Quick Overview
- 1#1: Duck Creek - Provides a comprehensive SaaS platform for policy administration, claims management, billing, and underwriting tailored for MGAs in property and casualty insurance.
- 2#2: Guidewire InsuranceSuite - Delivers enterprise-grade core insurance systems for policy lifecycle management, digital engagement, and analytics optimized for large-scale MGAs.
- 3#3: Applied Epic - Offers an all-in-one agency management system with quoting, policy download, accounting, and workflow automation widely used by MGAs.
- 4#4: Sapiens CoreSuite - End-to-end insurance platform supporting policy administration, claims processing, and reinsurance for MGAs across multiple lines of business.
- 5#5: Origami Risk - Integrated risk and insurance management software enabling MGAs to handle submissions, bind coverage, bordereaux reporting, and compliance.
- 6#6: Insly - Cloud-based full-cycle insurance platform for MGAs with product configuration, quoting, issuance, and claims handling in one system.
- 7#7: HawkSoft - Robust agency management software providing policy tracking, carrier downloads, commissions, and client portals suitable for growing MGAs.
- 8#8: EZLynx - Agency management and comparative rating system streamlining quoting, policy management, and client communications for MGAs.
- 9#9: NowCerts - Cloud-native agency management tool offering certificates, ACORD forms, payments, and automation for efficient MGA operations.
- 10#10: Vest - Modern API-first platform empowering MGAs to launch digital insurance products with rapid underwriting and policy issuance capabilities.
These tools were chosen based on comprehensive features like policy processing, claims management, and automation, coupled with user-friendly design, proven reliability, and strong value, ensuring they meet the evolving demands of modern MGAs.
Comparison Table
This comparison table outlines key insurance MGA software tools like Duck Creek, Guidewire InsuranceSuite, Applied Epic, Sapiens CoreSuite, and Origami Risk, equipping readers to evaluate features, integration needs, and operational fit. It simplifies the process of identifying the right solution by highlighting critical capabilities and use cases for different business requirements.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | Duck Creek Provides a comprehensive SaaS platform for policy administration, claims management, billing, and underwriting tailored for MGAs in property and casualty insurance. | enterprise | 9.7/10 | 9.8/10 | 8.6/10 | 9.2/10 |
| 2 | Guidewire InsuranceSuite Delivers enterprise-grade core insurance systems for policy lifecycle management, digital engagement, and analytics optimized for large-scale MGAs. | enterprise | 9.1/10 | 9.6/10 | 7.8/10 | 8.4/10 |
| 3 | Applied Epic Offers an all-in-one agency management system with quoting, policy download, accounting, and workflow automation widely used by MGAs. | enterprise | 8.7/10 | 9.2/10 | 7.4/10 | 8.1/10 |
| 4 | Sapiens CoreSuite End-to-end insurance platform supporting policy administration, claims processing, and reinsurance for MGAs across multiple lines of business. | enterprise | 8.7/10 | 9.2/10 | 8.0/10 | 8.4/10 |
| 5 | Origami Risk Integrated risk and insurance management software enabling MGAs to handle submissions, bind coverage, bordereaux reporting, and compliance. | specialized | 8.7/10 | 9.2/10 | 8.0/10 | 8.3/10 |
| 6 | Insly Cloud-based full-cycle insurance platform for MGAs with product configuration, quoting, issuance, and claims handling in one system. | specialized | 8.2/10 | 8.5/10 | 7.8/10 | 8.0/10 |
| 7 | HawkSoft Robust agency management software providing policy tracking, carrier downloads, commissions, and client portals suitable for growing MGAs. | enterprise | 8.2/10 | 8.5/10 | 7.8/10 | 8.0/10 |
| 8 | EZLynx Agency management and comparative rating system streamlining quoting, policy management, and client communications for MGAs. | specialized | 7.8/10 | 8.2/10 | 7.5/10 | 7.4/10 |
| 9 | NowCerts Cloud-native agency management tool offering certificates, ACORD forms, payments, and automation for efficient MGA operations. | specialized | 8.1/10 | 8.0/10 | 8.5/10 | 8.2/10 |
| 10 | Vest Modern API-first platform empowering MGAs to launch digital insurance products with rapid underwriting and policy issuance capabilities. | specialized | 8.1/10 | 8.5/10 | 8.0/10 | 7.8/10 |
Provides a comprehensive SaaS platform for policy administration, claims management, billing, and underwriting tailored for MGAs in property and casualty insurance.
Delivers enterprise-grade core insurance systems for policy lifecycle management, digital engagement, and analytics optimized for large-scale MGAs.
