Quick Overview
- 1#1: Availity - Provides real-time eligibility and benefits verification connected to over 4,000 payers nationwide.
- 2#2: Waystar - Delivers automated patient eligibility checks with financial estimates and payer connectivity.
- 3#3: Change Healthcare - Offers extensive payer network for eligibility verification and enrollment status checks.
- 4#4: Experian Health - Specializes in upfront eligibility screening and patient access management solutions.
- 5#5: Myndshft - Leverages AI for instant, accurate real-time insurance eligibility and benefits verification.
- 6#6: Office Ally - Free EDI portal providing eligibility verification and claims submission for providers.
- 7#7: athenahealth - Cloud-based EHR with integrated real-time insurance eligibility and benefits inquiry.
- 8#8: Kareo - Practice management platform featuring eligibility verification and revenue cycle tools.
- 9#9: AdvancedMD - Comprehensive practice management software with built-in eligibility checking capabilities.
- 10#10: Zelis - Healthcare payments network offering eligibility verification and claims processing services.
We selected and ranked these tools based on their performance in delivering accurate, real-time data, integrating with vast payer networks, offering intuitive interfaces, and providing exceptional value through integrated features like financial estimation or claims processing.
Comparison Table
This comparison table showcases leading Health Insurance Eligibility Verification Software, including Availity, Waystar, Change Healthcare, Experian Health, Myndshft, and more, to guide users in evaluating options. It highlights key features, capabilities, and differences, helping readers identify the tool that best suits their organizational needs.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | Availity Provides real-time eligibility and benefits verification connected to over 4,000 payers nationwide. | enterprise | 9.6/10 | 9.8/10 | 9.2/10 | 9.4/10 |
| 2 | Waystar Delivers automated patient eligibility checks with financial estimates and payer connectivity. | enterprise | 9.2/10 | 9.5/10 | 8.7/10 | 9.0/10 |
| 3 | Change Healthcare Offers extensive payer network for eligibility verification and enrollment status checks. | enterprise | 9.2/10 | 9.6/10 | 8.4/10 | 8.7/10 |
| 4 | Experian Health Specializes in upfront eligibility screening and patient access management solutions. | specialized | 8.2/10 | 8.7/10 | 7.6/10 | 7.9/10 |
| 5 | Myndshft Leverages AI for instant, accurate real-time insurance eligibility and benefits verification. | specialized | 8.7/10 | 9.2/10 | 8.4/10 | 8.3/10 |
| 6 | Office Ally Free EDI portal providing eligibility verification and claims submission for providers. | other | 8.1/10 | 8.4/10 | 7.7/10 | 9.3/10 |
| 7 | athenahealth Cloud-based EHR with integrated real-time insurance eligibility and benefits inquiry. | enterprise | 8.1/10 | 8.6/10 | 7.8/10 | 7.5/10 |
| 8 | Kareo Practice management platform featuring eligibility verification and revenue cycle tools. | enterprise | 8.2/10 | 8.4/10 | 8.7/10 | 7.9/10 |
| 9 | AdvancedMD Comprehensive practice management software with built-in eligibility checking capabilities. | enterprise | 8.1/10 | 8.5/10 | 7.7/10 | 7.4/10 |
| 10 | Zelis Healthcare payments network offering eligibility verification and claims processing services. | enterprise | 8.4/10 | 9.1/10 | 7.9/10 | 8.2/10 |
Provides real-time eligibility and benefits verification connected to over 4,000 payers nationwide.
Delivers automated patient eligibility checks with financial estimates and payer connectivity.
Offers extensive payer network for eligibility verification and enrollment status checks.
Specializes in upfront eligibility screening and patient access management solutions.
Leverages AI for instant, accurate real-time insurance eligibility and benefits verification.
Free EDI portal providing eligibility verification and claims submission for providers.
Cloud-based EHR with integrated real-time insurance eligibility and benefits inquiry.
Practice management platform featuring eligibility verification and revenue cycle tools.
Comprehensive practice management software with built-in eligibility checking capabilities.
Healthcare payments network offering eligibility verification and claims processing services.
