Top 10 Best Cyber Insurance Software of 2026

CyberCube is a leading cyber risk analytics platform tailored for the insurance industry, enabling insurers to model, underwrite, and manage cyber insurance portfolios with precision. It leverages vast datasets, AI-driven models, and real-time analytics to quantify cyber exposures, simulate attack scenarios, and optimize pricing and reinsurance strategies. The platform supports end-to-end workflows from exposure rating to portfolio stress testing, helping carriers navigate the evolving cyber threat landscape.

Guidewire Cyence is an advanced cyber risk analytics platform tailored for insurance carriers, utilizing big data, AI, and machine learning to model cyber threats and quantify potential losses. It enables precise underwriting, dynamic pricing, portfolio optimization, and scenario simulations for cyber insurance products. By integrating vast proprietary datasets on cyber incidents with Guidewire's core PolicyCenter and ClaimCenter, it delivers actionable insights to enhance risk selection and profitability.

RMS Cyber Analytics is a sophisticated risk modeling platform designed specifically for the insurance industry to assess and quantify cyber risks. It enables insurers to simulate cyber attack scenarios, evaluate portfolio exposures, and support underwriting, pricing, and reinsurance decisions using probabilistic models. The tool integrates threat intelligence, vulnerability data, and economic impact assessments to provide granular insights into potential cyber losses at both individual policy and aggregate levels.

Kovrr is a cyber risk quantification platform designed specifically for the cyber insurance industry, enabling insurers, brokers, and corporations to model and financially quantify cyber risks using Monte Carlo simulations and scenario-based analysis. It helps underwriters assess policy pricing, coverage limits, and risk accumulation by translating complex cyber threats into monetary impacts. The platform integrates breach data, attack simulations, and organizational profiles to provide actionable insights for better risk transfer decisions.

RiskLens is a cyber risk quantification platform leveraging the FAIR (Factor Analysis of Information Risk) methodology to translate cyber threats into financial loss estimates. It enables organizations, including cyber insurers, to model risk scenarios, prioritize mitigation efforts, and optimize insurance portfolios with data-driven insights. For cyber insurance software, it excels in underwriting support, premium pricing, and demonstrating risk maturity to reinsurers and regulators.

BitSight is a cybersecurity ratings platform that delivers objective Security Ratings (250-900 scale) based on external observations of a company's attack surface, vulnerabilities, and security practices. For cyber insurance, it enables underwriters to assess policyholder risk without self-reported data, monitor portfolio-wide exposure, and benchmark against peers. The tool supports predictive risk analytics and integrations for streamlined underwriting and claims processes.

SecurityScorecard is a cybersecurity ratings platform that delivers objective, external risk scores for organizations and their vendors based on real-time analysis of security factors like network security, patching cadence, and information leakage. For cyber insurance, it supports underwriting by quantifying cyber risk exposure, enabling insurers to benchmark policyholders, set premiums accurately, and monitor ongoing compliance without agent deployment. The platform integrates with third-party risk management systems to streamline vendor assessments and portfolio oversight.

Coalition is an insurtech platform specializing in cyber insurance policies integrated with advanced cybersecurity software called Coalition Control. The software provides proactive risk management tools, including vulnerability scanning, phishing simulations, dark web monitoring, and incident response services to help businesses identify and mitigate cyber threats before they lead to claims. It combines insurance coverage with technology-driven prevention, enabling faster underwriting and reduced premiums for policyholders.

At-Bay is a cyber insurance provider that combines traditional coverage with a technology-driven platform for proactive risk management. Their software continuously monitors clients' cybersecurity posture, delivering real-time alerts, vulnerability assessments, and remediation recommendations to prevent incidents and reduce claims. Targeted at SMBs, it uses AI and data analytics for underwriting, enabling faster policy issuance and tailored risk mitigation strategies.

Verisk CyberRisk is an advanced analytics platform tailored for cyber insurance professionals, enabling insurers and reinsurers to model cyber exposures and quantify potential losses. It utilizes proprietary datasets, machine learning, and scenario-based simulations to support underwriting, pricing, and portfolio management decisions. The tool integrates catastrophe modeling principles with cyber threat intelligence for probabilistic risk assessments.