Top 10 Best Insurance Agency Accounting Software of 2026

AgencyBloc is a specialized CRM and management platform for life, health, and Medicare insurance agencies, with robust accounting tools centered on commission tracking, reconciliation, and financial reporting. It automates commission calculations from carrier data, handles agent payouts, manages accounts receivable, and provides industry-specific financial insights. While not a standalone general ledger like QuickBooks, its insurance-tailored accounting features integrate seamlessly with sales and client management workflows.

Applied Epic is a cloud-based agency management system from Applied Systems that offers comprehensive accounting tools specifically designed for insurance agencies, including AR/AP management, commission tracking, invoicing, and financial reporting. It integrates seamlessly with policy administration, client management, and carrier downloads for a unified workflow. This makes it a powerful solution for handling complex agency finances alongside core operations, with real-time dashboards and automation features.

AMS360 by Vertafore is a robust agency management system with strong accounting capabilities tailored for insurance agencies, handling premium billing, commission processing, accounts receivable/payable, general ledger, and financial reporting. It integrates accounting functions directly with policy management, automating workflows like commission calculations and premium reconciliations. This makes it a comprehensive solution for managing agency finances alongside operations. While powerful, it requires significant setup and training.

HawkSoft is a comprehensive agency management software tailored for independent insurance agencies, featuring robust accounting tools for commission tracking, accounts receivable/payable, general ledger management, and financial reporting. It integrates policy administration with accounting workflows to streamline billing, direct bill reconciliations, and producer commissions. Designed for on-premise or hosted deployment, it supports multi-location agencies with customizable reporting and audit trails specific to insurance operations.

EZLynx is a comprehensive insurance agency management system (AMS) with integrated accounting features designed specifically for insurance agencies, including commission tracking, invoicing, billing, and financial reporting. It automates commission calculations directly from quotes and policy data, streamlining accounts receivable and providing real-time financial insights. While not a standalone accounting solution, its insurance-specific tools make it effective for agency bookkeeping needs.

NowCerts is a cloud-based insurance agency management platform with strong accounting capabilities tailored for insurance professionals, including automated invoicing, commission tracking, AR/AP management, and financial reporting. It excels in certificate of insurance (COI) generation, endorsement tracking, and payment processing, integrating seamlessly with carriers and tools like QuickBooks. The software streamlines agency workflows by combining management and accounting functions into a single dashboard accessible via web and mobile.

InsuredMine is an all-in-one insurance agency management platform with robust accounting features tailored for insurance professionals, including commission tracking, invoicing, payment processing, and financial reporting. It integrates client management, policy tracking, and automated workflows to streamline financial operations within the insurance workflow. While not a full-fledged ERP accounting system, it excels in insurance-specific financial automation, helping agencies manage receivables, commissions, and expenses efficiently.

QuickBooks Online is a versatile cloud-based accounting software from Intuit, ideal for small to medium-sized businesses with features like invoicing, expense tracking, bank reconciliation, payroll, and customizable reporting. For insurance agencies, it excels in core financial management such as tracking premiums received, agent commissions, and expense categorization but lacks built-in tools for policy tracking, renewals, or claims processing, often requiring third-party apps. Its scalability supports growing agencies, with strong automation and real-time financial insights.

Xero is a cloud-based accounting software primarily designed for small to medium-sized businesses, providing tools for invoicing, bank reconciliation, expense tracking, payroll, and financial reporting. For insurance agencies, it handles core accounting tasks effectively but lacks native features for commission splitting, policy premium tracking, or producer performance analytics, often requiring third-party integrations. Its scalability and real-time data access make it suitable for growing agencies with general bookkeeping needs.

Sage Intacct is a cloud-based financial management and ERP solution designed for mid-sized businesses, offering core accounting functions like GL, AP/AR, billing, and reporting. For insurance agencies, it excels in multi-entity management, commission tracking, and revenue recognition for premiums, with strong customization via its marketplace apps. While not insurance-specific out-of-the-box, it integrates well with agency management systems like AMS360 or EZLynx to handle agency workflows effectively.