Quick Overview
- 1#1: TurboTax - Cloud-based tax preparation software that guides users through complex filings with AI assistance and maximum refund guarantees.
- 2#2: H&R Block - Online tax filing platform offering expert support, audit defense, and seamless e-filing for individuals and businesses.
- 3#3: TaxAct - Affordable cloud tax software supporting extensive IRS forms with accuracy guarantees and fast refunds.
- 4#4: TaxSlayer - User-friendly online tax prep service with live expert help and competitive pricing for all filers.
- 5#5: FreeTaxUSA - Low-cost cloud-based e-filing tool providing free federal returns and supported state filings.
- 6#6: Cash App Taxes - Free online tax preparation software for simple to moderate returns with direct deposit options.
- 7#7: TaxHawk - Budget-friendly web-based tax filing with step-by-step guidance and 100% accuracy promise.
- 8#8: 1040.com - Straightforward cloud tax preparation and e-filing service for personal income taxes.
- 9#9: OLT - Quick and secure online tax software for preparing and submitting federal and state returns.
- 10#10: Jackson Hewitt Online - Cloud tax filing platform with optional expert review and refund advance features.
We ranked these tools by evaluating key attributes including feature set (such as AI assistance, audit defense, and form coverage), performance reliability (accuracy promises, refund speeds), user experience (ease of navigation, clarity), and overall value, ensuring a balanced list of top-tier options for individuals and businesses alike.
Comparison Table
Explore a breakdown of leading cloud-based tax preparation tools, including TurboTax, H&R Block, TaxAct, TaxSlayer, and FreeTaxUSA, designed to highlight key features, pricing, and user experience. This comparison helps readers identify the best fit for their filing needs, whether prioritizing simplicity, cost, or advanced functionality.
| # | Tool | Category | Overall | Features | Ease of Use | Value |
|---|---|---|---|---|---|---|
| 1 | TurboTax Cloud-based tax preparation software that guides users through complex filings with AI assistance and maximum refund guarantees. | specialized | 9.5/10 | 9.8/10 | 9.7/10 | 9.2/10 |
| 2 | H&R Block Online tax filing platform offering expert support, audit defense, and seamless e-filing for individuals and businesses. | specialized | 9.1/10 | 9.3/10 | 8.9/10 | 8.7/10 |
| 3 | TaxAct Affordable cloud tax software supporting extensive IRS forms with accuracy guarantees and fast refunds. | specialized | 8.6/10 | 8.8/10 | 8.2/10 | 9.3/10 |
| 4 | TaxSlayer User-friendly online tax prep service with live expert help and competitive pricing for all filers. | specialized | 8.6/10 | 8.4/10 | 8.7/10 | 9.3/10 |
| 5 | FreeTaxUSA Low-cost cloud-based e-filing tool providing free federal returns and supported state filings. | specialized | 8.7/10 | 8.5/10 | 8.8/10 | 9.8/10 |
| 6 | Cash App Taxes Free online tax preparation software for simple to moderate returns with direct deposit options. | specialized | 8.7/10 | 8.0/10 | 9.5/10 | 10.0/10 |
| 7 | TaxHawk Budget-friendly web-based tax filing with step-by-step guidance and 100% accuracy promise. | specialized | 8.1/10 | 7.7/10 | 8.3/10 | 9.4/10 |
| 8 | 1040.com Straightforward cloud tax preparation and e-filing service for personal income taxes. | specialized | 7.2/10 | 6.5/10 | 8.5/10 | 9.0/10 |
| 9 | OLT Quick and secure online tax software for preparing and submitting federal and state returns. | specialized | 7.9/10 | 7.5/10 | 8.2/10 | 8.5/10 |
| 10 | Jackson Hewitt Online Cloud tax filing platform with optional expert review and refund advance features. | specialized | 7.2/10 | 6.9/10 | 7.4/10 | 8.1/10 |
Cloud-based tax preparation software that guides users through complex filings with AI assistance and maximum refund guarantees.
Online tax filing platform offering expert support, audit defense, and seamless e-filing for individuals and businesses.
