Quick Overview
- 1#1: QuoteCharity - Provides instant multi-carrier final expense life insurance quotes optimized for agents.
- 2#2: WinFlex - Delivers fast, accurate web-based quoting for final expense and other life insurance products from numerous carriers.
- 3#3: InsuTech - Offers specialized final expense quoting software with carrier integration and e-submission capabilities.
- 4#4: AgencyBloc - Combines CRM functionality with final expense quoting tools tailored for life insurance agencies.
- 5#5: iPipeline - Enterprise platform for streamlined final expense quoting, underwriting, and policy placement.
- 6#6: Ebix - Integrated quoting engine within SmartOffice for final expense and life insurance products.
- 7#7: Vertafore - QQ Catalyst enables precise final expense and life insurance rating and quoting.
- 8#8: Applied Systems - Agency management system with embedded quoting for final expense insurance.
- 9#9: Zywave - Provides quoting and forms automation supporting final expense life products.
- 10#10: Rainmaker Platform - All-in-one CRM with integrated quoting features for final expense insurance sales.
Tools were selected based on key factors including carrier integration capabilities, quote speed and accuracy, user-friendliness, and value proposition, ensuring they meet the demands of modern insurance agencies.
Comparison Table
This comparison table explores key Final Expense Quoting Software tools, such as QuoteCharity, WinFlex, InsuTech, AgencyBloc, iPipeline, and additional platforms, to guide users in evaluating options for their business needs. It highlights each tool's core features, usability, and practical applications, equipping readers to identify the software that best aligns with their workflow and client requirements.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | QuoteCharity Provides instant multi-carrier final expense life insurance quotes optimized for agents. | specialized | 9.8/10 | 9.9/10 | 9.7/10 | 9.6/10 |
| 2 | WinFlex Delivers fast, accurate web-based quoting for final expense and other life insurance products from numerous carriers. | specialized | 9.2/10 | 9.5/10 | 8.9/10 | 8.7/10 |
| 3 | InsuTech Offers specialized final expense quoting software with carrier integration and e-submission capabilities. | specialized | 8.3/10 | 8.7/10 | 8.1/10 | 8.0/10 |
| 4 | AgencyBloc Combines CRM functionality with final expense quoting tools tailored for life insurance agencies. | specialized | 8.1/10 | 8.5/10 | 7.6/10 | 7.8/10 |
| 5 | iPipeline Enterprise platform for streamlined final expense quoting, underwriting, and policy placement. | enterprise | 8.3/10 | 9.2/10 | 7.8/10 | 8.0/10 |
| 6 | Ebix Integrated quoting engine within SmartOffice for final expense and life insurance products. | enterprise | 7.2/10 | 7.8/10 | 6.5/10 | 7.0/10 |
| 7 | Vertafore QQ Catalyst enables precise final expense and life insurance rating and quoting. | enterprise | 7.6/10 | 8.1/10 | 7.2/10 | 7.0/10 |
| 8 | Applied Systems Agency management system with embedded quoting for final expense insurance. | enterprise | 7.6/10 | 8.1/10 | 7.2/10 | 6.9/10 |
| 9 | Zywave Provides quoting and forms automation supporting final expense life products. | enterprise | 7.2/10 | 7.5/10 | 6.8/10 | 6.9/10 |
| 10 | Rainmaker Platform All-in-one CRM with integrated quoting features for final expense insurance sales. | other | 7.4/10 | 8.1/10 | 7.0/10 | 7.2/10 |
Provides instant multi-carrier final expense life insurance quotes optimized for agents.
Delivers fast, accurate web-based quoting for final expense and other life insurance products from numerous carriers.
Offers specialized final expense quoting software with carrier integration and e-submission capabilities.
Combines CRM functionality with final expense quoting tools tailored for life insurance agencies.
Enterprise platform for streamlined final expense quoting, underwriting, and policy placement.
Integrated quoting engine within SmartOffice for final expense and life insurance products.
