Top 10 Best Fraud Monitoring Software of 2026

Feedzai is an AI-powered fraud prevention platform that delivers real-time fraud detection and prevention for payments, banking, and e-commerce transactions. Leveraging advanced machine learning and behavioral analytics, it adapts dynamically to emerging fraud patterns without requiring manual rule updates. The platform offers a unified RiskOps interface for monitoring, investigating, and orchestrating responses across channels.

FICO Falcon Fraud Manager is an enterprise-grade real-time fraud detection and prevention platform designed for financial institutions, leveraging AI, machine learning, and a vast consortium network to score and block fraudulent transactions across digital and physical channels. It offers advanced analytics for fraud pattern recognition, adaptive modeling, and automated decisioning to minimize losses while optimizing customer experience by reducing false positives. Widely trusted by major banks worldwide, it processes billions of transactions annually with proven ROI through significant fraud reduction.

NICE Actimize is an enterprise-grade fraud monitoring platform that uses AI, machine learning, and behavioral analytics to detect and prevent fraud in real-time across banking, payments, and digital channels. It offers comprehensive tools for transaction monitoring, case management, customer risk scoring, and regulatory compliance like AML. Designed for financial institutions, it scales to handle massive transaction volumes while minimizing false positives through adaptive models.

SAS Fraud Management is an enterprise-grade platform leveraging advanced analytics, AI, and machine learning for real-time fraud detection and prevention across industries like banking, insurance, and payments. It monitors transactions in real-time, identifies anomalies using behavioral analytics and graph networks, and automates investigations and decisioning to minimize losses. The solution integrates seamlessly with core banking systems and provides robust tools for compliance reporting and regulatory adherence.

Featurespace ARIC is a leading AI-powered fraud prevention platform designed for real-time transaction monitoring using adaptive behavioral analytics. It employs unsupervised machine learning to build dynamic models of normal customer behavior, detecting anomalies and emerging fraud threats without predefined rules or constant retraining. The system integrates seamlessly with core banking platforms, reducing false positives and enabling proactive risk management across payments, lending, and account activities.

ACI Fraud Management is a robust real-time fraud detection and prevention platform from ACI Worldwide, designed for financial institutions to monitor and mitigate fraud across payments including cards, ACH, and digital wallets. It employs advanced AI, machine learning, and behavioral analytics to score transactions dynamically and adapt to emerging threats. The solution provides unified risk management with seamless integration into existing payment infrastructures.

Sift is a machine learning-powered fraud prevention platform designed to protect digital businesses from payment fraud, account takeovers, and other online threats in real-time. It uses behavioral analytics, device intelligence, and a global shared data network to deliver accurate risk scores and automated decisions. Sift integrates seamlessly with e-commerce, fintech, and subscription platforms, enabling scalable fraud management without disrupting legitimate user experiences.

Kount is an AI-driven fraud prevention platform designed for e-commerce businesses to detect and mitigate fraudulent transactions in real-time. It leverages machine learning models, device fingerprinting, and a massive data consortium from millions of transactions to deliver precise risk scoring and decisioning. The solution includes orchestration tools for custom workflows, payee authentication, and seamless integrations with major payment gateways and shopping carts.

Signifyd is an AI-powered commerce protection platform that provides real-time fraud detection and prevention for e-commerce businesses using advanced machine learning models. It offers a unique 100% financial guarantee against approved fraud losses and chargebacks, shifting liability away from merchants. The solution also includes tools for account takeover prevention, policy abuse detection, and seamless integrations with platforms like Shopify, BigCommerce, and Salesforce Commerce Cloud.

Riskified is an AI-powered fraud prevention platform designed for e-commerce merchants, using machine learning to analyze transactions in real-time and distinguish between legitimate and fraudulent orders. It automates approvals, reduces manual reviews, and offers a unique chargeback guarantee where Riskified covers losses on approved fraudulent transactions. This enables businesses to boost revenue by approving more orders securely while minimizing fraud risks.