Affordable cloud tax software supporting extensive IRS forms with accuracy guarantees and fast refunds.
User-friendly online tax prep service with live expert help and competitive pricing for all filers.
Low-cost cloud-based e-filing tool providing free federal returns and supported state filings.
Free online tax preparation software for simple to moderate returns with direct deposit options.
Budget-friendly web-based tax filing with step-by-step guidance and 100% accuracy promise.
Straightforward cloud tax preparation and e-filing service for personal income taxes.
Quick and secure online tax software for preparing and submitting federal and state returns.
Cloud tax filing platform with optional expert review and refund advance features.
TurboTax
specializedCloud-based tax preparation software that guides users through complex filings with AI assistance and maximum refund guarantees.
TurboTax Live Assisted, where certified CPAs and EAs provide real-time screen-sharing help or full preparation service.
TurboTax is a leading cloud-based tax preparation software that enables users to file federal and state income taxes online with step-by-step guidance tailored to their specific situations. It supports a wide range of tax scenarios, from simple W-2 income to complex self-employment, investments, and deductions, automatically importing data from financial institutions and prior returns. The platform emphasizes accuracy, refund maximization, and compliance through AI-driven insights and optional expert assistance.
Pros
- Intuitive step-by-step interview process mimicking a tax professional
- Comprehensive coverage of all major tax forms and scenarios
- Robust accuracy guarantee and audit support options
Cons
- Premium features can get expensive with add-ons and state filing fees
- Frequent upsells during the filing process
- Free edition limited to very simple returns
Best For
Busy individuals, families, and small business owners who want guided, accurate tax filing with maximum deductions and optional expert help.
Pricing
Free Edition for simple returns; Deluxe starts at $59, Premier at $89, Self-Employed at $119 (federal only, plus $39-49 per state; Live expert add-ons $89-259 extra).
H&R Block
specializedOnline tax filing platform offering expert support, audit defense, and seamless e-filing for individuals and businesses.
Tax Pro Review option for professional oversight before filing
H&R Block Online is a robust cloud-based tax preparation platform that provides step-by-step guidance for filing federal and state taxes from any device. It offers tiered editions from Free for simple returns to Self-Employed for complex schedules, with features like prior-year import, error checks, and audit support. Users benefit from real-time chat, phone assistance, and the option to hand off to a tax pro seamlessly.
Pros
- Comprehensive coverage for all tax situations including self-employment and investments
- Strong guarantees like 100% accuracy and maximum refund
- Multiple support channels including live chat and Tax Pro Review
Cons
- Paid tiers required for most users with state fees adding $37-$50
- Occasional upsells during the filing process
- Free edition limited to very basic returns
Best For
Taxpayers with moderately complex returns who value expert support and reliability without needing in-person service.
Pricing
Free for simple 1040; Deluxe ($35+), Premium ($65+), Self-Employed ($115+ federal; state extra $37-$50)
TaxAct
specializedAffordable cloud tax software supporting extensive IRS forms with accuracy guarantees and fast refunds.
Unlimited access to every supported IRS form and schedule in all paid plans without extra fees or upselling
TaxAct is a cloud-based tax preparation software that enables users to file federal and multiple state returns online through an intuitive web platform. It caters to a range of filers, from simple W-2 employees to self-employed individuals with investments, rentals, and business income, offering step-by-step guidance and deduction maximizers. Known for its strong value proposition, TaxAct emphasizes affordability while supporting nearly every IRS form and schedule without limitations.
Pros
- Highly affordable pricing across all tiers
- Comprehensive support for all major IRS forms and schedules
- Accuracy Guarantee and Maximum Refund Guarantee
Cons
- User interface appears dated and less polished
- Limited live customer support options
- Free edition restricted to very basic returns
Best For
Cost-conscious filers with moderately complex tax situations, including self-employed users, who prioritize value over premium support.
Pricing
Free for simple 1040; Deluxe ($39.99+), Premier ($59.99+), Self-Employed ($99.99+); state returns $39.99 each.