QQ Catalyst enables precise final expense and life insurance rating and quoting.
Agency management system with embedded quoting for final expense insurance.
Provides quoting and forms automation supporting final expense life products.
All-in-one CRM with integrated quoting features for final expense insurance sales.
QuoteCharity
specializedProvides instant multi-carrier final expense life insurance quotes optimized for agents.
One-click comparative quoting across 25+ carriers with instant underwriting previews and side-by-side policy illustrations
QuoteCharity is a premier final expense quoting software designed specifically for insurance agents handling burial and final expense policies. It aggregates real-time quotes from over 25 top carriers, enabling agents to compare rates, coverage options, and underwriting guidelines in seconds. The platform also includes tools for e-applications, client presentations, and sales tracking to streamline the entire sales process from quote to close.
Pros
- Lightning-fast multi-carrier quoting with real-time data from 25+ providers
- Integrated e-app submission and sales analytics dashboard
- Intuitive mobile-responsive interface with customizable quoting workflows
Cons
- Advanced customization requires some initial setup time
- Higher-tier pricing may be steep for very low-volume agents
- Limited third-party CRM integrations compared to enterprise tools
Best For
Independent agents and agencies specializing in final expense sales who need speed, accuracy, and comprehensive carrier access to maximize commissions.
Pricing
Starts at $49/month for basic access, $99/month for pro features including unlimited quotes and e-apps; enterprise plans custom quoted.
WinFlex
specializedDelivers fast, accurate web-based quoting for final expense and other life insurance products from numerous carriers.
Instant side-by-side carrier comparisons with automated underwriting approvals
WinFlex is a robust multi-carrier quoting engine tailored for final expense life insurance, enabling agents to generate real-time quotes from over 25 carriers in seconds. It offers side-by-side comparisons, instant underwriting decisions, and seamless integration with e-applications for streamlined sales processes. The platform also includes sales tools like needs analyzers and customizable presentations to enhance agent productivity.
Pros
- Extensive carrier integrations for comprehensive final expense quoting
- Lightning-fast real-time quotes and side-by-side comparisons
- Built-in e-app functionality reduces paperwork
Cons
- Steeper learning curve for advanced customization
- Higher pricing tiers may not suit solo agents
- Limited offline capabilities
Best For
High-volume independent agents and agencies focused on final expense sales needing multi-carrier efficiency.
Pricing
Starts at $59/month per user for basic plan; Pro and Enterprise tiers at $99+ with added features.
InsuTech
specializedOffers specialized final expense quoting software with carrier integration and e-submission capabilities.
Lightning-fast multi-carrier rate comparisons with instant underwriting visibility
InsuTech is a robust online quoting platform tailored for final expense life insurance, enabling agents to generate instant quotes from multiple carriers in seconds. It supports the full sales cycle, from lead capture and quoting to e-applications and policy issuance tracking. The software integrates seamlessly with CRM systems and offers real-time underwriting decisions for efficient workflows.
Pros
- Multi-carrier quoting from 20+ final expense providers
- Real-time underwriting and e-signature capabilities
- Strong CRM and agency management integrations
Cons
- Steeper learning curve for beginners
- Higher pricing for solo agents
- Limited customization options for reports
Best For
High-volume independent agents or agencies focused on final expense sales who prioritize speed and carrier breadth.
Pricing
Starts at $149/user/month for basic plan; enterprise tiers from $299/user/month with advanced features.
AgencyBloc
specializedCombines CRM functionality with final expense quoting tools tailored for life insurance agencies.
Integrated quoting-to-eApp workflow that automates carrier submissions directly from the CRM
AgencyBloc is a comprehensive CRM and agency management platform tailored for life and health insurance agencies, featuring integrated quoting tools for final expense policies from multiple carriers. It enables quick side-by-side comparisons, client data management, and seamless transitions from quoting to e-applications and enrollments. The software supports compliance tracking and reporting, making it suitable for growing agencies handling final expense alongside other products like Medicare.
