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Financial Services Insurance

Top 10 Best Claim Software of 2026

Discover top 10 claim software options to streamline your process. Compare features, read reviews, find the perfect fit today.

Rajesh Patel

Rajesh Patel

Feb 11, 2026

10 tools comparedExpert reviewed
Independent evaluation · Unbiased commentary · Updated regularly
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Efficient claims management is critical for modern insurers, with the right software streamlining workflows and enhancing accuracy. The tools outlined below represent a diverse range of solutions, from enterprise platforms to specialized systems, designed to meet the unique demands of property, casualty, and workers' compensation lines.

Quick Overview

  1. 1#1: Guidewire ClaimCenter - Enterprise claims management platform automating the full claims lifecycle for P&C insurers with AI and analytics.
  2. 2#2: Duck Creek Claims - Cloud-native claims solution offering configurable workflows, AI-powered adjudication, and seamless integrations for insurers.
  3. 3#3: Sapiens ClaimCore - Comprehensive claims processing system supporting multi-line insurance with digital self-service and advanced fraud detection.
  4. 4#4: Majesco Claims - Modern SaaS claims platform for P&C insurers featuring low-code configuration, mobile FNOL, and predictive analytics.
  5. 5#5: EIS Claims - Flexible claims management suite with real-time processing, AI insights, and support for complex commercial lines.
  6. 6#6: OneShield ClaimCore - Configurable claims system enabling rapid deployment and scalability for insurers across multiple lines of business.
  7. 7#7: Insuresoft Claims - Integrated claims module within Epic platform providing streamlined adjudication and reporting for independent agencies.
  8. 8#8: ClaimVantage - Specialized workers' compensation claims software with automated workflows and compliance tools for self-insured employers.
  9. 9#9: CCC Converge - AI-driven platform for auto claims management focusing on estimating, triage, and repair network orchestration.
  10. 10#10: CoreLogic Symbility - Mobile-first claims estimating and collaboration tool for property insurance claims with Xactimate integration.

Rigorous evaluation focused on core features, user experience, reliability, and value, ensuring alignment with the varied needs of insurers across commercial and retail lines.

Comparison Table

This comparison table examines key features of leading claim software tools, including Guidewire ClaimCenter, Duck Creek Claims, Sapiens ClaimCore, Majesco Claims, EIS Claims, and more, to help readers evaluate fit for their needs by analyzing functionality, integration, and user experience, streamlining the selection process for efficient claim management workflows.

Enterprise claims management platform automating the full claims lifecycle for P&C insurers with AI and analytics.

Features
9.7/10
Ease
7.8/10
Value
8.9/10

Cloud-native claims solution offering configurable workflows, AI-powered adjudication, and seamless integrations for insurers.

Features
9.5/10
Ease
8.3/10
Value
8.7/10

Comprehensive claims processing system supporting multi-line insurance with digital self-service and advanced fraud detection.

Features
9.2/10
Ease
8.0/10
Value
8.3/10

Modern SaaS claims platform for P&C insurers featuring low-code configuration, mobile FNOL, and predictive analytics.

Features
8.7/10
Ease
7.4/10
Value
7.9/10
5EIS Claims logo8.2/10

Flexible claims management suite with real-time processing, AI insights, and support for complex commercial lines.

Features
8.8/10
Ease
7.5/10
Value
8.0/10

Configurable claims system enabling rapid deployment and scalability for insurers across multiple lines of business.

Features
9.1/10
Ease
8.0/10
Value
8.3/10

Integrated claims module within Epic platform providing streamlined adjudication and reporting for independent agencies.

Features
8.5/10
Ease
8.0/10
Value
7.8/10

Specialized workers' compensation claims software with automated workflows and compliance tools for self-insured employers.

Features
8.5/10
Ease
8.0/10
Value
7.8/10

AI-driven platform for auto claims management focusing on estimating, triage, and repair network orchestration.

Features
8.6/10
Ease
7.4/10
Value
7.9/10

Mobile-first claims estimating and collaboration tool for property insurance claims with Xactimate integration.

Features
8.4/10
Ease
7.6/10
Value
7.2/10
1
Guidewire ClaimCenter logo

Guidewire ClaimCenter

enterprise

Enterprise claims management platform automating the full claims lifecycle for P&C insurers with AI and analytics.

Overall Rating9.4/10
Features
9.7/10
Ease of Use
7.8/10
Value
8.9/10
Standout Feature

AI-driven Intelligent Claims Triage, which automatically categorizes and assigns claims to accelerate processing and improve accuracy.