Availity
enterpriseProvides real-time eligibility and benefits verification connected to over 4,000 payers nationwide.
PayerSync real-time eligibility engine with coverage of thousands of payers and detailed benefits summaries in seconds
Availity is a comprehensive health information network platform that enables healthcare providers to perform real-time eligibility and benefits verification across thousands of payers. It aggregates data from major insurers, delivering instant coverage details, deductibles, copays, and authorization requirements to streamline patient intake and reduce claim denials. Beyond eligibility, it supports claims processing, ERA, and provider directory services, making it a one-stop solution for revenue cycle management in healthcare practices.
Pros
- Extensive payer network covering over 4,000 payers and 90%+ of insured lives for reliable eligibility checks
- Real-time responses with detailed benefits info, including coinsurance and prior auth needs
- Seamless integrations with EHRs, PM systems, and APIs for automated workflows
Cons
- Steep learning curve for new users due to extensive features and customizable dashboards
- Per-transaction fees can add up for high-volume small practices
- Occasional delays during peak times or payer-specific issues
Best For
Large healthcare providers, hospitals, and multi-location practices seeking enterprise-grade eligibility verification with broad payer coverage.
Pricing
Subscription tiers starting at $0 for basic access (payer-sponsored) up to enterprise plans; typically $0.25-$1.50 per eligibility transaction plus setup fees.
Waystar
enterpriseDelivers automated patient eligibility checks with financial estimates and payer connectivity.
Eligibility+ with AI-driven real-time verification and nationwide payer connectivity for instant, accurate coverage details
Waystar is a comprehensive revenue cycle management platform with robust health insurance eligibility verification capabilities through its Eligibility+ solution. It enables real-time verification of patient coverage, benefits, deductibles, copays, and prior authorizations across virtually all major payers in the U.S. The software integrates seamlessly with EHRs, PM systems, and clearinghouses to streamline workflows, reduce denials, and improve cash flow for healthcare providers.
Pros
- Extensive payer network connectivity for near-100% coverage verification
- Real-time eligibility checks with detailed benefit summaries to minimize denials
- Seamless integrations with major EHR/PM systems and advanced analytics for revenue optimization
Cons
- Enterprise-focused pricing may be prohibitive for small practices
- Steeper learning curve for full platform utilization
- Custom implementation timelines can delay rollout
Best For
Large hospitals, health systems, and multi-location practices seeking enterprise-grade eligibility verification integrated into full RCM workflows.
Pricing
Custom enterprise subscription pricing, often based on revenue volume or per-claim fees starting at $X per month (contact for quote).
Change Healthcare
enterpriseOffers extensive payer network for eligibility verification and enrollment status checks.
Nation's largest payer connectivity network, enabling eligibility checks for over 7,000 payers in seconds
Change Healthcare's eligibility verification software provides real-time insurance eligibility checks via EDI 270/271 transactions, enabling providers to verify patient coverage, deductibles, copays, and benefits instantly across thousands of payers. Integrated with EHRs, PM systems, and revenue cycle tools, it minimizes claim denials and accelerates reimbursements. As part of Optum's ecosystem, it leverages vast data exchange networks for reliable, nationwide coverage.
Pros
- Extensive payer network covering 99%+ of U.S. lives for broad compatibility
- Real-time verification with detailed benefits data to reduce denials by up to 50%
- Seamless API and EDI integrations with major EHR/PM vendors
Cons
- Enterprise pricing can be prohibitive for small practices
- Initial setup and customization require significant IT resources
- Occasional delays in response times during peak volumes
Best For
Large hospitals, health systems, and billing companies needing scalable, high-volume eligibility verification with deep payer connectivity.
Pricing
Custom enterprise pricing, typically transaction-based (e.g., $0.20-$0.50 per verification) with minimum commitments; volume discounts available.
Experian Health
specializedSpecializes in upfront eligibility screening and patient access management solutions.
Global Payment Cache technology for instant access to cached payer responses, reducing API calls and verification times.
Experian Health offers a comprehensive eligibility verification solution within its Patient Access platform, enabling healthcare providers to perform real-time insurance eligibility checks across thousands of payers. The software integrates seamlessly with EHR/EMR systems, providing detailed benefit information, copay estimates, and prior authorization status to streamline front-end revenue cycle management. It leverages advanced data analytics and automation to minimize claim denials and accelerate patient registration.
