobile accessibility compared to modern alternatives
Best For
Mid-to-large life and health agencies needing robust carrier connectivity and established scalability over user-friendly design.
Pricing
Quote-based pricing, typically $150-$300 per user/month with annual contracts and setup fees starting at $10,000+.
Applied Epic
enterpriseCloud-based enterprise agency management platform with policy management, document storage, and analytics adaptable to life and health operations.
Integrated comparative rater for real-time multi-carrier life and annuity quotes
Applied Epic is a comprehensive cloud-based agency management system (AMS) from Applied Systems, designed to automate and streamline insurance agency operations including client management, policy administration, quoting, and reporting. For life and health (L&H) agencies, it supports annuity and life quoting engines, commission tracking, and workflow automation, with strong carrier integrations. While versatile across lines, it is more optimized for property & casualty than specialized L&H needs, making it suitable for multi-line agencies.
Pros
- Extensive integrations with 700+ carriers and vendors
- Advanced automation for workflows and compliance
- Scalable platform with robust reporting and analytics
Cons
- Steep learning curve and complex interface
- High implementation and ongoing costs
- Less specialized depth for pure L&H quoting compared to P&C
Best For
Mid-sized multi-line agencies handling life, health alongside property & casualty insurance that need scalable automation.
Pricing
Custom quote-based pricing, typically $100-$200+ per user/month plus setup fees, training, and add-ons.
Conclusion
The best life and health agency management software landscape is defined by AgencyBloc, our top choice, which excels with its all-in-one CRM, enrollment, compliance, and commission tracking features. EZLynx and iPipeline stand as strong alternatives, offering unique strengths like advanced quoting and digital distribution tools that cater to varied operational needs. Together, these platforms demonstrate the power of tailored solutions in driving agency efficiency.
Don't miss out—try AgencyBloc to experience its comprehensive capabilities and take your life and health insurance operations to new heights.
Tools Reviewed
All tools were independently evaluated for this comparison