Offers an all-in-one agency management system with quoting, policy download, accounting, and workflow automation widely used by MGAs.
End-to-end insurance platform supporting policy administration, claims processing, and reinsurance for MGAs across multiple lines of business.
Integrated risk and insurance management software enabling MGAs to handle submissions, bind coverage, bordereaux reporting, and compliance.
Cloud-based full-cycle insurance platform for MGAs with product configuration, quoting, issuance, and claims handling in one system.
Robust agency management software providing policy tracking, carrier downloads, commissions, and client portals suitable for growing MGAs.
Agency management and comparative rating system streamlining quoting, policy management, and client communications for MGAs.
Cloud-native agency management tool offering certificates, ACORD forms, payments, and automation for efficient MGA operations.
Modern API-first platform empowering MGAs to launch digital insurance products with rapid underwriting and policy issuance capabilities.
Duck Creek
enterpriseProvides a comprehensive SaaS platform for policy administration, claims management, billing, and underwriting tailored for MGAs in property and casualty insurance.
Low-code Product Factory for accelerating new insurance product configuration and market entry in weeks rather than months
Duck Creek is a leading cloud-native SaaS platform tailored for insurance carriers and MGAs, providing end-to-end solutions for policy administration, claims management, billing, underwriting, and reinsurance. It empowers MGAs with delegated authority capabilities, enabling rapid product launches via low-code tools and seamless integration with third-party systems. The platform leverages AI and analytics to optimize operations, enhance customer experiences, and support scalable growth in the property & casualty insurance sector.
Pros
- Comprehensive modular suite covering full insurance lifecycle with deep MGA-specific underwriting and binding tools
- Cloud-native architecture with AI-driven insights, low-code configurability, and robust API ecosystem for integrations
- Proven scalability for high-volume MGAs, with strong compliance features and rapid deployment options
Cons
- Enterprise-level pricing can be prohibitive for smaller MGAs
- Initial implementation and customization require significant expertise and time
- User interface, while modern, has a learning curve for non-technical users
Best For
Enterprise-level MGAs and insurers handling complex, high-volume delegated authority business who need a scalable, feature-rich platform.
Pricing
Custom enterprise pricing via quote; typically starts at $500K+ annually depending on modules, users, and deployment scale.
Guidewire InsuranceSuite
enterpriseDelivers enterprise-grade core insurance systems for policy lifecycle management, digital engagement, and analytics optimized for large-scale MGAs.
Edge product factory with low-code tools for rapid creation and deployment of customized insurance products without heavy development
Guidewire InsuranceSuite is a comprehensive, cloud-native platform designed for property and casualty (P&C) insurance carriers and MGAs, providing end-to-end management of policy administration, claims processing, billing, and digital engagement. Core components include PolicyCenter for underwriting and policy lifecycle management, ClaimCenter for efficient claims handling, and BillingCenter for revenue management, all integrated with AI-powered analytics via Guidewire Predict. It enables MGAs to delegate authority, automate workflows, and scale operations while supporting complex product configurations and regulatory compliance.
Pros
- Full-suite integration across policy, claims, billing, and analytics for seamless MGA operations
- Low-code/no-code configuration tools and pre-built accelerators for rapid customization
- Robust scalability, AI insights, and extensive partner ecosystem for complex P&C lines
Cons
- High upfront implementation costs and long deployment timelines (often 12-24 months)
- Steep learning curve requiring specialized training and expertise
- Overkill and less cost-effective for small MGAs with simpler needs
Best For
Mid-to-large MGAs managing high-volume, complex P&C underwriting, claims, and delegated authority models that demand enterprise-grade scalability and integration.
Pricing
Custom enterprise licensing with subscription fees typically starting at $500K+ annually, plus multi-million-dollar implementation and ongoing support costs.
Applied Epic
enterpriseOffers an all-in-one agency management system with quoting, policy download, accounting, and workflow automation widely used by MGAs.
Epic Connect, enabling direct API integrations with 500+ carriers for automated policy transactions
Applied Epic is a comprehensive cloud-based agency management system (AMS) from Applied Systems, tailored for insurance MGAs, brokers, and carriers. It handles end-to-end operations including policy administration, underwriting workflows, billing, claims management, and client servicing. The platform emphasizes automation, carrier integrations, and data analytics to streamline MGA processes and improve efficiency.
