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Business Finance

Top 10 Best Check Making Software of 2026

Discover the top 10 best check making software for secure, easy financial management. Find features, pricing & reviews to choose. Start now!

Alexander Schmidt

Alexander Schmidt

Feb 11, 2026

10 tools comparedExpert reviewed
Independent evaluation · Unbiased commentary · Updated regularly
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In modern financial management, reliable check making software is essential for streamlining transactions, ensuring security, and saving time. With diverse options ranging from cloud-based tools to desktop solutions, selecting the right software directly impacts efficiency and risk mitigation—making a curated list a vital resource for users. This guide highlights 10 top-tier tools, tailored to meet personal and business needs, from basic check writing to advanced security features.

Quick Overview

  1. 1#1: VersaCheck - Designs, prints, and secures professional personal and business checks on blank stock paper with MICR encoding.
  2. 2#2: ezCheckPrinting - Affordable software for writing, printing, and tracking checks with support for logos and MICR fonts.
  3. 3#3: OnlineCheckWriter - Cloud-based platform to print checks on demand, mail them securely, and integrate with accounting software.
  4. 4#4: PrintBoss - Secure check printing solution with positive pay and fraud prevention for businesses using QuickBooks.
  5. 5#5: MoneyThumb CheckWriter - Simple tool to print customized checks with logos on plain paper or blank check stock.
  6. 6#6: CheckMagic - Quickly prints bank-approved checks on demand using any standard printer and blank stock.
  7. 7#7: Check Depot - Windows software for creating and printing secure checks with MICR line support.
  8. 8#8: CheckWriter/1040 - Prints checks, 1099 forms, and W2s with high-security features for tax professionals.
  9. 9#9: QuickBooks - Accounting software with built-in check printing, mailing, and integration for small businesses.
  10. 10#10: Quicken - Personal finance software that enables easy check writing and printing from bank accounts.

Tools were chosen based on a rigorous assessment of features (including MICR encoding, fraud prevention, and accounting integration), consistent performance, intuitive design, and overall value, ensuring they deliver exceptional utility across user types.

Comparison Table

For those needing efficient tools to create and manage checks, choosing the right software is essential. This comparison table explores top options like VersaCheck, ezCheckPrinting, OnlineCheckWriter, PrintBoss, MoneyThumb CheckWriter, and more, outlining their key features. Readers will learn how these tools differ to find the best fit.

1VersaCheck logo9.6/10

Designs, prints, and secures professional personal and business checks on blank stock paper with MICR encoding.

Features
9.8/10
Ease
9.4/10
Value
9.7/10

Affordable software for writing, printing, and tracking checks with support for logos and MICR fonts.

Features
9.0/10
Ease
9.5/10
Value
9.8/10

Cloud-based platform to print checks on demand, mail them securely, and integrate with accounting software.

Features
9.2/10
Ease
8.4/10
Value
8.5/10
4PrintBoss logo8.7/10

Secure check printing solution with positive pay and fraud prevention for businesses using QuickBooks.

Features
9.0/10
Ease
8.5/10
Value
8.8/10

Simple tool to print customized checks with logos on plain paper or blank check stock.

Features
8.3/10
Ease
7.9/10
Value
8.6/10
6CheckMagic logo4.2/10

Quickly prints bank-approved checks on demand using any standard printer and blank stock.

Features
3.5/10
Ease
6.8/10
Value
4.0/10

Windows software for creating and printing secure checks with MICR line support.

Features
7.6/10
Ease
7.8/10
Value
7.2/10

Prints checks, 1099 forms, and W2s with high-security features for tax professionals.

Features
8.2/10
Ease
8.5/10
Value
7.0/10
9QuickBooks logo8.1/10

Accounting software with built-in check printing, mailing, and integration for small businesses.

Features
8.7/10
Ease
7.6/10
Value
7.2/10
10Quicken logo6.8/10

Personal finance software that enables easy check writing and printing from bank accounts.

Features
7.2/10
Ease
6.5/10
Value
5.8/10
1
VersaCheck logo

VersaCheck

specialized

Designs, prints, and secures professional personal and business checks on blank stock paper with MICR encoding.

Overall Rating9.6/10
Features
9.8/10
Ease of Use
9.4/10
Value
9.7/10
Standout Feature

MICR E13B line printing on demand with plain paper and standard laser printers, eliminating the need for expensive pre-printed checks.