Guidewire ClaimCenter is a leading enterprise claims management platform for property and casualty (P&C) insurers, handling the full claims lifecycle from first notice of loss (FNOL) to settlement and subrogation. It offers configurable workflows, AI-driven automation, and advanced analytics to optimize claims handling, reduce costs, and improve customer satisfaction. Deployable on-premises, cloud, or hybrid, it integrates seamlessly with Guidewire's PolicyCenter and BillingCenter for a unified insurance suite.

Pros

  • Comprehensive end-to-end claims processing with AI-powered triage and automation
  • Highly configurable low-code platform for custom workflows and rules
  • Robust analytics, reporting, and integration capabilities for large-scale operations

Cons

  • Steep learning curve and lengthy implementation (often 12-24 months)
  • High cost, especially for smaller insurers
  • Complexity can lead to over-customization challenges

Best For

Large P&C insurance carriers managing high-volume, complex claims who need scalable enterprise-grade functionality.

Pricing

Custom enterprise pricing; typically subscription-based starting at $500K+ annually for mid-sized deployments, depending on modules, users, and cloud/on-prem model.

2
Duck Creek Claims logo

Duck Creek Claims

enterprise

Cloud-native claims solution offering configurable workflows, AI-powered adjudication, and seamless integrations for insurers.

Overall Rating9.1/10
Features
9.5/10
Ease of Use
8.3/10
Value
8.7/10
Standout Feature

AI-powered Intelligent Claims Triage for automated prioritization and straight-through processing

Duck Creek Claims is a cloud-native SaaS platform designed for property and casualty insurers to manage the entire claims lifecycle, from first notice of loss (FNOL) to settlement and subrogation. It offers automation, AI-driven triage, and configurable workflows to handle complex, high-volume claims efficiently. The solution integrates seamlessly with Duck Creek's policy and billing systems, ensuring a unified insurance operations experience.

Pros

  • Comprehensive end-to-end claims management with AI automation
  • Scalable for high-volume enterprise use
  • Strong integrations and mobile capabilities

Cons

  • High implementation costs and timeline
  • Steep learning curve for customization
  • Premium pricing not ideal for small insurers

Best For

Large P&C insurance carriers handling complex, high-volume claims that require robust automation and scalability.

Pricing

Enterprise subscription pricing upon request; typically starts at $100K+ annually based on users, volume, and modules.

3
Sapiens ClaimCore logo

Sapiens ClaimCore

enterprise

Comprehensive claims processing system supporting multi-line insurance with digital self-service and advanced fraud detection.

Overall Rating8.7/10
Features
9.2/10
Ease of Use
8.0/10
Value
8.3/10
Standout Feature

AI-powered Intelligent Claims Engine for real-time fraud scoring and automated decisioning

Sapiens ClaimCore is a robust, cloud-native claims management platform designed for property & casualty (P&C) insurance carriers, automating the full claims lifecycle from first notice of loss (FNOL) to settlement and payment. It leverages AI, machine learning, and low-code configuration to streamline adjudication, fraud detection, and customer interactions via omnichannel support. The solution integrates seamlessly with core policy systems, enhancing operational efficiency and regulatory compliance for complex claims environments.

Pros

  • Advanced AI-driven automation for fraud detection and predictive adjudication
  • Highly configurable low-code platform for rapid customization
  • Strong scalability and integration with Sapiens' broader insurance suite

Cons

  • Steep initial implementation and configuration complexity
  • Higher pricing suited more for enterprises than SMBs
  • Limited out-of-the-box templates for niche lines of business

Best For

Mid-to-large P&C insurers handling high-volume, complex claims who need enterprise-grade AI and automation.

Pricing

Custom enterprise pricing via quote; typically starts at $150K+ annually based on users, modules, and deployment scale.

4
Majesco Claims logo

Majesco Claims

enterprise

Modern SaaS claims platform for P&C insurers featuring low-code configuration, mobile FNOL, and predictive analytics.

Overall Rating8.2/10
Features
8.7/10
Ease of Use
7.4/10
Value
7.9/10
Standout Feature

Intelligent Claims AI, which automates adjudication, triages claims, and provides predictive insights for faster, more accurate resolutions

Majesco Claims is a cloud-native claims management platform tailored for property and casualty (P&C) insurers, handling the full claims lifecycle from first notice of loss (FNOL) to settlement and subrogation. It leverages AI, machine learning, and advanced analytics to automate workflows, detect fraud, and improve adjuster productivity while providing digital self-service portals for policyholders and claimants. The solution integrates tightly with Majesco's policy administration system, enabling a unified insurance core for mid-to-large carriers seeking scalability and data-driven insights.