Pros
- Extensive carrier integrations (over 500) for seamless policy downloads and endorsements
- Robust automation tools for underwriting, renewals, and compliance workflows
- Advanced reporting and analytics with real-time dashboards
Cons
- Steep learning curve due to its depth and customization options
- High implementation costs and ongoing fees
- Interface feels dated compared to newer SaaS competitors
Best For
Mid-to-large MGAs requiring enterprise-grade scalability and deep carrier connectivity.
Pricing
Custom enterprise pricing, typically starting at $150-$300 per user/month depending on modules and volume; requires quote.
Sapiens CoreSuite
enterpriseEnd-to-end insurance platform supporting policy administration, claims processing, and reinsurance for MGAs across multiple lines of business.
Low-code DigitalStudio for drag-and-drop configuration of policies, products, and workflows without extensive coding
Sapiens CoreSuite is a cloud-native, low-code platform providing end-to-end property & casualty (P&C) insurance solutions tailored for MGAs, carriers, and insurers. It encompasses policy administration, claims management, billing, reinsurance, and digital engagement tools to streamline underwriting, quoting, and servicing. The suite leverages AI and analytics for enhanced decision-making and operational efficiency in dynamic MGA environments.
Pros
- Comprehensive end-to-end P&C capabilities including policy, claims, and billing in one suite
- Low-code configurability for rapid customization without heavy development
- Strong AI, analytics, and cloud scalability for MGA growth
Cons
- Enterprise-level pricing can be prohibitive for smaller MGAs
- Steep initial learning curve despite user-friendly interfaces
- Implementation timelines may extend due to complexity of integrations
Best For
Mid-sized to large MGAs seeking a scalable, fully integrated P&C platform with low-code flexibility for complex underwriting and claims processes.
Pricing
Custom enterprise licensing; typically starts at $500K+ annually based on modules, users, and deployment scale—contact Sapiens for quote.
Origami Risk
specializedIntegrated risk and insurance management software enabling MGAs to handle submissions, bind coverage, bordereaux reporting, and compliance.
Low-code configuration engine for rapid, developer-free customization of rules, forms, and processes
Origami Risk is a cloud-based, end-to-end insurance management platform designed for MGAs, carriers, and reinsurers, offering modules for policy administration, claims management, billing, reinsurance, and analytics. It enables streamlined quoting, issuance, endorsements, and renewals with high configurability to support diverse lines of business. The platform emphasizes data-driven insights through embedded BI tools and seamless integrations for a unified operational view.
Pros
- Highly configurable low-code platform for custom workflows without heavy development
- Robust analytics and reporting with real-time dashboards
- Strong scalability and multi-tenant architecture for growing MGAs
Cons
- Steep initial learning curve due to extensive customization options
- Lengthy implementation timelines for complex setups
- Premium pricing may not suit smaller MGAs
Best For
Mid-sized to large MGAs handling complex, high-volume P&C business that need a scalable, integrated platform.
Pricing
Custom enterprise SaaS pricing starting at $50,000+ annually, based on users, modules, and volume; contact for quote.
Insly
specializedCloud-based full-cycle insurance platform for MGAs with product configuration, quoting, issuance, and claims handling in one system.
No-code Product Factory for building and launching custom insurance products in minutes
Insly is a cloud-based insurance management software tailored for MGAs, insurers, and brokers, offering end-to-end automation for policy issuance, underwriting, claims handling, and billing. It features a modular architecture with customizable product templates, multi-currency support, and client portals to enhance operational efficiency. Ideal for businesses seeking scalability without heavy IT involvement, it supports delegated authority management and bordereaux reporting essential for MGAs.
Pros
- Highly customizable product configurator for quick insurance product creation
- Robust API integrations and white-label options for seamless scalability
- Strong focus on compliance and multi-language/multi-currency support
Cons
- Pricing can be steep for smaller MGAs with custom needs
- Steeper learning curve for advanced underwriting modules
- Limited built-in analytics compared to enterprise competitors
Best For
Mid-sized MGAs managing delegated authorities who need flexible, cloud-native policy and claims automation.
Pricing
Custom quote-based pricing starting around €500/month, scaled by users, policies, and modules.
HawkSoft
enterpriseRobust agency management software providing policy tracking, carrier downloads, commissions, and client portals suitable for growing MGAs.
Automated direct policy download from 200+ carriers, reducing manual data entry by up to 90%.
HawkSoft is a robust agency management software tailored for independent insurance agencies and MGAs, specializing in property and casualty lines with tools for policy administration, comparative rating, billing, and claims management. It automates policy downloads from over 200 carriers, streamlining workflows for delegated authority underwriting. The platform supports both on-premise and hosted deployments, emphasizing reliability and deep carrier integrations.
