Top 10 Best Custom Financial Services Software of 2026

Salesforce Financial Services Cloud is a robust, industry-specific CRM platform built on the Salesforce ecosystem, tailored for financial services firms including wealth management, banking, and insurance. It enables comprehensive client lifecycle management with features like householding for unified family views, goals-based financial planning, regulatory compliance tools, and AI-driven insights via Einstein. Highly customizable, it integrates seamlessly with core banking systems and third-party apps to support personalized advisory services and operational efficiency.

Temenos offers a leading cloud-native banking platform suite, including Temenos Transact for core banking and Temenos Infinity for digital front-office solutions, enabling financial institutions to deliver personalized services across retail, corporate, and wealth management. The software supports end-to-end operations from payments and lending to compliance and analytics, with a focus on agility through microservices architecture. It powers over 3,000 institutions worldwide, allowing deep customization to fit specific regulatory and business needs.

Finastra offers a comprehensive suite of financial services software solutions, including core banking systems like Fusion Phoenix, lending platforms, payments processing, and treasury management tools tailored for banks, credit unions, and other financial institutions. Their solutions emphasize customization through the FusionFabric.cloud platform, enabling seamless API integrations and open banking innovations. With a focus on scalability and regulatory compliance, Finastra supports retail, corporate, and wholesale banking operations globally.

FIS (Fidelity National Information Services) offers a robust suite of custom financial services software designed for banks, credit unions, payment processors, and capital markets firms. Their platforms, including core banking systems like Horizon and ALS, digital banking solutions, and risk management tools, provide extensive customization to handle complex financial operations. FIS emphasizes scalability, regulatory compliance, and seamless integration with third-party systems to optimize efficiency and customer engagement.

Mambu is a cloud-native SaaS core banking platform designed for financial institutions to build, deploy, and scale custom digital financial services like lending, deposits, payments, and cards. Its API-first, composable architecture allows users to assemble tailored solutions using modular building blocks, low-code tools, and extensive integrations without traditional monolithic constraints. This enables rapid innovation and adaptability for fintechs, challenger banks, and traditional institutions transitioning to digital.

Backbase is a composable digital banking platform designed for financial institutions to create highly personalized, omnichannel customer experiences across web, mobile, and other channels. It enables banks to assemble bespoke solutions using micro-applications, APIs, and low-code tools, accelerating digital transformation without heavy custom development. The platform focuses on engagement banking, combining core banking systems with modern front-end capabilities for seamless user journeys.

nCino is a cloud-based Bank Operating System built on Salesforce, designed specifically for financial institutions to digitize and streamline core banking processes. It provides end-to-end solutions for loan origination, deposit account opening, customer onboarding, CRM, and compliance management, enabling seamless collaboration across front, middle, and back offices. The platform serves as a single source of truth, automating workflows and enhancing data visibility to drive efficiency and growth in financial services.

Thought Machine's Vault is a cloud-native core banking platform tailored for financial institutions, enabling the rapid design, deployment, and scaling of custom financial products. It features a product-centric architecture that decouples products from the core ledger, allowing banks to innovate without traditional constraints. Adopted by major players like JPMorgan and Standard Chartered, it supports everything from deposits to complex derivatives in a fully configurable environment.

Jack Henry & Associates provides a comprehensive suite of financial technology solutions tailored for community banks, credit unions, and regional financial institutions. Their core offerings include processing platforms like SilverLake for banks and Episys for credit unions, alongside digital banking via Banno, lending, payments, and compliance tools. These customizable systems integrate front-to-back office operations to enhance efficiency, regulatory adherence, and customer experience.

Q2 (q2.com) is a comprehensive digital banking platform designed for financial institutions, offering customizable solutions for online and mobile banking, account opening, lending, payments, and treasury management. It enables banks and credit unions to deliver branded, seamless digital experiences while integrating with existing core systems. The platform emphasizes data-driven insights, compliance, and innovation through open APIs for tailored financial services.