Quick Overview
- 1#1: Guidewire InsuranceSuite - Comprehensive end-to-end platform for policy administration, claims management, billing, and analytics tailored for property and casualty insurers.
- 2#2: Duck Creek OnDemand - Cloud-native insurance suite offering policy, claims, billing, and reinsurance solutions with strong configurability and API integrations.
- 3#3: EIS Suite - Modern core insurance platform focused on digital transformation, low-code configuration, and support for P&C and group insurance.
- 4#4: Majesco - Cloud-based insurance software for P&C, life, annuity, and group benefits with embedded analytics and partner ecosystems.
- 5#5: Sapiens CoreSuite - Digital insurance platform suite covering policy, claims, billing, and reinsurance for P&C, life, pensions, and annuities.
- 6#6: OneShield Dragon - Flexible policy administration system with modular components for commercial, personal, and specialty insurance lines.
- 7#7: Insly - Cloud insurance management software designed for MGAs and smaller insurers with quick deployment and multi-language support.
- 8#8: Vertafore - Agency management systems including AMS360 and PL Rating for automating workflows, quoting, and compliance in insurance agencies.
- 9#9: Applied Epic - Cloud-based agency and brokerage management platform for client management, quoting, policy submission, and accounting.
- 10#10: AgencyBloc - CRM and automation tool for life and health insurance agencies focusing on commissions, renewals, and HIPAA-compliant data management.
Tools were chosen based on technical excellence, user-friendliness, feature breadth, and total value, ensuring they deliver measurable benefits across policy management, claims processing, and client engagement.
Comparison Table
This comparison table breaks down top insurance software tools, including Guidewire InsuranceSuite, Duck Creek OnDemand, EIS Suite, Majesco, Sapiens CoreSuite and more, to help readers understand their unique features and capabilities. It simplifies the process of identifying the right solution by outlining key functionalities and suitability for diverse needs, ensuring informed decision-making.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | Guidewire InsuranceSuite Comprehensive end-to-end platform for policy administration, claims management, billing, and analytics tailored for property and casualty insurers. | enterprise | 9.6/10 | 9.8/10 | 8.4/10 | 9.2/10 |
| 2 | Duck Creek OnDemand Cloud-native insurance suite offering policy, claims, billing, and reinsurance solutions with strong configurability and API integrations. | enterprise | 9.2/10 | 9.5/10 | 8.7/10 | 8.9/10 |
| 3 | EIS Suite Modern core insurance platform focused on digital transformation, low-code configuration, and support for P&C and group insurance. | enterprise | 8.7/10 | 9.2/10 | 7.8/10 | 8.1/10 |
| 4 | Majesco Cloud-based insurance software for P&C, life, annuity, and group benefits with embedded analytics and partner ecosystems. | enterprise | 8.7/10 | 9.2/10 | 8.0/10 | 8.4/10 |
| 5 | Sapiens CoreSuite Digital insurance platform suite covering policy, claims, billing, and reinsurance for P&C, life, pensions, and annuities. | enterprise | 8.3/10 | 9.1/10 | 7.4/10 | 8.0/10 |
| 6 | OneShield Dragon Flexible policy administration system with modular components for commercial, personal, and specialty insurance lines. | enterprise | 8.2/10 | 8.8/10 | 7.6/10 | 7.9/10 |
| 7 | Insly Cloud insurance management software designed for MGAs and smaller insurers with quick deployment and multi-language support. | specialized | 8.2/10 | 8.7/10 | 8.0/10 | 7.9/10 |
| 8 | Vertafore Agency management systems including AMS360 and PL Rating for automating workflows, quoting, and compliance in insurance agencies. | enterprise | 7.8/10 | 8.5/10 | 6.5/10 | 7.2/10 |
| 9 | Applied Epic Cloud-based agency and brokerage management platform for client management, quoting, policy submission, and accounting. | enterprise | 8.2/10 | 9.1/10 | 6.8/10 | 7.4/10 |
| 10 | AgencyBloc CRM and automation tool for life and health insurance agencies focusing on commissions, renewals, and HIPAA-compliant data management. | specialized | 8.2/10 | 8.7/10 | 7.9/10 | 7.8/10 |
Comprehensive end-to-end platform for policy administration, claims management, billing, and analytics tailored for property and casualty insurers.
Cloud-native insurance suite offering policy, claims, billing, and reinsurance solutions with strong configurability and API integrations.