Pros
- Extensive connectivity to over 3,000 payers for broad coverage
- Real-time verification with detailed benefits and copay data
- Strong integration with major EHR systems and analytics for denial prevention
Cons
- High implementation costs and complexity for smaller practices
- Steep learning curve for full customization
- Pricing lacks transparency with custom quotes only
Best For
Mid-to-large healthcare organizations and hospitals seeking scalable, enterprise-grade eligibility verification with robust payer connectivity.
Pricing
Custom enterprise pricing; typically $50,000+ annually based on volume, users, and integrations, with no public tiers.
Myndshft
specializedLeverages AI for instant, accurate real-time insurance eligibility and benefits verification.
AI-driven real-time eligibility verification with guaranteed accuracy and instant patient cost estimates across thousands of payers
Myndshft is a cloud-based revenue cycle management platform specializing in automated health insurance eligibility verification for healthcare providers. It delivers real-time eligibility checks across over 1,500 payers, generates accurate patient financial estimates, and integrates with EHR and practice management systems to streamline workflows. The software also handles claims scrubbing, prior authorizations, and payer enrollment to reduce denials and accelerate reimbursements.
Pros
- Extensive payer network with real-time verification for 1,500+ plans
- Seamless integrations with major EHR/PM systems like Epic and Cerner
- High accuracy (99%+) in eligibility data and patient estimates reducing denials
Cons
- Pricing can be steep for very small practices
- Initial setup requires IT involvement for custom integrations
- Advanced analytics features may overwhelm new users
Best For
Mid-sized to large healthcare practices and hospitals seeking robust automation for eligibility verification and revenue cycle optimization.
Pricing
Custom quote-based pricing; typically per-verification fees starting at $0.50-$2.00 or monthly subscriptions from $500+ based on volume and practice size.
Office Ally
otherFree EDI portal providing eligibility verification and claims submission for providers.
Completely free real-time eligibility verification for thousands of payers without subscription fees
Office Ally is a web-based healthcare revenue cycle management platform that offers free real-time insurance eligibility verification for thousands of payers, enabling providers to check patient coverage instantly. It supports batch eligibility checks, electronic claims submission, and ERA posting, with seamless integration into many EHR and practice management systems. The service is particularly valued for its no-cost access to core EDI functions, reducing administrative burdens for medical practices.
Pros
- Free real-time and batch eligibility verification for over 1,000 payers
- Seamless electronic claims submission and ERA processing
- Integrations with popular PM and EHR systems
Cons
- User interface feels somewhat dated and clunky
- Occasional delays or errors with certain payers
- Advanced reporting and analytics require paid upgrades
Best For
Small to mid-sized medical practices and solo providers needing cost-free eligibility checks and basic claims processing.
Pricing
Core eligibility verification and claims submission are free; premium features like enhanced clearinghouse services start at $0.09 per transaction or subscription plans from $29/month.
athenahealth
enterpriseCloud-based EHR with integrated real-time insurance eligibility and benefits inquiry.
Integrated revenue cycle intelligence with predictive analytics for eligibility and denial prevention
athenahealth is a comprehensive cloud-based EHR and revenue cycle management platform that includes robust health insurance eligibility verification tools within its athenaOne suite. It enables real-time and batch eligibility checks via ANSI 270/271 transactions, verifying coverage, copays, deductibles, and benefits directly in the provider workflow. The software integrates seamlessly with major payers and clearinghouses to automate verification, reducing claim denials and streamlining billing processes for healthcare practices.
Pros
- Seamless integration with EHR and practice management for unified workflows
- Real-time eligibility checks with detailed payer responses and denial prediction
- Supports batch verification and automation to minimize administrative errors
Cons
- High subscription costs that may not suit small practices
- Steep learning curve and lengthy implementation process
- Pricing opacity requires custom quotes, limiting easy comparison
Best For
Mid-sized to large medical practices needing integrated EHR/RCM with reliable eligibility verification.