Pros
- Multi-carrier final expense quoting with instant comparisons
- Full CRM integration for lead-to-sale workflow
- Robust compliance and agency reporting tools
Cons
- Higher cost than standalone quoting tools
- Learning curve due to extensive CRM features
- Less intuitive for agents focused solely on quoting
Best For
Mid-sized insurance agencies seeking an all-in-one CRM with strong final expense quoting and compliance features.
Pricing
Custom quotes starting at $125/user/month for basic plans, scaling up with users and features; annual contracts offer discounts.
iPipeline
enterpriseEnterprise platform for streamlined final expense quoting, underwriting, and policy placement.
Largest industry network of carrier integrations enabling instant, accurate multi-carrier final expense quotes.
iPipeline provides a robust digital platform for insurance distribution, with specialized quoting tools for final expense life insurance that enable agents to generate instant quotes from a vast network of carriers. The software streamlines the process from quoting through eApplications and underwriting, automating workflows to accelerate sales cycles. It emphasizes compliance, case management, and integration with agency systems for efficient final expense quoting and sales.
Pros
- Extensive integrations with over 100 carriers for multi-line final expense quoting
- Seamless transition from quote to eApp and straight-through processing
- Advanced compliance tools and real-time case tracking
Cons
- Steep learning curve for smaller agencies or new users
- Enterprise-focused pricing that may not suit solo agents
- Occasional delays in carrier data syncing
Best For
Mid-sized agencies and IMOs handling high-volume final expense sales that benefit from carrier integrations and automation.
Pricing
Custom enterprise subscriptions; typically $75+ per user/month with volume-based tiers and integration fees.
Ebix
enterpriseIntegrated quoting engine within SmartOffice for final expense and life insurance products.
Quote+Issue engine allowing instant quoting and immediate policy issuance from 50+ final expense carriers without leaving the platform
EbixProducer, from Ebix (ebix.com), is an all-in-one insurance agency management platform with specialized quoting tools for final expense life insurance policies. It enables agents to generate real-time quotes from multiple carriers, compare options, and transition directly to electronic applications and enrollments. The software integrates CRM features, lead management, and compliance tools to support the full sales lifecycle for final expense products.
Pros
- Extensive multi-carrier integrations for final expense quotes from providers like Mutual of Omaha and Foresters
- Seamless e-app and e-signature capabilities to speed up sales
- Built-in CRM and needs analysis tools for client management
Cons
- Dated user interface that feels clunky compared to modern competitors
- Steeper learning curve for new users due to feature density
- Mixed customer support experiences with slower response times
Best For
Experienced independent agents or agencies needing a comprehensive platform for multi-carrier final expense quoting and CRM integration.
Pricing
Subscription-based at $49-$149 per user/month depending on features and carrier access; custom enterprise pricing available.
Vertafore
enterpriseQQ Catalyst enables precise final expense and life insurance rating and quoting.
Deep integration with Vertafore AMS for quoting, binding, and servicing final expense policies in one platform
Vertafore offers comprehensive insurance agency management and quoting software, including capabilities for final expense life insurance quoting through carrier integrations and tools like Quote+ and PL Rating extensions. It enables agents to generate quotes, manage applications, and handle compliance within a unified platform tailored for insurance professionals. While robust for multi-line agencies, its final expense quoting is part of a broader ecosystem rather than a niche-focused solution.
Pros
- Seamless integration with Vertafore's agency management system for end-to-end workflows
- Access to multiple carrier rates and products for final expense quoting
- Strong compliance and regulatory tools via Sircon integration
Cons
- Not specialized solely for final expense, lacking niche-specific optimizations
- Enterprise-level pricing can be prohibitive for solo agents
- Interface feels dated and has a steeper learning curve for new users
Best For
Multi-line insurance agencies already invested in Vertafore's ecosystem that need reliable final expense quoting alongside P&C and other life products.
