Top 10 Best Invoice And Contract Software of 2026

PandaDoc is a robust document automation platform designed for creating, sending, and managing professional contracts, proposals, quotes, and invoices with built-in e-signatures and payment processing. It streamlines workflows through customizable templates, real-time tracking, and analytics to monitor document engagement. Businesses use it to accelerate sales cycles by combining contract negotiation, signing, and invoicing into one seamless experience.

Bonsai is an all-in-one platform tailored for freelancers and small businesses, specializing in creating professional proposals, legally vetted contracts with e-signatures, and customizable invoices. It streamlines the client lifecycle by automating workflows from proposal to payment, including time tracking and expense management integrated directly with invoicing. The software ensures compliance and efficiency with features like recurring billing, payment reminders, and integrations with Stripe, PayPal, and QuickBooks.

HoneyBook is an all-in-one client management platform designed for creative professionals and service-based businesses, offering robust tools for creating, sending, and tracking contracts and invoices. It features customizable templates, electronic signatures, integrated payments via Stripe and PayPal, and automated workflows to streamline client onboarding. Beyond invoicing and contracts, it includes scheduling, client communication, and project management for a complete client lifecycle solution.

Proposify is a proposal automation platform that allows users to create visually stunning, customizable proposals with embedded e-signatures, payment collection, and contract elements. It excels in tracking proposal engagement and converting them into signed agreements or invoices via integrations like Stripe. While not a dedicated invoicing or full contract management tool, it bridges sales proposals to payments effectively for service-based businesses.

DocuSign is a premier electronic signature and agreement management platform that allows users to send, sign, track, and store contracts and documents securely online. It supports contract lifecycle management with templates, automated workflows, and legally binding e-signatures compliant with regulations like ESIGN and eIDAS. For invoices, it enables electronic signing and approval but lacks native billing, recurring invoicing, or payment processing features.

Dropbox Sign is a cloud-based electronic signature platform that enables users to send, sign, and track contracts, invoices, and other documents securely and legally binding. It supports customizable templates, multi-party signing workflows, and real-time status updates, making it suitable for streamlining approval processes. While excels in e-signatures, it relies on external tools for invoice generation and lacks native billing or payment features.

FreshBooks is a cloud-based accounting platform designed primarily for freelancers and small businesses, offering robust invoicing tools alongside basic proposal and contract features. It enables users to create professional invoices, track time and expenses, send automated payment reminders, and generate proposals that can be e-signed directly within the app. While excelling in streamlined invoicing and client management, its contract capabilities are more suited for simple agreements rather than complex legal contract lifecycle management.

QuickBooks Online is a cloud-based accounting platform with robust invoicing capabilities, allowing users to create, send, and track professional invoices, automate recurring billing, and handle payments seamlessly. It offers basic contract-related features like proposals that convert to invoices and sales forms, but lacks advanced contract lifecycle management such as e-signatures or detailed negotiation tracking found in specialized tools. Ideal for businesses integrating invoicing with broader financial management, it supports customization, reminders, and multi-currency invoicing.

Xero is a cloud-based accounting platform renowned for its robust invoicing features, including customizable templates, recurring billing, online payments, and real-time tracking. It offers basic quoting tools that convert to invoices, providing simple contract-like functionality for proposals and agreements. While lacking advanced contract lifecycle management, e-signatures, or negotiation workflows natively, it excels in integrating invoicing with full accounting for small businesses.

Zoho Invoice is a cloud-based invoicing tool designed for small businesses and freelancers to create, send, and manage professional invoices, quotes, and estimates. It supports automated payment reminders, multi-currency billing, time tracking, and integration with payment gateways like Stripe and PayPal. While strong in invoicing workflows, its contract capabilities are limited to proposals and basic retainers, with e-signature integration via Zoho Sign. Overall, it streamlines billing processes within the broader Zoho ecosystem.