VersaCheck is a leading check printing and management software that enables businesses to design, print, and track professional checks on plain paper using any standard printer with MICR capabilities. It integrates seamlessly with major accounting platforms like QuickBooks, Quicken, and Peachtree, ensuring compliance with banking standards through secure MICR encoding and fraud-resistant features. The software provides customizable templates, positive pay files for banks, and comprehensive reporting to streamline accounts payable processes.

Pros

  • Secure MICR printing on plain paper for bank compliance and cost savings
  • Seamless integration with QuickBooks and other accounting software
  • Customizable templates and fraud protection features like security fonts and watermarks

Cons

  • Primarily Windows-only, limited cross-platform support
  • Requires a MICR-toner compatible printer for full functionality
  • Advanced features may have a brief learning curve for new users

Best For

Small to medium-sized businesses seeking secure, in-house check printing integrated with accounting software to reduce costs and improve efficiency.

Pricing

One-time purchase starting at $115 for VersaCheck Blue, up to $295 for Platinum edition with lifetime phone support and updates.

Visit VersaCheckversacheck.com
2
ezCheckPrinting logo

ezCheckPrinting

specialized

Affordable software for writing, printing, and tracking checks with support for logos and MICR fonts.

Overall Rating9.2/10
Features
9.0/10
Ease of Use
9.5/10
Value
9.8/10
Standout Feature

Blank check stock printing with built-in MICR font simulation for bank-ready checks at a fraction of traditional costs

ezCheckPrinting is a straightforward check printing software designed for businesses and individuals to create and print professional checks on blank stock paper using standard laser or inkjet printers. It supports MICR encoding for bank compliance, multiple check formats (including personal, business, and payroll), and seamless integration with accounting tools like QuickBooks and Quicken. The software emphasizes cost savings by eliminating the need for expensive pre-printed checks while offering features like signature capture and multi-account management.

Pros

  • Extremely affordable one-time purchase with no subscriptions
  • Prints secure MICR-compliant checks on plain paper to cut costs dramatically
  • Simple interface with quick setup and accounting software integration

Cons

  • Windows-only, no Mac or mobile support
  • Lacks advanced enterprise-level reporting and automation
  • Customer support primarily email-based without live chat

Best For

Small businesses and freelancers seeking an inexpensive, easy-to-use solution for printing checks without pre-printed forms.

Pricing

One-time purchase starting at $29.95 for single-user edition, with commercial and multi-computer licenses up to $299.

Visit ezCheckPrintinghalfpricesoft.com
3
OnlineCheckWriter logo

OnlineCheckWriter

specialized

Cloud-based platform to print checks on demand, mail them securely, and integrate with accounting software.

Overall Rating8.7/10
Features
9.2/10
Ease of Use
8.4/10
Value
8.5/10
Standout Feature

Print professional MICR-encoded checks instantly on plain blank stock using any laser printer, eliminating the need for expensive pre-printed checks.

OnlineCheckWriter is a versatile check management platform that allows users to create, print, and distribute checks digitally using blank stock paper and any standard printer. It supports features like mobile check deposits, recurring payments, QuickBooks integration, and secure mailing services for hassle-free check handling. Ideal for businesses seeking to modernize check payments while reducing costs on pre-printed checks.

Pros

  • Prints unlimited checks on blank stock with any printer, saving significant costs
  • Seamless integrations with QuickBooks, Xero, and other accounting tools
  • Mobile app for instant check deposits and on-the-go management

Cons

  • Subscription model required for full features, with limited free tier
  • Initial setup and template customization can feel overwhelming for beginners
  • Customer support response times vary during peak periods

Best For

Small to medium-sized businesses and accountants looking to digitize check printing and payments efficiently.

Pricing

Free basic account; paid plans start at $1.25 per check or monthly subscriptions from $29.99 for 100+ checks with added features like mailing.

Visit OnlineCheckWriteronlinecheckwriter.com
4
PrintBoss logo

PrintBoss

enterprise

Secure check printing solution with positive pay and fraud prevention for businesses using QuickBooks.

Overall Rating8.7/10
Features
9.0/10
Ease of Use
8.5/10
Value
8.8/10
Standout Feature

Secure MICR-compliant check printing on plain paper from any standard printer, drastically cutting check production costs.

PrintBoss is a specialized check printing software that integrates with accounting systems like QuickBooks, Sage, and Peachtree to enable secure, professional check printing on plain paper using any laser or inkjet printer. It supports MICR line encoding for bank compliance, automatic signature insertion, and features like positive pay exports to prevent fraud. The solution emphasizes cost savings by eliminating pre-printed checks and offers remote printing options for distributed teams.