TaxSlayer
specializedUser-friendly online tax prep service with live expert help and competitive pricing for all filers.
Exceptional value with unlimited live expert support included in paid plans at budget prices
TaxSlayer is a cloud-based tax preparation software that enables users to file federal and state income taxes online with support for a wide range of IRS forms and schedules. It offers tiered plans from free basic filing to advanced options for self-employed filers, including features like audit defense, accuracy guarantees, and live chat support. The platform emphasizes affordability and ease, making it suitable for DIY filers handling moderately complex returns.
Pros
- Highly affordable pricing across all tiers
- Strong support for complex forms including Schedule C
- Reliable customer support via live chat and phone
Cons
- Interface feels dated compared to top competitors
- Limited mobile app features and integrations
- Fewer in-depth educational tools or calculators
Best For
Cost-conscious individuals and freelancers needing solid tax coverage without premium pricing.
Pricing
Free for simple 1040; Classic ($24.95 federal + $39.95 state); Premium ($39.95 + $39.95); Self-Employed ($59.95 + $39.95).
FreeTaxUSA
specializedLow-cost cloud-based e-filing tool providing free federal returns and supported state filings.
Free federal tax filing for unlimited complexity levels, unlike competitors that charge extra for schedules.
FreeTaxUSA is a cloud-based tax preparation platform that enables users to prepare and e-file federal and state tax returns online with minimal cost. It supports a broad range of tax forms and schedules, including W-2s, 1099s, Schedule C for self-employment, investments, and rental income, making it suitable for both simple and moderately complex returns. The service emphasizes affordability and speed, with built-in error checking and direct deposit for fast refunds.
Pros
- Free federal filing for all users regardless of complexity
- Low-cost state returns at $14.99 each
- Comprehensive support for common schedules and forms
Cons
- Limited customer support (email/ticket only, no live chat/phone for free tier)
- Basic interface lacks advanced visualizations or AI guidance
- No seamless prior-year import without manual entry or PDF upload
Best For
Budget-conscious individuals and freelancers with straightforward to moderately complex tax situations who prioritize low costs over premium support.
Pricing
Federal filing free; state returns $14.99 each; optional Deluxe edition $7.99 for enhanced guidance and audit support.
Cash App Taxes
specializedFree online tax preparation software for simple to moderate returns with direct deposit options.
100% free filing for federal and state taxes with zero hidden fees or premium upsells
Cash App Taxes is a fully cloud-based tax preparation service that allows users to file federal and state tax returns for free, with no income limits or hidden fees. It offers a straightforward, step-by-step interview process that imports data from prior years, W-2s, 1099s, and financial institutions. Best suited for simple to moderate tax situations, it integrates seamlessly with the Cash App mobile platform for easy access.
Pros
- 100% free federal and state filing with no upsells
- Intuitive, mobile-friendly interface
- Automatic import from previous returns and employers
- Quick refund processing via direct deposit
Cons
- No live phone or chat support, only email/help articles
- Limited support for complex forms like business Schedule C
- Basic audit assistance without defense services
- Not available for all state returns
Best For
Individuals and families with straightforward W-2 income, gig work, or investments seeking a no-cost, hassle-free filing experience.
Pricing
Completely free for federal returns and most state returns; no paid tiers or add-ons.
TaxHawk
specializedBudget-friendly web-based tax filing with step-by-step guidance and 100% accuracy promise.
Unmatched low flat-rate pricing with free federal e-filing for basic returns and no hidden fees
TaxHawk is a cloud-based tax preparation software designed for DIY filers, offering federal and state return preparation through a web browser accessible from any device. It supports simple Form 1040 filings for free, with paid tiers for itemized deductions, self-employment income, rentals, and investments. The platform emphasizes affordability, accuracy guarantees, and straightforward guided interviews to ensure compliance with IRS requirements.
Pros
- Exceptionally low pricing with no upsells
- Strong accuracy guarantee and audit support
- Covers federal and state returns for most common scenarios
Cons
- Email-only customer support, no phone or live chat
- Basic, somewhat dated user interface
- Lacks mobile app and advanced import tools
Best For
Budget-conscious individuals and small business owners with straightforward to moderately complex tax situations seeking affordable DIY filing.