Modern core insurance platform focused on digital transformation, low-code configuration, and support for P&C and group insurance.
Cloud-based insurance software for P&C, life, annuity, and group benefits with embedded analytics and partner ecosystems.
Digital insurance platform suite covering policy, claims, billing, and reinsurance for P&C, life, pensions, and annuities.
Flexible policy administration system with modular components for commercial, personal, and specialty insurance lines.
Cloud insurance management software designed for MGAs and smaller insurers with quick deployment and multi-language support.
Agency management systems including AMS360 and PL Rating for automating workflows, quoting, and compliance in insurance agencies.
Cloud-based agency and brokerage management platform for client management, quoting, policy submission, and accounting.
CRM and automation tool for life and health insurance agencies focusing on commissions, renewals, and HIPAA-compliant data management.
Guidewire InsuranceSuite
enterpriseComprehensive end-to-end platform for policy administration, claims management, billing, and analytics tailored for property and casualty insurers.
InsuranceSuite Cloud with unified data fabric and AI-powered analytics for real-time decision-making across policy, claims, and billing.
Guidewire InsuranceSuite is a leading cloud-native platform for property and casualty (P&C) insurers, providing end-to-end solutions including PolicyCenter for policy administration, ClaimCenter for claims management, BillingCenter for billing, and additional tools for analytics and digital engagement. It enables insurers to streamline operations, accelerate digital transformation, and improve customer experiences through AI-driven insights and seamless integrations. Designed for scalability, it supports insurers from mid-market to enterprise levels in managing complex insurance processes efficiently.
Pros
- Comprehensive end-to-end P&C insurance functionality with modular flexibility
- Advanced AI, analytics, and low-code tools for rapid customization and innovation
- Proven scalability and cloud deployment for global enterprises
Cons
- Steep implementation timeline and learning curve for complex setups
- High upfront costs requiring significant investment
- Less ideal for very small insurers due to enterprise focus
Best For
Large and mid-sized P&C insurance carriers seeking a robust, future-proof platform for digital transformation and operational excellence.
Pricing
Custom enterprise pricing via quote; typically $1M+ annually for full suite deployment, based on users, modules, and cloud/on-premise options.
Duck Creek OnDemand
enterpriseCloud-native insurance suite offering policy, claims, billing, and reinsurance solutions with strong configurability and API integrations.
Low-code/no-code configuration engine for rapid product deployment and customization
Duck Creek OnDemand is a cloud-native SaaS platform tailored for property and casualty (P&C) insurance carriers, offering end-to-end solutions for policy administration, claims management, billing, reinsurance, and analytics. It leverages a low-code configuration engine to enable rapid deployment and customization of insurance products without heavy development. The platform supports digital transformation with modern APIs, AI-driven insights, and seamless integrations for a unified insurer ecosystem.
Pros
- Comprehensive modular suite covering core insurance functions
- Scalable cloud architecture with high performance and reliability
- Low-code tools for quick configuration and innovation
Cons
- Steep initial implementation and customization costs
- Learning curve for complex configurations
- Primarily suited for mid-to-large enterprises
Best For
Mid-to-large P&C insurance carriers seeking a scalable, configurable SaaS platform for digital transformation.
Pricing
Custom enterprise subscription pricing based on modules, users, and transaction volume; typically starts at $200K+ annually.
EIS Suite
enterpriseModern core insurance platform focused on digital transformation, low-code configuration, and support for P&C and group insurance.
Patented Product Configuration Factory enabling business users to design, test, and deploy complex insurance products without coding
EIS Suite is a comprehensive, cloud-native policy administration system (PAS) designed for property & casualty (P&C) insurers, offering end-to-end capabilities including product configuration, billing, claims management, and digital engagement. It emphasizes no-code/low-code configurability to enable rapid product launches and personalized customer experiences without heavy IT involvement. The platform supports scalability for mid-to-large insurers, integrating seamlessly with third-party systems and analytics tools.
Pros
- Highly configurable no-code Product Factory for quick product development
- Robust end-to-end P&C insurance workflows with strong digital capabilities
- Scalable cloud architecture with proven implementations at major insurers
Cons
- Complex initial setup and lengthy implementation timelines
- Steep learning curve for full utilization of configuration tools
- Enterprise-level pricing may not suit smaller insurers
Best For
Mid-to-large P&C insurers needing a flexible, modern core system to accelerate digital transformation and product innovation.
