Top 10 Best Fraud Detection And Prevention Software of 2026

FICO Falcon Fraud Manager is an industry-leading AI-powered fraud detection and prevention platform designed for financial institutions and enterprises to combat fraud across payments, accounts, and digital channels in real-time. It utilizes advanced machine learning, behavioral analytics, and a global consortium network to deliver precise fraud scores, adaptive models, and automated decisioning that minimize false positives while maximizing detection accuracy. Trusted by top banks worldwide, it processes billions of transactions annually, significantly reducing fraud losses and operational costs.

Feedzai is an AI-powered fraud detection and prevention platform tailored for financial institutions, payment processors, and e-commerce businesses. It leverages advanced machine learning, behavioral analytics, and real-time transaction scoring to identify and mitigate fraud across channels like cards, digital banking, and merchant acquiring. The platform's adaptive models continuously evolve to counter sophisticated threats such as account takeovers and synthetic identities, while integrating seamlessly with core banking systems.

NICE Actimize is a leading enterprise-grade fraud detection and prevention platform designed for financial institutions, leveraging advanced AI, machine learning, and behavioral analytics to combat fraud across payments, lending, trading, and account management. It provides real-time monitoring, anomaly detection, and automated response orchestration to minimize losses and ensure regulatory compliance. The solution integrates with existing systems for a unified view of customer behavior and risk, supporting anti-money laundering (AML) and know-your-customer (KYC) requirements.

SAS Fraud Management is a comprehensive enterprise platform from SAS that utilizes advanced analytics, machine learning, and AI to detect, investigate, and prevent fraud across industries like banking, insurance, and payments. It enables real-time transaction monitoring, behavioral analysis, and automated decisioning with customizable rules and models. The solution integrates with SAS Viya for scalable data processing and supports consortium data sharing for enhanced detection accuracy.

ACI Fraud Management is an enterprise-grade fraud detection and prevention platform from ACI Worldwide, specializing in real-time protection for payment transactions across channels like cards, digital wallets, and ATMs. It combines AI, machine learning, and rules-based engines to deliver adaptive fraud scoring, orchestration, and decision management, minimizing false positives while blocking sophisticated attacks. The solution integrates seamlessly with core banking and payment systems, supporting high-volume environments with global scalability.

Featurespace ARIC is an AI-powered fraud detection and prevention platform that uses adaptive behavioral analytics to monitor transactions in real-time and detect anomalies without relying on predefined rules or labeled data. It continuously learns from live data to adapt to emerging fraud patterns, minimizing false positives and protecting against threats like account takeover, payment fraud, and synthetic identity fraud. Primarily targeted at financial services, it integrates seamlessly with core banking systems for enterprise-scale deployment.

Sift is a machine learning-powered fraud prevention platform designed to protect online businesses from payment fraud, account takeovers, and content abuse. It analyzes billions of events daily using a global shared intelligence network to deliver real-time risk scores and automated decisions. With features like device fingerprinting, behavioral biometrics, and customizable workflows, Sift helps minimize chargebacks and manual reviews across e-commerce, fintech, and digital marketplaces.

Riskified is an AI-powered fraud prevention platform tailored for e-commerce businesses, leveraging machine learning to analyze transactions in real-time and distinguish between legitimate orders and fraud. It provides automated approval decisions, chargeback management, and detailed analytics to minimize revenue loss from fraudulent activities. The platform stands out with its industry-leading Chargeback Guarantee, reimbursing merchants for approved orders that result in fraud.

Signifyd is an enterprise-grade fraud detection and prevention platform tailored for e-commerce merchants, using machine learning and AI to analyze transactions in real-time and block fraudulent orders. It provides a unique Commerce Protection Guarantee, covering merchants against approved fraud losses and chargebacks, allowing businesses to approve more orders confidently. The solution also addresses account takeover, returns abuse, and policy abuse with scalable, omnichannel capabilities.

Kount is an AI-driven fraud prevention platform specializing in real-time transaction monitoring and risk assessment for e-commerce businesses. It utilizes machine learning models trained on billions of transactions from its Direct Intelligence Network to deliver precise fraud scoring and automated decisioning. The solution also includes chargeback management, account takeover prevention, and payment optimization tools to minimize losses and streamline operations.