Pricing
Custom subscription pricing starting around $300-$450 per provider per month, depending on practice size and modules selected.
Kareo
enterprisePractice management platform featuring eligibility verification and revenue cycle tools.
Integrated real-time eligibility verification directly from the patient chart, auto-populating benefits into superbills and estimates
Kareo is a cloud-based practice management and EHR platform that includes robust health insurance eligibility verification tools, enabling real-time checks for patient coverage, deductibles, and copays with major payers. It integrates eligibility data seamlessly into scheduling, billing, and patient encounters to reduce claim denials and streamline revenue cycle management. Designed for independent practices, it supports batch verifications and automated reminders for expired coverage.
Pros
- Seamless integration with EHR and billing for end-to-end workflow
- Real-time and batch eligibility checks with 1,000+ payers
- Intuitive dashboard with clear coverage summaries and estimates
Cons
- Pricing can escalate with add-ons for full functionality
- Less depth in advanced analytics compared to dedicated verification tools
- Occasional payer connectivity issues reported by users
Best For
Small to mid-sized independent medical practices seeking an integrated platform for eligibility verification alongside practice management.
Pricing
Subscription starts at ~$160/provider/month for billing and eligibility features; custom quotes for full suite with EHR.
AdvancedMD
enterpriseComprehensive practice management software with built-in eligibility checking capabilities.
ANSI 5010-compliant real-time eligibility verification across 1,000+ payers with automated copay and deductible capture
AdvancedMD is a comprehensive practice management and EHR platform that includes robust health insurance eligibility verification tools, enabling real-time checks against over 1,000 payers to confirm coverage, deductibles, and copays before appointments. It integrates seamlessly with its billing and scheduling modules for automated workflows, reducing claim denials and streamlining revenue cycle management. As part of a full-suite solution, it supports both single-patient lookups and batch verifications for efficient practice operations.
Pros
- Real-time eligibility checks with extensive payer support minimize denials
- Seamless integration with EHR and billing for end-to-end workflows
- Batch verification capabilities save time for high-volume practices
Cons
- High pricing can be prohibitive for small practices
- Steep learning curve due to comprehensive feature set
- Occasional integration delays or payer response issues reported
Best For
Mid-sized to large medical practices seeking an all-in-one platform with strong eligibility verification tied to full practice management.
Pricing
Custom pricing starts at around $400-$600 per provider/month, plus setup fees; scales with users and modules.
Zelis
enterpriseHealthcare payments network offering eligibility verification and claims processing services.
Broadest U.S. payer connectivity enabling instant verification across virtually all commercial, Medicare, and Medicaid plans
Zelis offers a comprehensive healthcare revenue cycle management platform with robust health insurance eligibility verification capabilities through its Zelis Verify solution. It enables real-time eligibility checks, benefits verification, and prior authorization status across a vast network of payers, helping providers reduce claim denials and streamline billing workflows. The platform integrates seamlessly with EHR and practice management systems, providing detailed patient financial data to optimize collections.
Pros
- Extensive payer network covering 99% of U.S. insured lives for reliable verifications
- Real-time eligibility and benefits details that minimize denials
- Strong integration with EHR/PM systems for automated workflows
Cons
- Steeper learning curve for smaller practices
- Custom enterprise pricing can be costly for low-volume users
- Implementation timeline may extend several weeks
Best For
Mid-sized to large healthcare providers and revenue cycle management firms processing high claim volumes.
Pricing
Custom enterprise pricing based on transaction volume and modules; typically starts at mid-five figures annually with per-transaction fees.
Conclusion
The reviewed health insurance eligibility verification software delivers powerful tools, with Availity leading as the top choice for its extensive nationwide payer network and real-time connectivity. Waystar stands out as a strong alternative, excelling in automated checks and financial estimates, while Change Healthcare proves invaluable with its broad payer reach and enrollment status capabilities. Together, these platforms simplify administrative processes, ensuring efficient and accurate verification for providers.
Take the first step toward streamlined workflows—try Availity, the top-ranked tool, to enhance your eligibility verification efficiency and patient care.
Tools Reviewed
All tools were independently evaluated for this comparison