Pricing
Custom enterprise licensing, typically subscription-based with costs starting at $500K+ annually depending on modules, volume, and deployment scale.
Majesco
enterpriseCloud-based insurance software for P&C, life, annuity, and group benefits with embedded analytics and partner ecosystems.
Unified low-code platform that seamlessly integrates policy administration, claims, and billing in a single cloud-native suite
Majesco provides a cloud-native SaaS platform for insurance carriers, offering core suites for P&C, life/annuity, and group benefits that handle policy administration, claims management, billing, and digital customer engagement. The platform features an API-first architecture with low-code configuration tools to enable rapid customization and scalability. It supports insurers in modernizing operations and accelerating digital transformation while integrating with third-party ecosystems.
Pros
- Comprehensive unified core suite covering policy, claims, and billing
- Cloud-native with strong API integrations and low-code tools
- Robust analytics and digital engagement capabilities
Cons
- Enterprise-focused pricing can be high for smaller carriers
- Implementation requires significant upfront configuration
- Steep learning curve for non-technical users
Best For
Mid-to-large insurance carriers replacing legacy systems with a scalable, modern core platform.
Pricing
Custom enterprise SaaS pricing based on modules, users, and volume; typically quoted starting at $500K+ annually for mid-sized deployments.
Sapiens CoreSuite
enterpriseDigital insurance platform suite covering policy, claims, billing, and reinsurance for P&C, life, pensions, and annuities.
Low-code/no-code platform enabling rapid configuration and extensions without heavy developer dependency
Sapiens CoreSuite is a comprehensive, SaaS-based insurance platform suite tailored for property & casualty (P&C), life, pensions, and reinsurance carriers. It offers end-to-end functionality including policy administration, claims management, billing, reinsurance, and analytics through modular components. The platform emphasizes low-code customization, AI-driven insights, and cloud scalability to modernize legacy systems and accelerate digital transformation for insurers.
Pros
- Robust modular architecture covering full insurance lifecycle
- Strong AI and analytics for claims automation and risk management
- Proven scalability for mid-to-large insurers with global deployments
Cons
- Steep implementation timeline and learning curve for complex setups
- High customization costs can inflate total ownership expenses
- Limited out-of-the-box integrations with niche third-party tools
Best For
Mid-sized to enterprise-level insurers seeking a scalable, all-in-one platform to replace legacy systems and drive digital innovation.
Pricing
Custom enterprise pricing based on modules, users, and deployment scale; typically starts at $500K+ annually for mid-tier implementations.
OneShield Dragon
enterpriseFlexible policy administration system with modular components for commercial, personal, and specialty insurance lines.
Low-code Policy Factory for accelerating product configuration and market entry without heavy coding
OneShield Dragon is a cloud-native policy administration system (PAS) tailored for property and casualty (P&C) insurers, offering end-to-end capabilities including policy lifecycle management, billing, claims processing, and reinsurance. It leverages low-code configuration tools to enable rapid customization and deployment of insurance products across multiple lines. The platform supports digital transformation for insurers aiming to modernize legacy systems while ensuring scalability and regulatory compliance.
Pros
- Highly configurable low-code environment for quick product launches
- Comprehensive P&C functionality with strong integration APIs
- Scalable cloud architecture supporting high-volume transactions
Cons
- Steep learning curve for full customization
- Implementation can take 6-12 months for complex setups
- Pricing lacks transparency and suits larger enterprises better
Best For
Mid-sized to large P&C insurance carriers needing a flexible, modern PAS to replace legacy systems.
Pricing
Custom enterprise SaaS pricing; typically starts at $500K+ annually based on users/policies, with quotes required.
Insly
specializedCloud insurance management software designed for MGAs and smaller insurers with quick deployment and multi-language support.
Fully customizable white-label client portal enabling self-service policy access and renewals
Insly is a cloud-based insurance management software tailored for insurance brokers and small to mid-sized insurers. It streamlines policy administration, claims processing, billing, renewals, and CRM functionalities within a single platform. The solution supports multi-company operations, multi-language interfaces, and customizable client portals to enhance broker-client interactions.
Pros
- Comprehensive automation for policies, claims, and billing
- Multi-language and multi-currency support ideal for international brokers
- Robust client self-service portal with white-label options
Cons
- Pricing requires custom quotes, lacking transparency
- Steeper learning curve for non-technical users
- Integrations limited outside European systems
Best For
Mid-sized insurance brokers in Europe needing a scalable all-in-one platform for policy and client management.
