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Real Estate Property

Top 10 Best Hoa Bookkeeping Software of 2026

Find the best Hoa bookkeeping software to manage community finances efficiently. Compare options & streamline processes—start today.

Sarah Mitchell

Sarah Mitchell

Feb 11, 2026

10 tools comparedExpert reviewed
Independent evaluation · Unbiased commentary · Updated regularly
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Effective HOA bookkeeping is essential for maintaining financial health, ensuring compliance, and strengthening community trust. With a range of tools designed to simplify tasks like dues management and reporting, choosing the right software is key—and our list of top solutions highlights the leading options to meet diverse HOA needs.

Quick Overview

  1. 1#1: AppFolio - Comprehensive property management platform with advanced HOA accounting, automated billing, and financial reporting features.
  2. 2#2: Buildium - All-in-one property management software offering robust HOA bookkeeping, resident billing, and expense tracking tools.
  3. 3#3: DoorLoop - Modern cloud-based platform providing HOA financial management, automated invoicing, and real-time reporting.
  4. 4#4: CINC Systems - Specialized HOA management software with integrated accounting, budgeting, and compliance reporting capabilities.
  5. 5#5: Vantaca - Integrated community association software featuring precise bookkeeping, violation tracking, and financial audits.
  6. 6#6: PayHOA - HOA-focused billing and payment platform that streamlines collections and integrates with accounting systems.
  7. 7#7: HOA Express - Cloud-based HOA management tool with built-in bookkeeping, dues management, and customizable financial reports.
  8. 8#8: Smartwebs - Condo and HOA software providing financial portals, accounting automation, and owner self-service billing.
  9. 9#9: QuickBooks Online - Versatile cloud accounting software widely used for HOA bookkeeping with customizable invoicing and reporting.
  10. 10#10: Xero - User-friendly cloud accounting solution suitable for small HOAs handling invoicing, expenses, and bank reconciliation.

We selected and ranked these tools based on HOA-specific feature depth, reliability, ease of use, and value, ensuring they deliver practical solutions for managing finances and operations.

Comparison Table

Navigate a detailed comparison of leading HOA bookkeeping software, including tools like AppFolio, Buildium, DoorLoop, CINC Systems, Vantaca, and additional options. This table outlines key features, ease of use, and suitability for various community sizes, helping readers identify the ideal solution for their association's unique needs.

1AppFolio logo9.4/10

Comprehensive property management platform with advanced HOA accounting, automated billing, and financial reporting features.

Features
9.6/10
Ease
9.2/10
Value
8.8/10
2Buildium logo9.2/10

All-in-one property management software offering robust HOA bookkeeping, resident billing, and expense tracking tools.

Features
9.5/10
Ease
8.4/10
Value
8.7/10
3DoorLoop logo8.5/10

Modern cloud-based platform providing HOA financial management, automated invoicing, and real-time reporting.

Features
9.0/10
Ease
8.3/10
Value
8.0/10

Specialized HOA management software with integrated accounting, budgeting, and compliance reporting capabilities.

Features
9.2/10
Ease
7.9/10
Value
8.1/10
5Vantaca logo8.4/10

Integrated community association software featuring precise bookkeeping, violation tracking, and financial audits.

Features
9.1/10
Ease
7.6/10
Value
8.0/10
6PayHOA logo8.1/10

HOA-focused billing and payment platform that streamlines collections and integrates with accounting systems.

Features
7.9/10
Ease
8.4/10
Value
7.7/10

Cloud-based HOA management tool with built-in bookkeeping, dues management, and customizable financial reports.

Features
7.5/10
Ease
8.0/10
Value
7.0/10
8Smartwebs logo7.8/10

Condo and HOA software providing financial portals, accounting automation, and owner self-service billing.

Features
8.2/10
Ease
7.4/10
Value
7.5/10

Versatile cloud accounting software widely used for HOA bookkeeping with customizable invoicing and reporting.

Features
7.2/10
Ease
8.5/10
Value
7.0/10
10Xero logo7.1/10

User-friendly cloud accounting solution suitable for small HOAs handling invoicing, expenses, and bank reconciliation.

Features
6.4/10
Ease
8.7/10
Value
7.5/10
1
AppFolio logo

AppFolio

enterprise

Comprehensive property management platform with advanced HOA accounting, automated billing, and financial reporting features.

Overall Rating9.4/10
Features
9.6/10
Ease of Use
9.2/10
Value
8.8/10
Standout Feature

AI-driven bank feed automation and one-click reconciliation for error-free HOA financials

AppFolio is a comprehensive cloud-based property management platform tailored for HOA bookkeeping, offering automated accounting, invoicing, collections, and financial reporting. It integrates seamlessly with bank accounts for real-time reconciliation and provides customizable dashboards for tracking dues, expenses, and budgets. Designed for professional managers, it also includes owner portals for self-service payments and statements, reducing administrative workload significantly.

