Top 10 Best Insurance Underwriting Software of 2026

Guidewire PolicyCenter is a comprehensive policy administration system (PAS) tailored for property and casualty (P&C) insurers, managing the full policy lifecycle including quoting, underwriting, issuance, endorsements, renewals, and cancellations. It leverages a unified data model and low-code configuration tools to handle complex, multi-line insurance products with high scalability. The platform integrates AI-driven underwriting rules, risk assessment, and analytics to enhance decision-making and operational efficiency.

Duck Creek Policy is a cloud-native policy administration platform tailored for property and casualty (P&C) insurance carriers, streamlining the underwriting process through configurable rules engines, automated decisioning, and product factories. It supports the full policy lifecycle from quoting and rating to issuance, endorsements, and renewals, with deep integration capabilities for third-party data and Duck Creek's ecosystem modules like Claims and Billing. Designed for scalability, it enables insurers to deploy complex, customized underwriting workflows while ensuring regulatory compliance and straight-through processing.

Sapiens CoreSuite is a comprehensive, low-code insurance platform designed for property & casualty (P&C) insurers, offering end-to-end capabilities including advanced underwriting automation, policy administration, claims management, and billing. It leverages a powerful rules engine, AI-driven decisioning, and digital engagement tools to streamline risk assessment, quoting, and policy issuance processes. The suite supports complex underwriting workflows with real-time data integration and analytics, enabling insurers to improve accuracy, speed, and compliance.

Majesco P&C Platform is a cloud-native, SaaS-based solution tailored for property and casualty (P&C) insurers, providing comprehensive policy administration with advanced underwriting capabilities. It features a low-code product factory for rapid configuration of insurance products, AI-driven risk assessment, and automated decisioning to streamline quoting, binding, and renewal processes. The platform integrates seamlessly with third-party data sources and analytics tools, enabling data-rich underwriting decisions while supporting digital distribution channels.

EIS Suite is a modern, cloud-native core insurance platform from EIS Group that powers policy administration, underwriting, billing, and claims across life, P&C, and health lines. Its underwriting module leverages a flexible rules engine and no-code configuration tools to automate risk assessment, pricing, and decision-making processes. Designed for scalability, it integrates AI/ML for enhanced predictive underwriting and supports digital transformation for insurers.

Akur8 is a SaaS platform specializing in machine learning-driven insurance pricing and underwriting for property & casualty (P&C) insurers. It enables the rapid deployment of transparent, explainable ML models that optimize risk segmentation, dynamic pricing, and underwriting decisions without needing in-house data scientists. The tool integrates with existing actuarial systems to enhance profitability, compliance, and operational efficiency through automated model building and monitoring.

Cytora is an AI-driven decision intelligence platform tailored for insurance underwriters, automating risk triage, assessment, and decision-making to enhance efficiency and accuracy. It integrates thousands of external data sources with proprietary models to deliver explainable insights, enabling faster risk selection in commercial and specialty lines. The platform supports scalable underwriting workflows, reducing manual effort while maintaining human oversight for complex risks.

Verisk Underwriting Solutions provides a comprehensive suite of data analytics, predictive modeling, and software tools tailored for insurance underwriting. It leverages proprietary datasets, geospatial intelligence, and AI-driven insights to help insurers accurately assess risks, automate rating processes, and ensure regulatory compliance. The platform supports end-to-end underwriting workflows, from quote generation to policy issuance, enabling faster and more precise decision-making.

Cape Analytics is an AI-powered platform that analyzes satellite and aerial imagery to deliver precise property intelligence for insurance underwriting. It automates the extraction of key risk attributes like roof age, material type, vegetation proximity, and structural changes, enabling faster risk assessment without on-site inspections. The solution integrates seamlessly with underwriting workflows to improve accuracy and efficiency in property & casualty insurance.

Shift Technology is an AI-powered platform specializing in fraud detection, claims automation, and risk management for the insurance industry, with strong capabilities in underwriting. It uses machine learning algorithms to analyze applications in real-time, providing risk scores and flagging potential fraud to streamline underwriting decisions. The software integrates with core insurance systems to reduce manual reviews, accelerate policy issuance, and improve accuracy.