Pros

  • Comprehensive end-to-end claims processing with AI-driven automation and fraud detection
  • Seamless integration with Majesco P&C Core Suite for policy-claims synergy
  • Robust analytics and reporting for actionable insights and compliance

Cons

  • Steep implementation timeline and learning curve for complex configurations
  • High cost structure suited mainly for enterprise-level insurers
  • Limited out-of-the-box customization without professional services

Best For

Mid-to-large P&C insurers needing an integrated, scalable claims solution with advanced AI capabilities.

Pricing

Custom enterprise pricing, typically subscription-based starting at $100K+ annually depending on users, modules, and scale; contact sales for quotes.

5
EIS Claims logo

EIS Claims

enterprise

Flexible claims management suite with real-time processing, AI insights, and support for complex commercial lines.

Overall Rating8.2/10
Features
8.8/10
Ease of Use
7.5/10
Value
8.0/10
Standout Feature

AI-powered Virtual Claims Adjuster for automated triage, adjudication, and decisioning with up to 80% straight-through processing rates

EIS Claims is a cloud-native claims management platform from EIS Group tailored for property and casualty insurers, handling the full lifecycle from first notice of loss (FNOL) to settlement and recovery. It leverages AI-driven automation, digital self-service portals, and seamless integration with policy administration systems to streamline operations and improve customer experiences. The solution supports high-volume claims processing with advanced fraud detection and analytics for data-driven decision-making.

Pros

  • Robust AI and automation for straight-through processing and fraud detection
  • Scalable architecture suitable for enterprise insurers with complex needs
  • Strong integration capabilities with core insurance systems and third-party tools

Cons

  • Steep implementation and customization timeline for large deployments
  • Higher cost structure geared toward mid-to-large enterprises
  • User interface can feel complex for non-technical adjusters initially

Best For

Mid-to-large P&C insurers needing an integrated, high-automation claims solution for efficient handling of complex, high-volume claims.

Pricing

Custom enterprise pricing via quote; typically subscription-based starting at $100K+ annually based on users, transactions, and modules.

Visit EIS Claimseisgroup.com
6
OneShield ClaimCore logo

OneShield ClaimCore

enterprise

Configurable claims system enabling rapid deployment and scalability for insurers across multiple lines of business.

Overall Rating8.6/10
Features
9.1/10
Ease of Use
8.0/10
Value
8.3/10
Standout Feature

Dragon low-code modeling engine for rapid, no-code customization of claims rules and processes

OneShield ClaimCore is a comprehensive SaaS claims management platform designed for property and casualty insurers, handling the full claims lifecycle from first notice of loss (FNOL) to settlement and subrogation. It features configurable workflows, AI-driven automation, and robust integration with policy administration systems for streamlined operations. The solution emphasizes scalability, digital self-service portals, and advanced analytics to enhance efficiency and claims handling performance.

Pros

  • Highly configurable low-code workflows for customization
  • Strong integration with core insurance systems and third-party tools
  • AI and analytics for faster adjudication and fraud detection

Cons

  • Lengthy implementation and onboarding process
  • Higher cost suitable mainly for mid-to-large enterprises
  • Steep initial learning curve for non-technical users

Best For

Mid-sized to large P&C insurance carriers needing scalable, enterprise-grade claims automation.

Pricing

Enterprise SaaS pricing model; custom quotes based on modules, users, and volume—typically starts at $100K+ annually.

7
Insuresoft Claims logo

Insuresoft Claims

enterprise

Integrated claims module within Epic platform providing streamlined adjudication and reporting for independent agencies.

Overall Rating8.2/10
Features
8.5/10
Ease of Use
8.0/10
Value
7.8/10
Standout Feature

AI-powered claims triage and fraud detection for rapid, accurate initial assessments

Insuresoft Claims is a robust claims management platform tailored for property and casualty (P&C) insurers, handling the full lifecycle from first notice of loss (FNOL) to settlement and subrogation. It offers digital-first experiences with mobile apps for claimants and adjusters, AI-driven triage for faster processing, and seamless integration with policy administration systems. The solution emphasizes configurability, analytics, and fraud detection to streamline operations and improve customer satisfaction.

Pros

  • Comprehensive end-to-end claims processing with AI automation
  • Strong mobile and digital claimant portals for better UX
  • Deep integration capabilities with core insurance systems

Cons

  • Pricing is opaque and enterprise-focused, often high
  • Primarily optimized for P&C lines, less flexible for others
  • Initial setup and customization require significant time

Best For

Mid-sized to large P&C insurers looking for a scalable, modern claims platform with AI enhancements.

Pricing

Custom quote-based pricing; typically starts at enterprise levels ($50K+ annually depending on users and modules).

8
ClaimVantage logo

ClaimVantage

specialized

Specialized workers' compensation claims software with automated workflows and compliance tools for self-insured employers.