Pricing
Custom modular pricing starting around €99/user/month; scales with features and user count.
Vertafore
enterpriseAgency management systems including AMS360 and PL Rating for automating workflows, quoting, and compliance in insurance agencies.
Deep, real-time integrations with over 400 insurance carriers for automated policy transactions
Vertafore offers a comprehensive suite of insurance agency management software, including AMS360 and Sagitta, designed to automate policy administration, billing, reporting, and compliance for property & casualty and benefits agencies. It provides tools for comparative rating, client management, and carrier integrations to streamline workflows. The platform supports agencies of varying sizes with scalable solutions for daily operations and regulatory adherence.
Pros
- Extensive carrier integrations for seamless quoting and policy downloads
- Robust reporting and analytics for business insights
- Scalable modules supporting growth from small to enterprise agencies
Cons
- Outdated user interface in legacy products like AMS360
- Steep learning curve and complex setup process
- High pricing with additional fees for customizations
Best For
Mid-sized insurance agencies needing deep carrier connectivity and comprehensive back-office automation.
Pricing
Custom enterprise pricing; typically starts at $500-$2,000/month per user/location plus implementation fees.
Applied Epic
enterpriseCloud-based agency and brokerage management platform for client management, quoting, policy submission, and accounting.
Applied Connected Cloud, enabling over 400 pre-built integrations with carriers, vendors, and tools for unmatched ecosystem connectivity.
Applied Epic is a comprehensive cloud-based agency management system designed for insurance brokers and agencies handling commercial, personal, employee benefits, and specialty lines. It centralizes client data, automates workflows for quoting, policy issuance, billing, and claims management, while providing advanced reporting and analytics. The platform supports multi-location operations and integrates deeply with carriers and third-party tools to streamline insurance agency processes.
Pros
- Extensive feature set including automation, document management, and real-time reporting
- Over 400 integrations via Applied Connected Cloud for seamless carrier and vendor connectivity
- Scalable for mid-to-large agencies with robust mobile access and client portals
Cons
- Steep learning curve and complex interface requiring significant training
- High implementation and ongoing costs, not ideal for small agencies
- Customization can be time-consuming and expensive
Best For
Mid-sized to large independent insurance agencies and brokerages seeking enterprise-level management with deep integrations.
Pricing
Custom quote-based pricing; typically $5,000–$20,000+ per month depending on users, modules, and agency size, with implementation fees.
AgencyBloc
specializedCRM and automation tool for life and health insurance agencies focusing on commissions, renewals, and HIPAA-compliant data management.
Household360 for managing entire client households across multiple policies and enrollments
AgencyBloc is a specialized CRM platform designed for life and health insurance agencies, focusing on Medicare, ACA, and supplemental plans. It streamlines client onboarding, enrollment management, household tracking, and compliance reporting to help agencies manage their book of business efficiently. The software integrates with carriers and provides tools for renewals, quoting, and sales growth.
Pros
- Tailored specifically for insurance agencies with deep Medicare and ACA support
- Strong compliance and reporting tools to meet regulatory requirements
- Robust integrations with carriers and enrollment platforms
Cons
- Limited flexibility for non-health insurance lines
- Pricing can be steep for smaller agencies
- Steeper learning curve for advanced features
Best For
Mid-sized insurance agencies specializing in senior health and life products that need compliance-focused CRM tools.
Pricing
Custom quote-based pricing; typically starts at $99/user/month for basic plans, scaling up for enterprise features.
Conclusion
When assessing insurance software, the top tools—including Guidewire InsuranceSuite, Duck Creek OnDemand, and EIS Suite—deliver exceptional value, with Guidewire leading as the top choice for its comprehensive end-to-end platform tailored for property and casualty insurers. Duck Creek stands out for its cloud-native flexibility and strong integrations, while EIS Suite excels in digital transformation and low-code configuration, catering to different needs. Whether focused on agency management, claims processing, or automation, the list offers robust options to enhance operational efficiency.
Take the first step toward streamlined workflows and better performance—try the top-ranked Guidewire InsuranceSuite to experience its seamless policy administration, claims management, and analytics capabilities.
Tools Reviewed
All tools were independently evaluated for this comparison