Pricing
Free for simple Form 1040 (federal only); $19 Deluxe federal; $39 Premium (federal + state); additional states $14 each.
1040.com
specializedStraightforward cloud tax preparation and e-filing service for personal income taxes.
Completely free e-filing for simple Form 1040 returns with no hidden fees or upsells
1040.com is a cloud-based tax preparation platform designed for simple federal income tax filings, primarily focusing on Form 1040 for individuals with straightforward tax situations. It supports common inputs like W-2s, 1099s, and basic deductions, allowing users to e-file directly from any web browser without downloads. The service prioritizes speed and cost savings for basic filers, though it lacks advanced tools for complex scenarios.
Pros
- Free federal e-filing for simple 1040 returns
- Intuitive, step-by-step interface with no software installation
- Fast processing and direct IRS e-file submission
Cons
- Limited support for itemized deductions or complex schedules
- State returns require additional fees
- Minimal customer support and no live chat or audit defense
Best For
Ideal for W-2 wage earners with basic deductions seeking a free, quick federal filing option.
Pricing
Free for qualifying federal 1040 returns; state filings start at $14.99 per state.
OLT
specializedQuick and secure online tax software for preparing and submitting federal and state returns.
Browser-based platform with real-time IRS form updates and no local software required
OLT (olt.com) is a fully cloud-based tax preparation software designed for professional tax preparers, enabling preparation and e-filing of federal and state returns directly from any web browser without installation. It offers essential tools like diagnostics, error checks, batch printing, and client management features. The platform emphasizes affordability and accessibility for small to mid-sized firms handling individual and business returns.
Pros
- Unlimited federal e-filing included
- True cloud access from any device
- Competitive pricing for small firms
Cons
- Limited advanced features for complex returns
- State return pricing adds up
- Customer support can be slow
Best For
Solo practitioners and small tax firms seeking an affordable, no-install cloud solution for standard returns.
Pricing
Annual plans start at $495 for unlimited federal returns; state returns $5-$15 each, bundles available.
Jackson Hewitt Online
specializedCloud tax filing platform with optional expert review and refund advance features.
Direct access to Jackson Hewitt tax professionals for real-time guidance or full review during online filing
Jackson Hewitt Online is a cloud-based tax preparation platform accessible via jacksonhewitt.com, allowing users to prepare and e-file federal and state tax returns from any web browser. It provides step-by-step guidance for common scenarios like W-2 wages, freelance income, homeownership deductions, and basic credits. Backed by Jackson Hewitt's network of over 5,000 locations, it offers optional professional review and support for more complex situations.
Pros
- Competitive pricing with free filing for simple returns
- Accuracy and maximum refund guarantees
- Access to live tax pros via chat or in-person escalation
Cons
- Fewer advanced import options (e.g., limited QuickBooks integration)
- Interface feels dated compared to top competitors
- Occasional delays in customer support response times
Best For
Budget-conscious filers with straightforward to moderately complex returns who value optional professional assistance.
Pricing
Free for basic 1040; federal filing from $25-$95 based on complexity, plus $20-$45 per state; bundle discounts and promotions often available.
Conclusion
In the landscape of cloud-based tax software, TurboTax leads as the top choice, leveraging AI assistance and a maximum refund guarantee to simplify complex filings. H&R Block and TaxAct follow closely, offering distinct strengths—H&R Block provides expert support and audit defense, while TaxAct delivers affordability with extensive form coverage and accuracy promises—making them strong alternatives for varied needs. With options spanning free to premium, the top 10 list ensures accessibility, but TurboTax remains the most comprehensive solution.
Don’t miss out on TurboTax’s intuitive process and reliable performance—start your tax filing today to experience its AI guidance, seamless e-filing, and potential for a larger refund, simplifying what can be a stressful task.
Tools Reviewed
All tools were independently evaluated for this comparison