Pros

  • Significant cost savings with blank check stock and no need for pre-printed forms
  • Robust security features including MICR encoding, positive pay, and signature security
  • Seamless integration with major accounting software like QuickBooks and Sage

Cons

  • Windows-only compatibility limits cross-platform use
  • Initial setup and printer configuration can be moderately complex
  • Limited native mobile or cloud-based printing options

Best For

Small to medium-sized businesses relying on QuickBooks or similar accounting software that need secure, in-house check printing to reduce costs and fraud risks.

Pricing

Perpetual license starting at $295 for basic edition, up to $495 for Elite, plus optional MICR toner and blank check stock.

Visit PrintBossprintboss.com
5
MoneyThumb CheckWriter logo

MoneyThumb CheckWriter

specialized

Simple tool to print customized checks with logos on plain paper or blank check stock.

Overall Rating8.1/10
Features
8.3/10
Ease of Use
7.9/10
Value
8.6/10
Standout Feature

Authentic MICR line printing on plain paper, allowing significant savings on pre-printed checks while maintaining full bank security.

MoneyThumb CheckWriter is a dedicated check printing software that enables users to create and print professional checks on blank stock or plain paper, ensuring compliance with banking standards through MICR encoding. It integrates directly with QuickBooks, Quicken, and other accounting tools for seamless data import and batch processing. The software emphasizes security features like duplicate detection, positive pay support, and fraud prevention to streamline check management for businesses.

Pros

  • Cost-effective one-time purchase model
  • Seamless integration with QuickBooks and similar software
  • Secure MICR printing on blank paper for bank compliance

Cons

  • Limited to check printing without broader accounting capabilities
  • Primarily Windows-focused with no native Mac support
  • Interface feels dated compared to modern cloud alternatives

Best For

Small businesses and accountants relying on QuickBooks who want an affordable, secure way to print checks in-house.

Pricing

One-time purchase starting at $69 for basic version; CheckWriter+ at $99 with advanced features; no subscription required.

6
CheckMagic logo

CheckMagic

specialized

Quickly prints bank-approved checks on demand using any standard printer and blank stock.

Overall Rating4.2/10
Features
3.5/10
Ease of Use
6.8/10
Value
4.0/10
Standout Feature

Instant check guarantee program that approves or declines checks in seconds using proprietary databases

CheckMagic is a specialized software solution focused on secure check verification and risk management rather than traditional check creation or printing, providing instant check guarantees and fraud prevention for businesses handling high volumes of checks. While it excels in validating checks through databases and positive pay systems, it lacks core check-making features like design templates, printing capabilities, or MICR line generation. This makes it more of a complementary tool for check cashing operations than a standalone check-making platform.

Pros

  • Excellent check verification and fraud detection
  • Real-time guarantee decisions
  • Integrates well with point-of-sale systems

Cons

  • No check design or printing functionality
  • Limited to verification, not creation
  • High costs for transaction-based pricing

Best For

Check cashing businesses or retailers needing fraud prevention rather than check printing.

Pricing

Transaction-based fees starting at $0.50 per check verified, with volume discounts and subscription options for high-volume users.

Visit CheckMagiccheckmagic.net
7
Check Depot logo

Check Depot

specialized

Windows software for creating and printing secure checks with MICR line support.

Overall Rating7.4/10
Features
7.6/10
Ease of Use
7.8/10
Value
7.2/10
Standout Feature

High-quality MICR toner emulation that works on any laser printer, eliminating the need for expensive MICR-specific printers

Check Depot is a check printing software solution designed for businesses to create, print, and manage checks directly from standard office printers using plain paper. It includes MICR line emulation for bank compatibility, positive pay export features, and customizable check formats to reduce reliance on expensive pre-printed checks. The software supports QuickBooks integration and offers secure printing options for small to medium-sized enterprises handling high-volume check issuance.

Pros

  • Affordable alternative to pre-printed checks with plain paper printing
  • Reliable MICR line emulation compatible with most banks
  • Seamless integration with QuickBooks and other accounting software

Cons

  • Limited advanced reporting and analytics compared to enterprise solutions
  • Occasional issues with printer compatibility on newer models
  • Customer support response times can be slow during peak periods

Best For

Small to medium businesses seeking cost-effective, on-demand check printing without needing specialized hardware.

Pricing

One-time purchase starting at $99 for basic license, with optional annual support at $49/year; volume discounts available.

Visit Check Depotcheckdepot.net
8
CheckWriter/1040 logo

CheckWriter/1040

specialized

Prints checks, 1099 forms, and W2s with high-security features for tax professionals.