Pricing
Custom enterprise subscription pricing, typically $100-$300 per user/month depending on modules and agency size; contact for quote.
Applied Systems
enterpriseAgency management system with embedded quoting for final expense insurance.
Deep integration with agency management for end-to-end final expense sales automation
Applied Systems offers comprehensive agency management systems (AMS) like EPIC and TAM, which include integrated quoting engines for life insurance products, including final expense policies. These tools enable agents to generate multi-carrier quotes quickly within a unified platform, streamlining workflows from lead management to policy issuance. While robust for full-service agencies, it functions more as an ancillary feature within broader AMS rather than a dedicated final expense quoting solution.
Pros
- Extensive carrier integrations for accurate multi-line quoting
- Seamless integration with agency management workflows
- Robust automation and reporting tools
Cons
- High cost unsuitable for solo agents or small teams
- Steep learning curve for non-enterprise users
- Not specialized for final expense; lacks niche carrier depth
Best For
Mid-to-large insurance agencies seeking an all-in-one AMS with reliable final expense quoting capabilities.
Pricing
Custom enterprise pricing starting at $500+/user/month; contact sales for quotes.
Zywave
enterpriseProvides quoting and forms automation supporting final expense life products.
Seamless integration of quoting with compliance automation and a vast content library for regulatory adherence
Zywave is a comprehensive insurance platform that provides agency management, compliance tools, content libraries, and quoting capabilities through carrier integrations and comparative raters. For final expense quoting, it enables agents to generate quotes from multiple carriers efficiently within its broader ecosystem. While not exclusively focused on final expense, it supports quick comparisons and policy issuance workflows tailored to brokers handling burial insurance.
Pros
- Strong carrier integrations for multi-line quoting including final expense
- Integrated compliance and content resources reduce manual work
- Robust agency management tools beyond just quoting
Cons
- Not specialized for final expense, lacking niche-specific templates
- Steep learning curve due to extensive feature set
- Higher cost for smaller agencies focused solely on quoting
Best For
Mid-sized insurance agencies seeking an all-in-one platform with final expense quoting alongside compliance and management tools.
Pricing
Custom enterprise pricing, typically $100-$500 per user/month depending on modules and agency size; quotes required.
Rainmaker Platform
otherAll-in-one CRM with integrated quoting features for final expense insurance sales.
Lightning-fast multi-carrier final expense quoting with real-time rate comparisons and e-app integration
Rainmaker Platform is an all-in-one CRM and quoting software tailored for insurance agents, with robust support for final expense life insurance quoting across multiple carriers. It streamlines the quoting process by integrating lead management, sales tracking, and automated follow-ups into a single dashboard. While versatile for various insurance products, its final expense tools enable quick comparisons and applications for policies covering funeral and end-of-life expenses.
Pros
- Multi-carrier quoting engine supporting major final expense providers like Mutual of Omaha and Foresters
- Integrated CRM with lead nurturing and sales pipeline management
- Mobile app for on-the-go quoting and client management
Cons
- Steeper learning curve for new users due to extensive features
- Higher pricing compared to standalone quoting tools
- Limited advanced analytics or AI-driven insights for final expense specifics
Best For
Independent insurance agents or small agencies focused on final expense sales who want an integrated CRM and quoting solution.
Pricing
Starts at $97/month per user for the Pro plan, with higher tiers up to $197/month including advanced features and training.
Conclusion
The reviewed tools offer robust solutions for final expense quoting, with QuoteCharity leading as the top choice due to its instant multi-carrier optimization tailored for agents. WinFlex and InsuTech stand out as strong alternatives, with WinFlex providing fast, accurate web-based quotes and InsuTech offering specialized integration and e-submission capabilities to meet diverse needs. Each tool empowers agents to streamline their quoting processes effectively.
Explore QuoteCharity today to leverage its intuitive design and multi-carrier network for enhanced final expense sales efficiency.
Tools Reviewed
All tools were independently evaluated for this comparison