Pros
- Extensive carrier integrations for automated policy downloads
- Powerful reporting and analytics for MGA oversight
- Reliable uptime and data security for high-volume operations
Cons
- Interface feels dated compared to modern cloud-native solutions
- Steeper learning curve for new users
- Limited native mobile functionality
Best For
Mid-sized MGAs focused on P&C underwriting that prioritize carrier automation and customizable workflows over cutting-edge UI.
Pricing
Custom pricing starting at around $75-150 per user/month, depending on modules, agency size, and hosting option.
EZLynx
specializedAgency management and comparative rating system streamlining quoting, policy management, and client communications for MGAs.
Comparative rater engine delivering real-time quotes from 350+ carriers in seconds
EZLynx is a cloud-based insurance agency management platform designed to streamline quoting, policy management, and client servicing for insurance professionals, including MGAs. It offers a powerful comparative rater that aggregates real-time quotes from over 350 carriers, integrated CRM, agency management system (AMS), and compliance tools. The software supports delegated authority workflows, document automation, and analytics dashboards to enhance operational efficiency for MGAs handling underwriting and binding.
Pros
- Multi-carrier comparative quoting engine saves significant time
- Integrated AMS, CRM, and client portal for seamless workflows
- Strong mobile app and analytics for on-the-go access
Cons
- Steeper learning curve for advanced customization
- Pricing can escalate with add-ons for larger MGA operations
- Limited native support for complex claims processing compared to dedicated P&C systems
Best For
Mid-sized MGAs focused on commercial and personal lines quoting and agency management who need robust carrier integrations.
Pricing
Quote-based pricing starting at ~$125/user/month, scaling with users, carriers, and modules like EZLynx Managed.
NowCerts
specializedCloud-native agency management tool offering certificates, ACORD forms, payments, and automation for efficient MGA operations.
Instant carrier download center for real-time policy access and submissions
NowCerts is a cloud-based insurance agency management system tailored for MGAs and retail agencies, providing end-to-end policy management, automated ACORD form generation, billing, and commissions processing. It integrates with over 100 carriers for instant downloads and submissions, while offering task automation, client portals, and a mobile app for field agents. The platform focuses on streamlining workflows to reduce manual data entry and improve operational efficiency for insurance professionals.
Pros
- Modern, intuitive interface with mobile app support
- Strong automation for ACORD forms and carrier integrations
- Competitive pricing with scalable plans
Cons
- Limited advanced underwriting tools for large-scale MGAs
- Some integrations require custom setup
- Reporting customization could be more robust
Best For
Small to mid-sized MGAs needing an affordable, user-friendly platform for policy administration and agency management.
Pricing
Starts at $99/user/month (Essential plan), $149/user/month (Professional), with Enterprise custom pricing.
Vest
specializedModern API-first platform empowering MGAs to launch digital insurance products with rapid underwriting and policy issuance capabilities.
No-code product builder that lets MGAs configure complex rules, underwriting logic, and pricing models intuitively
Vest (vest.io) is a modern, cloud-native insurance operating system tailored for Managing General Agents (MGAs), enabling rapid product configuration, quoting, binding, policy management, billing, and claims processing. It emphasizes no-code/low-code tools to launch insurance products quickly without heavy IT involvement. Designed for scalability, it integrates with carriers, distributors, and third-party services to streamline end-to-end MGA operations.
Pros
- No-code product configurator accelerates launches from months to days
- API-first architecture for seamless integrations and scalability
- Comprehensive workflow automation covering quoting to claims
Cons
- Relatively new platform with less long-term proven stability than legacy incumbents
- Custom enterprise pricing may deter smaller MGAs
- Limited out-of-box reporting compared to specialized analytics tools
Best For
Emerging and growth-stage MGAs seeking fast, flexible tools to innovate and scale insurance products without custom development.
Pricing
Custom enterprise pricing based on usage, users, and modules; typically starts at $50K+ annually for mid-sized MGAs (contact sales for quotes).
Conclusion
The top insurance MGA software tools showcase varied strengths, with Duck Creek leading as the top choice, offering a comprehensive SaaS platform tailored for property and casualty MGAs across policy administration, claims management, billing, and underwriting. For large-scale operations, Guidewire InsuranceSuite excels with enterprise-grade core systems, while Applied Epic stands out with its all-in-one agency management capabilities, serving as robust alternatives for distinct needs.
Explore Duck Creek to leverage its seamless, integrated platform—ideal for streamlining your MGA workflow and driving efficiency. Whether just starting or scaling, its tailored solutions make it a must-try for optimized operations.
Tools Reviewed
All tools were independently evaluated for this comparison