Pros

  • Automated bank reconciliation and real-time financial reporting streamline HOA accounting
  • Integrated owner portal enables online payments and document access, boosting collections
  • Scalable for managing multiple HOAs with robust security and compliance tools

Cons

  • Higher pricing may not suit very small HOAs or self-managed boards
  • Initial setup and learning curve for advanced features
  • Custom pricing lacks transparency without a demo

Best For

Professional HOA management companies handling mid-to-large communities seeking an all-in-one bookkeeping and operations platform.

Pricing

Custom subscription starting at about $1.40 per unit/month with minimum fees; typically $250+ monthly for small portfolios.

Visit AppFolioappfolio.com
2
Buildium logo

Buildium

enterprise

All-in-one property management software offering robust HOA bookkeeping, resident billing, and expense tracking tools.

Overall Rating9.2/10
Features
9.5/10
Ease of Use
8.4/10
Value
8.7/10
Standout Feature

Advanced financial reporting dashboard with automated late fee calculations and customizable HOA-specific statements

Buildium is a robust property management software platform tailored for HOAs, offering comprehensive bookkeeping features like automated dues invoicing, online payment processing, and detailed financial reporting. It streamlines accounting tasks including bank reconciliation, AP/AR management, and customizable financial statements to ensure accurate HOA financials. With additional HOA-specific tools like violation tracking and architectural review workflows, it provides an all-in-one solution for association management beyond pure bookkeeping.

Pros

  • Powerful accounting suite with bank feeds, QuickBooks integration, and HOA-specific reports
  • Seamless online payments and owner portal for self-service dues management
  • Scalable for growing HOAs with robust violation and maintenance tracking

Cons

  • Pricing scales quickly with number of units, potentially expensive for small HOAs
  • Interface feels dated and has a moderate learning curve for advanced features
  • Overkill for HOAs needing only basic bookkeeping without full property management

Best For

Mid-sized HOAs and property managers seeking integrated bookkeeping with resident management and compliance tools.

Pricing

Starts at $58/month for up to 20 units (Growth plan), $175/month for 100 units (Premium), with custom Enterprise pricing; per-unit scaling.

Visit Buildiumbuildium.com
3
DoorLoop logo

DoorLoop

specialized

Modern cloud-based platform providing HOA financial management, automated invoicing, and real-time reporting.

Overall Rating8.5/10
Features
9.0/10
Ease of Use
8.3/10
Value
8.0/10
Standout Feature

AI-powered Smart Accounting that automates transaction categorization and reconciliation for accurate HOA financials.

DoorLoop is an all-in-one property management platform with strong bookkeeping capabilities designed for HOAs, automating dues collection, invoicing, and financial reporting. It integrates accounting features like bank reconciliation, expense tracking, and customizable financial statements to streamline HOA financial management. Additionally, it provides owner portals for self-service payments and violation tracking, reducing administrative workload for HOA boards.

Pros

  • Robust automated invoicing and online payments for HOA dues
  • Comprehensive financial reporting and bank reconciliation tools
  • Integrated owner portal for transparent communication and self-service

Cons

  • Pricing scales per unit/door, which can be costly for small HOAs
  • Some advanced customizations require higher-tier plans
  • Occasional reports of slower customer support response times

Best For

Mid-sized HOA boards seeking an integrated platform for bookkeeping, payments, and resident management without needing multiple tools.

Pricing

Starts at $59/month for up to 50 units (Essential plan), with Pro at $99/month and custom Enterprise pricing; billed per unit/door.

Visit DoorLoopdoorloop.com
4
CINC Systems logo

CINC Systems

specialized

Specialized HOA management software with integrated accounting, budgeting, and compliance reporting capabilities.

Overall Rating8.7/10
Features
9.2/10
Ease of Use
7.9/10
Value
8.1/10
Standout Feature

Seamless integration of HOA violation and architectural workflows directly into the accounting ledger for automated assessments and collections.

CINC Systems is a comprehensive cloud-based property management software tailored for homeowner associations (HOAs), condominiums, and community associations. It provides robust bookkeeping features including automated billing, accounts receivable/payable management, bank reconciliation, and customizable financial reporting. The platform integrates HOA-specific tools like violation tracking, architectural request management, and resident portals to streamline operations beyond basic accounting.