Overall Rating8.1/10
Features
8.5/10
Ease of Use
8.0/10
Value
7.8/10
Standout Feature

AI-powered SmartAssign and auto-adjudication for rapid, accurate claim routing and resolution

ClaimVantage is a cloud-based SaaS platform specializing in claims management for self-insured employers, TPAs, and insurers handling workers' compensation, liability, and property claims. It automates the claims lifecycle from intake and assignment to adjudication and reporting, leveraging AI-driven tools, OCR for document processing, and mobile apps for field adjusters. The software emphasizes speed, compliance, and data analytics to reduce cycle times and costs.

Pros

  • Advanced automation and AI for auto-adjudication speeds up low-complexity claims
  • Robust mobile app supports offline access and real-time collaboration for adjusters
  • Strong analytics dashboard with customizable reports for actionable insights

Cons

  • Pricing is enterprise-focused and opaque without a demo
  • Customization requires professional services, adding to implementation time
  • Integrations with non-standard systems can be challenging

Best For

Mid-to-large self-insured organizations or TPAs managing high-volume workers' comp claims that require mobile accessibility and automation.

Pricing

Custom quote-based pricing; typically starts at $50-100 per user/month for core features, scales with volume and add-ons—contact sales for details.

Visit ClaimVantageclaimvantage.com
9
CCC Converge logo

CCC Converge

specialized

AI-driven platform for auto claims management focusing on estimating, triage, and repair network orchestration.

Overall Rating8.1/10
Features
8.6/10
Ease of Use
7.4/10
Value
7.9/10
Standout Feature

AI-powered claims triage that intelligently routes and prioritizes claims for faster resolution

CCC Converge, from CCC Intelligent Solutions (cccis.com), is a robust claims management platform tailored for property and casualty insurers, particularly in collision repair. It automates workflows from first notice of loss (FNOL) through settlement, integrating estimating, triage, repairer assignment, and analytics. The solution leverages AI for faster processing and provides seamless connectivity across the claims ecosystem.

Pros

  • Comprehensive end-to-end claims workflow automation
  • Deep integration with CCC's industry-leading estimating tools
  • Advanced AI-driven triage and analytics for efficiency

Cons

  • Steep learning curve for new users
  • Enterprise-level pricing lacks transparency
  • Customization options limited for smaller operations

Best For

Mid-to-large insurers and repair networks processing high-volume collision claims.

Pricing

Custom enterprise subscription pricing, typically based on claim volume or users; contact sales for quotes (starts around $50K+ annually for mid-sized deployments).

10
CoreLogic Symbility logo

CoreLogic Symbility

specialized

Mobile-first claims estimating and collaboration tool for property insurance claims with Xactimate integration.

Overall Rating7.8/10
Features
8.4/10
Ease of Use
7.6/10
Value
7.2/10
Standout Feature

Symbility Go mobile app for on-site photo, sketch, and estimate creation with instant cloud syncing

CoreLogic Symbility is a comprehensive claims estimating platform tailored for property insurance, enabling adjusters to create detailed damage assessments using line-item estimating tools. It supports mobile capture of photos, sketches, and notes directly from the field via the Symbility Go app, streamlining the claims process from inspection to settlement. The software integrates with CoreLogic's property data and insurer systems for accurate valuations and efficient workflows.

Pros

  • Advanced line-item estimating with real-time pricing data
  • Robust mobile app for field-based claims processing
  • Seamless integrations with insurer core systems and CoreLogic databases

Cons

  • Steep learning curve for complex estimating functions
  • High enterprise-level pricing
  • Occasional performance lags in mobile syncing

Best For

Mid-to-large insurance carriers and adjusting firms handling high-volume property claims that require precise, data-driven estimating.

Pricing

Enterprise subscription pricing; custom quotes typically range from $100-$300 per user/month or per-claim models, contact sales for details.

Conclusion

The review of leading claim software identifies three exceptional tools, with Guidewire ClaimCenter emerging as the top choice for its comprehensive automation of the full claims lifecycle through AI and analytics. Duck Creek Claims follows closely, offering a cloud-native, configurable solution with AI-powered adjudication and seamless integrations, while Sapiens ClaimCore stands out for its support of multi-line insurance, digital self-service, and advanced fraud detection. These three not only set the bar but cater to diverse needs, with Guidewire leading as a top-tier enterprise option.

Guidewire ClaimCenter logo
Our Top Pick
Guidewire ClaimCenter

Don’t miss out—explore Guidewire ClaimCenter to unlock end-to-end efficiency, AI-driven insights, and streamlined claims management tailored for modern insurers.