Top 10 Best Factoring Software of 2026

FactorFox is a cloud-based factoring software platform tailored for invoice factoring companies, automating the entire lifecycle from client onboarding and invoice submission to funding, collections, and reporting. It streamlines accounts receivable management with features like automated verification, risk scoring, and compliance tools to minimize errors and fraud. Designed for scalability, it supports unlimited users and integrates seamlessly with accounting systems like QuickBooks.

TriumphPay is a specialized payment and factoring platform tailored for the freight and logistics industry, enabling brokers, carriers, and factors to handle invoice submission, auditing, payments, and factoring efficiently. It automates the factoring process through its TriumphPay Exchange marketplace, connecting users to multiple factors for competitive funding rates and quick approvals. The platform provides real-time visibility, fraud prevention, and analytics to optimize cash flow and reduce payment cycles in transportation.

BlueVine is a comprehensive fintech platform specializing in invoice factoring for small businesses, allowing users to sell unpaid B2B invoices for up to 90% of their value in as little as 24 hours. Its intuitive online dashboard enables seamless invoice submission, real-time tracking, and funding management, integrated with popular accounting tools like QuickBooks. Beyond factoring, it offers business checking, lines of credit, and bill pay, creating a one-stop solution for cash flow management.

Taulia is a leading supply chain finance platform that specializes in dynamic discounting and structured early payment programs, allowing buyers to offer suppliers immediate cash for invoices at a discount. It functions as a factoring-like solution through reverse factoring, where financial institutions fund supplier payments based on buyer-approved invoices, optimizing working capital across the supply chain. The platform supports global operations with ERP integrations and multi-currency capabilities, making it ideal for enterprise-scale invoice financing.

FundThrough is an online invoice factoring platform that allows B2B businesses to unlock immediate cash from unpaid invoices by providing advances up to 100% of their value. It integrates directly with accounting software like QuickBooks, Xero, and Sage to automate invoice submission and funding, offering non-recourse financing without personal guarantees. Ideal for SMBs, it provides scalable capital that grows with sales volume, typically funding within hours of approval.

Fundbox is a fintech platform specializing in invoice financing for small businesses, allowing users to access working capital advances up to $150,000 based on unpaid invoices. It uses AI-driven underwriting to provide approvals in minutes without traditional credit checks, integrating seamlessly with accounting tools like QuickBooks and Xero. Funds are disbursed within hours, with repayments automatically deducted from future invoices or bank accounts on flexible 12-week terms.

eCapital is a comprehensive factoring service provider that advances up to 100% of invoice values to businesses, helping improve cash flow by selling accounts receivable. Their online portal enables quick invoice submission, real-time tracking of funding and collections, and integration with accounting software. Primarily serving B2B industries like staffing, transportation, and manufacturing, it offers both recourse and non-recourse options with nationwide coverage.

C2FO is a supply chain finance platform that enables suppliers to access early payment on approved invoices through a global marketplace of buyers and investors. It facilitates dynamic discounting and invoice factoring without traditional recourse, optimizing working capital for enterprises. Unlike conventional factoring software, C2FO creates an open trading environment where rates are competitively determined in real-time.

Rigbooks is a cloud-based management platform primarily designed for trucking companies, especially in the oilfield sector, offering dispatching, invoicing, accounting, and compliance tools. It supports factoring through factor-friendly features like audit-ready invoices, rate confirmations, and integrations with major factoring companies for quick funding. While not a dedicated factoring software, it streamlines invoice submission and cash flow management for truckers dependent on factoring services.

altLINE is an online factoring platform by Triumph Business Capital that allows businesses to sell their unpaid invoices for immediate cash, providing working capital without traditional loans. It features a streamlined digital application process, invoice upload capabilities, and automated collections management. Primarily a service-oriented tool, it includes a client portal for tracking funding status and receivables, targeting B2B companies with reliable clients.