Pros

  • Specialized HOA accounting with automated collections and detailed financial reports
  • Integrated modules for violations, work orders, and owner communications
  • Scalable for mid-to-large communities with strong data security and mobile access

Cons

  • Steep learning curve due to extensive features
  • Custom pricing lacks transparency and can be expensive for small HOAs
  • Setup requires professional services, adding to initial costs

Best For

Mid-sized to large HOAs needing an all-in-one platform with advanced bookkeeping and compliance tools.

Pricing

Custom quote-based pricing, typically $1.50–$3 per unit/month plus setup fees and add-ons for premium services.

Visit CINC Systemscincsystems.com
5
Vantaca logo

Vantaca

specialized

Integrated community association software featuring precise bookkeeping, violation tracking, and financial audits.

Overall Rating8.4/10
Features
9.1/10
Ease of Use
7.6/10
Value
8.0/10
Standout Feature

Automated delinquency workflows that integrate collections, late fees, and lien processes directly with accounting

Vantaca is a cloud-based management platform tailored for homeowners associations (HOAs) and community associations, offering robust bookkeeping and accounting tools including automated billing, AP/AR management, and detailed financial reporting. It integrates HOA-specific features like violation tracking, architectural approvals, and resident portals to centralize operations. Designed for efficiency, it supports multi-entity management and compliance with HOA financial standards.

Pros

  • Comprehensive financial suite with automated invoicing and bank reconciliation
  • Integrated modules for violations, work orders, and resident communications
  • Strong reporting and audit trail for HOA compliance

Cons

  • Steep learning curve for non-accountants
  • Pricing can be high for smaller HOAs
  • Limited mobile functionality compared to competitors

Best For

Mid-to-large HOAs needing an all-in-one platform with advanced bookkeeping and operational tools.

Pricing

Quote-based pricing, typically $1.50-$3 per unit/month, with tiers based on association size and modules.

Visit Vantacavantaca.com
6
PayHOA logo

PayHOA

specialized

HOA-focused billing and payment platform that streamlines collections and integrates with accounting systems.

Overall Rating8.1/10
Features
7.9/10
Ease of Use
8.4/10
Value
7.7/10
Standout Feature

Automatic payment-to-ledger posting with one-click QuickBooks sync

PayHOA is a cloud-based HOA management platform focused on bookkeeping, automated billing, and online payment collection for homeowners associations. It provides tools for generating invoices, tracking dues, reconciling payments, and maintaining financial records with built-in ledger and QuickBooks integration. The software also supports violation management and architectural reviews, simplifying administrative tasks for HOA boards.

Pros

  • Seamless online payment processing with low friction for residents
  • Automated bookkeeping and bank reconciliation
  • Intuitive interface suitable for non-accountants

Cons

  • Transaction fees can add up for high-volume collections
  • Reporting features lack advanced customization
  • Limited scalability for very large HOAs compared to enterprise tools

Best For

Small to mid-sized HOAs needing simple, reliable dues collection and basic bookkeeping without complex setups.

Pricing

Starts at $0.99 per unit/month (minimum 50 units), plus 2.9% + $0.30 per credit card transaction.

Visit PayHOApayhoa.com
7
HOA Express logo

HOA Express

specialized

Cloud-based HOA management tool with built-in bookkeeping, dues management, and customizable financial reports.

Overall Rating7.2/10
Features
7.5/10
Ease of Use
8.0/10
Value
7.0/10
Standout Feature

Automated dues collection with built-in late fee calculations and owner self-service portals

HOA Express is a cloud-based HOA management platform with dedicated bookkeeping features, including automated billing, online payments, bank reconciliation, and customizable financial reports tailored for homeowners associations. It integrates accounting with HOA-specific tasks like violation tracking, architectural reviews, and owner portals. The software emphasizes simplicity and compliance, making it suitable for HOAs handling dues collection and budgeting efficiently.

Pros

  • Affordable per-unit pricing scales well for small to mid-sized HOAs
  • Intuitive interface with minimal training required
  • Strong automation for invoicing, payments, and late fees

Cons

  • Limited integrations with advanced accounting tools like QuickBooks
  • Reporting lacks deep customization for complex financial needs
  • Customer support can be slow during peak seasons

Best For

Small to mid-sized HOAs seeking straightforward bookkeeping without needing extensive customizations.

Pricing

Starts at $1 per unit/month (minimum 50 units), with tiered plans up to $2/unit for premium features; free trial available.

Visit HOA Expresshoa-express.com
8
Smartwebs logo

Smartwebs

specialized

Condo and HOA software providing financial portals, accounting automation, and owner self-service billing.