Overall Rating7.8/10
Features
8.2/10
Ease of Use
8.5/10
Value
7.0/10
Standout Feature

MICR-encoded check printing on plain blank stock with any standard printer, ensuring bank compliance and massive cost savings.

CheckWriter/1040 is a versatile online platform designed for printing professional checks, handling 1099 forms, and supporting 1040 tax-related tasks with IRS compliance. Users can print checks on blank stock paper using any printer with secure MICR encoding, eliminating the need for pre-printed checks. It integrates with accounting software like QuickBooks and offers mailing services, e-filing for 1099s, and positive pay fraud protection for streamlined financial operations.

Pros

  • Secure MICR check printing on blank stock saves up to 80% on costs
  • Seamless integrations with QuickBooks, Xero, and others
  • IRS-compliant 1099 e-filing and automated mailing services

Cons

  • Per-check pricing can become expensive for high-volume users
  • Limited advanced customization for complex check designs
  • Web-based interface lacks full offline functionality

Best For

Small businesses, freelancers, and accountants needing affordable, compliant check printing and 1099 filing without dedicated hardware.

Pricing

Pay-as-you-go checks from $1.25 each (including postage); subscriptions start at $19.99/month for unlimited printing.

Visit CheckWriter/1040checkwriter.com
9
QuickBooks logo

QuickBooks

enterprise

Accounting software with built-in check printing, mailing, and integration for small businesses.

Overall Rating8.1/10
Features
8.7/10
Ease of Use
7.6/10
Value
7.2/10
Standout Feature

Deep integration with double-entry bookkeeping, automatically reconciling checks with bank feeds and ledgers

QuickBooks by Intuit is a full-featured accounting platform that includes check writing and printing capabilities integrated directly with its ledger and invoicing tools. Users can generate professional checks from accounts payable, customize them with logos and details, and print in batches for efficiency. While not a standalone check-making tool, it excels in linking check payments to financial records for accurate bookkeeping.

Pros

  • Seamless integration with accounting and invoicing for error-free payments
  • Batch printing and customization options including logos and memos
  • Support for plain paper or secure MICR-compliant checks

Cons

  • Overkill and expensive for users needing only basic check printing
  • Steep learning curve for non-accountants
  • Subscription required with extra costs for check stock and toner

Best For

Small to medium businesses requiring integrated accounting alongside check printing for streamlined AP workflows.

Pricing

Starts at $30/month (Simple Start) up to $200+/month (Advanced); additional fees for checks ($0.32-$1.50 each) or MICR toner.

Visit QuickBooksquickbooks.intuit.com
10
Quicken logo

Quicken

enterprise

Personal finance software that enables easy check writing and printing from bank accounts.

Overall Rating6.8/10
Features
7.2/10
Ease of Use
6.5/10
Value
5.8/10
Standout Feature

Integrated check writing directly from reconciled bank registers with automatic categorization and reporting

Quicken is a comprehensive personal finance software that includes check printing capabilities, allowing users to create, customize, and print professional checks directly from linked bank accounts. It supports MICR line encoding for bank compatibility, automatic numbering, and integration with transaction tracking for easy reconciliation. While not a standalone check-making tool, it excels in combining check writing with budgeting, bill pay, and reporting features.

Pros

  • Reliable MICR-encoded check printing for direct bank deposit
  • Seamless integration with bank accounts and transaction registers
  • Customizable check templates, stubs, and envelopes

Cons

  • Overly complex interface for users wanting only check printing
  • Subscription model increases long-term costs
  • Steeper learning curve due to extensive non-check features

Best For

Personal finance users or small businesses needing check printing integrated with budgeting and account reconciliation.

Pricing

Quicken Classic Deluxe starts at $47.88 first year ($71.88 renewal); Premier/Business tiers $59.88-$89.88 first year; Simplifi at $47.88/year.

Visit Quickenquicken.com

Conclusion

The reviewed check making software offers tailored solutions, with VersaCheck leading as the top choice, boasting professional design, robust security, and versatility for both personal and business use. ezCheckPrinting impresses with its affordability and logo customization, making it a strong pick for budget-conscious users, while OnlineCheckWriter shines for its cloud-based functionality and seamless accounting integration. Each tool streamlines check management, but VersaCheck stands out as the ultimate option for those prioritizing security and quality.

VersaCheck logo
Our Top Pick
VersaCheck

Elevate your check writing experience—try VersaCheck today to unlock its professional features, secure encoding, and user-friendly design, and streamline your financial management effortlessly.