Overall Rating7.8/10
Features
8.2/10
Ease of Use
7.4/10
Value
7.5/10
Standout Feature

Seamless integration of recurring assessment billing with automated collections and real-time financial dashboards

Smartwebs is a comprehensive HOA management platform with dedicated bookkeeping tools designed for community associations, handling dues collection, accounts receivable/payable, bank reconciliation, and financial reporting. It integrates online payments and violation tracking directly into the financial workflow, streamlining HOA-specific accounting tasks. While not a standalone accounting solution, it provides tailored features for HOAs to manage budgets, assessments, and compliance efficiently.

Pros

  • HOA-specific bookkeeping with automated dues billing and late fees
  • Integrated online payments and bank reconciliation for efficient collections
  • Customizable financial reports and general ledger tailored to associations

Cons

  • Interface feels dated and has a moderate learning curve for non-tech users
  • Pricing scales quickly for larger communities, less ideal for very small HOAs
  • Limited advanced customization compared to dedicated accounting software like QuickBooks

Best For

Mid-sized HOAs seeking an all-in-one platform that combines bookkeeping with management tools like websites and violations.

Pricing

Custom quotes based on units and features; typically $1-3 per unit/month, starting around $500/month for small associations.

Visit Smartwebssmartwebs.com
9
QuickBooks Online logo

QuickBooks Online

other

Versatile cloud accounting software widely used for HOA bookkeeping with customizable invoicing and reporting.

Overall Rating7.8/10
Features
7.2/10
Ease of Use
8.5/10
Value
7.0/10
Standout Feature

Automated bank reconciliation and feeds that simplify tracking HOA dues payments and expenses in real-time.

QuickBooks Online is a cloud-based accounting platform designed for small to medium-sized businesses, offering robust tools for invoicing, expense tracking, bank reconciliation, and financial reporting. For HOA bookkeeping, it excels in managing dues collections via recurring invoices, vendor payments, and generating balance sheets or profit/loss statements. While not HOA-specific, it can be customized with apps from the Intuit App Store to handle basic association finances effectively.

Pros

  • Seamless bank feed integration for automatic transaction reconciliation
  • Customizable invoicing and automated recurring dues billing
  • Strong reporting tools for financial transparency and audits

Cons

  • Lacks native HOA-specific features like violation tracking or owner portals
  • Customization for HOA needs often requires third-party apps
  • Pricing escalates quickly for multi-user access and advanced features

Best For

Small to mid-sized HOAs focused on core bookkeeping who are comfortable with general accounting software and add-ons for specialized needs.

Pricing

Starts at $30/month (Simple Start) up to $200/month (Advanced); annual billing offers discounts, with add-ons extra.

Visit QuickBooks Onlinequickbooks.intuit.com
10
Xero logo

Xero

other

User-friendly cloud accounting solution suitable for small HOAs handling invoicing, expenses, and bank reconciliation.

Overall Rating7.1/10
Features
6.4/10
Ease of Use
8.7/10
Value
7.5/10
Standout Feature

Automatic bank reconciliation with direct feeds from 20,000+ global banks for accurate, hands-off transaction matching

Xero is a cloud-based accounting software primarily designed for small businesses, providing tools for invoicing, expense tracking, bank reconciliation, and financial reporting. For HOA bookkeeping, it handles core tasks like collecting member dues via invoices, managing vendor payments, and generating basic financial statements, but lacks specialized HOA features such as owner portals or assessment tracking. It excels in automation and integrations, making it adaptable for simple HOA needs with some customization.

Pros

  • Intuitive interface with mobile app access
  • Automatic bank feeds and reconciliation
  • Unlimited users and strong third-party integrations

Cons

  • No built-in HOA-specific tools like dues portals or violation tracking
  • Reporting lacks HOA-focused templates (e.g., reserve studies)
  • Advanced features require higher-tier plans or add-ons

Best For

Small HOAs or self-managed communities with basic bookkeeping needs that don't require specialized HOA management software.

Pricing

Starts at $15/month (Early plan, limited invoices/users), $42/month (Growing), $78/month (Established); billed annually with discounts.

Visit Xeroxero.com

Conclusion

The top HOA bookkeeping software options shine in balancing features like automation, reporting, and ease of use, with AppFolio leading as the winner—offering a comprehensive platform with advanced accounting and automated billing. Buildium and DoorLoop stand as strong alternatives: Buildium for its all-in-one property management focus, and DoorLoop for its modern cloud-based efficiency. For HOAs, these tools streamline financial tasks, making the right choice key to success.

AppFolio logo
Our Top Pick
AppFolio

Start with AppFolio to experience its advanced tools firsthand, or explore Buildium and DoorLoop for tailored solutions that meet your specific needs.